Amplify Credit Union Partners with MANTL to Modernize Business and Retail Account Opening

Rhea-AI Summary

Amplify Credit Union (ALKT) partnered with MANTL, an Alkami solution team, to modernize business and retail account opening across digital and branch channels on Feb 4, 2026. MANTL will enable sub-10 minute business account openings and sub-5 minute retail onboarding, omnichannel access, and automation.

The integration aims to automate over 85% of application decisions and provide access to 1,350+ data points for KYC/AML/BSA checks, product ordering, funding, and core booking to accelerate member onboarding and growth.

Positive

• Business accounts can open online in under 10 minutes
• Retail onboarding can complete in under 5 minutes
• Automates over 85% of application decisions including KYC/AML/BSA
• Access to 1,350+ data points for account opening insights

Negative

• None.

News Market Reaction

+1.74%

3 alerts

+1.74% News Effect

+$30M Valuation Impact

$1.76B Market Cap

0.0x Rel. Volume

On the day this news was published, ALKT gained 1.74%, reflecting a mild positive market reaction. Our momentum scanner triggered 3 alerts that day, indicating moderate trading interest and price volatility. This price movement added approximately $30M to the company's valuation, bringing the market cap to $1.76B at that time.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Business account opening time: less than 10 minutes Retail onboarding time: under five minutes Automated decisions: over 85% +2 more

5 metrics

Business account opening time less than 10 minutes Business members opening new accounts online

Retail onboarding time under five minutes Retail member onboarding experience

Automated decisions over 85% Application decisions including KYC, AML, BSA checks

Data points available more than 1,350 Demographic, behavioral, and account opening insights for Amplify

J.D. Power certifications 2024 and 2025 Outstanding Mobile Banking Platform Experience

Market Reality Check

Price: $16.84 Vol: Volume 3,729,381 is 2.1x ...

high vol

$16.84 Last Close

Volume Volume 3,729,381 is 2.1x the 20-day average of 1,780,003, indicating elevated activity before this news. high

Technical Shares at $17.53 are trading below the 200-day MA of $24.72 and sit near the 52-week low of $17.23.

Peers on Argus

ALKT was down 12.29% with heavy volume, while key peers like AGYS (-4.81%), RNG ...

1 Down

ALKT was down 12.29% with heavy volume, while key peers like AGYS (-4.81%), RNG (-4.69%), and DAVE (-3.39%) also declined but less sharply, pointing to a stock-specific move rather than a broad sector rotation.

Previous Partnership Reports

5 past events · Latest: Jan 14 (Positive)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 14	Bank partnership	Positive	-1.0%	Citizens State Bank adopted MANTL to modernize and automate account opening.
Dec 18	Fintech partnership	Positive	+0.5%	MANTL–Alloy partnership surpassed 2M applications with >80% automated decisions.
Dec 16	Loan data integration	Positive	+1.7%	MANTL partnered with Method Financial to add real-time liability data to lending.
Dec 10	Credit union tech award	Positive	-0.1%	Financial Plus CU won tech award tied to MANTL onboarding efficiency gains.
Oct 28	Credit union expansion	Positive	-1.4%	Belco Community CU expanded its Alkami partnership to boost digital adoption.

Pattern Detected

Partnership announcements have generally produced small, often negative next-day moves, with modest upside on a minority of events.

Recent Company History

Over recent months, Alkami has highlighted multiple partnerships expanding MANTL’s reach across banks, credit unions, and fintech integrations. These include collaborations with Citizens State Bank, Alloy, Method Financial, and award‑winning work with Financial Plus Credit Union, plus a broader Belco Community Credit Union digital banking expansion. Price reactions to these partnership updates have been modest, averaging around flat, with a slight negative tilt. Today’s Amplify Credit Union deal adds another MANTL deployment to this ongoing expansion theme.

Historical Comparison

partnership

-0.1 %

Average Historical Move

Historical Analysis

Past partnership headlines moved ALKT an average of -0.07% in 24 hours, so the pre‑news -12.29% drop stands out versus typically muted reactions.

Typical Pattern

Partnership news shows a steady buildout of MANTL across credit unions, banks and fintechs, highlighting expanding use cases from deposits to loan origination and data integrations.

Market Pulse Summary

This announcement adds Amplify Credit Union as another institution adopting Alkami’s MANTL technolog...

Analysis

This announcement adds Amplify Credit Union as another institution adopting Alkami’s MANTL technology, emphasizing faster onboarding, automation above 85%, and access to over 1,350 data points. It continues a series of partnerships that broaden MANTL’s footprint across credit unions, banks, and fintech integrations. Investors may watch how additional deployments translate into reported revenue, margins, and platform adoption metrics in upcoming filings and whether partnership news continues to produce mostly muted stock reactions.

Key Terms

know your customer (kyc), anti-money laundering (aml), bank secrecy act (bsa), omnichannel, +3 more

7 terms

know your customer (kyc) regulatory

"including Know Your Customer (KYC), Anti-Money Laundering (AML), Bank Secrecy Act"

"Know your customer (KYC)" is the process financial institutions use to verify the identity of their clients before providing services. It helps prevent illegal activities like fraud or money laundering by ensuring the person they are dealing with is genuine. For investors, KYC offers reassurance that their transactions are protected and conducted with trustworthy parties.

anti-money laundering (aml) regulatory

"including Know Your Customer (KYC), Anti-Money Laundering (AML), Bank Secrecy Act"

Anti-money laundering (AML) is the set of laws, checks and internal controls that financial firms and other regulated businesses use to detect and stop criminals from disguising illegal money as legitimate. Like locks and ID checks at an airport, AML systems track where money comes from and who is using it to reduce fraud, corruption and financing of crime. For investors, strong AML compliance lowers the risk of heavy fines, operational disruption and reputational damage that can hurt a company’s value.

bank secrecy act (bsa) regulatory

"including Know Your Customer (KYC), Anti-Money Laundering (AML), Bank Secrecy Act (BSA) checks"

A law that requires banks and other financial firms to keep records, check identities and report suspicious transactions to help prevent money laundering, fraud and financing of crime. For investors it matters because firms that break these rules can face large fines, restricted operations and damaged reputations—similar to a business losing its driver’s license—so compliance affects a company’s risk profile and long‑term value.

omnichannel technical

"With MANTL's omnichannel deposit origination technology, Amplify will remove friction"

A coordinated approach to selling and serving customers across all touchpoints—stores, websites, mobile apps, social media, and call centers—so the experience feels like one continuous conversation no matter where a customer interacts. For investors, omnichannel capability signals how well a company can attract and keep customers, turn interactions into sales, and use shared customer data to cut costs and boost revenue—making it a key driver of growth and competitive strength.

deposit origination financial

"Amplify will launch Business Deposit Origination by MANTL first as part of its"

Deposit origination is the process by which a bank or financial firm attracts, signs up and funds new deposit accounts — such as checking, savings, or term accounts — including the customer outreach, application and funding steps. It matters to investors because deposits are the primary, often low-cost source of money banks use to make loans and earn profits; strong origination is like a retailer building a steady customer base, reducing funding costs and supporting growth.

treasury management services financial

"When Amplify launched our fee-free treasury management services, we knew one of"

Treasury management services are the tools and processes a company uses to handle its cash, payments, borrowing and short-term investments—like a personal finance app but for a business's money. Investors care because efficient treasury work lowers the risk of running out of cash, reduces borrowing costs and can boost returns on idle funds, which affects a company’s stability, creditworthiness and ultimately its stock value.

core booking technical

"product service ordering, funding, and core booking, to reduce manual processes"

Core booking describes the orders or signed customer commitments that come from a company’s main, ongoing line of business, excluding one-time deals, trial sales, or peripheral services. For investors, it’s a clearer measure of steady demand—like counting regular subscriptions rather than occasional single purchases—so it helps gauge the durability of future revenue and the health of the company’s primary business.

AI-generated analysis. Not financial advice.

The partnership will transform credit union's business and consumer account opening journey, creating a faster, more intuitive onboarding experience online and in-branch

PLANO, Texas, Feb. 4, 2026 /PRNewswire/ -- MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a partnership with Amplify Credit Union (Amplify), a credit union headquartered in Austin, Texas, to modernize its business and consumer onboarding and account opening experience across all physical and digital banking channels.

With MANTL's omnichannel deposit origination technology, Amplify will remove friction from its current onboarding process, allowing businesses and consumers to open deposit accounts anytime, anywhere, including online, in-branch, or in the field. Amplify will launch Business Deposit Origination by MANTL first as part of its expansive growth plans, followed by Retail Deposit Origination to deliver a seamless digital and in-branch onboarding and account opening journey for members and employees alike. Business members will be able to open new accounts online in less than 10 minutes, while retail members will benefit from a faster, intuitive onboarding experience that can be completed in under five minutes.

"When Amplify launched our fee-free treasury management services, we knew one of the keys to our success would be choosing the right account opening platform," said Stacy Armijo, chief experience officer at Amplify. "MANTL stood out from day one. The MANTL Platform prioritizes convenience and security in equal measure, and we cannot wait to work with the insights we will gain into our members' account opening experience. We look forward to rolling out MANTL for organizations and individuals alike in the months ahead."

Through the partnership, Amplify will be able to automate over 85% of application decisions, including Know Your Customer (KYC), Anti-Money Laundering (AML), Bank Secrecy Act (BSA) checks, product service ordering, funding, and core booking, to reduce manual processes and accelerate growth. MANTL provides access to more than 1,350 data points across demographic, behavioral, and other account opening insights, enabling Amplify to make actionable and strategic decisions to drive growth, inform marketing spend and improve member experience.

"MANTL is excited to partner with Amplify Credit Union as they expand digital business banking efforts and scale growth institution-wide," said Benjamin Conant, chief product officer, Alkami and co-founder, MANTL. "By implementing a unified, omnichannel deposit account opening experience, Amplify is redefining what modern onboarding looks like for members and employees: confident, seamless, and digital-first."

To learn how MANTL can transform your account opening process and empower your team, or to schedule a demo, visit here.

To learn more about Anticipatory Banking and the Alkami Digital Sales & Service Platform, visit here.

Alkami has been certified by J.D. Power in 2024 and 2025 for providing "An Outstanding Mobile Banking Platform Experience."¹

About MANTL
MANTL is an Alkami solution team that offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under five minutes, businesses can open a new deposit account in under 10 minutes, and MANTL customers raise billions in core deposits. MANTL Loan Origination simplifies each step in the loan process, automating up to 100% of loan application decisions to ensure an intuitive, feature-rich experience from personal loans to business financing. Founded in 2016, MANTL was acquired in March 2025 by Alkami Technology, Inc. (Nasdaq: ALKT). For more information, visit mantl.com or follow MANTL on LinkedIn.

About Amplify Credit Union
Amplify Credit Union offers fee-free banking and award-winning lending to anyone who lives or works in Texas. In 1967, the organization was founded as the credit union for IBM employees in Austin. Today, it provides digital-first banking and lending services to over 50,000 members, including home loans, checking & savings accounts, commercial lending, and more. In addition, Amplify has been named a Top Workplace in Austin for three years in a row, and this year was named a Top 50 Workplace in the USA. The organization is rooted in its mission to improve the financial lives of its members and uses the proceeds from that to provide a safe place to call home for those without. Join us at www.goamplify.com.

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com

___________________ 1J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/awards.

View original content to download multimedia:https://www.prnewswire.com/news-releases/amplify-credit-union-partners-with-mantl-to-modernize-business-and-retail-account-opening-302677845.html

SOURCE Alkami Technology, Inc.

FAQ

What will the Amplify (ALKT) and MANTL partnership change about business account opening?

Business members will be able to open new accounts online in under 10 minutes. According to Amplify, MANTL's omnichannel platform streamlines onboarding, automates decisions, and supports online, in-branch, and field account opening to speed acquisition and reduce manual work.

How fast will retail account opening be after MANTL is implemented at Amplify (ALKT)?

Retail members can complete onboarding in under five minutes. According to Amplify, the unified digital and in-branch journey focuses on convenience and security to deliver a faster, intuitive member experience across channels.

What automation capabilities does MANTL provide Amplify (ALKT) for compliance checks?

MANTL will automate over 85% of application decisions, including KYC, AML, and BSA checks. According to Amplify, this automation reduces manual processes by handling identity, compliance, product ordering, funding, and core booking workflows.

How will MANTL's data help Amplify (ALKT) make strategic decisions?

Amplify will gain access to more than 1,350 data points across demographic and behavioral insights to inform strategy. According to Amplify, these account-opening data enable actionable decisions for growth, marketing allocation, and member experience improvements.

Will Amplify (ALKT) offer both business and retail deposit origination via MANTL, and in what order?

Amplify will launch Business Deposit Origination first, followed by Retail Deposit Origination. According to Amplify, the rollout supports expansive growth plans and aims to deliver a seamless omnichannel onboarding experience for organizations and individuals.