Qfin Holdings, Inc. Stock Price, News & Analysis

Qfin Holdings (NASDAQ: QFIN) will report its unaudited third quarter 2025 financial results after U.S. markets close on November 18, 2025.

The company's management will host an earnings conference call on Tuesday, November 18, 2025 at 7:30 PM U.S. Eastern Time (which is 8:30 AM Beijing Time on November 19, 2025). Participants must pre-register online to receive dial-in numbers, a passcode and a unique access PIN via the provided registration link. A live and archived webcast will be available on Qfin's Investor Relations website.

Qfin Holdings (NASDAQ: QFIN) CEO Haisheng Wu participated in the UN's 80th anniversary events at the UN Headquarters in New York from September 22-30, 2025. Wu was the only Chinese fintech representative at the high-profile digital governance dialogue co-hosted by ITU and UNDP.

The event, themed "Digital for Good: For People and Prosperity", focused on advancing cross-border cooperation under the Global Digital Compact (2024). Qfin's CEO highlighted the company's commitment to AI-driven digital credit services and their focus on providing affordable financial services to SMEs and consumers through intelligent agent technology.

Qfin Holdings (NASDAQ: QFIN) reported its Q2 2025 financial results, showing resilient performance despite market challenges. The company achieved total net revenue of RMB5,215.9 million (US$728.1 million) and Non-GAAP net income of RMB1,849.0 million (US$258.1 million).

Key operational metrics include: total loan facilitation volume of RMB84,609 million (up 16.1% YoY), total outstanding loan balance of RMB140,080 million (up 13.4% YoY), and a 90-day+ delinquency rate of 1.97%. The platform now connects 165 financial institutions and serves 275.8 million registered users.

Despite facing challenges from international trade tensions and regulatory updates, Qfin maintained strong fundamentals with a 93.8% repeat borrower contribution and continued to optimize its business mix with 41.4% of loan volume under capital-light model.

Qfin Holdings (NASDAQ: QFIN; HKEx: 3660), a leading AI-empowered Credit-Tech platform in China, has scheduled its Q2 2025 earnings release for August 14, 2025, after U.S. markets close.

The company will host an earnings conference call at 8:30 PM U.S. Eastern Time on August 14, 2025 (8:30 AM Beijing Time on August 15, 2025). Participants must pre-register online to join the conference call, and a live and archived webcast will be available on the company's investor relations website.

Qifu Technology (NASDAQ: QFIN; HKEx: 3660), a leading AI-empowered Credit-Tech platform in China, announced the approval of several key resolutions at its annual general meeting held on June 30, 2025.

The approved resolutions include: 1) A company name change from "Qifu Technology, Inc." to "Qfin Holdings, Inc.", 2) The adoption of the Fourth Amended and Restated Memorandum and Articles of Association, 3) The re-appointment of Deloitte Touche Tohmatsu as the company's auditor for 2025, and 4) The re-election of Mr. Xiangge Liu as a company director.

Qifu Technology (QFIN) has been named "Most Honored Company" in the 2025 Extel Asia Best Managed Teams rankings for the second consecutive year. The company excelled in multiple categories, including "Best CEO," "Best CFO," and "Best Investor Relations Professional." The recognition, voted by over 6,300 analysts and fund managers, reflects Qifu's excellence in AI technology integration, transparency, and corporate governance.

In Q1 2025, Qifu reported strong operational metrics with 163 financial institution partners and 268 million registered users. The company facilitated loan originations of RMB 88,883 million, marking a 15.8% year-over-year increase. This growth is driven by their "AI + Finance" strategy, including the development of an intelligent agent for core credit business operations.

Qifu Technology (NASDAQ: QFIN) reported strong Q1 2025 financial results despite macroeconomic challenges. Total net revenue reached RMB4.69 billion (US$646.4M), with non-GAAP net income of RMB1.93 billion (US$265.4M). The company's loan facilitation volume grew 15.8% YoY to RMB88.88 billion, with 49.3% under capital-light model. Key operational metrics showed healthy growth with cumulative users reaching 268.2M (up 11.1% YoY) and total outstanding loan balance increasing 5.5% YoY to RMB140.27 billion. The platform maintained strong risk metrics with a 90-day+ delinquency rate of 2.02% and a high repeat borrower contribution of 95.1%. The company successfully completed a US$690M convertible notes offering, strengthening its financial position.

Qifu Technology (NASDAQ: QFIN; HKEx: 3660) has announced its upcoming Annual General Meeting (AGM) scheduled for June 30, 2025 at 10:00 a.m. Beijing time in Shanghai, China. The meeting will address several key agenda items, including a proposed company name change to "Qfin Holdings, Inc.", adoption of amended articles of association, re-appointment of Deloitte as auditor, and re-election of Mr. Xiangge Liu as director.

The record date for both Class A Ordinary Shares and ADSs holders is set for May 27, 2025. Shareholders of record can attend and vote at the AGM, while ADS holders must provide voting instructions to The Bank of New York Mellon, either directly or through their financial intermediaries.

Qifu Technology (NASDAQ: QFIN) and Beijing Jiaotong University have achieved a significant milestone with their research paper's acceptance at IJCAI 2025, a prestigious AI conference with a 19.3% acceptance rate. The paper introduces TRIDENT, an innovative framework that combines Multimodal Large Language Model (MLLM) embeddings and attribute smoothing for Compositional Zero-Shot Learning. The technology shows promising applications in fintech, particularly in: • Intelligent risk control: Analyzing multimodal data to detect fraud patterns more efficiently • Customer service: Enabling better understanding of complex user inquiries The framework addresses key challenges in AI, including background interference and limited semantic capture, demonstrating state-of-the-art performance across multiple datasets. This achievement reflects Qifu Technology's commitment to AI innovation and its strategic focus on R&D investment and academic collaborations.