Republic Bancorp Named to American Banker's 2026 Top-Performing Banks List

Key Terms

return on equity financial

Return on equity shows how effectively a company uses its shareholders' money to generate profit. It is calculated by dividing the company's net profit by its shareholders' equity, indicating how much profit is earned for each dollar invested by owners. Higher return on equity suggests the company is good at turning investments into earnings, which can be an important factor for investors assessing its profitability and efficiency.

net interest margin financial

Net interest margin measures how much a bank earns from lending and investing compared with what it pays for funding, expressed as a percentage of its interest-earning assets. Think of it like a grocery store’s markup: it shows the gap between buying cost and selling price per dollar of goods — here, the cost is interest paid and the sale is interest received. Investors watch it because a higher margin usually means a bank is more profitable and better at managing interest rate and credit conditions.

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National recognition highlights Republic's strong financial performance, disciplined growth, and client-focused approach

LOUISVILLE, Ky.--(BUSINESS WIRE)-- Republic Bancorp, Inc., parent company of Republic Bank & Trust Company (“Republic” or the “Bank”), has been recognized by American Banker as one of its Top-Performing Banks with $2 billion to $10 billion in assets.

The annual ranking, developed in partnership with Capital Performance Group, evaluates banks nationwide using key performance metrics including profitability, return on equity, net interest margin, and growth.

Banks recognized on this year's list benefited from improved efficiency, strong lending performance, deposit growth, and expanded net interest margins. Capital Performance Group noted that top-performing institutions demonstrated broad-based financial strength and the ability to distinguish themselves in increasingly competitive markets.

"Being acknowledged among the nation's top-performing banks is a testament to the dedication of our associates and the trust our clients place in us every day," said Republic Bancorp Executive Chair Steve Trager. "This honor reflects our commitment to delivering strong financial performance while investing in our people, technology, and communities to help our clients thrive."

The recognition underscores Republic's continued financial strength and disciplined approach to growth, as well as its commitment to delivering innovative banking solutions and exceptional service across its markets.

"Recognition like this reinforces that we're moving in the right direction, but our focus remains on what's next,” said Logan Pichel, President and Chief Executive Officer of Republic Bank. “We're not content with standing still. Every day, we're looking for new ways to enhance the client experience, strengthen our markets, and position Republic Bank for continued success."

In addition to this honor, Republic is proud to be recognized by numerous local and national organizations for its impact as a leading financial institution, committed community partner, and preferred employer. Recent noteworthy financial and banking accolades include S&P Global Market Intelligence Top 50 Community Bank (2026, 2025, 2024), Raymond James Community Banker’s Cup (2026,2025), Newsweek Best Regional Bank (2026, 2025, 2024), Forbes’ World’s Best Bank (2026), and more.

About Republic Bank

Republic Bancorp, Inc. (the “Company”) is the parent company of Republic Bank & Trust Company (the “Bank”). The Bank currently operates 47 banking centers within five metropolitan statistical areas (“MSAs”) across five states: 22 banking centers in the Louisville MSA, serving Louisville, Prospect, Shelbyville, and Shepherdsville, Kentucky, and Floyds Knobs, Jeffersonville, and New Albany, Indiana; six banking centers in the Lexington MSA, serving Georgetown and Lexington, Kentucky; eight banking centers in the Cincinnati MSA, serving Cincinnati and West Chester, Ohio, and Bellevue, Covington, Crestview Hills, and Florence, Kentucky; seven banking centers in the Tampa MSA, serving Largo, New Port Richey, St. Petersburg, Seminole, and Tampa, Florida; and four banking centers in the Nashville MSA, serving Franklin, Murfreesboro, Nashville, and Spring Hill, Tennessee. The Bank also offers online banking at www.republicbank.com. The Company is headquartered in Louisville, Kentucky and, as of June 30, 2026, had approximately $7.06 billion in total assets. The Company’s Class A Common Stock is listed on the NASDAQ Global Select Market under the symbol “RBCAA.”

View source version on businesswire.com: https://www.businesswire.com/news/home/20260820286864/en/

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Source: Republic Bancorp, Inc.