Welcome to our dedicated page for REPUBLIC BANCORP /KY/ SEC filings (Ticker: RBCAA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Republic Bancorp, Inc. filings document the regulatory record of a Kentucky bank holding company and its Republic Bank & Trust Company subsidiary. Recent 8-K reports cover quarterly and annual operating results, financial supplements, Reg FD presentations, cash dividend announcements and the completed sale of substantially all assets of the Republic Bank Finance division.
Proxy materials and annual meeting reports describe board elections, auditor ratification, shareholder voting results, executive-compensation disclosures and governance matters. The filing record also ties Republic's results to Core Bank segments such as Traditional Banking and Warehouse Lending, Tax Refund Solutions activity, balance-sheet management, interest-rate risk, credit quality and capital actions.
REPUBLIC BANCORP INC (RBCAA) received an initial Form 3 from Brent J. Shuman, who serves as Interim President RPG, reporting his holdings in the company. The filing lists 3,742.8840 shares of Class A Common Stock held with direct ownership as of August 28, 2026.
Republic Bancorp, Inc. reported Q2 2026 net income of $32.9 million, up from $31.5 million a year earlier, with basic Class A EPS of $1.69. Net interest income rose to $81.7 million from $76.2 million as interest expense declined to $20.8 million despite essentially flat total interest income.
Noninterest income was $19.6 million, led by service charges, net refund transfer fees, mortgage banking income and program fees, while noninterest expense totaled $53.6 million. For the first half of 2026, net income was $75.4 million versus $78.8 million in 2025. At June 30, 2026, total assets were $7.06 billion, net loans were $5.32 billion, and deposits were $5.55 billion. Federal Home Loan Bank advances declined to $157 million, cash and cash equivalents increased to $354.1 million, and stockholders’ equity rose to $1.16 billion, including accumulated other comprehensive loss of $8.2 million largely related to unrealized losses on the securities portfolio.
Republic Bancorp, Inc. reported Q2 2026 net income of $32.9 million and diluted EPS of $1.68, up 4% from $31.5 million and $1.61 a year earlier. ROA was 1.88% and ROE 11.42%. Total net interest income rose to $81.7 million and net interest margin expanded to 4.99% from 4.61%.
The Core Bank generated net income of $22.8 million, up 22% year over year, as net interest income increased 7% to $64.1 million and net interest margin widened 30 basis points to 4.02%, helped by lower funding costs and a richer loan mix. Traditional Banking loans grew $59 million on average, with period-end Core Bank loans at $5.27 billion.
Credit metrics remained strong. The allowance for credit losses was $87.8 million, covering 1.62% of total loans, while nonperforming loans were 0.57% of loans and companywide annualized net charge-offs were 0.69% of average loans; Core Bank annualized net charge-offs were 0.01%. Republic Processing Group earned $10.1 million, down from $12.8 million, as lower provision benefits and higher costs offset revenue growth. Total assets were $7.06 billion and deposits $5.55 billion at June 30, 2026.
Republic Bancorp, Inc. announced that William R. Nelson has decided to resign as President of the Republic Processing Group (RPG) to accept an executive leadership role with an RPG customer in the tax space. He notified the company on July 16, 2026 and is expected to remain through August 28, 2026 to transition his duties.
With Nelson’s planned departure, Brent Shuman has assumed the role of Interim President of RPG. Shuman has served at RPG for 22 years, most recently as Senior Vice President and Director of Product Operations. RPG is a division of Republic Bank & Trust Company and provides nationwide consumer loan and deposit products.
Republic Bancorp, Inc. declared third quarter 2026 cash dividends on its common stock. The dividend is $0.495 per share for Class A Common Stock and $0.45 per share for Class B Common Stock, payable October 16, 2026 to shareholders of record as of September 18, 2026.
The company, parent of Republic Bank & Trust Company, operates 47 banking centers across five metropolitan statistical areas in Kentucky, Indiana, Ohio, Florida and Tennessee. It is headquartered in Louisville, Kentucky and reported approximately $7.25 billion in total assets as of March 31, 2026.
REPUBLIC BANCORP INC /KY/ EVP & Chief Financial Officer Kevin D. Sipes reported an equity award and updated holdings. He received a grant of 59.546 shares of Class A common stock at $90.43 per share, bringing his directly held Class A shares to 76,745.092.
The filing also updates indirect ownership of 3,979.509 Class A shares through a 401(k) plan and shows remaining employee stock options for 2,873, 3,244, and 4,484 underlying Class A shares at exercise prices of $71.36, $68.02, and $49.25, respectively. Footnotes note additional dividend equivalent rights and 44.620 shares acquired under the employee stock purchase plan.
Republic Bancorp director Vidya Ravichandran reported a stock award that increased her direct holdings. She received 88.466 shares of Class A Common Stock as a grant or award valued at $90.43 per share. Following this compensation-related acquisition, her direct ownership rose to 3,797.535 shares.
Republic Bancorp Inc. director David P. Feaster reported a small share-based award. On June 30, 2026, he acquired 16.587 shares of Class A Common Stock at a reference price of $90.43 per share through a grant classified as a “grant, award, or other acquisition.”
Following this award, Feaster directly owns 5,738.017 Class A shares. A footnote explains the change reflects additional dividend equivalent rights credited since his prior ownership report, indicating this is a routine compensation-related adjustment rather than an open-market trade.
Green Jennifer N reported acquisition or exercise transactions in this Form 4 filing.
Republic Bancorp, Inc. (RBCAA) director Jennifer N. Green received a grant of 127.170 shares of Class A Common Stock, valued at $90.43 per share. This was characterized as a grant or award rather than an open-market purchase and increased her direct holdings to 3,871.103 shares following the transaction.
Howell Heather V reported acquisition or exercise transactions in this Form 4 filing.
Republic Bancorp Inc. director Heather V. Howell reported a compensation-related stock award. On June 30, 2026, she received 71.879 shares of Class A Common Stock at a reported price of $90.43 per share as a grant or award, not an open-market purchase. Following this transaction, her direct holdings increased to 9,620.202 shares of Class A Common Stock.