Republic Bancorp, Inc. filings document the regulatory record of a Kentucky bank holding company and its Republic Bank & Trust Company subsidiary. Recent 8-K reports cover quarterly and annual operating results, financial supplements, Reg FD presentations, cash dividend announcements and the completed sale of substantially all assets of the Republic Bank Finance division.
Proxy materials and annual meeting reports describe board elections, auditor ratification, shareholder voting results, executive-compensation disclosures and governance matters. The filing record also ties Republic's results to Core Bank segments such as Traditional Banking and Warehouse Lending, Tax Refund Solutions activity, balance-sheet management, interest-rate risk, credit quality and capital actions.
Republic Bancorp, Inc. (RBCAA) reported third-quarter 2026 net income of $31.1 million and diluted earnings per Class A common share of $1.59, increases of 4% and 5%, respectively, from third quarter 2025. For the nine months ended September 30, 2026, net income was $106.5 million, down 2% from $108.5 million. Total-company net interest income was $85.7 million, compared with $77.0 million a year earlier. Core Banking net interest income rose 8% to $66.1 million, and its net interest margin expanded 25 basis points to 4.03%.
Core Banking net income increased 15% to $22.8 million. Republic Payment Solutions, launched late in the second quarter, generated approximately $180 million of lower-cost average deposits during the third quarter and contributed incremental fee income. The company’s provision for expected credit losses was $10.514 million for third quarter 2026, versus $2.023 million for third quarter 2025. Nonperforming loans were 0.62% of total loans as of September 30, 2026, compared with 0.41% as of September 30, 2025. Republic reported total assets of $7.08 billion as of September 30, 2026. Based on its current interest-rate risk position, the company believes the higher-rate environment will provide incremental growth to Core Bank net interest income over the near term.
Republic Bancorp Inc. (RBCAA) reports that EVP, Chief Lending Officer Anthony T. Powell exercised options on October 20, 2026, acquiring 5,376 Class A shares at $42.74 per share. The transaction also involved 3,796 shares delivered or withheld for payment of exercise price or tax liability, reported at $91.96 per share; no Rule 10b5-1 plan is reported. Remaining options covered 4,484 shares at $49.25 (expiring January 1, 2030), 3,244 at $68.02 (January 1, 2031), and 2,028 at $71.36 (January 1, 2032).
Republic Bancorp Inc. (RBCAA) director Kusman Andrew Trager reported 181 Class A shares delivered or withheld for payment of exercise price or tax liability on October 10, 2026, at $90.93 per share. His reported direct Class A position afterward was 1,730 shares; the amount reflects additional dividend equivalent rights acquired since the previous ownership report.
Republic Bancorp Inc. director Mark A. Vogt acquired 98 shares through additional dividend equivalent rights on September 30, 2026, at a reported $91.70 per share; this was an award-related acquisition, not a market purchase. His reported direct holdings afterward were 22,514 shares. A Delaware Trust held 10,000 shares; Vogt is its Investment Direction Advisor and retains investment discretion, while disclaiming beneficial ownership of trust shares in which he has no pecuniary interest.
Republic Bancorp (RBCAA) director Vidya Ravichandran acquired 114.504 shares of Class A Common Stock on September 30, 2026. A footnote describes the acquisition as additional dividend equivalent rights acquired since the date of the last ownership report. The transaction line lists a price of $91.70 per share, and the reported post-transaction position was 3,927.4 shares.
Republic Bancorp Inc. (RBCAA) director Ernest W. Marshall Jr. acquired 98 shares of Class A Common Stock on September 30, 2026, as additional dividend equivalent rights. His reported direct holdings after the transaction were 9,334 shares. The transaction lists a per-share amount of $91.70.
Republic Bancorp Inc director Heather V. Howell reported acquiring 125 Class A common shares on September 30, 2026, in a grant, award, or other acquisition. Her reported direct position after the transaction was 9,790 shares. The post-transaction amount reflects additional dividend equivalent rights acquired since her last ownership report.
Republic Bancorp (RBCAA) director Jennifer N. Green reported acquiring 49 shares of Class A common stock on September 30, 2026. The transaction reflects additional dividend equivalent rights acquired since her last ownership report. Her direct holdings following the transaction were 3,934 shares. The reported per-share amount was $91.70.
Republic Bancorp Inc (RBCAA) director Yoania Cannon acquired 142 shares of Class A Common Stock on September 30, 2026, bringing her directly held position to 2,959 shares. The footnote says the acquisition reflects additional dividend equivalent rights acquired since the date of Cannon’s last ownership report. A price of $91.70 per share was reported.
Republic Bancorp Inc. EVP and Chief Information Officer Jeff Starke reported an award acquisition of 50 Class A shares on September 30, 2026, at a reported $91.70 per share. The acquisition reflects additional dividend equivalent rights and includes shares acquired under the employee stock purchase plan. His direct holdings afterward were 6,649 shares, and 950 shares were held indirectly through the 401(k) plan. Four employee stock-option tranches were also reported.