STOCK TITAN

Republic Bancorp (RBCAA) CFO receives stock award and reports options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

REPUBLIC BANCORP INC /KY/ EVP & Chief Financial Officer Kevin D. Sipes reported an equity award and updated holdings. He received a grant of 59.546 shares of Class A common stock at $90.43 per share, bringing his directly held Class A shares to 76,745.092.

The filing also updates indirect ownership of 3,979.509 Class A shares through a 401(k) plan and shows remaining employee stock options for 2,873, 3,244, and 4,484 underlying Class A shares at exercise prices of $71.36, $68.02, and $49.25, respectively. Footnotes note additional dividend equivalent rights and 44.620 shares acquired under the employee stock purchase plan.

Positive

  • None.

Negative

  • None.
Insider SIPES KEVIN D
Role EVP & CHIEF FINANCIAL OFFICER
Type Security Shares Price Value
Grant/Award Class A Common Stock 59.546 $90.43 $5K
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 76,745.092 shares (Direct, null); Employee Stock Option (right to buy) — 4,484 shares (Direct, null); Class A Common Stock — 3,979.509 shares (Indirect, By 401(k) Plan)
Footnotes (1)
  1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report. Includes 44.620 shares acquired under the Issuer's employee stock purchase plan on June 30, 2026.
Equity award 59.546 shares at $90.43/share Class A Common Stock grant to CFO on June 30, 2026
Direct Class A holdings 76,745.092 shares Total Class A Common Stock directly owned after award
Indirect 401(k) holdings 3,979.509 shares Class A Common Stock held indirectly by 401(k) plan
Option position 1 2,873 underlying shares at $71.36 Employee stock option, expires January 1, 2032
Option position 2 3,244 underlying shares at $68.02 Employee stock option, expires January 1, 2031
Option position 3 4,484 underlying shares at $49.25 Employee stock option, expires January 1, 2030
ESPP acquisition 44.620 shares Shares acquired under employee stock purchase plan on June 30, 2026
Employee Stock Option (right to buy) financial
"security_title: "Employee Stock Option (right to buy)""
dividend equivalent rights financial
"Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report."
Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.
employee stock purchase plan financial
"Includes 44.620 shares acquired under the Issuer's employee stock purchase plan on June 30, 2026."
An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.
401(k) Plan financial
"nature_of_ownership: "By 401(k) Plan""
A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
SIPES KEVIN D

(Last)(First)(Middle)
601 W MARKET ST

(Street)
LOUISVILLE KENTUCKY 40202

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP & CHIEF FINANCIAL OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock06/30/2026A59.546A$90.4376,745.092(1)(2)D
Class A Common Stock3,979.509IBy 401(k) Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$49.2501/01/202701/01/2030Class A Common Stock4,4844,484D
Employee Stock Option (right to buy)$68.0201/01/202801/01/2031Class A Common Stock3,2443,244D
Employee Stock Option (right to buy)$71.3601/01/202901/01/2032Class A Common Stock2,8732,873D
Explanation of Responses:
1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.
2. Includes 44.620 shares acquired under the Issuer's employee stock purchase plan on June 30, 2026.
/s/ Kevin Sipes07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did RBCAA CFO Kevin D. Sipes report on this Form 4?

Kevin D. Sipes reported receiving an equity grant of 59.546 Class A common shares at $90.43 per share. This award increased his directly held Class A common stock position to 76,745.092 shares as of the reported date.

How many Republic Bancorp (RBCAA) shares does the CFO hold after the reported award?

After the reported award, Kevin D. Sipes directly holds 76,745.092 Class A common shares. He also has 3,979.509 Class A shares held indirectly through a 401(k) plan, as shown in the ownership table.

What stock option positions are disclosed for RBCAA CFO Kevin D. Sipes?

The filing shows three employee stock option positions over Class A common stock: 2,873 shares at $71.36, 3,244 shares at $68.02, and 4,484 shares at $49.25, each with expiration dates between 2030 and 2032.

Are any of the RBCAA CFO’s shares held indirectly, and how?

Yes. The filing lists 3,979.509 Class A common shares held indirectly “By 401(k) Plan.” These shares are attributed to Kevin D. Sipes through his retirement plan participation, separate from his directly owned holdings.

What do the footnotes in the RBCAA Form 4 say about additional share acquisitions?

Footnotes state that reported amounts reflect additional dividend equivalent rights acquired since the last report and that holdings now include 44.620 shares acquired under the issuer’s employee stock purchase plan on June 30, 2026.