Republic Bancorp CFO awarded 59.546 shares

REPUBLIC BANCORP INC /KY/ EVP & Chief Financial Officer Kevin D. Sipes reported an equity award and updated holdings.

Rhea-AI Filing Summary

REPUBLIC BANCORP INC /KY/ EVP & Chief Financial Officer Kevin D. Sipes reported an equity award and updated holdings. He received a grant of 59.546 shares of Class A common stock at $90.43 per share, bringing his directly held Class A shares to 76,745.092.

The filing also updates indirect ownership of 3,979.509 Class A shares through a 401(k) plan and shows remaining employee stock options for 2,873, 3,244, and 4,484 underlying Class A shares at exercise prices of $71.36, $68.02, and $49.25, respectively. Footnotes note additional dividend equivalent rights and 44.620 shares acquired under the employee stock purchase plan.

Insider Trade Summary

Grant/Award: 59.546 shares

Grant/Award 5 txns

Insider SIPES KEVIN D

Role EVP & CHIEF FINANCIAL OFFICER

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	59.546	$90.43	$5K
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Class A Common Stock — 76,745.092 shares (Direct); Employee Stock Option (right to buy) — 10,601 contracts (Direct); Class A Common Stock — 3,979.509 shares (Indirect, By 401(k) Plan)

Footnotes (2)

1. F1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.
2. F2. Includes 44.620 shares acquired under the Issuer's employee stock purchase plan on June 30, 2026.

Key Figures

Equity award: 59.546 shares at $90.43/share Direct Class A holdings: 76,745.092 shares Indirect 401(k) holdings: 3,979.509 shares +4 more

7 metrics

Equity award 59.546 shares at $90.43/share Class A Common Stock grant to CFO on June 30, 2026

Direct Class A holdings 76,745.092 shares Total Class A Common Stock directly owned after award

Indirect 401(k) holdings 3,979.509 shares Class A Common Stock held indirectly by 401(k) plan

Option position 1 2,873 underlying shares at $71.36 Employee stock option, expires January 1, 2032

Option position 2 3,244 underlying shares at $68.02 Employee stock option, expires January 1, 2031

Option position 3 4,484 underlying shares at $49.25 Employee stock option, expires January 1, 2030

ESPP acquisition 44.620 shares Shares acquired under employee stock purchase plan on June 30, 2026

Key Terms

Employee Stock Option (right to buy), dividend equivalent rights, employee stock purchase plan, 401(k) Plan

4 terms

Employee Stock Option (right to buy) financial

"security_title: "Employee Stock Option (right to buy)""

dividend equivalent rights financial

"Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report."

Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.

employee stock purchase plan financial

"Includes 44.620 shares acquired under the Issuer's employee stock purchase plan on June 30, 2026."

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

401(k) Plan financial

"nature_of_ownership: "By 401(k) Plan""

A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did RBCAA CFO Kevin D. Sipes report on this Form 4?

Kevin D. Sipes reported receiving an equity grant of 59.546 Class A common shares at $90.43 per share. This award increased his directly held Class A common stock position to 76,745.092 shares as of the reported date.

How many Republic Bancorp (RBCAA) shares does the CFO hold after the reported award?

After the reported award, Kevin D. Sipes directly holds 76,745.092 Class A common shares. He also has 3,979.509 Class A shares held indirectly through a 401(k) plan, as shown in the ownership table.

What stock option positions are disclosed for RBCAA CFO Kevin D. Sipes?

The filing shows three employee stock option positions over Class A common stock: 2,873 shares at $71.36, 3,244 shares at $68.02, and 4,484 shares at $49.25, each with expiration dates between 2030 and 2032.

Are any of the RBCAA CFO’s shares held indirectly, and how?

Yes. The filing lists 3,979.509 Class A common shares held indirectly “By 401(k) Plan.” These shares are attributed to Kevin D. Sipes through his retirement plan participation, separate from his directly owned holdings.

What do the footnotes in the RBCAA Form 4 say about additional share acquisitions?

Footnotes state that reported amounts reflect additional dividend equivalent rights acquired since the last report and that holdings now include 44.620 shares acquired under the issuer’s employee stock purchase plan on June 30, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 11:54 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SIPES KEVIN D

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KENTUCKY 40202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CHIEF FINANCIAL OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	06/30/2026		A		59.546	A	$90.43	76,745.092(1)(2)	D
Class A Common Stock								3,979.509	I	By 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$49.25							01/01/2027	01/01/2030	Class A Common Stock	4,484		4,484	D
Employee Stock Option (right to buy)	$68.02							01/01/2028	01/01/2031	Class A Common Stock	3,244		3,244	D
Employee Stock Option (right to buy)	$71.36							01/01/2029	01/01/2032	Class A Common Stock	2,873		2,873	D

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

2. Includes 44.620 shares acquired under the Issuer's employee stock purchase plan on June 30, 2026.

	/s/ Kevin Sipes	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)