Standard Premium Projects Record Earnings and Portfolio Growth for Fiscal Year 2025

Rhea-AI Summary

Standard Premium Finance Holdings (OTCQX: SPFX) has projected record-breaking financial results for fiscal year 2025. The specialty finance company anticipates a 13% year-over-year increase in net income, exceeding $1 million for the first time. The company expects return-on-equity above 15% and basic earnings per share of $0.34 by year-end.

SPFX's loan portfolio is projected to grow to over $75 million, marking a 15% increase from 2024. The company maintains a 7% preferred dividend rate and attributes its success to strategic expansion, operational efficiencies, and disciplined expense management. Management expressed confidence in meeting growth targets through continued funding efficiency and margin discipline.

Positive

• Net income projected to exceed $1 million, up 13% year-over-year
• Loan portfolio expected to grow 15% to over $75 million
• Strong return-on-equity projected at over 15%
• Earnings per share anticipated at $0.34
• Maintaining 7% preferred dividend payments
• Improved funding costs and disciplined expense management

Negative

• None.

MIAMI, Aug. 19, 2025 (GLOBE NEWSWIRE) -- Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), a leading specialty finance company, today announced projections for fiscal year 2025 that point to record net income, double-digit portfolio growth and sustained returns for shareholders.

The Company expects to deliver a substantial 13% year-over-year increase in net income, surpassing $1 million for the first time in its history. Return-on-equity is projected to exceed 15%, with basic earnings per share reaching $0.34 by December 31, 2025. Standard Premium’s loan portfolio is anticipated to grow to more than $75 million, a 15% increase over 2024 year-end, while preferred dividends, currently at 7%, are expected to remain fully up-to-date.

“Crossing the $1 million earnings mark will be a significant milestone and is the result of years of building a resilient business, expanding strategically, investing in operational efficiencies and staying true to our commitment to serving clients and delivering value for shareholders,” says William Koppelmann, CEO, Standard Premium.

This positive outlook builds on the momentum of fiscal year 2024, which delivered record profitability, continuing through the first half of 2025 that included growth in the loan portfolio, improved funding costs and disciplined expense management.

“Our capital strategy and cost management initiatives have put us in a strong position to meet these growth targets,” adds Brian Krogol, CFO, Standard Premium. “By maintaining funding efficiency and margin discipline, we’re confident in our ability to continue delivering consistent value across economic cycles.”

About Standard Premium Finance Holdings, Inc. 
Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), is a specialty finance company which has financed premiums on over $2 Billion of property and casualty insurance policies since 1991. We currently operate in 38 states and are seeking M&A opportunities of synergistic businesses to leverage economies of scale. https://www.standardpremium.com/ 

Cautionary Statement Regarding Forward-Looking Statements
This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated future growth and outlook, including the Company’s expectations of 2025 financial results. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.

Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 10, 2025 which is available on the SEC’s website at www.sec.gov or on the Investor Relations section of our website, standardpremium.com.

Media:
Nicholas Turchiano
CPR Marketing
nturchiano@cpronline.com  
201-641-1911x35

FAQ

What is Standard Premium Finance's (SPFX) projected net income for fiscal year 2025?

SPFX projects net income to exceed $1 million in fiscal year 2025, representing a 13% increase year-over-year.

What is SPFX's expected loan portfolio growth for 2025?

SPFX's loan portfolio is expected to grow to over $75 million, representing a 15% increase from 2024 year-end.

What is Standard Premium Finance's projected earnings per share for 2025?

SPFX projects basic earnings per share to reach $0.34 by December 31, 2025.

What is Standard Premium Finance's current preferred dividend rate?

SPFX maintains a 7% preferred dividend rate, which is expected to remain fully up-to-date.

What is SPFX's projected return-on-equity for 2025?

Standard Premium Finance projects a return-on-equity exceeding 15% for fiscal year 2025.