[Form 4] STANDARD PREMIUM FINANCE HOLDINGS, INC. Insider Trading Activity

Rhea-AI Filing Summary

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)11/18/2025, the director purchased 100 shares of common stock at $2.25 per share. After this trade, the director beneficially owns 172,200 shares of the company’s common stock, held directly. This is a routine disclosure of insider ownership and trading activity required under securities regulations.

11/19/2025 - 04:05 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hoechner Carl Christian

(Last) (First) (Middle)

135902 SW 134TH AVE

#214

(Street)

MIAMI FL 33186

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
STANDARD PREMIUM FINANCE HOLDINGS, INC. [ NONE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/18/2025		P		100	A	$2.25	172,200	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Christian Hoechner	11/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SPFX disclose in this Form 4?

A director of STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX) reported purchasing 100 shares of common stock at $2.25 per share on 11/18/2025.

What is the directors total SPFX share ownership after the transaction?

Following the reported transaction, the director beneficially owns 172,200 shares of SPFX common stock, held in direct ownership form.

What was the transaction code used in the SPFX Form 4?

The transaction was reported with code P, indicating a purchase of SPFX common stock.

On what date did the SPFX insider transaction occur?

The SPFX directors purchase of common stock took place on 11/18/2025, as reported in Table I of the Form 4.

What type of securities were involved in this SPFX Form 4 filing?

The filing reports a transaction in common stock of STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX); no derivative securities are listed in Table II.

Is the SPFX Form 4 filed by an individual or multiple reporting persons?

The Form 4 is indicated as being filed by one reporting person, who serves as a director of SPFX.