What is STANDARD PREMIM FIN HLDG's earnings per share (EPS)?

STANDARD PREMIM FIN HLDG (SPFX) reported diluted earnings per share of $0.29 for fiscal year 2025. This represents a 20.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

STANDARD PREMIM FIN HLDG (SPFX) Financials

SPFX

Trailing 12 months to June 30, 2026

Revenue $13.2M +8.4% YoY

Net Income $1.4M +24.5% YoY

EPS (Diluted) $0.35 +34.6% YoY

Free Cash Flow $1.3M +99.1% YoY

Market Cap $9.2M as of Oct 16, 2026

Price / Sales 0.7x on $13.2M revenue, trailing 12 months to June 30, 2026

Price / Earnings 6.6x on $1.4M net income, trailing 12 months to June 30, 2026

Price / Book 1.0x on $9.0M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 16, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 10, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 10, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SPFX SEC filings page.

STANDARD PREMIM FIN HLDG (SPFX) reported $13.2M in revenue over the twelve months to Jun 30, 2026, up 8.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 6 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SPFX FY2025 2026-10-03

The business converts profit into cash, but expansion remains heavily financed by liabilities and carries a growing interest burden.

In FY2025, operating cash flow was 2.4x net income, indicating reported earnings converted into more cash than they captured. Free cash flow nearly matched operating cash flow because capital spending was only $33K; meanwhile, a -$10.1M investing outflow was paired with $7.2M of financing inflow, showing that balance-sheet expansion relies on external funding rather than physical reinvestment.

Liabilities rose from $44.0M in FY2021 to $66.4M in FY2025, supporting asset growth but leaving the company structurally dependent on obligations. The 7.8x debt-to-equity ratio in FY2025 confirms that liabilities remain the dominant funding source despite equity growth.

Interest expense reached $4.1M in FY2025, absorbing several times annual net income. That financing load helps explain why net margin was 9.7%, below FY2021's 11.4%, even as revenue expanded.

Financial Health Signals

Financial health score not available

STANDARD PREMIM FIN HLDG does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/7

STANDARD PREMIM FIN HLDG passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

2.38x

For every $1 of reported earnings, STANDARD PREMIM FIN HLDG generates $2.38 in operating cash flow ($2.9M OCF vs $1.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.5M

YoY+11.1%

QoQ+4.4%

5Y CAGR+12.5%

STANDARD PREMIM FIN HLDG generated $3.5M in revenue in Q2 2026. This represents an increase of 11.1% from the same quarter a year earlier. Against the prior quarter it is up 4.4%.

Net Income

$376K

YoY+45.6%

QoQ-7.9%

5Y CAGR+19.2%

STANDARD PREMIM FIN HLDG reported $376K in net income in Q2 2026. This represents an increase of 45.6% from the same quarter a year earlier. Against the prior quarter it is down 7.9%.

EPS (Diluted)

$0.10

YoY+66.7%

QoQ0.0%

5Y CAGR+14.9%

STANDARD PREMIM FIN HLDG earned $0.10 per diluted share (EPS) in Q2 2026. This represents an increase of 66.7% from the same quarter a year earlier. It is unchanged from the prior quarter.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

-$71K

YoY-104.7%

QoQ-103.1%

STANDARD PREMIM FIN HLDG recorded an outflow of $71K in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents a decrease of 104.7% from the same quarter a year earlier. Against the prior quarter it is down 103.1%.

Cash & Debt

$21K

YoY+46.3%

QoQ+95.0%

5Y CAGR+4.0%

STANDARD PREMIM FIN HLDG held $21K in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

YoY-2.4%

QoQ0.0%

5Y CAGR+0.2%

STANDARD PREMIM FIN HLDG had 3M shares outstanding in Q2 2026. This represents a decrease of 2.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

10.8%

YoY+2.6pp

QoQ-1.4pp

5Y change+2.7pp

STANDARD PREMIM FIN HLDG's net profit margin was 10.8% in Q2 2026, showing the share of revenue converted to profit. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.4 percentage points.

Return on Equity

4.2%

YoY+0.9pp

QoQ-0.5pp

5Y change+0.3pp

STANDARD PREMIM FIN HLDG's ROE was 4.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.5 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$36K

QoQ-73.3%

STANDARD PREMIM FIN HLDG spent $36K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 73.3%.

Capital Expenditures

$2K

QoQ-92.2%

5Y CAGR-28.1%

STANDARD PREMIM FIN HLDG invested $2K in capex in Q2 2026, funding long-term assets and infrastructure. Against the prior quarter it is down 92.2%.

R&D Spending

Not reported for Q2 2026.

SPFX Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SPFX quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Revenue	$13.2M	$12.5M+2.7%	$12.1M+24.9%	$9.7M+19.2%	$8.2M+6.4%	$7.7M+19.1%	$6.4M
Interest Expense	$4.3M	$4.1M-6.8%	$4.4M+16.1%	$3.8M+63.1%	$2.3M+34.9%	$1.7M+1.3%	$1.7M
Income Tax	$459K	$378K+11.2%	$340K+88.5%	$180K-12.5%	$206K-33.5%	$310K+6.8%	$290K
Net Income	$1.4M	$1.2M+23.9%	$980K+84.1%	$532K-34.0%	$806K-8.0%	$876K+27.5%	$687K
EPS (Basic)	N/A	$0.37+27.6%	$0.29+107.1%	$0.14-44.0%	$0.25-10.7%	$0.28	N/A
EPS (Diluted)	$0.35	$0.29+20.8%	$0.24+84.6%	$0.13-38.1%	$0.21-25.0%	$0.28	N/A
Diluted Shares (Avg)	N/A	4M+3.5%	4M+22.9%	3M-3.3%	3M+17.3%	3M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$3.5M+11.1%	$3.3M+14.5%	$3.2M+3.9%	$3.2M+4.6%	$3.1M-0.1%	$2.9M+2.3%	$3.1M+13.8%	$3.1M+18.5%
Interest Expense	$1.1M+8.1%	$1.0M+7.3%	$1.1M+0.1%	$1.1M-6.2%	$1.0M-7.7%	$939K-13.3%	$1.1M-1.7%	$1.2M+12.3%
Income Tax	$116K+32.9%	$154K+51.1%	$91K+13.2%	$98K-8.0%	$87K-18.9%	$102K+123.2%	$80K-60.7%	$106K+182.7%
Net Income	$376K+45.6%	$408K+21.5%	$344K+47.6%	$276K-8.2%	$258K-21.2%	$336K+182.7%	$233K+36.7%	$301K+157.1%
EPS (Basic)	$0.12+50.0%	$0.13+30.0%	$0.11+120.0%	$0.08-11.1%	$0.08-27.3%	$0.10+233.3%	$0.050.0%	$0.09+200.0%
EPS (Diluted)	$0.10+66.7%	$0.10+25.0%	$0.08+60.0%	$0.070.0%	$0.06-33.3%	$0.08+166.7%	$0.050.0%	$0.07+133.3%
Diluted Shares (Avg)	4M-7.1%	4M-2.6%	N/A	4M-0.2%	4M+15.1%	4M+38.0%	N/A	4M+28.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

SPFX Balance Sheet

SPFX quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Total Assets	$74.8M+13.6%	$65.8M+5.6%	$62.4M+21.1%	$51.5M+6.1%	$48.5M+18.9%	$40.8M
Current Assets	$73.2M+13.9%	$64.3M+5.2%	$61.1M+21.6%	$50.2M+6.4%	$47.2M+18.5%	$39.9M
Cash & Equivalents	$11K+539.3%	$2K-96.2%	$45K-89.3%	$421K+1907.0%	$21K-95.6%	$477K
Short-Term Investments	$0	$0	$0	$0	$0	$0
Accounts Receivable	$1.1M+8.3%	$1.1M	N/A	N/A	N/A	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0
Total Liabilities	$66.4M+13.4%	$58.5M+4.5%	$56.0M+22.9%	$45.5M+3.5%	$44.0M+18.5%	$37.1M
Current Liabilities	$58.1M+16.8%	$49.7M+0.6%	$49.4M+31.7%	$37.5M-0.2%	$37.6M+19.8%	$31.4M
Non-Current Liabilities	$8.3M-5.7%	$8.8M+34.1%	$6.6M-18.1%	$8.0M+25.6%	$6.4M+11.1%	$5.7M
Total Equity	$8.5M+15.1%	$7.4M+14.9%	$6.4M+7.5%	$6.0M+31.3%	$4.5M+23.1%	$3.7M
Retained Earnings	$4.9M+28.5%	$3.8M+29.0%	$3.0M+16.2%	$2.6M+38.8%	$1.8M+77.5%	$1.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$89.9M+24.8%	$82.6M+22.0%	$74.8M+13.6%	$75.6M+9.4%	$72.0M0.0%	$67.7M+0.3%	$65.8M+5.6%	$69.1M+12.8%
Current Assets	$88.2M+25.2%	$80.9M+22.4%	$73.2M+13.9%	$74.0M+8.5%	$70.4M-0.9%	$66.1M+0.3%	$64.3M+5.2%	$68.2M+13.6%
Cash & Equivalents	$21K+46.3%	$11K+304.8%	$11K+539.3%	$1K-44.8%	$14K+1254.7%	$3K+129.1%	$2K-96.2%	$2K
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$1.4M	$1.2M	$1.1M+8.3%	N/A	N/A	N/A	$1.1M	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$80.8M+26.1%	$73.9M+23.1%	$66.4M+13.4%	$67.4M+8.9%	$64.1M-1.6%	$60.0M-1.6%	$58.5M+4.5%	$61.9M+12.5%
Current Liabilities	$70.5M+26.6%	$64.0M+26.4%	$58.1M+16.8%	$59.8M+12.6%	$55.7M-1.2%	$50.6M-6.7%	$49.7M+0.6%	$53.1M+8.5%
Non-Current Liabilities	$10.3M+23.2%	$9.9M+5.1%	$8.3M-5.7%	$7.6M-13.3%	$8.4M-4.1%	$9.4M+39.8%	$8.8M+34.1%	$8.8M+45.3%
Total Equity	$9.0M+14.2%	$8.7M+13.7%	$8.5M+15.1%	$8.1M+13.5%	$7.9M+15.6%	$7.7M+17.9%	$7.4M+14.9%	$7.2M+14.9%
Retained Earnings	$5.5M+25.5%	$5.2M+24.9%	$4.9M+28.5%	$4.6M+26.1%	$4.4M+28.9%	$4.2M+35.2%	$3.8M+29.0%	$3.7M+29.2%

Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.

SPFX Cash Flow Statement

SPFX quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Operating Cash Flow	$1.3M	$2.9M+56.5%	$1.8M-31.4%	$2.7M+65.2%	$1.6M-21.4%	$2.1M+59.3%	$1.3M
Depreciation & Amortization	N/A	$47K+14.9%	$40K+60.0%	$25K+13.5%	$22K-35.8%	$35K+37.6%	$25K
Stock-Based Compensation	N/A	$13K-8.0%	$14K	N/A	N/A	N/A	N/A
Capital Expenditures	$59K	$33K-53.4%	$72K+14.4%	$63K+28.7%	$49K+32.0%	$37K+68.7%	$22K
Free Cash Flow	$1.3M	$2.9M+61.0%	$1.8M-32.5%	$2.6M+66.3%	$1.6M-22.3%	$2.0M+59.2%	$1.3M
Investing Cash Flow	-$17.7M	-$10.1M-126.1%	-$4.5M+63.6%	-$12.3M-239.7%	-$3.6M+57.9%	-$8.6M-13700.5%	-$62K
Financing Cash Flow	$16.4M	$7.2M+179.8%	$2.6M-72.0%	$9.2M+285.5%	$2.4M-60.5%	$6.1M+650.9%	-$1.1M
Dividends Paid	N/A	$116K0.0%	$116K0.0%	$116K+30.3%	$89K+28.7%	$69K+24.2%	$56K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$69K-104.6%	$2.3M+0.3%	-$1.2M-74.8%	$301K+112.4%	$1.5M-56.6%	$2.3M+53.0%	-$697K-453.2%	-$2.4M-462.5%
Depreciation & Amortization	$9K-7.5%	$8K-16.9%	$17K+73.5%	$10K-26.4%	$10K+5.1%	$10K+22.8%	$10K+60.2%	$13K+101.1%
Stock-Based Compensation	N/A	$1K	N/A	N/A	N/A	N/A	N/A	N/A
Capital Expenditures	-$2K	$28K+3094.7%	$33K+169.3%	$0-100.0%	$0-100.0%	$887-96.7%	$12K-77.5%	$32K+1726.2%
Free Cash Flow	-$71K-104.7%	$2.3M-0.9%	-$1.3M-76.4%	$301K+112.2%	$1.5M-56.6%	$2.3M+55.7%	-$709K-593.1%	-$2.5M-468.3%
Investing Cash Flow	-$7.6M-59.2%	-$6.9M-227.6%	$564K-79.7%	-$3.8M-234.2%	-$4.8M+11.3%	-$2.1M+55.9%	$2.8M+306.6%	$2.9M+166.6%
Financing Cash Flow	$7.7M+134.5%	$4.6M+2366.2%	$665K+131.9%	$3.5M+929.4%	$3.3M+72.4%	-$201K-106.3%	-$2.1M-274.6%	-$424K-112.2%
Dividends Paid	$29K0.0%	$29K0.0%	N/A	N/A	$29K	$29K0.0%	$58K+100.0%	$29K0.0%
Share Buybacks	$36K	$135K	N/A	N/A	N/A	N/A	N/A	N/A

SPFX Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SPFX quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Net Margin	9.7%+1.7pp	8.1%+2.6pp	5.5%-4.4pp	9.9%-1.6pp	11.4%+0.7pp	10.7%
Return on Equity	14.3%+1.0pp	13.3%+5.0pp	8.3%-5.2pp	13.5%-5.8pp	19.3%+0.7pp	18.7%
Return on Assets	1.6%+0.1pp	1.5%+0.6pp	0.9%-0.7pp	1.6%-0.2pp	1.8%+0.1pp	1.7%
Current Ratio	1.260.0x	1.29+0.1x	1.24-0.1x	1.34+0.1x	1.260.0x	1.27
Debt-to-Equity	7.84-0.1x	7.96-0.8x	8.75+1.1x	7.65-2.0x	9.70-0.4x	10.08
Asset Turnover	0.170.0x	0.180.0x	0.160.0x	0.160.0x	0.160.0x	0.16
FCF Margin	22.9%+8.3pp	14.6%-12.4pp	27.0%+7.6pp	19.3%-7.1pp	26.5%+6.7pp	19.8%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	10.8%+2.6pp	12.3%+0.7pp	10.6%+3.1pp	8.6%-1.2pp	8.3%-2.2pp	11.6%+7.4pp	7.5%+1.3pp	9.8%+5.3pp
Return on Equity	4.2%+0.9pp	4.7%+0.3pp	4.1%+0.9pp	3.4%-0.8pp	3.3%-1.5pp	4.4%+2.6pp	3.2%+0.5pp	4.2%+2.3pp
Return on Assets	0.4%+0.1pp	0.5%0.0pp	0.5%+0.1pp	0.4%-0.1pp	0.4%-0.1pp	0.5%+0.3pp	0.4%+0.1pp	0.4%+0.3pp
Current Ratio	1.250.0x	1.260.0x	1.260.0x	1.240.0x	1.260.0x	1.31+0.1x	1.29+0.1x	1.28+0.1x
Debt-to-Equity	8.97+0.8x	8.49+0.6x	7.84-0.1x	8.28-0.3x	8.12-1.4x	7.84-1.6x	7.96-0.8x	8.63-0.2x
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.040.0x
FCF Margin	-2.1%-50.3pp	68.6%-10.7pp	-38.6%-15.9pp	9.3%+89.5pp	48.3%	79.3%+27.2pp	-22.7%-28.0pp	-80.1%-105.9pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
STANDARD PREMIM FIN HLDG SPFX	FY2025	$12.5M	$1.2M	9.7%	$9.2M	—
JIANPU TECHNOLOGY AIJTY	FY2025	$140.0M	$4.6M	3.3%	$20.1M	—
DINEWISE INC DWIS	FY2025	$0	-$335K	N/A	$18.9M	—

Where STANDARD PREMIM FIN HLDG Ranks

Frequently Asked Questions

What is STANDARD PREMIM FIN HLDG's annual revenue?

STANDARD PREMIM FIN HLDG (SPFX) reported $12.5M in total revenue for fiscal year 2025. This represents a 2.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is STANDARD PREMIM FIN HLDG's revenue growing?

STANDARD PREMIM FIN HLDG (SPFX) revenue grew by 2.7% year-over-year, from $12.1M to $12.5M in fiscal year 2025.

Is STANDARD PREMIM FIN HLDG profitable?

Yes, STANDARD PREMIM FIN HLDG (SPFX) reported a net income of $1.2M in fiscal year 2025, with a net profit margin of 9.7%.

What is STANDARD PREMIM FIN HLDG's net profit margin?

STANDARD PREMIM FIN HLDG (SPFX) had a net profit margin of 9.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is STANDARD PREMIM FIN HLDG's return on equity (ROE)?

STANDARD PREMIM FIN HLDG (SPFX) has a return on equity of 14.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is STANDARD PREMIM FIN HLDG's free cash flow?

STANDARD PREMIM FIN HLDG (SPFX) generated $2.9M in free cash flow during fiscal year 2025. This represents a 61.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is STANDARD PREMIM FIN HLDG's operating cash flow?

STANDARD PREMIM FIN HLDG (SPFX) generated $2.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are STANDARD PREMIM FIN HLDG's total assets?

STANDARD PREMIM FIN HLDG (SPFX) had $74.8M in total assets as of fiscal year 2025, including both current and long-term assets.

What are STANDARD PREMIM FIN HLDG's capital expenditures?

STANDARD PREMIM FIN HLDG (SPFX) invested $33K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does STANDARD PREMIM FIN HLDG have outstanding?

STANDARD PREMIM FIN HLDG (SPFX) had 3M shares outstanding as of fiscal year 2025.

What is STANDARD PREMIM FIN HLDG's current ratio?

STANDARD PREMIM FIN HLDG (SPFX) had a current ratio of 1.26 as of fiscal year 2025, which is considered adequate.

What is STANDARD PREMIM FIN HLDG's debt-to-equity ratio?

STANDARD PREMIM FIN HLDG (SPFX) had a debt-to-equity ratio of 7.84 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is STANDARD PREMIM FIN HLDG's return on assets (ROA)?

STANDARD PREMIM FIN HLDG (SPFX) had a return on assets of 1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is STANDARD PREMIM FIN HLDG's P/E ratio?

STANDARD PREMIM FIN HLDG (SPFX) trades at 6.6x earnings, its market capitalization divided by net income of $1.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $9.2M as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is STANDARD PREMIM FIN HLDG's price-to-sales ratio?

STANDARD PREMIM FIN HLDG (SPFX) trades at 0.7x sales, its market capitalization divided by revenue of $13.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $9.2M as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is STANDARD PREMIM FIN HLDG's Piotroski F-Score?

STANDARD PREMIM FIN HLDG (SPFX) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are STANDARD PREMIM FIN HLDG's earnings high quality?

STANDARD PREMIM FIN HLDG (SPFX) has an earnings quality ratio of 2.38x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.