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STANDARD PREMIUM FINANCE HOLDINGS, INC. SEC Filings

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Welcome to our dedicated page for STANDARD PREMIUM FINANCE HOLDINGS SEC filings (Ticker: SPFX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on STANDARD PREMIUM FINANCE HOLDINGS's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.

Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into STANDARD PREMIUM FINANCE HOLDINGS's regulatory disclosures and financial reporting.

Rhea-AI Summary

Standard Premium Finance Holdings, Inc. has decided to hold future stockholder advisory votes on the compensation of its named executive officers, commonly called say-on-pay votes, every three years. This timing follows both the recommendation of its board of directors and the preference expressed by stockholders.

At the 2026 Annual Meeting of Stockholders, 1,250,939 shares voted for a three-year frequency, 418,713 shares for two years and 340,263 shares for one year, with no abstentions and no broker non-votes. The next advisory vote on the frequency of say-on-pay votes is required to occur no later than the company’s 2029 Annual Meeting of Stockholders.

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Rhea-AI Summary

Standard Finance Holdings, Inc. reported the results of its annual shareholder meeting held on June 12, 2026. As of the April 13, 2026 record date, 2,930,698 shares of common stock and 166,000 shares of preferred stock, for a total of 3,096,698 shares, were entitled to vote.

Shareholders elected three directors — William Koppelmann, Mark Kutner, MD, and Scott Howell, MD — each receiving 2,009,915 votes for and no votes withheld. They also approved, on an advisory basis, executive compensation, with 1,949,450 votes for and 60,465 abstentions.

Investors chose a frequency of three years for future advisory votes on executive pay, with 1,250,939 votes supporting the three-year option. Shareholders further approved amending the Articles of Incorporation to remove the requirement that the Board of Directors have 11 members, with 1,723,167 votes for and 286,748 abstentions.

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Rhea-AI Summary

STANDARD PREMIUM FINANCE HOLDINGS, INC. director Carl Christian Hoechner reported an open-market purchase of 100 shares of Common Stock at $2.13 per share. After this transaction, he holds a total of 172,738 shares directly, indicating a very small incremental increase in his personal stake.

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Rhea-AI Summary

STANDARD PREMIUM FINANCE HOLDINGS, INC. director Carl Christian Hoechner reported an open-market purchase of 38 shares of Common Stock at $2.00 per share. Following this transaction, he directly owns 172,638 shares, indicating a modest increase in his personal stake in the company.

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STANDARD PREMIUM FINANCE HOLDINGS, INC. director Carl Christian Hoechner reported an open-market purchase of 300 shares of Common Stock at $2.25 per share. After this transaction, he directly holds 172,600 shares, indicating a small incremental increase in his ownership stake.

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Standard Finance Holdings, Inc. reported stronger results for the three months ended March 31, 2026. Gross revenue rose to $3,316,369 from $2,896,133, driven mainly by higher finance charges as loan originations increased.

Net income grew to $408,067 from $335,829, with net income attributable to common stockholders of $379,017. Basic earnings per share were $0.13 versus $0.10 a year earlier, and diluted EPS were $0.10 versus $0.08.

Total assets reached $82.6 million as the premium finance portfolio expanded. The company continued to rely primarily on its revolving credit facility, with $54.0 million outstanding, while maintaining a return on equity of 21.90% and a reserve ratio of 2.70%.

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Standard Premium Finance Holdings, Inc. reported that it has repurchased 76,000 shares at $2.25 per share under a previously authorized stock buyback program. Management describes the repurchase as aligned with its strategic direction and as a way to return capital to shareholders.

The company highlights strong 2025 performance, including a 24% increase in net income, $158 million in loan originations, a 14% increase in its receivables portfolio, a 56% increase in positive operating cash flow, and a 27.5% rise in earnings per share. Standard Premium operates as a specialty finance company that has financed premiums on over $2 billion of property and casualty insurance policies across 43 states.

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Standard Premium Finance Holdings, Inc. is asking stockholders at its June 12, 2026 annual meeting to elect three directors through the 2028 meeting, approve executive compensation on an advisory basis, set the frequency of future advisory pay votes, and amend its articles to remove a requirement that the board have exactly 11 members.

The proxy details board and committee composition, director independence, related-party items such as office rent of $7,472 per month to an entity owned by insiders and insider loans totaling several hundred thousand dollars, as well as CEO and CFO employment terms, bonus targets, RSU grants and potential severance and change‑in‑control benefits.

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Standard Finance Holdings, Inc. (SPFX) is soliciting proxies for its 2026 Annual Meeting to be held June 12, 2026; the Board set the record date as April 13, 2026. Key proposals: elect three directors, approve a non-binding advisory vote on executive compensation and its frequency, and amend the articles to remove an 11-member board requirement. The proxy discloses director nominees, Board committee composition, related-party items (including officer/director loans totaling $860,500 across five individuals and a monthly rent payment of $7,472 to an LLC controlled by related parties), and executive employment terms for the CEO ($280,000 base) and CFO ($180,000) with performance-based bonuses and RSU grants. The 2019 Equity Incentive Plan authorizes 300,000 shares with 79,118 available as of April 13, 2026. The filing also discloses auditor changes in 2025–2026 culminating in the Audit Committee engaging M&K CPAs, PLLC.

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Standard Finance Holdings, Inc. reported that Stephano Slack, LLC resigned as its independent registered public accountant effective March 27, 2026, with Audit Committee approval. Audit reports for the years ended December 31, 2025 and 2024 contained no adverse opinions, disclaimers, or qualifications.

The company states it had no disagreements with Stephano Slack, LLC and no reportable events under Item 304 of Regulation S-K through March 27, 2026. On March 30, 2026, the Audit Committee engaged M&K CPAs, PLLC as the new independent registered public accounting firm. A confirming letter from Stephano Slack, LLC is filed as Exhibit 16.1.

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FAQ

How many STANDARD PREMIUM FINANCE HOLDINGS (SPFX) SEC filings are available on StockTitan?

StockTitan tracks 20 SEC filings for STANDARD PREMIUM FINANCE HOLDINGS (SPFX), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for STANDARD PREMIUM FINANCE HOLDINGS (SPFX)?

The most recent SEC filing for STANDARD PREMIUM FINANCE HOLDINGS (SPFX) was filed on July 21, 2026.