Every 8-K that STANDARD PREMIM FIN HLDG (SPFX) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SPFX and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SPFX filings page.
Standard Premium Finance Holdings, Inc. has decided to hold future stockholder advisory votes on the compensation of its named executive officers, commonly called say-on-pay votes, every three years. This timing follows both the recommendation of its board of directors and the preference expressed by stockholders.
At the 2026 Annual Meeting of Stockholders, 1,250,939 shares voted for a three-year frequency, 418,713 shares for two years and 340,263 shares for one year, with no abstentions and no broker non-votes. The next advisory vote on the frequency of say-on-pay votes is required to occur no later than the company’s 2029 Annual Meeting of Stockholders.
Standard Finance Holdings, Inc. reported the results of its annual shareholder meeting held on June 12, 2026. As of the April 13, 2026 record date, 2,930,698 shares of common stock and 166,000 shares of preferred stock, for a total of 3,096,698 shares, were entitled to vote.
Shareholders elected three directors — William Koppelmann, Mark Kutner, MD, and Scott Howell, MD — each receiving 2,009,915 votes for and no votes withheld. They also approved, on an advisory basis, executive compensation, with 1,949,450 votes for and 60,465 abstentions.
Investors chose a frequency of three years for future advisory votes on executive pay, with 1,250,939 votes supporting the three-year option. Shareholders further approved amending the Articles of Incorporation to remove the requirement that the Board of Directors have 11 members, with 1,723,167 votes for and 286,748 abstentions.
Standard Premium Finance Holdings, Inc. reported that it has repurchased 76,000 shares at $2.25 per share under a previously authorized stock buyback program. Management describes the repurchase as aligned with its strategic direction and as a way to return capital to shareholders.
The company highlights strong 2025 performance, including a 24% increase in net income, $158 million in loan originations, a 14% increase in its receivables portfolio, a 56% increase in positive operating cash flow, and a 27.5% rise in earnings per share. Standard Premium operates as a specialty finance company that has financed premiums on over $2 billion of property and casualty insurance policies across 43 states.
Standard Finance Holdings, Inc. reported that Stephano Slack, LLC resigned as its independent registered public accountant effective March 27, 2026, with Audit Committee approval. Audit reports for the years ended December 31, 2025 and 2024 contained no adverse opinions, disclaimers, or qualifications.
The company states it had no disagreements with Stephano Slack, LLC and no reportable events under Item 304 of Regulation S-K through March 27, 2026. On March 30, 2026, the Audit Committee engaged M&K CPAs, PLLC as the new independent registered public accounting firm. A confirming letter from Stephano Slack, LLC is filed as Exhibit 16.1.
Standard Premium Finance Holdings, Inc. reported that on December 28, 2025, director John Leavitt resigned from its Board of Directors, effective the same day. The company states that his resignation is not due to any disagreement with the company regarding its operations, policies, or practices, indicating this is characterized as an amicable departure. Mr. Leavitt also served on the company’s Audit Committee, so his exit creates a board and committee vacancy that the company may later fill.
Standard Premium Finance Holdings (SPFX) reported annual meeting results. Shareholders elected three directors—John Leavitt (1,353,227 votes for), Christopher Perrucci (1,376,939 for), and Carl Christian Hoechner (1,371,005 for)—to serve terms expiring at the 2028 Annual Meeting. Withheld votes were limited and broker non-votes were 1,401 where applicable.
Shareholders also ratified Stephano Slack, LLC as the independent registered public accounting firm for fiscal 2025 with 1,378,340 votes for and no votes against or abstentions. As of the September 8, 2025 record date, shares entitled to vote were 3,167,216, consisting of 3,001,216 common shares and 166,000 preferred shares.
Standard Premium Finance Holdings, Inc. updated its main credit facility on September 25, 2025 through a fifth amendment to its loan agreement. The company’s subsidiary increased its maximum aggregate borrowing capacity to $75,000,000 and added an uncommitted $40,000,000 accordion feature, bringing total potential capacity to $115,000,000.
The amendment also reduced the interest rate margin to 210 basis points from a prior range of 255–296 basis points, lowering borrowing costs, and extended the loan’s maturity date to September 25, 2028. Terms were updated to reflect a syndicated loan structure, while all other material provisions of the existing agreement remain in effect.