SPFX (SPFX) director adds 300 shares in open-market purchase

Rhea-AI Filing Summary

STANDARD PREMIUM FINANCE HOLDINGS, INC. director Carl Christian Hoechner reported an open-market purchase of 300 shares of Common Stock at $2.25 per share. After this transaction, he directly holds 172,600 shares, indicating a small incremental increase in his ownership stake.

Insider Trade Summary

Net Buyer: 300 shares ($675)

Net Buy 1 txn

Insider Hoechner Carl Christian

Role null

Bought 300 shs ($675.00)

Type	Security	Shares	Price	Value
Purchase	Common Stock	300	$2.25	$675.00

Holdings After Transaction: Common Stock — 172,600 shares (Direct, null)

Footnotes (1)

Key Figures

Shares purchased: 300 shares Purchase price: $2.25 per share Post-transaction holdings: 172,600 shares +1 more

4 metrics

Shares purchased 300 shares Open-market purchase of Common Stock

Purchase price $2.25 per share Price paid for Common Stock

Post-transaction holdings 172,600 shares Direct ownership after purchase

Net buy shares 300 shares Net-buy direction in transaction summary

Key Terms

open-market purchase, Common Stock, Form 4, insider transaction

4 terms

open-market purchase financial

"reported an open-market purchase of 300 shares of Common Stock"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Common Stock financial

"300 shares of Common Stock at $2.25 per share"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"as disclosed in the Form 4 insider trading report"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

insider transaction financial

"The SPFX insider transaction was a purchase."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hoechner Carl Christian

(Last) (First) (Middle)

13590 SW 134TH AVE

#214

(Street)

MIAMI FLORIDA 33186

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
STANDARD PREMIUM FINANCE HOLDINGS, INC. [ SPFX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		P		300	A	$2.25	172,600	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Carl Hoechner	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did SPFX director Carl Christian Hoechner report in this Form 4?

Director Carl Christian Hoechner reported an open-market purchase of 300 shares of SPFX Common Stock at $2.25 per share. Following this transaction, his direct holdings increased to 172,600 shares, reflecting a modest addition to his existing position.

At what price did Carl Christian Hoechner buy SPFX shares?

He bought SPFX Common Stock at $2.25 per share in an open-market transaction. This price applies to the 300 shares purchased, as disclosed in the Form 4 insider trading report filed for STANDARD PREMIUM FINANCE HOLDINGS, INC.

How many SPFX shares does Carl Christian Hoechner hold after the transaction?

After the reported purchase, Carl Christian Hoechner directly owns 172,600 shares of SPFX Common Stock. This figure represents his total direct holdings following the acquisition of 300 additional shares in the open market at $2.25 per share.

Was the SPFX insider transaction a purchase or a sale?

The SPFX insider transaction was a purchase. The Form 4 shows Carl Christian Hoechner executed an open-market purchase of 300 shares of Common Stock at $2.25 per share, increasing his direct ownership to 172,600 shares after the trade.

Does the SPFX Form 4 show any derivative or option activity?

The Form 4 data indicates no derivative or option transactions for this event. The filing only reports a non-derivative open-market purchase of 300 shares of SPFX Common Stock, with no derivative positions listed in the derivativeSummary section.