Standard Premium Reports Record-Breaking First Quarter Results, Driven by a 21% Increase in Earnings, 22% Return on Equity and Expanded National Footprint
Standard Premium Finance (OTCQX: SPFX) reported record Q1 2026 results, with net income up 21.5% and return on equity of 21.9%.
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Rhea-AI Summary
Standard Premium Finance (OTCQX: SPFX) reported record Q1 2026 results, with net income up 21.5% and return on equity of 21.9%. Basic and diluted EPS rose 30% and 25%, respectively.
Receivables reached $79.3 million, loan originations $44.8 million, operating cash flow $2.3 million, cost of funds fell 85 bps, over 60,000 shares were repurchased, and licenses expanded to 44 states.
Positive
- Net income increased 21.5% versus Q1 2025
- Return on equity of 21.9% in Q1 2026
- Receivables portfolio grew to $79.3 million (+8.9% since 12/31/2025)
- Loan originations reached $44.8 million (+16.0%)
- Basic EPS up 30%, diluted EPS up 25% year-over-year
- Operating cash flows of $2.3 million for Q1 2026
- Gross cost of funds decreased by 85 bps
- Over 60,000 shares retired under stock buyback program
- State licenses expanded to 44 states (+3 since 12/31/2025)
Negative
- None.
Details
News Market Reaction – SPFX
On May 12, the day this news came out, SPFX closed 18.91% above the previous close.
Data tracked by StockTitan Argus for the May 12 session.
AI-generated analysis. How Rhea-AI works. Not financial advice.
MIAMI, May 12, 2026 (GLOBE NEWSWIRE) -- Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) (“Standard Premium”), a leading specialty finance company, today announces compelling financial and operational results through the first quarter of 2026, highlighting the Company’s strategic growth in their receivables portfolio, net income, earnings per share (EPS), loan originations and return on equity.
"Our unprecedented results reinforce our disciplined approach to premium finance and how we create real, lasting value for shareholders,” says William Koppelmann, CEO, Standard Premium. “Building upon this exceptional performance, we continue to find opportunities to provide dynamic growth beyond our core business model.”
Key financial highlights include:
- Return on equity of
21.90% maintains consistent double digit return on equity. 21.5% increase in net income compared to Q1 2025.- Receivables portfolio of
$79.3 million , an increase of$6.5 million or8.9% from 12/31/2025. - Loan originations of
$44.8 million for three months ended 3/31/2026, an increase of$7.2 million or16.0% . - Basic EPS of
$0.13 , an increase of30% over three months ended 3/31/2025. - Diluted EPS of
$0.10 , an increase of25% over three months ended 3/31/2025. - Operating cash flows of
$2.3 million for the three months ended 3/31/2026. - Gross cost of funds rate decreased by 85 bps, resulting in stronger margins and more competitive pricing.
- Over 60,000 common shares retired through board approved stock buyback program.
- State licenses increase to 44 states, an increase of 3 licenses since 12/31/25.
About Standard Premium Finance Holdings, Inc.
Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), is a specialty finance company which has financed premiums on over
Cautionary Statement Regarding Forward-Looking Statements
This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated future growth and outlook. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.
Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 20, 2026 which is available on the SEC’s website at www.sec.gov or on the Investor Relations section of our website, standardpremium.com.
Media:
Nicholas Turchiano
CPR Marketing
nturchiano@cpronline.com
201-641-1911x35
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