StoneCo Reports Fourth Quarter and Fiscal Year 2025 Results

Rhea-AI Summary

StoneCo (NASDAQ: STNE) reported fourth quarter and fiscal year 2025 results and posted the full earnings release to its investor relations website.

The company will host a teleconference and live webcast on March 2, 2026 at 5:00 PM ET/7:00 PM BRT; replay will be available on StoneCo's investor site.

Market Reaction – STNE

-13.12% $14.78

15m delay 23 alerts

-13.12% Since News

$14.78 Last Price

$14.51 $15.27 Day Range

-$585M Valuation Impact

$3.88B Market Cap

0.4x Rel. Volume

Following this news, STNE has declined 13.12%, reflecting a significant negative market reaction. Our momentum scanner has triggered 23 alerts so far, indicating elevated trading interest and price volatility. The stock is currently trading at $14.78. This price movement has removed approximately $585M from the company's valuation.

Data tracked by StockTitan Argus (15 min delayed). Upgrade to Silver for real-time data.

Key Figures

2025 revenue & income: R$14.15 billion Adjusted gross profit: R$6.32 billion Adjusted net income: R$2.61 billion +5 more

8 metrics

2025 revenue & income R$14.15 billion Total revenue and income from continuing operations in 2025, up 17.5%

Adjusted gross profit R$6.32 billion 2025 adjusted gross profit, up 13.5%

Adjusted net income R$2.61 billion 2025 adjusted net income from continuing and discontinued operations, up 18.6%

Adjusted basic EPS R$9.71 per share 2025 adjusted basic EPS, up 33.6%

Share repurchases R$3.0 billion Repurchases reduced share count by 40.3 million in 2025

Return on equity 26% Fourth-quarter 2025 ROE, supported by prepayment and credit revenues

Adjusted net cash R$2.59 billion Adjusted net cash at year-end 2025

Credit portfolio R$2.84 billion Total credit portfolio at year-end 2025, more than doubled vs prior level

Market Reality Check

Price: $17.03 Vol: Volume 5,177,253 is 1.02x...

normal vol

$17.03 Last Close

Volume Volume 5,177,253 is 1.02x the 20-day average of 5,080,295, indicating typical trading interest ahead of results. normal

Technical Price at 16.8 is trading above the 200-day MA of 15.91 and sits 15.79% below the 52-week high and 94.37% above the 52-week low.

Peers on Argus

Pre-news, STNE showed a small gain while peers were mixed: BOX up 1.9%, ACIW up ...

Pre-news, STNE showed a small gain while peers were mixed: BOX up 1.9%, ACIW up 3.25%, QLYS up 1.81%, but ZETA down 4.51% and OS slightly down 0.17%, pointing to stock-specific drivers around earnings.

Previous Earnings Reports

5 past events · Latest: Nov 06 (Neutral)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Nov 06	Quarterly earnings	Neutral	-10.8%	Reported Q3 2025 results and hosted conference call via Zoom and phone.
Aug 07	Quarterly earnings	Neutral	+7.0%	Posted Q2 2025 results and scheduled detailed earnings conference call.
May 08	Quarterly earnings	Neutral	-1.2%	Released Q1 2025 financials with investor call and webcast replay access.
Mar 18	Annual & Q4 earnings	Neutral	+15.5%	Announced Q4 and FY 2024 results with supporting materials on IR site.
Nov 12	Quarterly earnings	Neutral	-9.6%	Reported Q3 2024 results and held teleconference for investors.

Pattern Detected

Earnings releases have triggered volatile but directionally mixed moves: prior five earnings events saw moves from -10.81% to +15.53%, with both sharp rallies and selloffs, indicating that results and guidance details materially shape the reaction.

Recent Company History

Over the past five earnings cycles from Q3 2024 through FY 2024 and the four quarters of 2025, StoneCo has consistently released results via its investor relations site and hosted Zoom-based conference calls with international dial-ins. Price reactions ranged from double‑digit gains to notable declines, underscoring that each set of results has been closely scrutinized. Today’s 4Q25/FY25 announcement fits this pattern of earnings as a primary catalyst.

Historical Comparison

+0.2% avg move · In the past year, STNE had 5 earnings releases with an average move of 0.19%. The latest 4Q25/FY25 u...

earnings

+0.2%

Average Historical Move earnings

In the past year, STNE had 5 earnings releases with an average move of 0.19%. The latest 4Q25/FY25 update represents another earnings-driven catalyst within this established volatility band.

The earnings record traces sequential quarterly updates from Q3 2024 through all 2025 quarters, plus FY 2024 results, leading into the new FY 2025 release.

Market Pulse Summary

The stock is dropping -13.1% following this news. A negative reaction despite solid headline figures...

Analysis

The stock is dropping -13.1% following this news. A negative reaction despite solid headline figures would fit prior patterns where earnings occasionally preceded sharp declines, such as -10.81% and -9.58% moves. Even with 2025 adjusted net income of R$2.61 billion and ROE of 26%, concerns around rapid credit portfolio growth to R$2.84 billion and a tougher macro backdrop could have dominated sentiment for some investors.

AI-generated analysis. Not financial advice.

George Town, Grand Cayman--(Newsfile Corp. - March 2, 2026) - StoneCo Ltd. (NASDAQ: STNE) ("Stone" or the "Company") today reported its financial results for the fourth quarter and fiscal year ended December 31, 2025, in a Earnings Release which is now posted to the company's Investor Relations website https://investors.stone.co/.

Conference Call

Stone will discuss its 4Q25 and fiscal year financial results during a teleconference today, March 2^nd, 2026, at 5:00 PM ET/7:00 PM BRT.

The conference call can be accessed live over the Zoom webinar (ID: 869 7892 3413| Password: 164760).

You can also access the meeting over the phone by dialing +1 646 931 3860 or +1 669 444 9171 from the U.S. Callers from Brazil can dial +55 21 3958 7888. Callers from the UK can dial +44 330 088 5830. The call will also be webcast live and a replay will be available a few hours after the call concludes. The live webcast and replay will be available on Stone's investor relations website at https://investors.stone.co/.

About Stone Co.

Stone Co. is a leading provider of financial technology solutions that empower merchants to conduct commerce seamlessly across multiple channels and help them grow their businesses with payments, banking and credit.

Contact:

Investor Relations
investors@stone.co

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/286014

FAQ

When did StoneCo (STNE) release its Q4 2025 and fiscal year results?

StoneCo released its fourth quarter and fiscal year 2025 results on March 2, 2026. According to StoneCo, the full earnings release is posted on the company's investor relations website for download and review, with supporting tables and tables accessible online.

How can investors join the StoneCo (STNE) earnings call on March 2, 2026?

Investors can join the March 2, 2026 earnings call via the Zoom webinar (ID 869 7892 3413, Password 164760). According to StoneCo, the call also accepts phone access with listed U.S., Brazil, and UK dial‑in numbers.

Will StoneCo (STNE) provide a live webcast and replay of the March 2, 2026 call?

Yes. StoneCo will provide a live webcast of the March 2, 2026 conference call, and a replay will be available a few hours after the call concludes. According to StoneCo, both the live webcast and replay are hosted on the investor relations website.

Where can I find StoneCo's (STNE) Q4 2025 earnings release and financial tables?

StoneCo's Q4 2025 earnings release and accompanying financial tables are posted on the company's investor relations website. According to StoneCo, investors can download the full earnings release and view any included financial tables directly from that site.

What time is StoneCo's (STNE) March 2, 2026 teleconference in local and Brazil time?

The teleconference is scheduled for March 2, 2026 at 5:00 PM ET, which is 7:00 PM BRT. According to StoneCo, the timing and access details are provided for U.S., Brazilian, and UK participants on the investor relations site.