Welcome to our dedicated page for Third Coast Bancshares news (Ticker: TCBX), a resource for investors and traders seeking the latest updates and insights on Third Coast Bancshares stock.
Third Coast Bancshares, Inc. (TCBX) is a commercially focused, Texas-based bank holding company for Third Coast Bank, operating primarily in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets. Its news flow reflects both its role as a community-oriented commercial bank and its activities as a publicly traded financial institution.
On this page, readers can find press releases and coverage related to Third Coast’s quarterly and annual financial results, including earnings announcements that detail net income, net interest margin, loan and deposit growth, asset quality metrics, and efficiency ratio trends. These updates provide insight into how the company’s community banking model performs across its Texas markets.
News items also highlight corporate actions and strategic developments. Recent disclosures include the planned transfer of the company’s stock listing from the Nasdaq Global Select Market to the New York Stock Exchange and NYSE Texas, with the common stock continuing to trade under the ticker symbol TCBX. Another significant news theme is mergers and acquisitions, such as the definitive merger agreement under which a wholly owned subsidiary of Third Coast will merge with Keystone Bancshares, Inc., followed by the integration of Keystone and Keystone Bank into Third Coast and Third Coast Bank.
In addition, Third Coast Bancshares’ news includes information on dividends declared on its 6.75% Series A Convertible Non-Cumulative Preferred Stock, as well as recognition for its capital markets activities. For example, the company reported receiving a 2025 North American Transaction of the Year award from Structured Credit Investor for a synthetic risk transfer transaction using real estate development loans as collateral, which reduced commercial real estate concentration risk and generated non-interest income.
Investors and observers can use this news feed to follow earnings releases, conference call schedules, dividend announcements, strategic transactions, and structured credit initiatives that shape the outlook for TCBX and its banking subsidiary.
Third Coast Bancshares (NYSE: TCBX) completed its merger with Keystone Bancshares effective February 1, 2026, creating a combined company with total assets in excess of $6 billion. Third Coast will integrate Keystone Bank with customer conversion anticipated this summer.
The merger adds Keystone's three branches (two in Austin, one in Ballinger) and a Bastrop loan production office. Jeff Wilkinson will join Third Coast's board and serve as Chairman - Austin Market; Bryan St. George becomes President of Commercial Services at Third Coast Bank. Keystone customers will use existing channels until conversion, and Third Coast will provide pre-conversion details.
Third Coast Bancshares (NYSE: TCBX) reported 4Q25 net income $17.9M versus $13.7M in 4Q24 and $18.1M in 3Q25, with basic EPS $1.21 and diluted EPS $1.02.
The small Q/Q decline was attributed to merger-related legal and professional expenses and higher salaries/benefits, partly offset by higher net interest income and increased non-margin loan fees. NIM held steady at 4.10%. Management expects continued focus on operational efficiency, while near-term expense levels may remain noisy during early stages of the Keystone integration. The company says the merger remains on track and it has increased the low end of its deposit growth range.
Third Coast Bancshares (NYSE: TCBX) reported record 2025 results with net income $66.3M and diluted EPS $3.79. For Q4 2025, net income was $17.9M and diluted EPS $1.02. Gross loans rose to $4.39B (+10.8% YoY) and total assets reached $5.34B (+8.1% YoY). Net interest margin held at 4.10% in Q4. Book value per share increased to $33.47 and tangible book to $32.12. Company completed transfer of its common stock listing to the NYSE and NYSE Texas.
Third Coast Bancshares (NYSE: TCBX) will report its 2025 fourth quarter and full year financial results on Wednesday, January 21, 2026 after market close. Management will host a conference call and webcast to discuss results on Thursday, January 22, 2026 at 11:00 a.m. ET / 10:00 a.m. CT.
Live participation is available by phone at 201-389-0869 (ask for Third Coast Bancshares call) or online at https://ir.thirdcoast.bank/events-and-presentations/events/. A replay is available through January 29, 2026 by dialing 201-612-7415 with passcode 13752290#. The webcast archive will be posted at the same IR events page and remain available for 90 days.
Third Coast Bancshares (NYSE: TCBX) declared a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non–Cumulative Preferred Stock. The dividend is payable on January 15, 2026 to holders of record at the close of business on December 31, 2025.
Third Coast Bancshares (NYSE: TCBX) reported 3Q25 results and a material acquisition update. Net income was $18.1M versus $16.7M in 3Q24. Basic EPS was $1.22 and diluted EPS was $1.03. Management cited stronger net interest income and higher non-margin loan fees, partly offset by a higher provision for credit losses.
Key corporate action: announced a definitive agreement to acquire Keystone Bancshares for approximately $123 million, creating pro forma assets of >$6 billion with closing targeted for 1Q26. Other metrics: ROAA improved to 1.41% from 1.38% sequentially; net interest margin was 4.10% in 3Q25 versus 4.22% in 2Q25 and 3.73% year-over-year. The firm plans to sustain a 1% operational efficiency improvement and expects stable non-interest expenses.
Third Coast Bancshares (NYSE:TCBX) will acquire Keystone Bancshares in a stock-and-cash merger valued at approximately $123 million based on Third Coast's Oct 21, 2025 close. The combined company will operate under the Third Coast name and is expected to have pro forma total assets in excess of $6 billion.
Keystone shareholders may elect either 0.45925 shares of Third Coast common stock per Keystone share or cash equal to 0.45925 times the 20-day VWAP, with aggregate cash limited to $20 million. Based on Third Coast's $39.17 close on Oct 21, 2025, the deal implies $17.99 per Keystone share. Closing is expected in Q1 2026 and is subject to regulatory and shareholder approvals and customary conditions.
Third Coast Bancshares (NYSE:TCBX) reported record third quarter 2025 results: net income $18.1M, basic EPS $1.22 and diluted EPS $1.03. Return on average assets was 1.41% annualized and net interest margin was 4.10%. Gross loans rose to $4.17B and deposits to $4.37B. Efficiency ratio improved to 53.03% and book value per share increased to $32.25 (tangible book value $30.91). Provision for credit losses was $2.8M and allowance for credit losses was $42.6M (1.02% of loans). The company completed a transfer of its common stock listing to the New York Stock Exchange and NYSE Texas.
Third Coast Bancshares (NYSE: TCBX) was named 2025 North American Transaction of the Year by Structured Credit Investor for a landmark synthetic risk transfer (SRT) securitization.
In April 2025 Third Coast completed a $100 million SRT with EJF Capital, the first such deal by a U.S. bank with $5 billion in assets. The transaction reduced commercial real estate concentration risk, improved capital ratios, and generated meaningful non-interest income. Third Coast completed a second securitization in Q2 2025, signaling an expanded balance-sheet optimization strategy for regional and community banking.
Third Coast Bancshares (NASDAQ: TCBX) has announced its schedule for the 2025 third quarter earnings release and conference call. The company will release its financial results on Wednesday, October 22, 2025 after market close, followed by a conference call on Thursday, October 23, 2025 at 11:00 a.m. ET.
Interested parties can access the call by dialing 201-389-0869 or through the webcast at the company's investor relations website. A replay will be available until October 30, 2025 via phone (201-612-7415, passcode: 13752288#) or through the website for 90 days.
FAQ
What is the current stock price of Third Coast Bancshares (TCBX)?
What is the market cap of Third Coast Bancshares (TCBX)?
