Welcome to our dedicated page for Third Coast Bancshares news (Ticker: TCBX), a resource for investors and traders seeking the latest updates and insights on Third Coast Bancshares stock.
Third Coast Bancshares, Inc. (TCBX) delivers commercial banking solutions to Texas businesses through its community-focused approach and localized decision-making. This news hub provides investors and business leaders with essential updates about the company's financial developments and market activities.
Access timely reports on earnings announcements, strategic partnerships, leadership changes, and regulatory filings. Our curated collection ensures you stay informed about TCBX's commercial lending initiatives, operational efficiency improvements, and community banking services across Greater Houston, Dallas-Fort Worth, and other key markets.
Bookmark this page for direct access to original press releases and verified news about loan portfolio performance, deposit growth trends, and technological advancements in regional banking services. Regular updates provide insights into how TCBX maintains its competitive position through tailored financial solutions and responsive client support.
Third Coast Bancshares (NYSE: TCBX) reported 3Q25 results and a material acquisition update. Net income was $18.1M versus $16.7M in 3Q24. Basic EPS was $1.22 and diluted EPS was $1.03. Management cited stronger net interest income and higher non-margin loan fees, partly offset by a higher provision for credit losses.
Key corporate action: announced a definitive agreement to acquire Keystone Bancshares for approximately $123 million, creating pro forma assets of >$6 billion with closing targeted for 1Q26. Other metrics: ROAA improved to 1.41% from 1.38% sequentially; net interest margin was 4.10% in 3Q25 versus 4.22% in 2Q25 and 3.73% year-over-year. The firm plans to sustain a 1% operational efficiency improvement and expects stable non-interest expenses.
Third Coast Bancshares (NYSE:TCBX) will acquire Keystone Bancshares in a stock-and-cash merger valued at approximately $123 million based on Third Coast's Oct 21, 2025 close. The combined company will operate under the Third Coast name and is expected to have pro forma total assets in excess of $6 billion.
Keystone shareholders may elect either 0.45925 shares of Third Coast common stock per Keystone share or cash equal to 0.45925 times the 20-day VWAP, with aggregate cash limited to $20 million. Based on Third Coast's $39.17 close on Oct 21, 2025, the deal implies $17.99 per Keystone share. Closing is expected in Q1 2026 and is subject to regulatory and shareholder approvals and customary conditions.
Third Coast Bancshares (NYSE:TCBX) reported record third quarter 2025 results: net income $18.1M, basic EPS $1.22 and diluted EPS $1.03. Return on average assets was 1.41% annualized and net interest margin was 4.10%. Gross loans rose to $4.17B and deposits to $4.37B. Efficiency ratio improved to 53.03% and book value per share increased to $32.25 (tangible book value $30.91). Provision for credit losses was $2.8M and allowance for credit losses was $42.6M (1.02% of loans). The company completed a transfer of its common stock listing to the New York Stock Exchange and NYSE Texas.
Third Coast Bancshares (NYSE: TCBX) was named 2025 North American Transaction of the Year by Structured Credit Investor for a landmark synthetic risk transfer (SRT) securitization.
In April 2025 Third Coast completed a $100 million SRT with EJF Capital, the first such deal by a U.S. bank with $5 billion in assets. The transaction reduced commercial real estate concentration risk, improved capital ratios, and generated meaningful non-interest income. Third Coast completed a second securitization in Q2 2025, signaling an expanded balance-sheet optimization strategy for regional and community banking.
Third Coast Bancshares (NASDAQ: TCBX) has announced its schedule for the 2025 third quarter earnings release and conference call. The company will release its financial results on Wednesday, October 22, 2025 after market close, followed by a conference call on Thursday, October 23, 2025 at 11:00 a.m. ET.
Interested parties can access the call by dialing 201-389-0869 or through the webcast at the company's investor relations website. A replay will be available until October 30, 2025 via phone (201-612-7415, passcode: 13752288#) or through the website for 90 days.
Third Coast Bancshares (NASDAQ: TCBX) has been nominated for two prestigious awards by Structured Credit Investor (SCI): "2025 North American Issuer of the Year" and "2025 North American Transaction of the Year". The latter nomination, shared with EJF Capital, recognizes their groundbreaking $200 million commercial real estate loan securitization completed in April 2025.
As a $5 billion asset bank, Third Coast became the smallest U.S. bank to execute a synthetic risk transfer (SRT) deal, with the previous smallest peer having $40 billion in assets. The company completed a second securitization in Q2 2025 and will transition its stock listing to the NYSE under "TCBX" effective October 6, 2025.
Third Coast Bancshares (NASDAQ:TCBX) announced the transfer of its common stock listing from Nasdaq Global Select Market to the New York Stock Exchange (NYSE), including a dual listing on NYSE Texas. The company will maintain its ticker symbol "TCBX" and begin trading on NYSE on October 6, 2025.
The strategic move aims to enhance shareholder value, increase market visibility, and align with industry peers on a global trading platform. The dual listing on NYSE Texas reinforces Third Coast's commitment to its Texas heritage and stakeholders.
Third Coast Bancshares (NASDAQ:TCBX) has announced a quarterly cash dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The company will pay a dividend of $17.25 per share to preferred stockholders of record as of September 30, 2025. The dividend payment is scheduled for October 15, 2025.
Third Coast Bancshares (NASDAQ:TCBX) reported strong financial results for Q2 2025, with net income rising to $16.8M from $13.6M in Q1 2025. The bank achieved diluted EPS of $0.96 and demonstrated improved operational efficiency with an enhanced net interest margin of 4.22%.
The quarterly performance was driven by higher net interest income and strategic portfolio securitization, though partially offset by increased credit loss provisions. The company's gross loans reached $4.08 billion, while the efficiency ratio improved to 55.45% from 61.23%, reflecting successful cost management initiatives.
Third Coast Bancshares (NASDAQ: TCBX) reported strong Q2 2025 financial results, with record earnings of $16.7 million, or $1.12 and $0.96 per basic and diluted share. The bank demonstrated significant improvements with net interest margin rising to 4.22% from 3.80% in Q1 2025, and return on average assets reaching 1.38%.
Key highlights include gross loans growth to $4.08 billion, improved efficiency ratio of 55.45%, and successful completion of two commercial real estate loan securitizations totaling $250 million. The bank's total assets have grown 98% since its IPO in November 2021, reaching $4.94 billion, while maintaining strong asset quality with nonperforming loans at 0.49% of total loans.
FAQ
What is the current stock price of Third Coast Bancshares (TCBX)?
What is the market cap of Third Coast Bancshares (TCBX)?
