Welcome to our dedicated page for Third Coast Bancshares news (Ticker: TCBX), a resource for investors and traders seeking the latest updates and insights on Third Coast Bancshares stock.
Third Coast Bancshares, Inc. (TCBX) is a commercially focused, Texas-based bank holding company for Third Coast Bank, operating primarily in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets. Its news flow reflects both its role as a community-oriented commercial bank and its activities as a publicly traded financial institution.
On this page, readers can find press releases and coverage related to Third Coast’s quarterly and annual financial results, including earnings announcements that detail net income, net interest margin, loan and deposit growth, asset quality metrics, and efficiency ratio trends. These updates provide insight into how the company’s community banking model performs across its Texas markets.
News items also highlight corporate actions and strategic developments. Recent disclosures include the planned transfer of the company’s stock listing from the Nasdaq Global Select Market to the New York Stock Exchange and NYSE Texas, with the common stock continuing to trade under the ticker symbol TCBX. Another significant news theme is mergers and acquisitions, such as the definitive merger agreement under which a wholly owned subsidiary of Third Coast will merge with Keystone Bancshares, Inc., followed by the integration of Keystone and Keystone Bank into Third Coast and Third Coast Bank.
In addition, Third Coast Bancshares’ news includes information on dividends declared on its 6.75% Series A Convertible Non-Cumulative Preferred Stock, as well as recognition for its capital markets activities. For example, the company reported receiving a 2025 North American Transaction of the Year award from Structured Credit Investor for a synthetic risk transfer transaction using real estate development loans as collateral, which reduced commercial real estate concentration risk and generated non-interest income.
Investors and observers can use this news feed to follow earnings releases, conference call schedules, dividend announcements, strategic transactions, and structured credit initiatives that shape the outlook for TCBX and its banking subsidiary.
Third Coast Bancshares (NYSE:TCBX) reported record third quarter 2025 results: net income $18.1M, basic EPS $1.22 and diluted EPS $1.03. Return on average assets was 1.41% annualized and net interest margin was 4.10%. Gross loans rose to $4.17B and deposits to $4.37B. Efficiency ratio improved to 53.03% and book value per share increased to $32.25 (tangible book value $30.91). Provision for credit losses was $2.8M and allowance for credit losses was $42.6M (1.02% of loans). The company completed a transfer of its common stock listing to the New York Stock Exchange and NYSE Texas.
Third Coast Bancshares (NYSE: TCBX) was named 2025 North American Transaction of the Year by Structured Credit Investor for a landmark synthetic risk transfer (SRT) securitization.
In April 2025 Third Coast completed a $100 million SRT with EJF Capital, the first such deal by a U.S. bank with $5 billion in assets. The transaction reduced commercial real estate concentration risk, improved capital ratios, and generated meaningful non-interest income. Third Coast completed a second securitization in Q2 2025, signaling an expanded balance-sheet optimization strategy for regional and community banking.
Third Coast Bancshares (NASDAQ: TCBX) has announced its schedule for the 2025 third quarter earnings release and conference call. The company will release its financial results on Wednesday, October 22, 2025 after market close, followed by a conference call on Thursday, October 23, 2025 at 11:00 a.m. ET.
Interested parties can access the call by dialing 201-389-0869 or through the webcast at the company's investor relations website. A replay will be available until October 30, 2025 via phone (201-612-7415, passcode: 13752288#) or through the website for 90 days.
Third Coast Bancshares (NASDAQ: TCBX) has been nominated for two prestigious awards by Structured Credit Investor (SCI): "2025 North American Issuer of the Year" and "2025 North American Transaction of the Year". The latter nomination, shared with EJF Capital, recognizes their groundbreaking $200 million commercial real estate loan securitization completed in April 2025.
As a $5 billion asset bank, Third Coast became the smallest U.S. bank to execute a synthetic risk transfer (SRT) deal, with the previous smallest peer having $40 billion in assets. The company completed a second securitization in Q2 2025 and will transition its stock listing to the NYSE under "TCBX" effective October 6, 2025.
Third Coast Bancshares (NASDAQ:TCBX) announced the transfer of its common stock listing from Nasdaq Global Select Market to the New York Stock Exchange (NYSE), including a dual listing on NYSE Texas. The company will maintain its ticker symbol "TCBX" and begin trading on NYSE on October 6, 2025.
The strategic move aims to enhance shareholder value, increase market visibility, and align with industry peers on a global trading platform. The dual listing on NYSE Texas reinforces Third Coast's commitment to its Texas heritage and stakeholders.
Third Coast Bancshares (NASDAQ:TCBX) has announced a quarterly cash dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The company will pay a dividend of $17.25 per share to preferred stockholders of record as of September 30, 2025. The dividend payment is scheduled for October 15, 2025.
Third Coast Bancshares (NASDAQ:TCBX) reported strong financial results for Q2 2025, with net income rising to $16.8M from $13.6M in Q1 2025. The bank achieved diluted EPS of $0.96 and demonstrated improved operational efficiency with an enhanced net interest margin of 4.22%.
The quarterly performance was driven by higher net interest income and strategic portfolio securitization, though partially offset by increased credit loss provisions. The company's gross loans reached $4.08 billion, while the efficiency ratio improved to 55.45% from 61.23%, reflecting successful cost management initiatives.
Third Coast Bancshares (NASDAQ: TCBX) reported strong Q2 2025 financial results, with record earnings of $16.7 million, or $1.12 and $0.96 per basic and diluted share. The bank demonstrated significant improvements with net interest margin rising to 4.22% from 3.80% in Q1 2025, and return on average assets reaching 1.38%.
Key highlights include gross loans growth to $4.08 billion, improved efficiency ratio of 55.45%, and successful completion of two commercial real estate loan securitizations totaling $250 million. The bank's total assets have grown 98% since its IPO in November 2021, reaching $4.94 billion, while maintaining strong asset quality with nonperforming loans at 0.49% of total loans.
Third Coast Bancshares (NASDAQ: TCBX) has scheduled its 2025 second quarter earnings release and conference call. The company will release financial results on Wednesday, July 23, 2025 after market close, followed by a conference call on Thursday, July 24, 2025 at 11:00 a.m. Eastern Time.
Interested parties can access the call by dialing 201-389-0869 or via webcast at the company's investor relations website. A replay will be available through July 31, 2025 by dialing 201-612-7415 with passcode 13752287#, and the webcast archive will be accessible for 90 days.
Third Coast Bancshares (NASDAQ: TCBX) has declared a quarterly cash dividend of $17.0625 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The dividend will be paid on July 15, 2025 to shareholders of record as of June 30, 2025.