Welcome to our dedicated page for Third Coast Bancshares news (Ticker: TCBX), a resource for investors and traders seeking the latest updates and insights on Third Coast Bancshares stock.
Third Coast Bancshares, Inc. reports developments for a commercially focused Texas bank holding company whose wholly owned subsidiary, Third Coast Bank, serves small and medium-sized businesses, professionals, and customers in the Austin, Dallas-Fort Worth, Greater Houston, and San Antonio markets.
Recurring company updates cover quarterly and annual operating results, net interest income, loan and deposit trends, noninterest expense, efficiency measures, branch-market activity, and capital actions. Coverage also includes preferred-stock dividends, investor-call materials, and integration matters following the completed Keystone Bancshares merger.
Third Coast Bancshares (NYSE: TCBX) completed its merger with Keystone Bancshares effective February 1, 2026, creating a combined company with total assets in excess of $6 billion. Third Coast will integrate Keystone Bank with customer conversion anticipated this summer.
The merger adds Keystone's three branches (two in Austin, one in Ballinger) and a Bastrop loan production office. Jeff Wilkinson will join Third Coast's board and serve as Chairman - Austin Market; Bryan St. George becomes President of Commercial Services at Third Coast Bank. Keystone customers will use existing channels until conversion, and Third Coast will provide pre-conversion details.
Third Coast Bancshares (NYSE: TCBX) reported record 2025 results with net income $66.3M and diluted EPS $3.79. For Q4 2025, net income was $17.9M and diluted EPS $1.02. Gross loans rose to $4.39B (+10.8% YoY) and total assets reached $5.34B (+8.1% YoY). Net interest margin held at 4.10% in Q4. Book value per share increased to $33.47 and tangible book to $32.12. Company completed transfer of its common stock listing to the NYSE and NYSE Texas.
Third Coast Bancshares (NYSE: TCBX) will report its 2025 fourth quarter and full year financial results on Wednesday, January 21, 2026 after market close. Management will host a conference call and webcast to discuss results on Thursday, January 22, 2026 at 11:00 a.m. ET / 10:00 a.m. CT.
Live participation is available by phone at 201-389-0869 (ask for Third Coast Bancshares call) or online at https://ir.thirdcoast.bank/events-and-presentations/events/. A replay is available through January 29, 2026 by dialing 201-612-7415 with passcode 13752290#. The webcast archive will be posted at the same IR events page and remain available for 90 days.
Third Coast Bancshares (NYSE: TCBX) declared a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non–Cumulative Preferred Stock. The dividend is payable on January 15, 2026 to holders of record at the close of business on December 31, 2025.
Third Coast Bancshares (NYSE:TCBX) will acquire Keystone Bancshares in a stock-and-cash merger valued at approximately $123 million based on Third Coast's Oct 21, 2025 close. The combined company will operate under the Third Coast name and is expected to have pro forma total assets in excess of $6 billion.
Keystone shareholders may elect either 0.45925 shares of Third Coast common stock per Keystone share or cash equal to 0.45925 times the 20-day VWAP, with aggregate cash limited to $20 million. Based on Third Coast's $39.17 close on Oct 21, 2025, the deal implies $17.99 per Keystone share. Closing is expected in Q1 2026 and is subject to regulatory and shareholder approvals and customary conditions.
Third Coast Bancshares (NYSE:TCBX) reported record third quarter 2025 results: net income $18.1M, basic EPS $1.22 and diluted EPS $1.03. Return on average assets was 1.41% annualized and net interest margin was 4.10%. Gross loans rose to $4.17B and deposits to $4.37B. Efficiency ratio improved to 53.03% and book value per share increased to $32.25 (tangible book value $30.91). Provision for credit losses was $2.8M and allowance for credit losses was $42.6M (1.02% of loans). The company completed a transfer of its common stock listing to the New York Stock Exchange and NYSE Texas.
Third Coast Bancshares (NYSE: TCBX) was named 2025 North American Transaction of the Year by Structured Credit Investor for a landmark synthetic risk transfer (SRT) securitization.
In April 2025 Third Coast completed a $100 million SRT with EJF Capital, the first such deal by a U.S. bank with $5 billion in assets. The transaction reduced commercial real estate concentration risk, improved capital ratios, and generated meaningful non-interest income. Third Coast completed a second securitization in Q2 2025, signaling an expanded balance-sheet optimization strategy for regional and community banking.
Third Coast Bancshares (NASDAQ: TCBX) has announced its schedule for the 2025 third quarter earnings release and conference call. The company will release its financial results on Wednesday, October 22, 2025 after market close, followed by a conference call on Thursday, October 23, 2025 at 11:00 a.m. ET.
Interested parties can access the call by dialing 201-389-0869 or through the webcast at the company's investor relations website. A replay will be available until October 30, 2025 via phone (201-612-7415, passcode: 13752288#) or through the website for 90 days.
Third Coast Bancshares (NASDAQ: TCBX) has been nominated for two prestigious awards by Structured Credit Investor (SCI): "2025 North American Issuer of the Year" and "2025 North American Transaction of the Year". The latter nomination, shared with EJF Capital, recognizes their groundbreaking $200 million commercial real estate loan securitization completed in April 2025.
As a $5 billion asset bank, Third Coast became the smallest U.S. bank to execute a synthetic risk transfer (SRT) deal, with the previous smallest peer having $40 billion in assets. The company completed a second securitization in Q2 2025 and will transition its stock listing to the NYSE under "TCBX" effective October 6, 2025.
Third Coast Bancshares (NASDAQ:TCBX) announced the transfer of its common stock listing from Nasdaq Global Select Market to the New York Stock Exchange (NYSE), including a dual listing on NYSE Texas. The company will maintain its ticker symbol "TCBX" and begin trading on NYSE on October 6, 2025.
The strategic move aims to enhance shareholder value, increase market visibility, and align with industry peers on a global trading platform. The dual listing on NYSE Texas reinforces Third Coast's commitment to its Texas heritage and stakeholders.