Third Coast Bancshares, Inc. reports developments for a commercially focused Texas bank holding company whose wholly owned subsidiary, Third Coast Bank, serves small and medium-sized businesses, professionals, and customers in the Austin, Dallas-Fort Worth, Greater Houston, and San Antonio markets.
Recurring company updates cover quarterly and annual operating results, net interest income, loan and deposit trends, noninterest expense, efficiency measures, branch-market activity, and capital actions. Coverage also includes preferred-stock dividends, investor-call materials, and integration matters following the completed Keystone Bancshares merger.
Third Coast Bancshares (TCBX) will release its third-quarter 2026 financial results after the market closes on October 21, 2026.
Management will discuss the results during a conference call and webcast on October 22, 2026, at 11:00 a.m. Eastern Time (10:00 a.m. Central Time). A telephone replay will be available through October 29, 2026, and the webcast archive will be available shortly after the call for 90 days.
Third Coast Bancshares (TCBX)/b) declared a quarterly cash dividend of
The dividend is payable on October 15, 2026 to holders of record as of the close of business on September 30, 2026.
Third Coast Bancshares (TCBX) appointed Bernardo “Bernie” Lacayo as Executive Vice President and Head of Corporate Banking, effective immediately on September 14, 2026.
Lacayo joined Third Coast in March 2026 and will lead the Bank’s corporate banking strategy, focusing on expanding capabilities for larger and more complex client relationships across Texas and beyond. He brings more than three decades of banking and financial services experience, including nearly 18 years at CIBC Bank USA and its predecessor, where he led loan markets and syndications teams. Earlier roles at Citizens Financial Group and LaSalle Bank covered middle‑market banking, specialized industry lending, credit administration and loan portfolio management.
Third Coast Bancshares (NYSE/NYSE Texas: TCBX) announced that Founder, Chairman, President and CEO Bart Caraway, alongside directors, executives and employees, will ring the New York Stock Exchange Closing Bell at 4:00 p.m. Eastern Time on July 28, 2026.
According to Third Coast, the ceremony marks a milestone following its October 2025 transfer to the NYSE and dual listing on NYSE Texas, highlighting its growth, expanding Texas presence, and focus on long-term value for shareholders, customers, employees and communities.
Third Coast Bancshares (NYSE: TCBX) reported second quarter 2026 net income of $22.0 million, with net income available to common shareholders of $20.8 million and basic and diluted EPS of $1.25 and $1.08. Return on average assets was 1.34% annualized. Net interest income rose to $60.3 million, net interest margin improved sequentially to 3.83%, and the efficiency ratio improved to 56.51%.
Gross loans increased 3.5% quarter over quarter to $5.44 billion and 33.3% year over year, while deposits grew to $5.86 billion, up 2.5% sequentially and 36.8% year over year. The average cost of deposits fell to 3.05%. The company sold substantially all assets of Third Coast Commercial Capital, recognizing a $3.5 million gain and entering a structured revenue-sharing arrangement. Nonperforming loans were $30.0 million, or 0.55% of total loans, and the allowance for credit losses was $53.6 million, or 0.99% of gross loans.
Third Coast Bancshares (NYSE: TCBX) closed the sale of substantially all assets of its subsidiary Third Coast Commercial Capital to Gulf Coast Bank & Trust, effective June 25, 2026, for approximately $27.5 million, generating a $3.5 million gain and a structured ongoing revenue share.
According to Third Coast, it will continue offering factoring solutions through a strategic partnership with Gulf Coast while concentrating on core commercial banking, asset-based lending and specialty lending platforms.
Third Coast Bancshares (NYSE: TCBX) announced Board approval to continue its share repurchase program for 2026.
The program authorizes repurchases of up to $30 million of common stock and runs through June 30, 2027, with timing and amount at management’s discretion.
Third Coast Bancshares (NYSE:TCBX) will release its 2026 second quarter earnings on Wednesday, July 22, 2026, after market close.
Management will host an earnings conference call and webcast on Thursday, July 23, 2026, at 11:00 a.m. Eastern Time for investors and analysts.
Third Coast Bancshares (NYSE:TCBX) declared a quarterly cash dividend of $17.0625 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The dividend is payable on July 15, 2026 to shareholders of record as of June 30, 2026.
Third Coast Bancshares (NYSE: TCBX) reported 2026 Q1 results and completed the Keystone merger on February 1, 2026.
Key metrics: $1.0B assets added, $844.2M deposits, gross loans $5.25B, net income $16.4M (Q1 2026), ROAA 1.08% annualized, NIM 3.67%, efficiency ratio 66.06%.