Truist announces fourth quarter 2025 earnings call details

Rhea-AI Summary

Truist Financial (NYSE: TFC) will report fourth quarter 2025 financial results before the market opens on Wednesday, January 21, 2026. CEO Bill Rogers and CFO Mike Maguire will host a conference call at 8:00 a.m. ET.

Investors can join via live webcast or dial-in (1-877-883-0383, passcode 2165525). The news release and presentation materials will be posted at ir.truist.com, and a replay of the call will be available on the site for 30 days. Truist reported $544 billion in total assets as of September 30, 2025.

News Market Reaction – TFC

-0.14%

-0.14% Session close to close

In the Dec 23 session, TFC declined 0.14%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement schedules Truist’s fourth quarter 2025 results for release before market open on J...

Analysis

This announcement schedules Truist’s fourth quarter 2025 results for release before market open on January 21, 2026, with a conference call at 8 a.m. ET. It continues the bank’s pattern of regularly pre-announcing earnings logistics and providing a 30-day replay window. With $544 billion in total assets as of September 30, 2025, key items to watch in the upcoming release include credit trends, net interest income, fee revenues, and any updates on capital returns or balance sheet strategy.

Key Figures

Total assets: $544 billion Earnings release time: Before market open Conference call time: 8 a.m. ET +3 more

6 metrics

Total assets $544 billion As of September 30, 2025, mentioned in earnings call notice

Earnings release time Before market open Fourth quarter 2025 results on January 21, 2026

Conference call time 8 a.m. ET Fourth quarter 2025 earnings call start time

Replay availability 30 days Earnings call replay period on investor relations site

Analyst dial-in number 1-877-883-0383 Access number for fourth quarter 2025 analyst call

Analyst passcode 2165525 Passcode required for analyst dial-in access

Historical Context

5 past events · Latest: Dec 18 (Positive)

Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Dec 18	Digital upgrade news	Positive	-0.4%	Launch of embedded direct deposit switching and broader digital investments.
Dec 16	Capital return plan	Positive	-0.1%	$10 billion common stock repurchase authorization replacing prior program.
Dec 10	Rate change update	Neutral	+0.3%	Prime lending rate reduction to 6.75% from 7.00% effective Dec. 11, 2025.
Dec 10	Wealth platform launch	Positive	+3.4%	Launch of modern mobile-forward investment account and portfolio platform.
Dec 09	Earnings call notice	Neutral	+0.5%	Scheduling of third-quarter 2025 results release and earnings conference call.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent Truist news, including technology upgrades and capital actions, has generally led to modest single-day moves, with a mix of aligned and contrary reactions versus the perceived positivity of announcements.

Recent Company History

Over the last few months, Truist has highlighted digital enhancements, rate changes, and capital return. On Dec. 18, 2025, it detailed embedded direct deposit switching and branch investments, while on Dec. 16, 2025 it announced a new $10 billion repurchase program. Earlier, it reduced its prime rate to 6.75% and rolled out a modern wealth platform. An earlier notice also set the timetable for third-quarter 2025 results. Today’s fourth-quarter 2025 earnings call notice continues this cadence of scheduled financial disclosures.

Key Terms

fdic, equal housing lender, webcast

3 terms

fdic regulatory

"Truist Bank, Member FDIC. Equal Housing Lender."

The Federal Deposit Insurance Corporation (FDIC) is a U.S. government agency that protects individual and business bank deposits by insuring accounts up to a set limit, acting like a safety net for savers if a bank fails. It matters to investors because FDIC insurance reduces the chance of sudden losses for depositors, supports confidence in the banking system, and can influence the perceived risk and stock value of banks and financial firms.

equal housing lender regulatory

"Truist Bank, Member FDIC. Equal Housing Lender."

A lender who uses the phrase or logo “Equal Housing Lender” is signaling compliance with U.S. fair‑housing and anti‑discrimination rules that require mortgage and housing-related credit decisions to be based on financial factors, not race, gender, national origin, disability or similar traits. For investors, that label matters because it indicates the institution is managing legal and reputational risk associated with discriminatory lending; compliance helps protect a lender’s ability to originate loans, maintain regulatory standing and avoid costly fines or lawsuits — similar to a restaurant displaying health inspection compliance to reassure patrons and regulators.

webcast technical

"Investors can access the live earnings call by webcast or dial-in as follows:"

A webcast is a live or recorded online event where people watch or listen to presentations, announcements, or performances through the internet. It’s like a TV broadcast but over the internet, allowing viewers from anywhere to tune in in real time or later. Webcasts are important because they let companies share information quickly and widely with audiences around the world.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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CHARLOTTE, N.C., Dec. 23, 2025 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) will report fourth quarter 2025 financial results before the market opens on Wednesday, January 21, 2026. Chairman and Chief Executive Officer Bill Rogers and Chief Financial Officer Mike Maguire will host a conference call to review the company's financial results at 8 a.m. ET.

Investors can access the live earnings call by webcast or dial-in as follows:

Live webcast for listeners: 
https://app.webinar.net/xOqjwYK80mY

Dial-in for analysts:
1-877-883-0383, passcode 2165525

Additional details:
The news release and presentation materials will be available at ir.truist.com under "Events & Presentations." A replay of the call will be available on the website for 30 days.

About Truist
Truist Financial Corporation is a purpose-driven financial services company committed to inspiring and building better lives and communities. Headquartered in Charlotte, North Carolina, Truist has leading market share in many of the high-growth markets in the U.S. and offers a wide range of products and services through wholesale and consumer businesses, including consumer and small business banking, commercial and corporate banking, investment banking and capital markets, wealth management, payments, and specialized lending businesses. Truist is a top-10 commercial bank with total assets of $544 billion as of September 30, 2025. Truist Bank, Member FDIC. Equal Housing Lender. Learn more at Truist.com.

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SOURCE Truist Financial Corporation

FAQ

When will Truist (TFC) report fourth quarter 2025 results?

Truist will report Q4 2025 results before the market opens on January 21, 2026.

What time is the Truist (TFC) Q4 2025 earnings call and who will host it?

The call is at 8:00 a.m. ET on January 21, 2026, hosted by CEO Bill Rogers and CFO Mike Maguire.

How can investors access the Truist (TFC) January 21, 2026 earnings call?

Investors can access the live webcast at the company site or dial in at 1-877-883-0383 with passcode 2165525.

Where will Truist (TFC) publish the Q4 2025 press release and presentation materials?

The news release and presentation materials will be available at ir.truist.com under Events & Presentations.

How long will the Truist (TFC) earnings call replay be available online?

A replay of the earnings call will be available on the Truist investor website for 30 days.

What were Truist's reported total assets as of September 30, 2025?

Truist reported total assets of $544 billion as of September 30, 2025.