STOCK TITAN

Truist reports fourth quarter 2025 results

(Moderate)
(Neutral)
Tags

Truist Financial (NYSE: TFC) reported fourth quarter 2025 results and will host its Q4 2025 earnings call on Jan. 21, 2026 at 8:00 AM ET. Investors can join via webcast or dial-in; a replay will be available for 30 days.

The earnings release, investor presentation with a non-GAAP reconciliation appendix, and the Fourth Quarter 2025 Quarterly Performance Summary with detailed financial schedules are available at Truist Investor Relations (ir.truist.com/earnings).

Loading...
Loading translation...

Positive

  • None.

Negative

  • None.

News Market Reaction – TFC

+1.79%
2 alerts
+1.79% Session close to close
$62.86B Market Cap
26.86K Volume

In the Jan 21 session, TFC gained 1.79%, reflecting a mild positive market reaction. Our momentum scanner triggered 2 alerts that day, indicating moderate trading interest and price volatility.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement delivers Truist’s fourth quarter 2025 results along with an earnings call at 8 a.m...
Analysis

This announcement delivers Truist’s fourth quarter 2025 results along with an earnings call at 8 a.m. ET and full materials, including non-GAAP reconciliations and a detailed Quarterly Performance Summary. Historically, earnings-related releases have produced moderate average moves of 1.6%, indicating measured market responses. Investors may focus on how these results interact with recent strategic steps, such as the $10 billion repurchase authorization and digital initiatives, when reviewing the new data.

Key Figures

Earnings call time: 8 a.m. ET Replay duration: 30 days Dial-in number: 1-877-883-0383 +5 more
8 metrics
Earnings call time 8 a.m. ET Fourth quarter 2025 earnings call
Replay duration 30 days Availability of earnings call replay
Dial-in number 1-877-883-0383 Investor earnings call access
Passcode 2165525 Access code for Q4 2025 earnings call
Current price $49.14 Pre-news share price
52-week range $33.56 – $51.515 Low and high prior to Q4 2025 results
Market cap $63,949,523,087 Equity value prior to Q4 2025 results
200-day MA $43.89 Long-term trend reference before earnings

Historical Context

5 past events · Latest: Jan 15 (Positive)
Pattern 5 events
Date Event Sentiment 24h Move Catalyst
Jan 15 Management change Positive +0.9% Appointed new Head of Structured Credit to support asset finance growth.
Dec 23 Earnings logistics Neutral -0.1% Announced timing and access details for Q4 2025 earnings call.
Dec 18 Digital initiative Positive -0.4% Launched embedded direct deposit switching within digital account opening.
Dec 16 Buyback program Positive -0.1% Authorized new $10 billion common stock repurchase program.
Dec 10 Rate change Neutral +0.3% Reduced prime lending rate to 6.75% from 7.00%.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent corporate and strategic news often saw modest price moves, with some positive actions like buybacks met by flat-to-negative reactions.

Recent Company History

Over the past months, Truist has reported multiple developments, including leadership changes, digital enhancements, and capital return actions. A new Head of Structured Credit was appointed on Jan. 15, 2026, and the bank detailed its fourth quarter 2025 earnings call plans on Dec. 23, 2025. It also launched embedded direct deposit switching on Dec. 18, 2025 and announced a new $10 billion share repurchase program on Dec. 16, 2025. Additionally, Truist reduced its prime rate to 6.75% effective Dec. 11, 2025. Today’s earnings release follows this series of operational and capital actions.

Key Terms

non-gaap
1 terms
non-gaap financial
"including an appendix reconciling non-GAAP disclosures"
Non-GAAP refers to financial measures that companies use to show their earnings or performance without including certain expenses or income that are often added back to give a different picture. It matters because it can make a company's results look better or more favorable, but it may also hide important costs, so investors need to look at both GAAP (official rules) and non-GAAP numbers to get a full understanding.
View in glossary

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google

CHARLOTTE, N.C., Jan. 21, 2026  /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) reported its fourth quarter 2025 results today. Investors can access the live fourth quarter 2025 earnings call at 8 a.m. ET today by webcast or dial-in as follows:

The earnings release, investor presentation, including an appendix reconciling non-GAAP disclosures, and Truist's Fourth Quarter 2025 Quarterly Performance Summary, which contains detailed financial schedules, are available at Truist's Investor Relations website at https://ir.truist.com/earnings. A replay of the call will be available on the website for 30 days.

About Truist

Truist Financial Corporation is a purpose-driven financial services company committed to inspiring and building better lives and communities. Headquartered in Charlotte, North Carolina, Truist has leading market share in many of the high-growth markets in the U.S. and offers a wide range of products and services through wholesale and consumer businesses, including consumer and small business banking, commercial and corporate banking, investment banking and capital markets, wealth management, payments, and specialized lending businesses. Truist is a top-10 commercial bank with total assets of $548 billion as of December 31, 2025. Truist Bank, Member FDIC. Equal Housing Lender. Learn more at Truist.com.

 

Cision View original content:https://www.prnewswire.com/news-releases/truist-reports-fourth-quarter-2025-results-302665973.html

SOURCE Truist Financial Corporation

FAQ

When is Truist's (TFC) fourth quarter 2025 earnings call?

The call is scheduled for Jan. 21, 2026 at 8:00 AM ET.

How can I join Truist (TFC) Q4 2025 earnings call webcast or dial-in?

Join the webcast at app.webinar.net/9aJQk1yk8gm or dial 1-877-883-0383 with passcode 2165525.

Where can I find Truist (TFC) Q4 2025 earnings release and presentation?

Materials are available at https://ir.truist.com/earnings, including the release, presentation, and non-GAAP reconciliation.

Will Truist (TFC) provide a replay of the Q4 2025 earnings call?

Yes. A replay will be posted on the investor site and available for 30 days.

Does Truist (TFC) publish detailed financial schedules for Q4 2025?

Yes. The Fourth Quarter 2025 Quarterly Performance Summary contains detailed financial schedules on the investor site.

Is there a non-GAAP reconciliation available for Truist's Q4 2025 presentation?

Yes. The investor presentation includes an appendix reconciling non-GAAP disclosures.