Truist reports fourth quarter 2025 results
Rhea-AI Summary
Truist Financial (NYSE: TFC) reported fourth quarter 2025 results and will host its Q4 2025 earnings call on Jan. 21, 2026 at 8:00 AM ET. Investors can join via webcast or dial-in; a replay will be available for 30 days.
The earnings release, investor presentation with a non-GAAP reconciliation appendix, and the Fourth Quarter 2025 Quarterly Performance Summary with detailed financial schedules are available at Truist Investor Relations (ir.truist.com/earnings).
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Negative
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Key Figures
Market Reality Check
Peers on Argus
TFC was down 1.7% while key peers were mixed: ITUB +2.34%, NU +3.73%, USB +0.98%, PNC +0.53%, and DB -1.11%. Moves do not indicate a unified sector trend.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Jan 15 | Management change | Positive | +0.9% | Appointed new Head of Structured Credit to support asset finance growth. |
| Dec 23 | Earnings logistics | Neutral | -0.1% | Announced timing and access details for Q4 2025 earnings call. |
| Dec 18 | Digital initiative | Positive | -0.4% | Launched embedded direct deposit switching within digital account opening. |
| Dec 16 | Buyback program | Positive | -0.1% | Authorized new <b>$10 billion</b> common stock repurchase program. |
| Dec 10 | Rate change | Neutral | +0.3% | Reduced prime lending rate to <b>6.75%</b> from <b>7.00%</b>. |
Recent corporate and strategic news often saw modest price moves, with some positive actions like buybacks met by flat-to-negative reactions.
Over the past months, Truist has reported multiple developments, including leadership changes, digital enhancements, and capital return actions. A new Head of Structured Credit was appointed on Jan. 15, 2026, and the bank detailed its fourth quarter 2025 earnings call plans on Dec. 23, 2025. It also launched embedded direct deposit switching on Dec. 18, 2025 and announced a new $10 billion share repurchase program on Dec. 16, 2025. Additionally, Truist reduced its prime rate to 6.75% effective Dec. 11, 2025. Today’s earnings release follows this series of operational and capital actions.
Market Pulse Summary
This announcement delivers Truist’s fourth quarter 2025 results along with an earnings call at 8 a.m. ET and full materials, including non-GAAP reconciliations and a detailed Quarterly Performance Summary. Historically, earnings-related releases have produced moderate average moves of 1.6%, indicating measured market responses. Investors may focus on how these results interact with recent strategic steps, such as the $10 billion repurchase authorization and digital initiatives, when reviewing the new data.
Key Terms
non-gaap financial
AI-generated analysis. Not financial advice.
- Webcast: app.webinar.net/9aJQk1yk8gm
- Dial-in: 1-877-883-0383, passcode 2165525
The earnings release, investor presentation, including an appendix reconciling non-GAAP disclosures, and Truist's Fourth Quarter 2025 Quarterly Performance Summary, which contains detailed financial schedules, are available at Truist's Investor Relations website at https://ir.truist.com/earnings. A replay of the call will be available on the website for 30 days.
About Truist
Truist Financial Corporation is a purpose-driven financial services company committed to inspiring and building better lives and communities. Headquartered in
View original content:https://www.prnewswire.com/news-releases/truist-reports-fourth-quarter-2025-results-302665973.html
SOURCE Truist Financial Corporation
FAQ
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