TrustCo Bank Corp NY operates as a savings and loan holding company through Trustco Bank, which accepts deposits, makes loans and investments, and provides personal and business banking services. Its banking products include savings, retirement and money market accounts, mortgages, building loans, auto loans, and related lending services across branch markets in New York, New Jersey, Vermont, Massachusetts, and Florida.
Recurring news for TRST centers on quarterly earnings, net interest income and margin, loan and deposit trends, credit quality, capital levels, cash dividends, and stock repurchase programs. Company updates also reference Trustco Bank's wealth management, retirement planning, investment services, and trust and estate administration activities.
TrustCo Bank Corp NY (NASDAQ: TRST) reported third-quarter 2026 net income of $17.3 million, up 6.5% from a year earlier. Diluted earnings per share rose 18.6% to $1.02. Net interest income increased 9.1% to $47.0 million, while net interest margin widened to 2.95% from 2.79%.
Average loans grew 4.6%, and average deposits increased 4.2% year over year. TrustCo increased its quarterly dividend 5.3% to $0.40 per share and said it was on pace to complete cumulative repurchases of three million shares by year-end 2026. Nine-month net income reached $50.6 million versus $45.6 million a year earlier.
Quarterly noninterest expense rose to $28.019 million from $26.242 million. The credit-loss provision increased to $850 thousand from $250 thousand. Nonperforming loans rose to $21.1 million from $18.5 million, while equity to assets declined to 9.72% from 10.90%.
TrustCo (TRST) will release its third quarter 2026 financial results after the market close on October 21, 2026.
A conference call to discuss the results will follow at 9:00 a.m. Eastern Time on October 22, 2026. The call will also be audio webcast, with a replay available for one year. The earnings release will be posted on the company’s Investor Relations website.
TrustCo Bank Corp NY (TRST) elected Patricia Kieper-Fusco and Bryan L. Guentner to its Board of Directors and to the board of subsidiary Trustco Bank, effective immediately.
Kieper-Fusco is President, CEO, and owner of Fusco Personnel, a Latham, New York firm providing staffing, recruiting, and search services. She has prior experience on the Trustco Bank Advisory Board and serves on multiple business and charitable boards. Guentner is a broker associate with RE/MAX Palm Realty in Sarasota, Florida, former owner and CEO of RE/MAX Platinum Realty, and former president of two local chambers of commerce, with prior service on the Trustco Bank Advisory Board. TrustCo is described as a $6.5 billion savings and loan holding company operating 133 offices across five states.
TrustCo (Nasdaq: TRST) announced that its Board of Directors declared an increased quarterly cash dividend of $0.40 per share, equivalent to $1.60 per share annually, on August 18, 2026. The new dividend is 5.3% higher than the prior quarterly amount.
The dividend is payable on October 1, 2026 to shareholders of record as of the close of business on September 4, 2026. According to TrustCo, strong earnings and balance sheet management support both this higher dividend and an ongoing share repurchase program. TrustCo is a $6.5 billion savings and loan holding company, operating 133 offices across New York, New Jersey, Vermont, Massachusetts, and Florida as of July 31, 2026.
TrustCo (NASDAQ: TRST) reported second quarter 2026 net income of $17.0 million, up 12.8% from $15.0 million a year earlier, with diluted EPS rising 24.1% to $0.98. Net interest income increased 9.2% to $45.6 million, and net interest margin expanded to 2.87% from 2.71%, reflecting higher asset yields and lower funding costs.
Average loans and deposits each grew 3.8% year over year, supported by residential, HECL, and commercial loan growth. Book value per share rose to $38.53, while TrustCo repurchased 1.0 million shares (5.6% of shares) in the first half of 2026 and has bought 10.5% of outstanding stock under its 2025–2026 programs, targeting a total repurchase of 3.0 million shares (15.8%) by year-end 2026. Asset quality remained strong, though nonperforming loans increased to $21.8 million (0.40% of total loans); the allowance for credit losses on loans was $54.1 million, or 1.01% of total loans, with a 2.5x coverage ratio.
TrustCo Bank Corp NY (Nasdaq: TRST) will release its second quarter 2026 financial results after the market close on July 21, 2026, following its customary practice of issuing results on the 21st of January, April, July and October, subject to market holidays.
A related conference call is scheduled for 9:00 a.m. Eastern Time on July 22, 2026, accessible toll-free in North America at 1-833-461-5787, Meeting ID 562 250 806, and via audio webcast at the provided Q4 Inc. link with a one-year replay. According to TrustCo, the earnings release and additional investor materials will be available on its investor relations website. The company reports total assets of approximately $6.5 billion and operates 132 offices across New York, New Jersey, Vermont, Massachusetts and Florida.
TrustCo (Nasdaq: TRST) declared a quarterly cash dividend of $0.38 per share, or $1.52 annualized. The dividend is payable on July 1, 2026 to shareholders of record on June 5, 2026, reflecting continued emphasis on regular shareholder payouts.
TrustCo (NASDAQ: TRST) reported Q1 2026 net income of $16.3M (+14.1% YoY) and diluted EPS of $0.91 (+21.3% YoY). Net interest income rose to $44.7M (+10.7%) and NIM expanded to 2.84% (up 20 bps). Book value per share was $38.32, and 522,226 shares (2.9%) were repurchased in Q1.
TrustCo (Nasdaq: TRST) will release its first quarter 2026 results after market close on April 21, 2026 and will discuss results on a conference call at 9:00 a.m. ET on April 22, 2026.
Call dial-in, replay and an audio webcast are available; the earnings release and SEC filings will be posted on the company’s investor relations website. TrustCo is a $6.4 billion savings and loan holding company operating 133 offices across NY, NJ, VT, MA and FL.
TrustCo Bank Corp NY (Nasdaq: TRST) declared a quarterly cash dividend of $0.38 per share on February 17, 2026, equal to $1.52 annualized. The dividend is payable April 1, 2026 to shareholders of record at the close of business on March 6, 2026.
The board tied the payout to its shareholder-value strategy, alongside an ongoing share repurchase program and continued emphasis on consistent business performance and historic dividend dependability.