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TrustCo Bank Corp NY delivered stronger profitability for the quarter ended June 30, 2026. Net income was $17.0 million, up 12.8% from $15.0 million a year earlier, and diluted EPS rose 24.1% to $0.98. Net interest income increased 9.2% to $45.6 million as net interest margin expanded to 2.87% from 2.71%, driven by ongoing repricing of the loan portfolio at higher yields and lower interest expense.
Average loans grew $197.5 million, or 3.8%, led by residential mortgages and home equity credit lines, while average deposits also increased 3.8%, supporting balance-sheet growth. For the first six months of 2026, net income reached $33.3 million, or $1.89 per diluted share, compared with $29.3 million, or $1.54, in the prior-year period. Book value per share rose to $38.53 as of June 30, 2026.
Asset quality remained solid, with nonperforming loans at 0.40% of total loans and an allowance for credit losses equal to 1.01% of loans, covering nonperforming loans 248.6%. Capital stayed robust with an equity-to-assets ratio of 10.05%. TrustCo repurchased one million shares, or 5.6% of outstanding common stock, in the first half of 2026 under a 2026 program authorizing up to two million shares, and has repurchased 10.5% of shares under its 2025 and 2026 programs.
TrustCo Bank Corp NY announced it will release second quarter 2026 financial results after the market close on July 21, 2026. A conference call to discuss the results will be held at 9:00 a.m. Eastern Time on July 22, 2026, with both dial-in and webcast access and a replay available for one year. The earnings release and other investor materials, including the most recent annual report, proxy statement and SEC filings, will be available on the company’s investor relations website. TrustCo Bank Corp NY is a $6.5 billion savings and loan holding company operating 132 offices in New York, New Jersey, Vermont, Massachusetts, and Florida through its subsidiary Trustco Bank.
TRUSTCO BANK CORP N Y director Lisa M. Lucarelli reported small open-market share purchases by immediate family members. Two family accounts each bought 100 shares of common stock at $52.29 per share on June 4, 2026, for a total of 200 shares acquired indirectly.
After these transactions, Lucarelli’s directly held position is reported at 3,013 shares, and each of the two immediate family members holds 100 shares indirectly attributed to her. These are routine-scale insider purchases that modestly increase the Lucarelli family’s overall exposure to TRST stock.
TrustCo Bank Corp NY registers 1,122,970 shares of common stock for its Dividend Reinvestment and Stock Purchase Plan. The prospectus describes the Plan that lets participants reinvest dividends and make optional cash purchases (minimum initial $50, subsequent minimum $25, $50,000 monthly cap). Purchases may be made from the issuer (new or treasury shares) or on the open market; pricing methods include average of Nasdaq high and low on purchase dates and volume-weighted average pricing for waiver purchases. The prospectus states proceeds, if any, will be added to general corporate funds.
TrustCo Bank Corp NY reported results of its 2026 Annual Meeting and an update to its equity compensation plan. Shareholders approved an amendment to the 2019 Equity Incentive Plan that increases the common shares available for issuance by 500,000, bringing the plan total to 1,200,000 shares.
All director nominees were elected, with support generally above 89% of votes cast. Shareholders also approved the equity plan amendment with 12,267,246 votes for, or 90.34% of votes cast, and backed executive pay on an advisory basis with 91.07% support. Crowe LLP was ratified as independent auditor for 2026 with 98.76% of votes cast.
The meeting materials highlight a 2025 net income figure of $61 million, ongoing share repurchase authorizations, and a 5.6% dividend increase during 2025 to $1.52 per share annually. The presentation also notes TrustCo’s focus on residential lending, a high level of liquid investments, and a 51.58% share price increase from April 2025 to April 2026.
TrustCo Bank Corp NY disclosed that its Board of Directors declared a quarterly cash dividend of $0.38 per share, equal to $1.52 per share on an annualized basis. The dividend is payable on July 1, 2026 to shareholders of record at the close of business on June 5, 2026.
Management highlighted that company performance continues to support its long-standing dividend policy and noted strong shareholder support for directors and executive compensation at the 2026 annual meeting. TrustCo is a $6.5 billion savings and loan holding company operating 132 offices across several Northeast states and Florida.
TRUSTCO BANK CORP N Y filed a Form 13F reporting institutional holdings as of the filing period. The report lists 135 information-table entries with an aggregate market value of $112,607,669. The filing was signed by Investment Manager Michael McMahon on 05-12-2026.
The summary page shows 1 other included manager and the Form 13F file numbers for the reporting entities. The filing certifies completeness and accuracy by the authorized signatory.
TrustCo Bank Corp NY ownership disclosure: State Street Corporation reports beneficial ownership of 891,082 shares of Common Stock, representing 5% of the class. The filing lists 132,144 shares with shared voting power and 891,082 shares with shared dispositive power. The filing is signed by a company official on 05/12/2026.
TrustCo Bank Corp reports higher results for the quarter ended March 31, 2026. Net income rose to $16.3 million from $14.3 million a year earlier, and diluted EPS increased to $0.91 from $0.75, driven by stronger net interest income.
Net interest income grew to $44.7 million from $40.4 million, while the provision for credit losses increased to $950 thousand from $300 thousand. Total assets were $6.51 billion and loans reached $5.29 billion, with deposits of $5.65 billion as of March 31, 2026.
The allowance for credit losses on loans was $53.0 million, and nonperforming loans totaled $21.5 million. Shareholders’ equity stood at $670.9 million after repurchasing 522,226 shares of treasury stock for $23.9 million and declaring a quarterly cash dividend of $0.38 per share.
Vanguard Capital Management reports ownership disclosure in a Schedule 13G for TrustCo Bank Corp NY. The filing states ownership of 954,110 shares of Common Stock (CUSIP 898349204), representing 5.38% of the class. The filer reports 134,997 shares with sole voting power and 954,110 shares with sole dispositive power. The filing is signed by Ashley Grim on behalf of Vanguard Capital Management.