Welcome to our dedicated page for TransUnion news (Ticker: TRU), a resource for investors and traders seeking the latest updates and insights on TransUnion stock.
TransUnion (NYSE: TRU) is a leading global provider of credit information and risk management solutions, serving businesses and consumers across 30+ countries. This dedicated news hub delivers essential updates on corporate developments, financial performance, and strategic initiatives shaping the credit data industry.
Access real-time announcements including quarterly earnings disclosures, executive leadership changes, and technology partnerships. Our curated collection features press releases covering product launches like AI-driven fraud detection tools, expansion into new markets, and innovations in alternative credit scoring models.
Key updates include regulatory filings, merger & acquisition activity, and thought leadership content on financial inclusion trends. Investors will find comprehensive coverage of dividend declarations, share repurchase programs, and analyst commentary relevant to TRU's market position in the financial services sector.
Bookmark this page for streamlined access to verified TransUnion announcements. Check regularly for critical updates affecting credit reporting standards, data security enhancements, and emerging solutions in consumer finance technology.
TransUnion (NYSE: TRU) has launched the TruVision Alternative Bank Risk Score, a new solution aimed at helping lenders better assess consumers with or no credit histories. The score, powered by TransUnion's OneTru™ platform, evaluates banking activities to predict financial behavior and loan default likelihood.
The solution comes at a critical time when only 35% of households earning less than $50,000 report having sufficient access to credit. According to FDIC data, one in six households lacks mainstream credit, with higher percentages among lower-income, less educated, and minority households.
The TruVision score can be used independently or alongside existing risk assessment tools, offering lenders a more comprehensive view of potential borrowers' financial behavior, particularly beneficial for evaluating thin-file or subprime borrowers.
TransUnion (NYSE: TRU) released findings from the 2025 Annual Trends Study, conducted by The Path to Purchase Institute, showing that 70% of companies plan to increase their retail media budgets in 2025. The research reveals that 80% of marketers consider retail media as effective or more effective than other digital channels.
Key findings show that retail media spending is shifting from trade budgets (decreasing from 26% to 20%) to media budgets (increasing from 74% to 80%). However, significant challenges persist, with 88% of marketers seeking proof of sales lift and ROI from campaigns. Brands currently work with an average of eight retail media networks, with 49% engaging with five or fewer networks.
The study highlights disparities between national retailers and broader retail industry platforms, with national retailers rated 3.4x higher in capabilities related to scale, targeting, and measurement.
TransUnion (NYSE: TRU) has released a new analysis during the 2025 AFSA Vehicle Finance Conference in New Orleans, highlighting the challenges lenders will face as consumers reenter the auto market in 2025 with more complex credit profiles. The Consumer Pulse Study indicates that nearly one in four consumers plan to seek new auto loans or leases by October 2025, with 31% reporting better-than-expected finances in October 2024.
Millennials are the most likely demographic to purchase a vehicle in early Q1 2025, with 31% showing interest, compared to 21% of Gen Z. However, only four in ten Millennials felt their financial situation improved in 2024. The report stresses the importance of lenders using comprehensive tools to assess borrower risk accurately.
TransUnion's 2025 Consumer Credit Forecast predicts a slight decline in auto delinquencies, contingent on lenders' thorough risk assessment practices. Tools like AutoCreditInsight, developed with S&P Global Mobility, offer depersonalized credit data and vehicle registration information to aid lenders in making informed decisions. The new AutoCreditInsight Vintage Analysis further provides insights into market loan performance trends.
Lenders are encouraged to optimize underwriting and pricing strategies, manage dealer relationships, and monitor portfolio health to adapt to the evolving market dynamics.
TransUnion (NYSE:TRU) has announced a definitive agreement to acquire majority ownership of Trans Union de Mexico, the consumer credit business of Buró de Crédito, Mexico's largest credit bureau. The transaction, valued at approximately MXN 11.5 billion ($560 million), will increase TransUnion's ownership from 26% to 94%.
The acquisition targets a business expected to generate approximately $145 million in revenue and $70 million in Adjusted EBITDA in 2024. The deal excludes Buró de Crédito's commercial credit business and is expected to close by the end of 2025, subject to regulatory approvals.
TransUnion plans to leverage its global operating model to strengthen services in the Mexican market, focusing on financial inclusion and introducing products like trended and alternative credit data, fraud mitigation solutions, and consumer engagement tools. The company intends to increase its workforce in Mexico to support the transaction and enhance regional capabilities.
TransUnion (NYSE: TRU) has released its sixth annual debt collections report, revealing that 52% of debt collection companies experienced increased account volumes in the past 12 months. While 62% expect better financial positions next year, companies face challenges with decreased collectability since 2020 and rising concerns about data security and compliance.
The report highlights significant technological investments, with AI adoption growing from 11% in 2023 to 18% in 2024. Top AI applications include account segmentation (57%), payment outcome prediction (57%), and self-service negotiations (56%). Traditional communication methods remain dominant, with letters (87%) and telephone calls (86%) leading, followed by email (74%). Notable trends include a 24% decline in credit bureau data furnishing and increased adoption of online payment portals, rising from 79% to 88%, with 25% of companies collecting over 40% of payments through this channel.
TransUnion (NYSE: TRU) has announced it will release its financial results for the fourth quarter ended December 31, 2024, on Thursday, February 13, 2025. The company will issue a press release at approximately 6:00 a.m. Central Time, followed by a conference call at 8:30 a.m. Central Time to discuss the financial results. Both the press release and a live webcast of the earnings conference call will be accessible through TransUnion's Investor Relations website.
TransUnion (NYSE: TRU) released new Forrester Consulting research highlighting significant challenges in marketing technology management. The study reveals that 70% of marketing leaders struggle to identify and reach audiences across multiple touchpoints, while two-thirds manage 16 or more martech solutions.
The research identified key challenges including inability to deliver personalization across customer journeys, difficulty scaling marketing efforts, challenges in implementing AI capabilities, and wasted marketing spend. However, organizations using identity resolution tools reported positive outcomes:
- 93% meet or exceed customer experience goals
- 88% meet or exceed customer insights goals
- 79% meet or exceed data-driven decision-making goals
TransUnion (NYSE:TRU) has announced a definitive agreement to acquire the remaining 70% stake in Monevo, a UK-based credit prequalification and distribution platform, after acquiring an initial 30% stake in 2021. Monevo's platform connects over 150 banks and credit providers with comparison websites and online brands, enabling personalized credit offers primarily in the UK and US markets.
The platform benefits multiple stakeholders: consumers can check credit approval likelihood without impacting their credit scores, publishers gain higher conversion rates through personalized engagement, and lenders can optimize acquisition costs while improving consumer experience. The acquisition, expected to close by Q2 2025, will be funded with existing cash-on-hand and is not expected to materially impact TransUnion's leverage, liquidity, or 2025 operating results.
TransUnion's 2025 Consumer Credit Forecast projects a slowdown in the growth of both credit card balances and delinquencies by the end of 2025. Following four years of increases, credit card balances are expected to rise to $1.1 trillion by the end of 2025, a YoY increase of 4.4%, significantly lower than the 18.5% and 12.6% growth in 2022 and 2023. The number of active credit cards has increased to 554.5 million in Q3 2024, up from 451.6 million in Q3 2020. Despite these increases, balances among non-prime borrowers are forecasted to grow at slower rates in 2024 and 2025 compared to the previous two years.
Serious credit card delinquency rates (90+ DPD) are anticipated to rise to 2.76% in 2025, a 12 bps YoY increase, but still lower than the increases observed in 2022 and 2023. Other credit products like auto loans, unsecured personal loans, and mortgages show mixed delinquency trends, with auto loan delinquencies expected to decline slightly in Q4 2025, and unsecured personal loan and mortgage delinquencies remaining relatively stable.
TransUnion's projections are based on various economic factors and could change if there are unanticipated economic shocks.
TransUnion's analysis reveals that 4.6% of global attempted ecommerce transactions during the 2024 Cyber Five period (Thanksgiving to Cyber Monday) were suspected to be Digital Fraud, down from 6.0% in 2023. In the U.S., the fraud rate was 4.2%, decreased from 5.8% last year.
The highest fraud rates were recorded on Thanksgiving Day (November 28) at 5.3% globally and 5.4% in the U.S. The average number of suspected fraud attempts during the holiday period was 30.2% lower than in 2023 and 5.9% lower than during the rest of 2024.
According to TransUnion's Q4 2024 Consumer Pulse Study, 64% of U.S. consumers expressed concern about digital fraud during the holiday shopping season.
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