Welcome to our dedicated page for TransUnion news (Ticker: TRU), a resource for investors and traders seeking the latest updates and insights on TransUnion stock.
TransUnion (NYSE: TRU) is a global information and insights company and one of the three major U.S. credit bureaus. The TRU news page on Stock Titan aggregates company announcements, research releases and market-facing updates so investors and observers can see how TransUnion’s data, credit and fraud capabilities are being applied across industries.
News about TransUnion often highlights its role in consumer credit trends and financial behavior. Examples include its Consumer Credit Forecast, which projects balances and delinquency expectations across credit cards, auto loans, mortgages and unsecured personal loans, and its Consumer Pulse studies that examine holiday spending, credit card usage and household financial optimism. These releases provide context on how lenders and consumers are navigating changing economic conditions.
TransUnion’s news flow also covers product and solution developments. Recent announcements describe enhancements to its Device Risk solution for fraud detection, the use of VantageScore 4.0 in a revised mortgage pricing model, and research-driven offerings such as TruVision Resident Score 4.0 for rental screening. Updates on partnerships, such as collaborations to integrate TruAudience Marketing Solutions data into AI-driven marketing models, show how the company’s datasets are used to improve predictive performance.
Another recurring theme in TransUnion’s news is its work in identity and fraud prevention, including reports on gig economy fraud trends and the use of identity verification and device intelligence on gig platforms. Corporate governance and leadership developments, such as board appointments and executive roles tied to consumer solutions, also appear in company communications.
By following TRU news on Stock Titan, readers can monitor TransUnion’s research publications, solution enhancements, credit and fraud insights, and key corporate updates in one place.
AT&T and TransUnion (NYSE: TRU) have launched an enhanced caller identification service that displays company names, logos, and reasons for calls on verified incoming calls for AT&T wireless customers using Android devices. This feature, powered by TransUnion's Branded Call Display, requires no additional app installation and is verified through STIR/SHAKEN authentication to prevent spoofing.
The service builds upon their January 2024 initiative and includes various call reason options such as 'Appointment Reminder,' 'Customer Service,' and 'Patient Callback.' According to a TransUnion survey, 73% of consumers would be more likely to answer calls displaying name and logo. Consumers prefer phone calls for personal health issues (64%), high-value decisions (55%), urgent circumstances (55%), and complex decisions (40%).
TransUnion (NYSE: TRU) has launched the TruVision Alternative Bank Risk Score, a new solution aimed at helping lenders better assess consumers with or no credit histories. The score, powered by TransUnion's OneTru™ platform, evaluates banking activities to predict financial behavior and loan default likelihood.
The solution comes at a critical time when only 35% of households earning less than $50,000 report having sufficient access to credit. According to FDIC data, one in six households lacks mainstream credit, with higher percentages among lower-income, less educated, and minority households.
The TruVision score can be used independently or alongside existing risk assessment tools, offering lenders a more comprehensive view of potential borrowers' financial behavior, particularly beneficial for evaluating thin-file or subprime borrowers.
TransUnion (NYSE: TRU) released findings from the 2025 Annual Trends Study, conducted by The Path to Purchase Institute, showing that 70% of companies plan to increase their retail media budgets in 2025. The research reveals that 80% of marketers consider retail media as effective or more effective than other digital channels.
Key findings show that retail media spending is shifting from trade budgets (decreasing from 26% to 20%) to media budgets (increasing from 74% to 80%). However, significant challenges persist, with 88% of marketers seeking proof of sales lift and ROI from campaigns. Brands currently work with an average of eight retail media networks, with 49% engaging with five or fewer networks.
The study highlights disparities between national retailers and broader retail industry platforms, with national retailers rated 3.4x higher in capabilities related to scale, targeting, and measurement.
TransUnion (NYSE: TRU) has released a new analysis during the 2025 AFSA Vehicle Finance Conference in New Orleans, highlighting the challenges lenders will face as consumers reenter the auto market in 2025 with more complex credit profiles. The Consumer Pulse Study indicates that nearly one in four consumers plan to seek new auto loans or leases by October 2025, with 31% reporting better-than-expected finances in October 2024.
Millennials are the most likely demographic to purchase a vehicle in early Q1 2025, with 31% showing interest, compared to 21% of Gen Z. However, only four in ten Millennials felt their financial situation improved in 2024. The report stresses the importance of lenders using comprehensive tools to assess borrower risk accurately.
TransUnion's 2025 Consumer Credit Forecast predicts a slight decline in auto delinquencies, contingent on lenders' thorough risk assessment practices. Tools like AutoCreditInsight, developed with S&P Global Mobility, offer depersonalized credit data and vehicle registration information to aid lenders in making informed decisions. The new AutoCreditInsight Vintage Analysis further provides insights into market loan performance trends.
Lenders are encouraged to optimize underwriting and pricing strategies, manage dealer relationships, and monitor portfolio health to adapt to the evolving market dynamics.
TransUnion (NYSE:TRU) has announced a definitive agreement to acquire majority ownership of Trans Union de Mexico, the consumer credit business of Buró de Crédito, Mexico's largest credit bureau. The transaction, valued at approximately MXN 11.5 billion ($560 million), will increase TransUnion's ownership from 26% to 94%.
The acquisition targets a business expected to generate approximately $145 million in revenue and $70 million in Adjusted EBITDA in 2024. The deal excludes Buró de Crédito's commercial credit business and is expected to close by the end of 2025, subject to regulatory approvals.
TransUnion plans to leverage its global operating model to strengthen services in the Mexican market, focusing on financial inclusion and introducing products like trended and alternative credit data, fraud mitigation solutions, and consumer engagement tools. The company intends to increase its workforce in Mexico to support the transaction and enhance regional capabilities.
TransUnion (NYSE: TRU) has released its sixth annual debt collections report, revealing that 52% of debt collection companies experienced increased account volumes in the past 12 months. While 62% expect better financial positions next year, companies face challenges with decreased collectability since 2020 and rising concerns about data security and compliance.
The report highlights significant technological investments, with AI adoption growing from 11% in 2023 to 18% in 2024. Top AI applications include account segmentation (57%), payment outcome prediction (57%), and self-service negotiations (56%). Traditional communication methods remain dominant, with letters (87%) and telephone calls (86%) leading, followed by email (74%). Notable trends include a 24% decline in credit bureau data furnishing and increased adoption of online payment portals, rising from 79% to 88%, with 25% of companies collecting over 40% of payments through this channel.
TransUnion (NYSE: TRU) has announced it will release its financial results for the fourth quarter ended December 31, 2024, on Thursday, February 13, 2025. The company will issue a press release at approximately 6:00 a.m. Central Time, followed by a conference call at 8:30 a.m. Central Time to discuss the financial results. Both the press release and a live webcast of the earnings conference call will be accessible through TransUnion's Investor Relations website.
TransUnion (NYSE: TRU) released new Forrester Consulting research highlighting significant challenges in marketing technology management. The study reveals that 70% of marketing leaders struggle to identify and reach audiences across multiple touchpoints, while two-thirds manage 16 or more martech solutions.
The research identified key challenges including inability to deliver personalization across customer journeys, difficulty scaling marketing efforts, challenges in implementing AI capabilities, and wasted marketing spend. However, organizations using identity resolution tools reported positive outcomes:
- 93% meet or exceed customer experience goals
- 88% meet or exceed customer insights goals
- 79% meet or exceed data-driven decision-making goals
TransUnion (NYSE:TRU) has announced a definitive agreement to acquire the remaining 70% stake in Monevo, a UK-based credit prequalification and distribution platform, after acquiring an initial 30% stake in 2021. Monevo's platform connects over 150 banks and credit providers with comparison websites and online brands, enabling personalized credit offers primarily in the UK and US markets.
The platform benefits multiple stakeholders: consumers can check credit approval likelihood without impacting their credit scores, publishers gain higher conversion rates through personalized engagement, and lenders can optimize acquisition costs while improving consumer experience. The acquisition, expected to close by Q2 2025, will be funded with existing cash-on-hand and is not expected to materially impact TransUnion's leverage, liquidity, or 2025 operating results.
TransUnion's 2025 Consumer Credit Forecast projects a slowdown in the growth of both credit card balances and delinquencies by the end of 2025. Following four years of increases, credit card balances are expected to rise to $1.1 trillion by the end of 2025, a YoY increase of 4.4%, significantly lower than the 18.5% and 12.6% growth in 2022 and 2023. The number of active credit cards has increased to 554.5 million in Q3 2024, up from 451.6 million in Q3 2020. Despite these increases, balances among non-prime borrowers are forecasted to grow at slower rates in 2024 and 2025 compared to the previous two years.
Serious credit card delinquency rates (90+ DPD) are anticipated to rise to 2.76% in 2025, a 12 bps YoY increase, but still lower than the increases observed in 2022 and 2023. Other credit products like auto loans, unsecured personal loans, and mortgages show mixed delinquency trends, with auto loan delinquencies expected to decline slightly in Q4 2025, and unsecured personal loan and mortgage delinquencies remaining relatively stable.
TransUnion's projections are based on various economic factors and could change if there are unanticipated economic shocks.