United Airlines Launches MileagePlus Debit Rewards Card that Earns Miles for Spending and Saving
United (NYSE:UAL) launched the MileagePlus Debit Rewards Card on Nov 4, 2025, a Visa debit that earns miles on spending and qualifying balances.
Key features: a limited-time 10,000-mile new-member bonus after approval and $500 in purchases within four months; 1 mile/$1 on United purchases and 1 mile/$2 on other eligible purchases; annual balance-based bonus miles up to 70,000 for average daily balances ≥ $50,000; monthly fee waived for average daily balances ≥ $2,000, otherwise a $4 monthly fee.
The card is issued by Sunrise Banks, powered by Galileo, backed by Visa, FDIC-insured, and requires no credit check to apply.
United (NYSE:UAL) ha lanciato la MileagePlus Debit Rewards Card il 4 novembre 2025, una carta di debito Visa che guadagna miglia sugli acquisti e sui saldi qualificanti.
Caratteristiche principali: un bonus per nuovi soci di 10.000 miglia limitato nel tempo dopo l'approvazione e $500 in una spesa entro quattro mesi; 1 miglio/$1 sugli acquisti United e 1 miglio/$2 sugli altri acquisti idonei; bonus annuali in miglia basati sul saldo fino a 70.000 per saldi medi giornalieri ≥ $50.000; canone mensile annullato per saldi medi giornalieri ≥ $2.000, altrimenti un canone mensile di $4.
La carta è emessa da Sunrise Banks, alimentata da Galileo, supportata da Visa, assicurata dalla FDIC ed è possibile fare domanda senza controlli del credito.
United (NYSE:UAL) lanzó la MileagePlus Debit Rewards Card el 4 de noviembre de 2025, una tarjeta de débito Visa que acumula millas por gastos y saldos calificados.
Características clave: un bono de bienvenida limitado para nuevos miembros de 10,000 millas tras la aprobación y $500 en compras dentro de cuatro meses; 1 milla/$1 en compras de United y 1 milla/$2 en otras compras elegibles; millas de bonificación anual basadas en el saldo hasta 70,000 para saldos diarios promedio ≥ $50,000; cuota mensual exenta para saldos diarios promedio ≥ $2,000, de lo contrario una cuota de $4 mensuales.
La tarjeta es emitida por Sunrise Banks, impulsada por Galileo, respaldada por Visa, asegurada por la FDIC y no requiere verificación de crédito para solicitarla.
United (NYSE:UAL) 는 2025년 11월 4일 MileagePlus Debit Rewards Card를 출시했습니다. 이는 지출 및 자격 잔액에서 마일을 적립하는 비자 직불카드입니다.
주요 특징: 승인 후 한정 기간 1만 마일 신규 회원 보너스 및 4개월 이내 $500 구매; United 구매 시 1마일/$1, 다른 적격 구매 시 1마일/2달러; 평균 일일 잔액이 $50,000 이상일 때 최대 70,000 마일의 연간 잔액 기반 보너스; 평균 일일 잔액이 $2,000 이상일 때 월 수수료 면제, 그렇지 않으면 월 $4 수수료.
카드는 Sunrise Banks에서 발행되며 Galileo가 지원하고 Visa가 backed하며 FDIC 보험에 가입되어 있으며 신청 시 신용조회가 필요하지 않습니다.
United (NYSE:UAL) a lancé la MileagePlus Debit Rewards Card le 4 novembre 2025, une carte de débit Visa qui accumulate des miles sur les dépenses et les soldes qualificatifs.
Caractéristiques clés : une offre de bienvenue pour les nouveaux membres limitée dans le temps de 10 000 miles après l'approbation et 500 $ en achats dans les quatre mois ; 1 mile/1 $ sur les achats United et 1 mile/2 $ sur les autres achats éligibles ; des miles bonus annuels basés sur le solde allant jusqu'à 70 000 pour des soldes moyens journaliers ≥ 50 000 $ ; frais mensuels exonérés pour les soldes moyens journaliers ≥ 2 000 $, sinon 4 $ par mois.
La carte est émise par Sunrise Banks, propulsée par Galileo, soutenue par Visa, assurée par la FDIC et ne nécessite pas de vérification de crédit pour postuler.
United (NYSE:UAL) hat am 4. November 2025 die MileagePlus Debit Rewards Card eingeführt, eine Visa-Debitkarte, die Meilen auf Ausgaben und qualifizierende Salden sammelt.
Hauptmerkmale: ein zeitlich begrenzter Neuer-Mitglied-Bonus von 10.000 Meilen nach Genehmigung und 500 $ an Ausgaben innerhalb von vier Monaten; 1 Meile/$1 bei United-Käufen und 1 Meile/$2 bei anderen berechtigten Einkäufen; jährliche Meilenboni basierend auf dem Saldo bis zu 70.000 für durchschnittliche Tagesguthaben ≥ 50.000 $; monatliche Gebühr bei durchschnittlichen Tagesguthaben ≥ 2.000 $ entfällt, ansonsten 4 $ monatlich.
Die Karte wird von Sunrise Banks ausgegeben, von Galileo unterstützt, von Visa getragen, FDIC-versichert und erfordert keine Bonitätsprüfung bei der Bewerbung.
United (NYSE:UAL) أطلقت بطاقة MileagePlus Debit Rewards في 4 نوفمبر 2025، وهي بطاقة خصم فيزا تكتسب أميالاً عند الإنفاق وفي الأرصدة المؤهلة.
الميزات الرئيسية: مكافأة ترحيبية محدودة لأعضاء جدد قدرها 10,000 ميل بعد الموافقة و< b>500 دولار من المشتريات خلال أربعة أشهر؛ 1 ميل/1 دولار على مشتريات United و1 ميل/2 دولار على بقية المشتريات المؤهلة؛ مكافآت میل سنوية بناءً على الرصيد تصل حتى 70,000 ميل للأرصدة اليومية المتوسطة ≥ 50,000 دولار؛ الرسوم الشهرية معفاة للأرصدة اليومية المتوسطة ≥ 2,000 دولار، وإلا فبقيمة 4 دولارات شهرياً.
هذه البطاقة صادرة عن Sunrise Banks، مدعومة من Galileo، ومحمية من Visa، ومؤمنة من FDIC، ولا يلزم فحص ائتماني للتقديم.
- Limited-time 10,000-mile new-member bonus after $500 spend
- 1 mile per $1 on United purchases
- Annual balance bonus up to 70,000 miles at $50,000+ average daily balance
- Monthly fee waived for average daily balances ≥ $2,000
- No credit check required to apply (does not impact credit score)
- $4 monthly fee applies for accounts with average daily balance under $2,000
- New-member bonus requires $500 spent within four months to qualify
- Higher balance tiers needed for material annual bonus ($10,000+ for 15,000 miles and up)
Insights
United launched a MileagePlus Debit Rewards Visa combining debit banking with mileage accrual; limited-time bonus and tiered balance rewards may boost member engagement.
United introduced the MileagePlus Debit Rewards Card that earns miles on spending and qualifying balances. Cardmembers earn
The main dependencies and risks are clear from the terms disclosed: uptake will hinge on members meeting spending and balance thresholds that trigger bonus miles and fee waivers, and the value to users depends on mileage utility under the MileagePlus rules. Watch the limited-time launch bonus, the
This new card allows MileagePlus members to earn miles through everyday purchases and qualifying account balances
Available now with no monthly fees with an average daily account balance of
As part of the launch, for a limited time, new MileagePlus® Debit Rewards cardmembers can earn a 10,000-mile bonus after approval and making qualifying purchases.** Powered by Galileo, SoFi's Tech Platform, the new Visa debit card combines the convenience of debit payments with the benefits of MileagePlus. Miles may be earned on dining, retail, groceries and more, with additional miles earned on United purchases such as flights, bags, onboard snacks, and more.
"We're constantly looking for new ways to add value and optionality for our members, and a debit card is a natural next step," said Bob Daly, United's Managing Director of Global Co-Brand Cards. "The United MileagePlus Debit Rewards Card offers customers an additional way to earn miles whether they're spending on United flights and everyday purchases or saving and making plans for the future."
"We're proud to partner with United to bring this innovative debit rewards card to market," said Bill Kennedy, Interim CEO and CFO of Galileo Financial Technologies. "It's a great example of how leading brands can use Galileo's modern platform to move quickly, meet customer demand, and create differentiated loyalty experiences."
Benefits for Cardmembers
For travelers looking to earn through saving and spending, the United MileagePlus Debit Rewards Card gives them the flexibility to do both.
-
Limited-time Launch Offer: Earn 10,000 bonus miles when you open an account and spend
$500 -
Everyday Earning: Earn one mile per
$1 $2 -
2,500-Mile Annual Bonus: Earn 2,500 bonus miles each calendar year after you spend
$10,000 -
Waived Monthly Fee: No monthly fee for average daily account balances of
$2,000 $4 $2,000 - Built-In Card Controls: Conveniently lock or unlock your card and set spending limits.
- Easily Track Miles: Watch your rewards grow with every eligible purchase.
- Earn Miles by Saving: MileagePlus members can earn additional miles based on qualifying account balances, reinforcing this card's role as an extension of the MileagePlus loyalty program rather than just a traditional debit account. See below for a full breakdown of the annual miles that can be earned based on a cardmember's average daily account balance.**
|
Average Daily Balance |
Annualized Bonus Miles |
Monthly Fee |
|
< |
N/A |
|
|
|
N/A |
WAIVED |
|
|
2,500 |
WAIVED |
|
|
5,000 |
WAIVED |
|
|
15,000 |
WAIVED |
|
|
30,000 |
WAIVED |
|
|
70,000 |
WAIVED |
MileagePlus Program Benefits
MileagePlus is free to join and was rated the world's best airline loyalty program.*** It offers benefits including miles that never expire, no blackout dates, ticket purchasing with miles or a combination of miles and cash, no change fees on flight award tickets, miles pooling allowing travelers to combine their miles in a joint account and more.
Additional Details on Card Benefits and Terms
Designed for MileagePlus members who prefer the control and ease of a debit card without sacrificing travel rewards – the United MileagePlus Debit Rewards Card is available to eligible program members and doesn't require a credit check so applying will not impact your credit score.
This new payment product reflects United's ongoing commitment to loyalty innovation that brings value to every member, and was developed in collaboration with Galileo Financial Technologies, SoFi's Technology Platform. The card is issued by Sunrise Banks, N.A. and is backed by Visa as the payments network. Funds are FDIC insured up to
For more information on the card and its benefits, including how to open an account, visit UnitedDebitRewards.com.
*As measured by available seat miles
**Terms apply - for more details see here
***Study conducted by Good Travel Management
About United
At United, Good Leads The Way. With
About Galileo Financial Technologies
Galileo Financial Technologies
, LLC and certain of its affiliates collectively comprise a financial technology company owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI) that enables fintechs, financial institutions, and emerging and established brands to build differentiated financial solutions that deliver exceptional, customer-centric experiences. Through modern, open APIs, Galileo's flexible, secure, scalable and fully integrated platform drives innovation across payments and financial services. Trusted by digital banking heavyweights, early-stage innovators and enterprise clients alike, Galileo supports issuing physical and virtual payment cards, mobile push provisioning, tailored and differentiated financial products and more, across industries and geographies.
©2025 Galileo Financial Technologies, LLC. All rights reserved. Galileo Financial Technologies, LLC is a technology company, not a bank. Galileo partners with many issuing banks to provide banking services in
About Sunrise Banks
Sunrise Banks is no ordinary bank; it strives to be a place where money and values meet for customers and communities. It does this by prioritizing social responsibility, community impact and environmental sustainability alongside essential financial products and services. Sunrise Banks is certified by the
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SOURCE United Airlines
FAQ
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