Welcome to our dedicated page for Upstart Holdings news (Ticker: UPST), a resource for investors and traders seeking the latest updates and insights on Upstart Holdings stock.
Upstart Holdings, Inc. (NASDAQ: UPST) is an artificial intelligence (AI) lending marketplace that connects consumer borrowers with banks and credit unions using its AI models and cloud applications. News about Upstart often centers on its financial results, capital markets activity, and partnerships with financial institutions that adopt its platform for personal loans, auto refinance loans, and home equity lines of credit.
On this page, readers can follow coverage of Upstart’s earnings announcements, including quarterly and full-year results, as well as conference call and webcast details described in its press releases. These updates typically reference key operating metrics such as transaction volume, conversion rate, contribution profit, and the percentage of loans that are fully automated on the platform.
Another major theme in Upstart news is lending partnerships. Recent releases highlight agreements with credit unions such as MyPoint Credit Union, Tech CU, Peak Credit Union, Corporate America Family Credit Union, and Cornerstone Community Financial Credit Union. These stories describe how partners use Upstart’s AI-powered, all-digital lending platform and the Upstart Referral Network to extend personal lending, auto refinance, and HELOC offerings to more consumers.
Investors and analysts can also track funding and securitization activity, including forward-flow agreements with institutional investors and securitizations of unsecured consumer loans originated through Upstart Network, Inc. Together, these news items provide insight into how Upstart’s AI lending marketplace operates, how it collaborates with banks and credit unions, and how it supports loan funding through capital markets structures.
For anyone researching UPST stock or the company’s role in AI-driven consumer lending, this news feed offers a centralized view of Upstart’s public announcements, marketplace developments, and regulatory communications referenced in press releases.
Rize Credit Union (member-owned, >$1.2 billion assets) has expanded its partnership with Upstart (NASDAQ: UPST) to broaden access to personal loans across California. Rize joined the Upstart Referral Network for personal loans in May 2024; the collaboration routes qualified applicants from Upstart.com into a Rize-branded online application and closing experience. The partnership aims to scale digital lending, grow Rize's loan portfolio, and extend credit to prime borrowers and underserved households via T-Prime and CDFI-focused programs.
Upstart (NASDAQ: UPST) will report fourth quarter and full year 2025 results and hold a conference call on February 10, 2026 at 1:30 p.m. PT / 4:30 p.m. ET. The company said its earnings press release and investor presentation will be posted on its investor relations website at ir.upstart.com after the market close that day. A live webcast and a replay will be available on the investor relations site. Conference call dial-in for the United States and Canada is 800-330-6710 (conference code 8139985); international dial-in is +1 312-471-1353 (conference code 8139985).
MyPoint Credit Union partnered with Upstart (NASDAQ: UPST) to offer personal loans by joining the Upstart Referral Network. MyPoint began lending as a referral partner in September 2025, receiving qualified personal-loan applicants from Upstart.com who meet MyPoint credit policies and transition into a MyPoint-branded online application and closing flow. The partnership uses Upstart’s AI-powered, all-digital lending platform to expand MyPoint’s reach beyond traditional channels and deliver a streamlined borrowing experience for more consumers across San Diego.
Tech CU (nearly $5 billion in assets) partnered with Upstart (NASDAQ: UPST) to offer AI-driven personal loans and auto refinance loans to more consumers. Tech CU began as a partner on the Upstart Referral Network for personal loans in September 2025 and plans to expand into auto refinance loans in early 2026. Qualified personal-loan applicants on Upstart.com who meet Tech CU credit policies receive tailored offers and transition into a Tech CU-branded online application and closing process. The partnership emphasizes a digital, AI-powered lending experience intended to speed approvals and simplify member lending.
Upstart (NASDAQ: UPST) announced a new 12-month forward-flow purchase agreement with funds managed by Castlelake for up to $1.5 billion of consumer loans originated on the Upstart platform.
This is the third forward-flow arrangement between the parties after prior agreements to purchase up to $4.0 billion and $1.2 billion of consumer installment loans, and is presented as supporting Upstart's ability to provide a consistent loan funding platform across economic environments.
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Upstart (NASDAQ: UPST) announced a partnership with Peak Credit Union to expand personal lending access for Peak’s members across Oregon and Washington. Peak serves over 250,000 members and began lending via the Upstart Referral Network in November 2022.
Qualified personal-loan applicants on Upstart.com who meet Peak’s credit policies receive tailored offers and transition into a Peak-branded online application and closing flow. The arrangement aims to deliver a faster, seamless lending experience for more consumers in the Northwest.
Upstart (NASDAQ: UPST) and Corporate America Family Credit Union (CAFCU) announced a strategic lending partnership on October 15, 2025 to offer personal loans, home equity lines of credit (HELOCs) and auto refinance loans.
CAFCU began on the Upstart Referral Network for personal loans in September 2025 and plans to expand into HELOCs and auto refinance later in 2025. Qualified applicants on Upstart.com will receive tailored offers and transition to a CAFCU-branded online application and closing experience. CAFCU is also purchasing HELOC portfolios from Upstart Mortgage.
Upstart (NASDAQ: UPST) will report third quarter 2025 results on Tuesday, November 4, 2025. The company will release its earnings press release and investor presentation after market close and host a conference call at 1:30 p.m. PT / 4:30 p.m. ET.
A live webcast and replay will be available on the company's investor relations site at ir.upstart.com. Call-in access is provided for U.S./Canada at +1 800-330-6710 and internationally at +1 312-471-1353 using conference code 6983515.
KBRA has assigned preliminary ratings to four classes of notes in Upstart Securitization Trust 2025-3, a $320 million consumer loan asset-backed securities (ABS) transaction. The securitization is backed by unsecured consumer loans originated through Upstart Network's (NASDAQ: UPST) online platform.
The preliminary ratings reflect credit enhancement levels ranging from 56.45% for Class A notes to 20.50% for Class D notes. Enhancement includes overcollateralization, excess spread, a non-declining cash reserve account, and subordination. This marks Upstart's 47th ABS securitization of unsecured consumer loans.
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