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Upstart Holdings, Inc. Stock Price, News & Analysis

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Welcome to our dedicated page for Upstart Holdings news (Ticker: UPST), a resource for investors and traders seeking the latest updates and insights on Upstart Holdings stock.

Upstart Holdings Inc (UPST) operates an AI-powered lending platform that transforms credit assessment through machine learning. This news hub provides investors and financial professionals with essential updates about the company's operations and market position.

Access consolidated UPST news including earnings announcements, strategic partnerships, product developments, and regulatory filings. Our repository serves as a reliable source for tracking the company's progress in consumer lending innovation and banking technology solutions.

Key updates cover artificial intelligence advancements in credit scoring, expansion of loan products, and collaborations with financial institutions. Stay informed about developments in personal lending, auto financing, and Upstart's SaaS offerings for banks.

Bookmark this page for streamlined access to official press releases and curated financial analysis. Regularly updated content helps stakeholders monitor UPST's performance in the evolving fintech sector.

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KBRA has assigned preliminary ratings to four classes of notes in Upstart Securitization Trust 2025-2, a $294.51 million consumer loan ABS transaction. The securitization is backed by unsecured consumer loans originated through Upstart Network's online platform. The preliminary ratings reflect credit enhancement levels ranging from 58.75% for Class A notes to 20.50% for Class D notes, supported by overcollateralization, excess spread, a cash reserve account, and subordination. This marks Upstart's 46th ABS securitization of unsecured consumer loans, demonstrating continued market presence in consumer lending securitization.
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Tradr ETFs has launched two groundbreaking leveraged ETFs: ARCX (2X Long ACHR Daily ETF) and UPSX (2X Long UPST Daily ETF), offering 200% daily exposure to Archer Aviation and Upstart Holdings stocks respectively. These are the first-ever leveraged products for both companies, expanding Tradr's portfolio to 12 leveraged ETFs. The launch follows Tradr's recent ETF releases including TEMT (Tempus AI), QBTX (D-Wave Quantum), and APPX (AppLovin). Tradr pioneered single-stock leveraged ETFs in 2022 with TSLQ (Tesla) and NVDS (Nvidia). The new ETFs allow sophisticated investors to gain leveraged exposure without using margin or options, though they come with significant risks including potential total loss of investment if the underlying security moves adversely by more than 50% in a single trading day.
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Upstart Holdings (NASDAQ: UPST), an AI-powered lending marketplace, announced that CFO Sanjay Datta will participate in a fireside chat at the Morgan Stanley US Financials Conference. The event is scheduled for Tuesday, June 10 at 3:15pm ET (12:15pm PT). Investors can access the live audio webcast through Upstart's investor relations website at ir.upstart.com, with a replay available for a limited time after the event.
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All In Credit Union, serving 200,000 members with $3.6 billion in assets, has partnered with Upstart (NASDAQ: UPST) to expand its personal lending capabilities. The partnership, which began in March 2025, integrates All In into the Upstart Referral Network, allowing qualified loan applicants on Upstart.com to receive tailored offers through an All In Credit Union-branded experience.

The collaboration aims to help All In Credit Union expand its digital membership while providing affordable personal loans to underserved, creditworthy borrowers. The partnership leverages Upstart's AI-powered lending marketplace to offer an all-digital lending solution to new members across All In's service communities.

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Upstart Holdings (NASDAQ: UPST), an AI-powered lending marketplace, has announced that its Co-founder and CTO Paul Gu, along with CFO Sanjay Datta, will participate in a fireside chat at the BofA Securities 2025 Global Technology Conference. The event is scheduled for June 3, 2025, at 10:40 AM PT (1:40 PM ET). Investors can access the live audio webcast through Upstart's investor relations website at ir.upstart.com, with a replay available for a limited time after the event.

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Upstart Holdings (NASDAQ: UPST) hosted its inaugural AI Day investor event in New York City, showcasing its AI-powered lending marketplace technology and business strategy. CEO Dave Girouard outlined the company's vision to become the 'everything store for credit' in a $1 trillion market opportunity. The company announced four key goals for 2025, including 10X AI advantage enhancement, funding supply preparation, return to GAAP profitability in H2, and improving loan rates and processes.

CTO Paul Gu highlighted Upstart's vertically integrated AI model trained on over 90 million datapoints, featuring proprietary loss functions, embeddings, and dynamic macro modeling. CMO Chantal Rapport positioned Upstart as a "category of one" business, while CFO Sanjay Datta discussed the company's financial profile and potential future revenue streams including ratable fee revenue, subscriptions, revolving credit, and servicing.

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Upstart Holdings (NASDAQ: UPST), the leading AI lending marketplace, is hosting its first-ever AI Day investor event on May 14, 2025, at 9:00 a.m. ET in New York City. The event will feature presentations from the company's senior leadership team, including CEO Dave Girouard, CTO Paul Gu, CMO Chantal Rapport, and CFO Sanjay Datta.

The agenda includes discussions on Upstart's growth opportunities, AI platform advantages, business model, and financial resilience. A live webcast will be available on Upstart's Investor Relations website, with presentation materials and video replay accessible after the event.

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Upstart (UPST) has secured a significant $1.2 billion forward-flow agreement with Fortress Investment Group for purchasing consumer loans originated through its AI lending marketplace. The agreement extends through March 2026, with Citi providing debt financing to Fortress for the loan purchases.

This partnership represents a strategic move to ensure diversified and resilient capital sources across economic cycles. Fortress views this as an opportunity to access high-quality, risk-adjusted consumer credit assets through Upstart's data-driven origination platform. The agreement demonstrates growing confidence in AI-powered lending and Upstart's track record in credit outcomes.

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Upstart Holdings (NASDAQ: UPST) reported strong Q1 2025 financial results, showing significant year-over-year improvements. Transaction volume reached 240,706 loans with a 19.1% conversion rate, resulting in total originations of $2.1 billion, up 89% YoY. Total revenue increased 67% YoY to $213 million.

The company significantly reduced its GAAP net loss to ($2.4) million from ($64.6) million in Q1 2024. Adjusted EBITDA turned positive at $42.6 million, compared to ($20.3) million last year, with a margin of 20%. For Q2 2025, Upstart expects revenue of approximately $225 million and projects full-year 2025 revenue of about $1.01 billion, with positive GAAP Net Income expected in the second half of the year.

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Lake Trust Credit Union, serving 200,000 members across Michigan with over $2.5 billion in assets, has partnered with Upstart to expand its personal lending services through AI-powered technology.

The partnership, which began in January 2025, integrates Lake Trust into the Upstart Referral Network. Through this collaboration, qualified loan applicants on Upstart.com who meet Lake Trust's criteria receive customized offers and transition seamlessly to a Lake Trust-branded platform to complete their online member application and loan closing process.

David Morgan, Chief Lending Officer at Lake Trust, emphasized their commitment to supporting members' financial wellbeing, while Michael Lock of Upstart highlighted the partnership's focus on delivering an all-digital lending solution with enhanced member experience. The collaboration aims to build long-term relationships through comprehensive financial solutions.

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FAQ

What is the current stock price of Upstart Holdings (UPST)?

The current stock price of Upstart Holdings (UPST) is $52.02 as of June 13, 2025.

What is the market cap of Upstart Holdings (UPST)?

The market cap of Upstart Holdings (UPST) is approximately 4.9B.
Upstart Holdings, Inc.

Nasdaq:UPST

UPST Rankings

UPST Stock Data

4.89B
83.19M
12.44%
64.15%
17.85%
Credit Services
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