Welcome to our dedicated page for Upstart Holdings news (Ticker: UPST), a resource for investors and traders seeking the latest updates and insights on Upstart Holdings stock.
Upstart Holdings, Inc. (NASDAQ: UPST) is an artificial intelligence (AI) lending marketplace that connects consumer borrowers with banks and credit unions using its AI models and cloud applications. News about Upstart often centers on its financial results, capital markets activity, and partnerships with financial institutions that adopt its platform for personal loans, auto refinance loans, and home equity lines of credit.
On this page, readers can follow coverage of Upstart’s earnings announcements, including quarterly and full-year results, as well as conference call and webcast details described in its press releases. These updates typically reference key operating metrics such as transaction volume, conversion rate, contribution profit, and the percentage of loans that are fully automated on the platform.
Another major theme in Upstart news is lending partnerships. Recent releases highlight agreements with credit unions such as MyPoint Credit Union, Tech CU, Peak Credit Union, Corporate America Family Credit Union, and Cornerstone Community Financial Credit Union. These stories describe how partners use Upstart’s AI-powered, all-digital lending platform and the Upstart Referral Network to extend personal lending, auto refinance, and HELOC offerings to more consumers.
Investors and analysts can also track funding and securitization activity, including forward-flow agreements with institutional investors and securitizations of unsecured consumer loans originated through Upstart Network, Inc. Together, these news items provide insight into how Upstart’s AI lending marketplace operates, how it collaborates with banks and credit unions, and how it supports loan funding through capital markets structures.
For anyone researching UPST stock or the company’s role in AI-driven consumer lending, this news feed offers a centralized view of Upstart’s public announcements, marketplace developments, and regulatory communications referenced in press releases.
Upstart (NASDAQ: UPST) has announced a new partnership with Cornerstone Community Financial Credit Union (CCF) to provide AI-powered personal loan services. CCF, which serves communities in Michigan and Ohio, joined the Upstart Referral Network in April 2025 to offer more inclusive digital lending solutions.
Through this partnership, qualified loan applicants on Upstart.com who meet CCF's credit criteria will receive tailored offers and transition to a CCF-branded experience for completing their online member application and loan closing process. The collaboration aims to help CCF expand its membership while providing accessible digital lending services.
Upstart Holdings (NASDAQ:UPST), a leading AI lending marketplace, announced that its Co-founder and CEO Dave Girouard will participate in a fireside chat at the Goldman Sachs Communacopia and Technology Conference. The event is scheduled for September 8 at 10:10 AM PT (1:10 PM ET).
Investors can access the live audio webcast through Upstart's investor relations website at ir.upstart.com, with a replay available for a limited time after the event.
Upstart (NASDAQ: UPST) has announced a new partnership with ABNB Federal Credit Union to expand personal lending services. ABNB, which serves over 76,000 members nationwide, joined the Upstart Referral Network in May 2025 to provide AI-powered lending solutions.
Through this partnership, qualified applicants on Upstart.com who meet ABNB's criteria will be directed to a branded experience where they can become members and complete their loan process digitally. The collaboration aims to enhance ABNB's digital lending capabilities and expand access to personal loans for more consumers.
Upstart Holdings (NASDAQ: UPST) has announced the pricing of $600 million of 0% Convertible Senior Notes due 2032, increased from the initially announced $500 million. The notes, which will mature on February 15, 2032, are convertible at an initial rate of 12.1215 shares per $1,000 principal amount, equivalent to a conversion price of $82.50 per share.
The company expects net proceeds of approximately $587.3 million, which will be used to: pay $48 million for capped call transactions, repurchase $232.6 million of its 2026 Notes, and fund general corporate purposes. The notes include provisions for early redemption after August 20, 2028, and conversion options with settlement in cash, shares, or a combination thereof.
Upstart Holdings (NASDAQ: UPST) announced plans to offer $500 million in Convertible Senior Notes due 2032 through a private offering to qualified institutional buyers. The company will also grant initial purchasers an option for an additional $75 million in notes.
The notes will be convertible into cash, UPST common stock, or a combination thereof. Upstart plans to use the proceeds to fund capped call transactions, potentially repurchase a portion of its existing 2026 Notes, and for general corporate purposes. The company will enter into capped call transactions to reduce potential dilution and offset cash payments above the principal amount of converted notes.
Upstart (NASDAQ: UPST), the AI lending marketplace, reported outstanding Q2 2025 financial results, marking a significant turnaround with triple-digit growth and unexpected early profitability. The company achieved $257 million in total revenue, up 102% year-over-year, with transaction volume soaring 159% to 372,599 loans.
Key metrics show substantial improvement, including GAAP net income of $5.6 million (versus -$54.5M in Q2 2024) and Adjusted EBITDA of $53.1 million (versus -$9.3M). The company's conversion rate improved to 23.9% from 15.2% year-over-year.
Looking ahead, Upstart projects Q3 2025 revenue of $280 million and full-year 2025 revenue of approximately $1.055 billion, with expected GAAP net income of $35 million for the year.
Upstart (NASDAQ: UPST) has announced a strategic partnership with Cabrillo Credit Union to expand personal lending services. Cabrillo, serving 26,000 members in the San Diego area, joined the Upstart Referral Network in April 2025.
Through this partnership, qualified loan applicants on Upstart.com who meet Cabrillo's credit criteria will receive tailored offers and transition to a Cabrillo-branded experience for completing their online member application. The collaboration enables Cabrillo to leverage Upstart's AI-powered lending marketplace to provide automated personal lending services while expanding its membership base.
Upstart Holdings (NASDAQ: UPST), a leader in AI-powered lending marketplaces, has scheduled its second quarter 2025 financial results announcement for August 5, 2025. The company will host a conference call at 1:30 p.m. PT / 4:30 p.m. ET to discuss the results.
The earnings release and investor presentation will be accessible on Upstart's investor relations website at ir.upstart.com after market close. Investors can join via webcast or dial in using dedicated numbers for US/Canada (+1 888-394-8218) and international (+1 313-209-4906) participants, using conference code 3483881.
[]Upstart (NASDAQ: UPST) has announced a strategic partnership with Cobalt Credit Union, a credit union managing over $1.3 billion in assets and serving 115,000 members. The partnership, which began in March 2025, enables Cobalt to offer personal loans, HELOCs, and auto refinance loans through Upstart's AI lending marketplace.
Through the Upstart Referral Network, qualified applicants on Upstart.com who meet Cobalt's criteria will receive tailored offers and transition to a Cobalt-branded experience. Additionally, Cobalt is purchasing HELOC portfolios from Upstart Mortgage to diversify its lending offerings.
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