Universal Insurance Holdings, Inc. reports developments as a property and casualty insurance holding company focused on personal residential homeowners lines. Through insurance subsidiaries, it develops, markets and writes policies and provides risk management, claims management and distribution services, using appointed independent agents and direct online channels in the United States, with a primary Florida presence.
Recurring company updates cover quarterly underwriting and investment results, direct and net premiums, loss ratios, book value, return on common equity and reinsurance placement. Other announcements include common-stock dividends, share repurchase authorizations, credit ratings and debt refinancing activity tied to the holding company's senior unsecured obligations.
Universal Insurance Holdings (NYSE: UVE) reported third-quarter 2026 diluted GAAP earnings of $1.80 per share, up from the prior-year quarter. Net income available to common stockholders rose 31.8% to $52.5 million, while revenue increased 9.6% to $439.3 million. Adjusted diluted EPS was $1.93, up 41.9%.
Direct premiums written increased 2.7% to $608.9 million. Net premiums earned rose 12.1% to $403.2 million as the share of premiums ceded to reinsurers fell. The net combined ratio, measuring claims and expenses against net premiums earned, improved to 91.0% from 96.4%. Book value per share increased 32.4% year-over-year to $23.37. Nine-month diluted GAAP EPS rose 42.2% to $5.73.
Universal repurchased approximately 174 thousand shares for $7.4 million during the quarter. After quarter-end, Hurricane Isaias struck the Florida Panhandle; the company said claims activity to date was less than initially anticipated.
Universal Insurance Holdings (NYSE: UVE) will release third-quarter 2026 results after the market closes on October 22, 2026. The company will discuss the results on a conference call on October 23, 2026, at 10:00 a.m. ET. A live webcast and a replay shortly after the call will be available on its investor website.
Universal Insurance Holdings (NYSE: UVE) reported strong second quarter 2026 results, with diluted GAAP EPS of $2.04 and diluted adjusted EPS of $1.84. Net income available to common stockholders rose 68.7% year-over-year to $59.2 million, and annualized ROCE reached 38.8% (annualized adjusted ROCE 33.2%).
Total revenues were $427.0 million, up 6.7%, while core revenue increased 4.6%. Direct premiums written grew 4.1% to $621.3 million, with 0.8% growth in Florida and 14.4% in other states. The net loss ratio improved 7.5 points to 64.8%, driving a net combined ratio of 91.6%.
Book value per share increased 39.7% year-over-year to $22.89, and adjusted book value per share rose 35.4% to $24.17. During the quarter, the company repurchased approximately 122 thousand shares for $4.5 million and the Board declared a quarterly dividend of $0.16 per share, payable August 7, 2026.
Universal Insurance Holdings (NYSE: UVE) plans to release its second quarter 2026 financial results after the market closes on Thursday, July 23, 2026. The company will then host a conference call on Friday, July 24, 2026 at 10:00 a.m. ET to discuss these results.
Investors can access a real-time webcast and replay via universalinsuranceholdings.com/investors or join by registering in advance for a personalized teleconference dial-in.
Universal (NYSE: UVE) declared a regular quarterly cash dividend of $0.16 per common share. The dividend is payable on August 7, 2026 to shareholders of record as of the close of business on July 31, 2026.
Universal Insurance Holdings (NYSE: UVE) announced completion of UPCIC and APPCIC’s combined 2026-2027 catastrophe reinsurance program, effective June 1, 2026. The program maintains historical partners and terms, lifts the single-event reinsurance tower to $2.623 billion, and adds $352 million of multi-year coverage extending into 2027-2028.
Of this additional capacity, $277 million sits below the Florida Hurricane Catastrophe Fund layer. The insurance entities’ combined $45 million first-event statutory retention is unchanged, and as of March 31, 2026, Florida represents under 50% of total insured value.
Universal Insurance Holdings (NYSE: UVE) was assigned a BBB issuer rating and a preliminary BBB long-term credit rating to a proposed $100 million senior unsecured note offering due 2031, with a Stable outlook on April 30, 2026. The offering proceeds are intended to refinance existing 2026 notes and for general corporate purposes.
KBRA cited structural subordination to insurance subsidiaries, holding company liquidity from non-insurance distributions, modest leverage, and improved FY2025 statutory and consolidated GAAP results.
Universal (NYSE: UVE) reported Q1 2026 results: GAAP diluted EPS of $1.88, adjusted diluted EPS of $2.00, and annualized ROCE of 38.2%. Total revenues were $393.6M; direct premiums written were $506.5M (+8.5% YoY). Book value per share was $20.95 (+39.9% YoY).
The company secured its 2026–2027 reinsurance renewal and obtained $352M of additional multi‑year coverage extending into 2027–2028.
Universal (NYSE: UVE) declared a regular quarterly cash dividend of $0.16 per share, payable May 15, 2026 to shareholders of record as of May 8, 2026. The company will release Q1 2026 results after market close on April 23, 2026 and will host a conference call on April 24, 2026 at 10:00 a.m. ET.
Investors may access the live webcast at universalinsuranceholdings.com/investors or register for teleconference access; an online replay will be posted after the call.
Universal (NYSE: UVE) reported strong Q4 2025 and full-year results with diluted GAAP EPS of $2.28 and adjusted EPS of $2.17. Annualized ROCE was 50.9%; direct premiums written were $483.7M. Book value per share rose to $19.67 (up 48.1% YoY).
The company cited lower net loss ratio, higher net premiums earned and investment income, substantial reinsurance placement for 2026, a $20M repurchase authorization and a quarterly dividend of $0.16 per share.