VERSABANK TO PRESENT AT THE DIGITAL ASSET VIRTUAL INVESTOR CONFERENCE ON JANUARY 27, 2026, AT 10:30 AM ET

Rhea-AI Summary

VersaBank (TSX: VBNK, NASDAQ: VBNK) announced that David Taylor, Founder and President, will present live at the Digital Asset Virtual Investor Conference on January 27, 2026 at 10:30 AM ET. A live webcast will be available via the company website.

Mr. Taylor will discuss VersaBank's Real Bank Deposit Tokens (RBDT) and Stablecoin Custody Services, both built on the bank's SOC2 (Type I) certified VersaVault® digital asset security technology, and will note the bank's expectation that RBDTs may be eligible for federal deposit insurance (subject to regulator confirmation) and can legally pay interest unlike non-bank stablecoins.

Key Figures

Conference date: January 27, 2026, 10:30 a.m. ET

1 metrics

Conference date January 27, 2026, 10:30 a.m. ET Digital Asset Virtual Investor Conference presentation time

Market Reality Check

Price: $15.77 Vol: Volume 28,771 is below 20...

normal vol

$15.77 Last Close

Volume Volume 28,771 is below 20-day average 40,733 (relative 0.71x). normal

Technical Price 16.21 is trading above 200-day MA 11.99 and near 52-week high 16.32.

Peers on Argus

VBNK gained 1.44% with peers mixed: BRBS up 0.9%, FRBA up 1.1%, while BMRC, BWFG...

VBNK gained 1.44% with peers mixed: BRBS up 0.9%, FRBA up 1.1%, while BMRC, BWFG, and FBIZ were modestly negative, suggesting some sector support but stock-specific digital-asset angle.

Historical Context

5 past events · Latest: Jan 15 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 15	Platform expansion	Positive	+2.1%	Expansion of SMX’s traceability platform into denim and recycled denim markets.
Dec 19	Management changes	Positive	+1.6%	Appointment of Global CFO and EVP to support US bank framework realignment.
Dec 10	Dividend declaration	Positive	+2.4%	Declaration of quarterly CAD $0.025 dividend for period ending Jan 31, 2026.
Dec 10	Earnings results	Positive	+2.4%	Record 2025 revenue and net income driven by RPP and margin expansion.
Dec 08	Partner update	Positive	+0.3%	Confirmation of ECN partnership and over US$90M in RPP fundings with Source One.

Pattern Detected

Recent news has generally been positive with consistently positive 24-hour price reactions, especially around earnings, dividends, and strategic banking initiatives.

Recent Company History

Over the last few months, VersaBank has reported record 2025 results with strong RPP-driven growth, declared a quarterly dividend of CAD $0.025 per common share, and announced leadership changes to support a proposed US bank framework. It also highlighted expanding US RPP partnerships exceeding US$90 million in fundings. Today’s digital-asset-focused investor conference appearance aligns with prior steps branding its Real Bank Deposit Tokens and advancing tokenized deposit initiatives.

Market Pulse Summary

This announcement highlights VersaBank’s plan to present at a digital-asset-focused investor confere...

Analysis

This announcement highlights VersaBank’s plan to present at a digital-asset-focused investor conference on January 27, 2026, emphasizing Real Bank Deposit Tokens and stablecoin custody built on its SOC2-certified VersaVault technology. It follows recent record financial results, dividend declarations, and US expansion steps. Investors may watch for clarity on regulatory treatment, deposit insurance eligibility for tokenized deposits, and how these offerings integrate with existing RPP-driven growth in coming periods.

Key Terms

digital asset, stablecoin custody services, soc2 (type i), federal deposit insurance, +3 more

7 terms

digital asset technical

"technology solutions for cybersecurity, today announced that David Taylor..."

A digital asset is a representation of value or rights that exists only in electronic form—like digital versions of cash, stocks, or collectibles kept in a virtual wallet. They are transferred and recorded using computer systems that make copying or tampering difficult, and can include currencies, tokenized shares, or unique digital items. Investors care because digital assets can offer new ways to diversify, trade and raise capital, but they also bring different risks around price swings, custody and regulation.

stablecoin custody services financial

"Stablecoin Custody Services, each of which is based on the Bank's..."

Services that securely hold and manage stablecoins — digital tokens pegged to a fiat currency — on behalf of investors and institutions, using technology and legal arrangements to prevent loss or theft. Like a bank vault for electronic cash, these services matter because they reduce the risk of hacking, mismanagement, or regulatory noncompliance, helping investors preserve value, meet custody rules, and move funds reliably between crypto and traditional markets.

soc2 (type i) technical

"proprietary SOC2 (Type I) certified VersaVault® digital asset security..."

SOC 2 Type I is an independent assessment that checks whether a company has designed appropriate controls for protecting customer data and systems at a specific point in time. For investors, it signals that the company has thought through and documented security, privacy and reliability practices—like a snapshot of a bank vault’s locks—though it does not prove those controls worked over a period (that is shown by the longer Type II report).

federal deposit insurance regulatory

"expects its RBDTs™ to be eligible for conventional federal deposit insurance..."

A government-backed guarantee that reimburses people and businesses if a bank fails, up to a set dollar limit per account. Think of it as a safety net for savings and checking accounts; it keeps everyday customers from losing money and helps maintain confidence in the banking system. For investors, these guarantees affect how stable banks appear, influence deposit flows, and can change the risk and valuation of bank stocks and financial markets.

stablecoins financial

"legal ability to pay interest, which non-bank issued stablecoins are not..."

Stablecoins are a type of digital currency designed to maintain a steady value, often linked to traditional currencies like the dollar or euro. They function like digital cash that offers the convenience of online transactions while avoiding the large price swings common with other cryptocurrencies. This stability makes them useful for investors and users who want a reliable way to store and transfer value without exposure to sudden market changes.

blockchain technology technical

"with the efficiency, cost savings, security, and programmability of blockchain technology."

A blockchain is a shared digital ledger that records transactions across many computers so entries are visible to participants and hard to change. Think of it like a Google Doc that everyone can see and verify but cannot secretly edit, creating a permanent chain of time-stamped records. Investors watch blockchain because it can reduce fraud and middlemen, enable new digital assets and services, and materially affect company costs, revenue models and regulatory risk.

custodian financial

"VersaBank is ideally positioned to serve as custodian to third-party stablecoins."

A custodian is a financial institution that holds and safeguards an investor's assets—such as stocks, bonds, or cash—and records transactions on the investor's behalf. Think of it as a trusted caretaker or safe-deposit box for investments; it helps prevent loss or theft, handles paperwork and transfers, and provides transparency and regulatory checks, so investors can focus on decisions rather than the mechanics or security of asset storage.

AI-generated analysis. Not financial advice.

LONDON, ON, Jan. 23, 2026 /PRNewswire/ - VersaBank (or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced that David Taylor, Founder and President, VersaBank, will present live at the Digital Asset Virtual Investor Conference on January 27, 2026, at 10:30 a.m. ET. A live webcast of the presentation will be available on the Bank's website at https://www.versabank.com/events-presentations/.

During his presentation, Mr. Taylor will discuss VersaBank's leadership and near-term opportunities with respect to its VersaBank Real Bank Deposit Tokens™ (RBDT™) and Stablecoin Custody Services, each of which is based on the Bank's proven, proprietary SOC2 (Type I) certified VersaVault® digital asset security technology.

VersaBank's RBDTs™ are one-for-one digital representations of actual cash on deposit with the Bank, combining the safety and soundness of traditional banking with the efficiency, cost savings, security, and programmability of blockchain technology. In addition, the Bank expects its RBDTs™ to be eligible for conventional federal deposit insurance (subject to confirmation by regulators) and have the legal ability to pay interest, which non-bank issued stablecoins are not allowed to provide. In addition, as a nationally licensed bank in both the United States and Canada, VersaBank is ideally positioned to serve as custodian to third-party stablecoins.

About VersaBank

VersaBank is a North American bank with a difference. Federally chartered in both Canada and the US, VersaBank has a branchless, digital, business-to-business model based on its proprietary state-of-the-art technology that enables it to profitably address underserved segments of the banking industry in a significantly risk mitigated manner. Because VersaBank obtains substantially all of its deposits and undertakes the majority of its funding electronically through financial intermediary partners, it benefits from significant operating leverage that drives efficiency and return on common equity. In August 2024, VersaBank launched its unique Receivable Purchase Program funding solution for point-of-sale finance companies, which has been highly successful in Canada for nearly 15 years, to the underserved multi-trillion-dollar US market. VersaBank also owns Minneapolis-based DRT Cyber Inc., a North American leader in the provision of cyber security services to address the rapidly growing volume of cyber threats challenging financial institutions, multi-national corporations and government entities. Through DRT Cyber Inc., VersaBank owns proprietary intellectual property and technology to enable the next generation of digital assets for the banking and financial community, including the Bank's revolutionary tokenized deposits.

Visit our website at: www.versabank.com
Follow VersaBank on Facebook, Instagram, LinkedIn and X

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SOURCE VersaBank

FAQ

When will VersaBank (VBNK) present at the Digital Asset Virtual Investor Conference?

VersaBank will present on January 27, 2026 at 10:30 AM ET.

How can investors watch the VersaBank (VBNK) presentation on January 27, 2026?

A live webcast will be available on the company's events and presentations page at https://www.versabank.com/events-presentations/.

What topics will VersaBank (VBNK) cover in the January 27, 2026 presentation?

The presentation will cover RBDT (Real Bank Deposit Tokens), Stablecoin Custody Services, and the VersaVault® digital asset security technology.

What are VersaBank RBDTs and how do they differ from non-bank stablecoins?

RBDTs are one-for-one digital representations of cash on deposit with the bank, combining traditional banking safety with blockchain programmability and an expected ability to pay interest; they may be eligible for federal deposit insurance subject to regulator confirmation.

Is VersaBank (VBNK) positioned to offer stablecoin custody services in the U.S. and Canada?

Yes; as a nationally licensed bank in both the United States and Canada, VersaBank says it is positioned to serve as custodian to third-party stablecoins.