VERSABANK DECLARES DIVIDENDS

VersaBank (TSX: VBNK / NASDAQ: VBNK) declared a cash dividend of CAD $0.025 per Common Share for the quarter ending January 31, 2026.

Rhea-AI Summary

VersaBank (TSX: VBNK / NASDAQ: VBNK) declared a cash dividend of CAD $0.025 per Common Share for the quarter ending January 31, 2026. The dividend is payable on January 31, 2026 to shareholders of record at the close of business on January 9, 2026. The dividends are designated as eligible dividends for tax purposes.

Positive

• Dividend declared of CAD $0.025 per Common Share
• Payable date set for January 31, 2026
• Eligible dividends designation for tax purposes

Negative

• None.

Argus Dec 10 session

+2.38% close to close Open Argus

Details

News Market Reaction – VBNK

In the Dec 10 session, VBNK gained 2.38%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement maintains VersaBank’s regular quarterly dividend of CAD $0.025 per Common Share, p...

Analysis

This announcement maintains VersaBank’s regular quarterly dividend of CAD $0.025 per Common Share, payable on January 31, 2026 to holders of record on January 9, 2026. It extends a consistent payout pattern seen throughout 2025 alongside record revenue and expanding Receivable Purchase Program assets. Investors may watch whether future dividends change with earnings trends and capital deployment priorities, including growth initiatives and balance sheet strength metrics.

Key Figures

Quarterly dividend: CAD $0.025 per Common Share Record date: January 9, 2026 Payment date: January 31, 2026 +1 more

Quarterly dividend

CAD $0.025 per Common Share

Quarter ending January 31, 2026

Record date

January 9, 2026

Shareholders of record for dividend eligibility

Payment date

January 31, 2026

Scheduled dividend payment date

Share price

$12.92

Pre-news price, up 2.38% over prior close

Historical Context

5 past events · Latest: Dec 10

5 events

1. Dec 10

   Dividend declaration

   24h Move

   +2.4%

   Quarterly cash dividend of CAD $0.025 per Common Share declared.

2. Dec 10

   Earnings results

   24h Move

   +2.4%

   Record 2025 results with strong RPP growth and higher net income.

3. Dec 08

   RPP partnership

   24h Move

   +0.3%

   Confirmed ECN partnership and over US$90M in Source One fundings.

4. Dec 03

   Earnings date set

   24h Move

   +2.9%

   Announced timing and call details for Q4 and FY2025 results.

5. Nov 26

   Charitable donation

   24h Move

   +0.0%

   Announced $50,000 donation to The Salvation Army’s Harvest Hope.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

eligible dividends

1 terms

eligible dividends financial

"The dividends to which this notice relates are eligible dividends for tax purposes."

Eligible dividends are a type of corporate payout that carries a stronger tax benefit for individual shareholders because they come from profits that were taxed at higher corporate rates. Think of them like a higher-value coupon: investors receive cash and, when filing taxes, get a bigger credit that reduces the amount of tax owed on that income. That matters to investors because the after-tax amount they actually keep can be noticeably higher than for other kinds of dividends, affecting yield comparisons and portfolio income planning.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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LONDON, ON, Dec. 10, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declared for the quarter ending January 31, 2026, payable as of January 31, 2026, to shareholders of record at the close of business on January 9, 2026.

The dividends to which this notice relates are eligible dividends for tax purposes.

About VersaBank

VersaBank is a North American bank with a difference. Federally chartered in both Canada and the US, VersaBank has a branchless, digital, business-to-business model based on its proprietary state-of-the-art technology that enables it to profitably address underserved segments of the banking industry in a significantly risk mitigated manner. Because VersaBank obtains substantially all of its deposits and undertakes the majority of its funding electronically through financial intermediary partners, it benefits from significant operating leverage that drives efficiency and return on common equity. In August 2024, VersaBank launched its unique Receivable Purchase Program funding solution for point-of-sale finance companies, which has been highly successful in Canada for nearly 15 years, to the underserved multi-trillion-dollar US market. VersaBank also owns Minneapolis-based DRT Cyber Inc., a North American leader in the provision of cyber security services to address the rapidly growing volume of cyber threats challenging financial institutions, multi-national corporations and government entities. Through DRT Cyber Inc., VersaBank owns proprietary intellectual property and technology to enable the next generation of digital assets for the banking and financial community, including the Bank's revolutionary tokenized deposits.

VersaBank's Common Shares trade on the Toronto Stock Exchange and NASDAQ under the symbol VBNK.

Visit our website at:  www.versabank.com

Follow VersaBank on Facebook, Instagram, LinkedIn and X (formerly Twitter)

View original content to download multimedia:https://www.prnewswire.com/news-releases/versabank-declares-dividends-302637111.html

SOURCE VersaBank

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What dividend did VersaBank (VBNK) declare for the quarter ending January 31, 2026?

VersaBank declared a cash dividend of CAD $0.025 per Common Share for that quarter.

When is VersaBank's (VBNK) dividend payable and who is eligible?

The dividend is payable on January 31, 2026 to shareholders of record as of the close of business on January 9, 2026.

Is the VersaBank (VBNK) dividend for January 2026 eligible for tax purposes?

Yes, the announced dividends are classified as eligible dividends for tax purposes.

What record date must VersaBank (VBNK) shareholders meet to receive the January 31, 2026 dividend?

Shareholders must be on the books at the close of business on January 9, 2026 to receive the dividend.

Which stock listings apply to VersaBank's (VBNK) declared dividend?

The dividend applies to VersaBank shares listed on TSX and NASDAQ (VBNK).