AllianceBernstein L.P. (VBNK) reports 9.3% beneficial ownership in VersaBank

Rhea-AI Filing Summary

AllianceBernstein L.P. reported beneficial ownership of 2,986,080 shares of VersaBank common stock, representing 9.3% of the class as of 12/31/2025. AllianceBernstein has sole power to vote and dispose of these shares, which are held for investment in client discretionary advisory accounts.

The firm states that the holdings were acquired and are held in the ordinary course of business, and not for the purpose of changing or influencing control of VersaBank. AllianceBernstein is a Delaware limited partnership and a majority-owned subsidiary of Equitable Holdings, Inc., operating under independent management.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 2)

VersaBank

(Name of Issuer)

Common Stock

(Title of Class of Securities)

92512J106

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 92512J106

1

Names of Reporting Persons

AllianceBernstein L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 2,986,080.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 2,986,080.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

2,986,080.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

9.3 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

Item 1.
(a)	Name of issuer: VersaBank
(b)	Address of issuer's principal executive offices: 140 FULLARTON STREET, SUITE 2002, LONDON, Ontario N6A 5P2
Item 2.
(a)	Name of person filing: AllianceBernstein L.P. ("AllianceBernstein L.P.")
(b)	Address or principal business office or, if none, residence: 501 Commerce Street, Nashville, TN 37203 All media outlets, please contact Jennifer Will at AllianceBernstein (212-969-1157) with any questions. All other questions can be directed to Section13USFilings@alliancebernstein.com.
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 92512J106
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 2,986,080 shares acquired solely for investment purposes on behalf of client discretionary investment advisory accounts.* *AllianceBernstein L.P. is a majority owned subsidiary of Equitable Holdings, Inc. ("EQH"). AllianceBernstein operates under independent management and makes independent decisions from EQH and its respective subsidiaries, and EQH calculates and reports beneficial ownership separately from AllianceBernstein pursuant to guidance provided by the Securities and Exchange Commission in Release Number 34-39538 (January 12, 1998).
(b)	Percent of class: 9.3 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 2,986,080
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 2,986,080
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

AllianceBernstein L.P.

Signature:	Marcus Edwards
Name/Title:	AVP/ Senior Compliance Associate
Date:	02/13/2026

FAQ

What percentage of VersaBank (VBNK) does AllianceBernstein L.P. currently own?

AllianceBernstein L.P. reports beneficial ownership of 9.3% of VersaBank’s common stock. This stake represents 2,986,080 shares held as of December 31, 2025, according to the Schedule 13G/A, crossing the 5% disclosure threshold.

How many VersaBank (VBNK) shares are beneficially owned by AllianceBernstein L.P.?

AllianceBernstein L.P. beneficially owns 2,986,080 VersaBank common shares. These shares are held for investment purposes in client discretionary advisory accounts, with AllianceBernstein reporting sole voting and dispositive power over the entire position.

Does AllianceBernstein L.P. seek to influence control of VersaBank (VBNK) with this stake?

AllianceBernstein L.P. certifies the shares were acquired and are held in the ordinary course of business, not to change or influence control of VersaBank. The filing states the holdings are tied to investment advisory activities for client accounts.

What voting and dispositive powers does AllianceBernstein L.P. have over VersaBank (VBNK) shares?

AllianceBernstein L.P. reports sole power to vote and dispose of 2,986,080 VersaBank shares. The filing shows no shared voting or shared dispositive power, indicating full authority over voting and investment decisions for this position.

On whose behalf does AllianceBernstein L.P. hold its VersaBank (VBNK) position?

The 2,986,080 VersaBank shares are held by AllianceBernstein L.P. on behalf of client discretionary investment advisory accounts. The position is described as acquired solely for investment purposes, consistent with its role as an investment adviser.

What is the relationship between AllianceBernstein L.P. and Equitable Holdings, Inc. in this VersaBank (VBNK) filing?

AllianceBernstein L.P. is a majority-owned subsidiary of Equitable Holdings, Inc. (EQH). The filing notes AllianceBernstein operates under independent management and makes independent decisions from EQH, which calculates and reports beneficial ownership separately.