Welcome to our dedicated page for Versabank SEC filings (Ticker: VBNK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
VersaBank filings document its foreign issuer current reports and Canadian bank disclosures furnished to the SEC on Form 6-K. The records cover digital banking operations, Structured Receivable Program announcements, stablecoin custody services, cyber security and financial technology activities, and capital actions such as Normal Course Issuer Bid approvals.
The filing record also includes meeting notices, forms of proxy, management proxy circulars, voting results, auditor appointments, director elections, by-law matters, and references to annual financial statements. These materials describe governance, shareholder voting mechanics, reported operating results, capital-structure actions, and material business updates for the bank's branchless B2B model.
VersaBank has filed a Form S-4 registration statement with the U.S. Securities and Exchange Commission as part of a proposed corporate reorganization. The plan would create a new Delaware holding company, Versa Bancorp, which would own VersaBank and VersaBank USA National Association, moving the group toward a standard U.S. bank framework.
The reorganization is intended to enhance long-term shareholder value by increasing investor familiarity through U.S. domestic company reporting and potential future index inclusion, and by supporting efforts to raise capital for strategic plans. The transaction is not yet effective and remains subject to SEC effectiveness of the registration statement, shareholder approval at a future special meeting, and multiple Canadian and U.S. regulatory approvals.
VersaBank has filed a Form S-4 registration statement with the U.S. Securities and Exchange Commission as part of a proposed corporate reorganization. The plan would create a new Delaware holding company, Versa Bancorp, which would own VersaBank and VersaBank USA National Association, moving the group toward a standard U.S. bank framework.
The reorganization is intended to enhance long-term shareholder value by increasing investor familiarity through U.S. domestic company reporting and potential future index inclusion, and by supporting efforts to raise capital for strategic plans. The transaction is not yet effective and remains subject to SEC effectiveness of the registration statement, shareholder approval at a future special meeting, and multiple Canadian and U.S. regulatory approvals.
VersaBank has filed a Form S-4 registration statement with the U.S. Securities and Exchange Commission as part of a proposed corporate reorganization. The plan would create a new Delaware holding company, Versa Bancorp, which would own VersaBank and VersaBank USA National Association, moving the group toward a standard U.S. bank framework.
The reorganization is intended to enhance long-term shareholder value by increasing investor familiarity through U.S. domestic company reporting and potential future index inclusion, and by supporting efforts to raise capital for strategic plans. The transaction is not yet effective and remains subject to SEC effectiveness of the registration statement, shareholder approval at a future special meeting, and multiple Canadian and U.S. regulatory approvals.
VersaBank filed a Form 6-K furnishing its interim consolidated financial statements and MD&A for the three and six months ended April 30, 2026. For the quarter, total revenue was $38.3 million and net income was $7.5 million, or $0.23 per share.
For the first six months, net income was $18.6 million, or $0.58 per share. Total assets reached $6.44 billion, credit assets were $5.68 billion, and deposits were $5.52 billion. The bank reported a CET1 capital ratio of 12.32% and a leverage ratio of 7.94%, both above regulatory minimums.
VersaBank filed a Form 6-K furnishing its interim consolidated financial statements and MD&A for the three and six months ended April 30, 2026. For the quarter, total revenue was $38.3 million and net income was $7.5 million, or $0.23 per share.
For the first six months, net income was $18.6 million, or $0.58 per share. Total assets reached $6.44 billion, credit assets were $5.68 billion, and deposits were $5.52 billion. The bank reported a CET1 capital ratio of 12.32% and a leverage ratio of 7.94%, both above regulatory minimums.
VersaBank filed a Form 6-K furnishing its interim consolidated financial statements and MD&A for the three and six months ended April 30, 2026. For the quarter, total revenue was $38.3 million and net income was $7.5 million, or $0.23 per share.
For the first six months, net income was $18.6 million, or $0.58 per share. Total assets reached $6.44 billion, credit assets were $5.68 billion, and deposits were $5.52 billion. The bank reported a CET1 capital ratio of 12.32% and a leverage ratio of 7.94%, both above regulatory minimums.
VersaBank filed a Form 6-K to furnish a press release announcing that Founder and President David Taylor was named Executive of the Year by the Canadian Lenders Association at the Canadian Finance Summit on May 28, 2026. Taylor highlighted the award as recognition of another milestone year for VersaBank, pointing to its innovation in North American point-of-sale finance and its real-time point-of-sale financing initiative.
The release reiterates VersaBank’s branchless, business-to-business digital banking model in Canada and the U.S., its August 2024 launch of the Structured Receivable Program into the U.S. market, and its DRT Cyber Inc. cybersecurity and digital-asset technology business, including Real Bank Tokenized Deposits™.
VersaBank announced it will release its second quarter fiscal 2026 financial results and discuss them on a conference call and webcast on Wednesday, June 3, 2026. The bank plans to issue its results via news release at approximately 7:00 a.m. ET, followed by a conference call/webcast at 9:00 a.m. ET expected to last about 60 minutes.
The call will feature presentations from David Taylor, President, and Nicolas Ospina, Global CFO, followed by a question-and-answer session. Investors and interested parties can participate by telephone using Canadian and toll-free numbers or access a live webcast and slide presentation through VersaBank’s website, with an archived webcast available for 90 days and a telephone replay available until July 3, 2026.
VersaBank has started a pilot program with long-time partner FinanceIt Canada Inc. to test its new AI-enabled Real-Time Structured Receivable Program for point-of-sale financing. The solution aims to fund individual loans within hours, reducing the need for partners to warehouse receivables and lowering financing costs.
The Real-Time SRP also lets VersaBank apply its internal AI to analyze underlying loans one by one, supporting its risk mitigation approach. As of January 31, 2026, VersaBank’s Structured Receivable Program portfolio exceeded CAD$4.4 billion and has grown at a compounded annual rate of 33% over the last five years.
VersaBank received Toronto Stock Exchange approval to renew its Normal Course Issuer Bid, allowing it to repurchase for cancellation up to 2,000,000 common shares, about 9.14% of its public float. The bank cites strong demand for its U.S. Structured Receivable Program and growth opportunities in its Real Bank Tokenized Deposit and stablecoin custody initiatives as reasons for viewing the stock as undervalued.
As of April 16, 2026, the public float was 21,876,251 common shares out of 32,167,347 issued and outstanding. Purchases may occur between April 30, 2026 and April 29, 2027 through the TSX and Nasdaq at prevailing market prices, subject to an average daily limit of 6,627 shares, and all repurchased shares will be cancelled.
VersaBank filed a Form 6-K highlighting progress in its digital asset strategy. The bank has begun receiving QCAD deposits under its previously announced stablecoin custody services agreement with Stablecorp, which manages the QCAD Digital Trust.
The bank also congratulates Stablecorp on QCAD’s listing on the Kraken crypto asset trading platform, where QCAD will trade as a Canadian dollar‑denominated instrument for settling digital asset transactions. Management frames the start of QCAD deposit flows as the first incremental income from its digital asset strategy and further validation of its VersaVault® custody technology.
VersaBank is holding its Annual and Special Meeting of Shareholders on April 8, 2026, at 10:30 a.m. ET in London, Ontario. Shareholders will receive fiscal 2025 financial statements, vote on re-appointing Ernst & Young LLP as auditors, elect ten directors by cumulative voting, and consider a special by-law amendment allowing the Chief Executive Officer and President roles to be held by different individuals.
The record date for voting is February 24, 2026. The management proxy circular details voting procedures for registered and non-registered shareholders, majority voting for directors, executive compensation philosophy, incentive plans, and termination and change-of-control benefits for named executive officers.
VersaBank reported the results of its Annual and Special Meeting of Shareholders held in London, Ontario on April 8, 2026. Shareholders elected all 10 nominated directors, with each nominee receiving at least 98% of votes cast in favour.
Ernst & Young LLP was reappointed as auditors with 99.83% of votes in favour. An administrative by-law amendment was also approved, receiving 99.78% support. The detailed voting results are provided as the Report of Voting Results dated April 9, 2026.
VersaBank reported the results of its 2026 Annual and Special Meeting of Shareholders held in London, Ontario on April 8, 2026. All director nominees listed in the March 9, 2026 Management Information Circular were elected with strong support, generally above 98% of votes cast in favour.
Shareholders also approved the appointment of Ernst & Young LLP as auditors and passed an administrative by-law amendment allowing the roles of President and Chief Executive Officer to be held by separate individuals, providing flexibility for future leadership structure.