VersaBank filings document its foreign issuer current reports and Canadian bank disclosures furnished to the SEC on Form 6-K. The records cover digital banking operations, Structured Receivable Program announcements, stablecoin custody services, cyber security and financial technology activities, and capital actions such as Normal Course Issuer Bid approvals.
The filing record also includes meeting notices, forms of proxy, management proxy circulars, voting results, auditor appointments, director elections, by-law matters, and references to annual financial statements. These materials describe governance, shareholder voting mechanics, reported operating results, capital-structure actions, and material business updates for the bank's branchless B2B model.
VersaBank (VBNK) said it has initiated the commercial phase in the United States for its proprietary tokenized deposits, which it says comply with U.S. federal banking regulations. The first part of its strategy is planned issuance by VersaBank USA of the bank’s U.S.-dollar Real Bank Tokenized Deposits, branded VUSD. The deposits are described as interest-paying and FDIC insurance-eligible, and are expected to be available broadly to consumers and businesses.
VersaBank says VUSD is expected to provide a new source of deposits, initially invested in U.S. Treasury bills described as zero risk-weighted. After an initial period of T-bill investment, the bank expects its tokenized deposits to support growth of its U.S. Structured Receivable Program. It also plans to offer its tokenized-deposit technology to U.S. community and regional banks.
VersaBank (VBNK), through wholly owned subsidiary VersaBank USA, N.A., partnered with Fiserv to provide proprietary digital asset technology and custody services for Bank of North Dakota’s U.S. dollar-backed Roughrider Coin. VersaBank is serving as the coin’s issuer, with responsibility for minting, burning, custody and reserve asset management.
Fiserv partnered with Bank of North Dakota to launch Roughrider Coin as the first product on Fiserv’s Digital Asset platform; the coin is now live. It is designed exclusively for bank-to-bank payments across North Dakota’s community banks and credit unions, with more than 90 participating banks and credit unions.
VersaBank (VBNK) announced an expansion of its U.S. Structured Receivable Program (SRP) by launching funding to point-of-sale originators of small business loans and leases, in addition to its existing retail consumer focus. Management estimates this more than doubles its SRP market opportunity in the U.S.
The bank has built a pipeline of potential new SRP partners and expects the broader program, including its Real-Time SRP, to support a target of generating at least US$3 billion in additional U.S. SRP fundings next year. Real-Time SRP also enables partners to finance individual loans within hours, potentially reducing warehouse financing needs and enhancing VersaBank’s AI-driven risk evaluation.
VersaBank (VBNK) reports that shareholders overwhelmingly approved a special resolution for a corporate reorganization under which Versa Bancorp, a newly formed Delaware corporation, will become the direct holding company of the bank. The vote took place at a special shareholder meeting on September 16, 2026.
Shareholders voted 99.69% in favour of the reorganization resolution, with 21,981,591 common shares cast and 21,915,383 of those voting for the proposal. Completion of the reorganization is targeted by the end of October 2026, subject to regulatory approvals from the Canadian Minister of Finance and the U.S. Federal Reserve Board.
Management states that the new holding company structure is expected to support VersaBank’s growth ambitions in both the United States and Canada, including its Structured Receivable Program in the U.S. and renewed growth initiatives in Canada, while maintaining its branchless, digital, business‑to‑business banking model.
VersaBank (VBNK) reported the results of a Special Meeting of Shareholders held on September 16, 2026, where shareholders voted on a reorganization resolution. The resolution was approved with 21,915,383 votes for and 66,208 votes against, representing 99.69% for and 0.30% against.
The voting results are furnished in a Report of Voting Results under Canadian securities requirements and provided on Form 6-K, which VersaBank states is furnished, not filed, under the U.S. Exchange Act and is not incorporated by reference into other U.S. securities filings.
VersaBank (VBNK) reports that its management will participate in the Raymond James US Bank and Banking on Tech Conference in Chicago, to be held on September 8-10, 2026, and will take part in one-on-one investor meetings throughout the event.
The company describes itself as a federally chartered, branchless, business-to-business digital bank operating in Canada and the U.S., leveraging proprietary technology to source deposits electronically through financial intermediary partners. VersaBank also highlights its Structured Receivable Program for point-of-sale finance companies in the U.S. and its ownership of DRT Cyber Inc., which provides cyber security services and digital-asset-related technology.
VersaBank (VBNK) reported higher profitability and balance sheet growth for the quarter ended July 31, 2026. Quarterly net income rose to $10.1 million from $6.6 million a year earlier, with basic and diluted EPS increasing to $0.31 from $0.20. Total revenue grew to $38.8 million from $31.6 million, driven by net interest income of $36.8 million versus $29.8 million and supported by a small recovery of credit losses rather than an expense.
Total assets reached $6.88 billion (July 2025: $5.48 billion), fuelled mainly by credit assets of $6.16 billion and deposits of $5.91 billion. Capital ratios remained above regulatory minima, with a CET1 ratio of 11.47% and total capital ratio of 13.32%, though both declined from October 31, 2025. VersaBank continued expanding its Structured Receivable Program in Canada and the US, launched a Real-Time SRP capability, advanced tokenized deposit and custody initiatives, and outlined plans to divest certain DRTC cybersecurity assets while pursuing a corporate reorganization to a standard US bank framework, subject to shareholder and regulatory approvals.
VersaBank (VBNK) reports that its recently launched Real-Time Structured Receivable Program (SRP) has been implemented for the first time in the United States through its partner ECN Capital. The Real-Time SRP is described as a new funding solution for point-of-sale financing companies that allows individual loans to be financed within hours, rather than warehousing receivables over several days.
VersaBank states that demand from existing and prospective partners has been strong since launch, with partners highlighting economic, efficiency and risk-mitigation benefits compared with conventional securitization. The bank also notes that the real-time structure lets it apply its internal AI platform to evaluate underlying partner loans individually, which it states further strengthens its risk mitigation capabilities.
VersaBank (VBNK) announced plans to release its third quarter fiscal 2026 financial results on Thursday, September 3, 2026 at approximately 7:00 a.m. ET, followed by a conference call/webcast at 9:00 a.m. ET lasting about 60 minutes. The call will feature presentations by President David Taylor and Global CFO Nicolas Ospina and include a question-and-answer period.
Investors can join by telephone using conference ID 1372854 or via a live webcast on VersaBank’s investor relations website. An archived webcast and telephone replay will be available, with the teleconference replay accessible until October 3, 2026. VersaBank also reiterates its branchless, digital, business-to-business banking model and its U.S. Structured Receivable Program and cyber security subsidiary DRT Cyber Inc. in the company description.
VersaBank (VBNK) announced that it has signed a Reorganization Agreement with Versa Bancorp and has filed and mailed a management information circular and related materials for a special shareholder meeting to approve a proposed corporate reorganization into a standard U.S. bank framework. The meeting will be held on September 16, 2026 at 10:30 a.m. ET in London, Ontario, for shareholders of record as of August 10, 2026. If approved, Versa Bancorp will become the direct or indirect holding company of VersaBank and VersaBank USA National Association and will succeed VersaBank as the publicly traded company in which existing shareholders hold their equity interests. A Registration Statement for the reorganization, containing the Circular and a Prospectus, was declared effective by the SEC on August 4, 2026.