VersaBank to Report Fourth Quarter and Fiscal 2025 Year End Results Wednesday, December 10, 2025 at 7:00 a.m. ET

Rhea-AI Summary

VersaBank (TSX: VBNK, NASDAQ: VBNK) will report its fourth quarter and fiscal 2025 year-end financial results on Wednesday, December 10, 2025.

The Bank will issue a news release at approximately 7:00 a.m. ET and host a conference call and live webcast at 9:00 a.m. ET (approx. 60 minutes). Presenters include David Taylor, President, and John Asma, CFO, followed by a Q&A session.

Telephone participants can register for an automated callback at the provided registration link or dial 416-945-7677 or 888-699-1199 (toll free). The live webcast and slide presentation will be available via the Bank website, and an archived webcast will remain available for 90 days. Teleconference replay is available until January 10, 2026 with passcode 70234#.

News Market Reaction – VBNK

+2.89%

1 alert

+2.89% News Effect

On the day this news was published, VBNK gained 2.89%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Results date: December 10, 2025 News release time: 7:00 a.m. ET Conference call time: 9:00 a.m. ET +5 more

8 metrics

Results date December 10, 2025 Scheduled Q4 and fiscal 2025 year-end release

News release time 7:00 a.m. ET Planned publication time for financial results

Conference call time 9:00 a.m. ET Start time for results conference call/webcast

Call length 60 minutes Expected duration of the conference call/webcast

Replay end date January 10, 2026 Teleconference replay availability end date

Replay passcode 70234# Required code to access teleconference replay

Dial-in number 416-945-7677 Direct conference call access number

Toll-free number 888-699-1199 Toll-free conference call access number

Market Reality Check

Price: $14.02 Vol: Volume 222,907 is 6.02x t...

high vol

$14.02 Last Close

Volume Volume 222,907 is 6.02x the 20-day average of 37,037, indicating elevated positioning ahead of results. high

Technical Price at 14.30 is trading above the 200-day MA of 11.36, reflecting a sustained uptrend into the earnings date.

Peers on Argus

Among key regional bank peers, moves were mixed: several names rose modestly (e....

Among key regional bank peers, moves were mixed: several names rose modestly (e.g., BRBS +2.26%, FRBA +4.75%) while BMRC declined 1.08%, suggesting VBNK’s pre-earnings strength is more stock-specific than a broad sector wave.

Historical Context

5 past events · Latest: Dec 10 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 10	Dividend declaration	Positive	+2.4%	Quarterly cash dividend of CAD $0.025 per common share announced.
Dec 10	Earnings results	Positive	+2.4%	Record 2025 results with strong RPP-driven revenue and income growth.
Dec 08	Business partnership	Positive	+0.3%	Expanded US RPP partnership with Source One above US$90M fundings.
Dec 03	Earnings date set	Neutral	+2.9%	Announcement of timing and access details for Q4 and year-end results.
Nov 26	Charitable donation	Neutral	+0.0%	Donation of $50,000 to The Salvation Army’s Harvest Hope campaign.

Pattern Detected

Recent news has generally seen positive or neutral price responses, with stronger gains around core financial updates (results, dividends, earnings date) and flat reaction to philanthropic announcements.

Recent Company History

Over the last few weeks, VersaBank reported record fiscal 2025 results with 20% growth in total assets to $5.81B and a 29% rise in total revenue to $124.64M, alongside a strong 2.65% net interest margin and 12.92% CET1 ratio. It also expanded its US RPP funding to over US$90M with Source One and declared a quarterly dividend of CAD $0.025 per common share. The current earnings-date announcement follows this string of fundamentally focused updates that previously coincided with modest positive price moves.

Market Pulse Summary

This announcement lays out the timetable for VersaBank’s fourth quarter and fiscal 2025 year-end res...

Analysis

This announcement lays out the timetable for VersaBank’s fourth quarter and fiscal 2025 year-end results, with the release at 7:00 a.m. ET and a detailed conference call at 9:00 a.m. ET. It follows recent record 2025 figures and a new dividend declaration, framing expectations for the upcoming discussion. Investors can focus on management’s commentary, Q&A, and any updates on RPP growth or capital metrics when the event occurs.

AI-generated analysis. Not financial advice.

LONDON, ON, Dec. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its fourth quarter and fiscal 2025 year-end financial results and host a conference call to discuss those results on Wednesday, December 10, 2025. The conference call/webcast is scheduled for 9:00 a.m. ET and is expected to last approximately 60 minutes. The conference call/webcast will include a presentation by David Taylor, President and John Asma, CFO, followed by a question and answer period. The Bank will report its financial results via news release at approximately 7:00 a.m. ET.

To join the conference call by telephone without operator assistance, you may register and enter your phone number in advance at https://emportal.ink/480WpuV  to receive an instant automated call back. Alternatively, you may also dial direct and be entered into the call by an Operator at: 416-945-7677 or 888-699-1199 (toll free).

For those preferring to listen to the presentation via the Internet, a live webcast will be available at https://app.webinar.net/k3oyjD7RKPQ or on the Bank's web site at: https://www.versabank.com/investor-relations/events-presentations/. The slide presentation management will use during the conference call/webcast will be available on the Bank's web site at: https://www.versabank.com/investor-relations/financial-results/.

The archived webcast presentation will be available for 90 days following the live event at https://app.webinar.net/k3oyjD7RKPQ and on the Bank's web site at: https://www.versabank.com/investor-relations/events-presentations/. Replay of the teleconference will be available until January 10, 2026 by calling 289-819-1450 or 1-888-660-6345 (toll free) and the passcode is: 70234#.

About VersaBank

VersaBank is a North American bank with a difference. Federally chartered in both Canada and the US, VersaBank has a branchless, digital, business-to-business model based on its proprietary state-of-the-art technology that enables it to profitably address underserved segments of the banking industry in a significantly risk mitigated manner. Because VersaBank obtains substantially all of its deposits and undertakes the majority of its funding electronically through financial intermediary partners, it benefits from significant operating leverage that drives efficiency and return on common equity. In August 2024, VersaBank broadly launched its unique Receivable Purchase Program funding solution for point-of-sale finance companies, which has been highly successful in Canada for nearly 15 years, to the underserved multi-trillion-dollar US market. VersaBank also owns Minneapolis-based DRT Cyber Inc., a North American leader in the provision of cyber security services to address the rapidly growing volume of cyber threats challenging financial institutions, multi-national corporations and government entities.  Through DRT Cyber Inc., VersaBank owns proprietary intellectual property and technology to enable the next generation of digital assets for the banking and financial community, including the Bank's revolutionary tokenized deposits.

VersaBank's Common Shares trade on the Toronto Stock Exchange and NASDAQ under the symbol VBNK.

Visit our website at:  www.versabank.com

Follow VersaBank on Facebook, Instagram, LinkedIn and X.

View original content to download multimedia:https://www.prnewswire.com/news-releases/versabank-to-report-fourth-quarter-and-fiscal-2025-year-end-results-wednesday-december-10-2025-at-700-am-et-302631182.html

SOURCE VersaBank

FAQ

When will VersaBank (VBNK) release Q4 and fiscal 2025 results?

VersaBank will release results on December 10, 2025 with a news release at 7:00 a.m. ET.

What time is the VersaBank (VBNK) earnings call and webcast on December 10, 2025?

The conference call and live webcast are scheduled for 9:00 a.m. ET and are expected to last about 60 minutes.

Who will present on VersaBank's (VBNK) December 10, 2025 call?

Presenters are David Taylor, President, and John Asma, CFO, followed by a Q&A period.

How can investors join the VersaBank (VBNK) conference call by phone?

Register for an automated callback at the registration link or dial 416-945-7677 or 888-699-1199 (toll free).

Where can I watch the VersaBank (VBNK) live webcast and access slides?

The live webcast and slide presentation will be available on the Bank's investor relations website and the provided webinar link.

How long will the VersaBank (VBNK) archived webcast and teleconference replay be available?

The archived webcast will be available for 90 days; teleconference replay is available until January 10, 2026 using passcode 70234#.