United Bancorporation of Alabama, Inc. Announces Third Quarter Results

Nine-month earnings per share increased to $5.23 from $4.07 in the same period in 2025.

Rhea-AI Summary

United Bancorporation of Alabama (UBAB) reported third-quarter 2026 net income of $4.7 million, up from the same quarter last year. Net income was $4.2 million in the third quarter of 2025, while earnings per share rose to $1.53 from $1.29.

For the nine months ended September 30, 2026, net income increased to $16.0 million from $13.5 million in the same period last year. Earnings per share for the nine-month period were $5.23, compared with $4.07 in the same period in 2025.

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Positive

• Moderate pointNine-month net income increased to $16.0 million from $13.5 million in the same period last year.
• Minor pointNine-month earnings per share rose to $5.23 from $4.07 in the same period in 2025.
• Minor pointThird-quarter net income increased to $4.7 million from $4.2 million in the third quarter of 2025.
• Minor pointThird-quarter earnings per share rose to $1.53 from $1.29 in the same period in 2025.

Negative

• None.

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ATMORE, Ala., Oct. 30, 2026 /PRNewswire/ -- (OTCQX: UBAB) - United Bancorporation of Alabama, Inc. reported net income of $16.0 million for the nine months ended September 30, 2026, compared to net income of $13.5 million for the same period last year. Earnings per share for this period were $5.23 compared to $4.07 for the same period in 2025. Net income for the three months ended September 30, 2026, was $4.7 million as compared to $4.2 million for the third quarter of 2025. Earnings per share for the three-month period were $1.53 versus $1.29 for the same period in 2025.

About United Bancorporation of Alabama, Inc.

United Bancorporation of Alabama, Inc. is a $1.5 billion financial holding company and parent company of United Bank and UB Community Development, primarily serving Southwest Alabama and Northwest Florida. United is designated as a CDFI, committed to stimulating economic development in underserved communities. United and its subsidiaries operate 23 locations across six counties. UB Community Development focuses on economic and community development through New Markets Tax Credits, affordable housing and community facilities programs. For a complete quarterly report visit our investor relations tab at www.UnitedBank.com. Member FDIC.

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SOURCE United Bancorporation of Alabama, Inc.

FAQ

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What were United Bancorporation of Alabama's third-quarter 2026 earnings?

United Bancorporation of Alabama reported third-quarter 2026 net income of $4.7 million and earnings per share of $1.53, compared with $4.2 million and $1.29, respectively, in the third quarter of 2025.