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V Gallant’s Fintech Partner Credilab Secures Full Online Lending Approval in Malaysia, Advancing Revenue-Share AI Lending Platform

Rhea-AI Impact
(Moderate)
Rhea-AI Sentiment
(Very Positive)
Tags
AI

VCI Global (NASDAQ:VCIG) announced that subsidiary V Gallant’s fintech partner Credilab has secured approval to operate as a fully online lending platform in Malaysia. The exclusive partnership uses V Gallant’s AI infrastructure and automation under a revenue-share model.

Credilab already manages a loan portfolio of about US$37.1 million. The AI-enabled platform targets loan approval and disbursement in as little as five minutes, subject to underwriting and compliance checks. Management links this launch to VCI Global’s OPC strategy and notes a projected US$12.8 billion global digital lending platform market by 2033 with a 25.5% CAGR.

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AI-generated analysis. Not financial advice.

Positive

  • Credilab gains full approval as a fully online lending platform in Malaysia
  • V Gallant secures exclusive fintech AI automation partnership with revenue-share model
  • Existing Credilab loan portfolio of about US$37.1 million before online expansion
  • Platform targets loan approval and disbursement in about five minutes, subject to checks
  • Digital lending platform market projected at US$12.8 billion by 2033, 25.5% CAGR

Negative

  • None.

Market Reaction – VCIG

+15.63% $5.18
15m delay 40 alerts
+15.63% Since News
+60.0% Peak in 6 min
$5.18 Last Price
$4.48 $8.00 Day Range
+$3M Valuation Impact
$24.82M Market Cap
0.0x Rel. Volume

Following this news, VCIG has gained 15.63%, reflecting a significant positive market reaction. Argus tracked a peak move of +60.0% during the session. Our momentum scanner has triggered 40 alerts so far, indicating elevated trading interest and price volatility. The stock is currently trading at $5.18. This price movement has added approximately $3M to the company's valuation.

Data tracked by StockTitan Argus (15 min delayed). Upgrade to Gold for real-time data.

Key Figures

Credilab loan portfolio: US$37.1 million Credilab loan portfolio (RM): RM150.9 million Target approval time: 5 minutes +3 more
6 metrics
Credilab loan portfolio US$37.1 million Existing lending business before full online approval
Credilab loan portfolio (RM) RM150.9 million Existing lending business before full online approval
Target approval time 5 minutes Loan approval and disbursement goal upon platform launch
Digital lending market size US$12.8 billion Projected global Digital Lending Platform market by 2033
CAGR 25.5% Projected 2025–2033 compound annual growth rate for digital lending platforms
Forecast period 2025 to 2033 Projection window for global Digital Lending Platform market

Market Reality Check

Price: $7.09 Vol: Volume 468,656 vs 20-day ...
low vol
$7.09 Last Close
Volume Volume 468,656 vs 20-day average 7,984,861 suggests muted trading interest ahead of this AI lending update. low
Technical Price 7.09 is trading below the 200-day MA of 193.42, indicating a pre-existing downtrend before this news.

Peers on Argus

VCIG was down 14.06% while key peers were mixed: INTJ (-12.38%), GRNQ (-9.94%), ...
1 Down

VCIG was down 14.06% while key peers were mixed: INTJ (-12.38%), GRNQ (-9.94%), AERT (-4.91%), FORR (-0.71%), and ROMA (+4.84%). Momentum data flags only ROMA in the scanner, also moving down, supporting a stock-specific move for VCIG.

Previous AI Reports

5 past events · Latest: Jun 05 (Positive)
Same Type Pattern 5 events
Date Event Sentiment Move Catalyst
Jun 05 AI OPS platform launch Positive -14.1% Announced Galactic OPC AI-native business operating system and physical OPC hub.
Mar 11 AI treasury strategy Positive -22.0% Launched AI Compute Treasury strategy built on NVIDIA GPU infrastructure.
Mar 04 GPU center & LLM Positive -12.8% Opened NVIDIA-powered AI GPU center and debuted Intelli-X enterprise LLM platform.
Feb 20 ROBODAX formation Positive -7.5% Formed ROBODAX to unify robotics automation and RWA digital infrastructure.
Feb 11 AI-native update Positive -2.8% Provided AI-native transformation update and subsidiary spin-off plans.
Pattern Detected

AI-tag announcements have repeatedly been followed by negative next-day moves despite strategic, growth-oriented messaging.

Recent Company History

Over recent months, VCIG has issued multiple AI-focused updates, including launching an AI GPU computing center and Intelli-X platform on Mar 3, 2026, an AI Compute Treasury strategy on Mar 11, 2026, and forming ROBODAX on Feb 20, 2026. A June 5 update introduced the Galactic OPC AI operating system. Each AI-tag release carried an expansionary, infrastructure-building theme yet saw negative price reactions, framing today’s AI lending partnership within a pattern of strategically positive but weakly received AI news.

Historical Comparison

-11.8% avg move · Past AI-tag updates (5 events) averaged a -11.85% next-day move, suggesting that strategically posit...
AI
-11.8%
Average Historical Move AI

Past AI-tag updates (5 events) averaged a -11.85% next-day move, suggesting that strategically positive AI news has often coincided with selling pressure in VCIG.

AI-tag history shows VCIG methodically building an AI-native stack: from GPU infrastructure and LLM platforms to AI treasury, robotics integration, and now AI-driven operating and lending systems.

Regulatory & Risk Context

Active S-3 Shelf
Shelf Active
Active S-3 Shelf Registration 2026-03-30

An active Form F-3 dated Mar 30, 2026 registers up to 10,515,886 ordinary shares for resale by Alumni Capital LP, tied to Convertible Notes and Note Warrants. VCIG receives proceeds only upon warrant exercise or note conversion, and the registration highlights potential future share overhang linked to these instruments.

Market Pulse Summary

This announcement highlights V Gallant’s move from AI infrastructure build-out into practical fintec...
Analysis

This announcement highlights V Gallant’s move from AI infrastructure build-out into practical fintech deployment via Credilab’s fully online lending approval and a revenue-share model anchored to a US$37.1M portfolio. It extends a series of AI-tag initiatives that previously saw weak price follow-through. Investors may watch how quickly the five‑minute decisioning target is achieved, actual lending volumes on the platform, regulatory developments in Malaysian digital lending, and any use of the existing F-3 resale registration.

Key Terms

workflow automation, embedded finance, GPU-as-a-Service, compound annual growth rate
4 terms
workflow automation technical
"V Gallant will provide AI infrastructure, intelligent workflow automation, and operating-system..."
Workflow automation is the use of technology to perform repetitive tasks automatically, reducing the need for manual effort. It is similar to setting a machine to handle routine chores so that people can focus on more important activities. For investors, it means faster, more efficient processes that can improve decision-making and reduce errors across various business functions.
embedded finance financial
"growing adoption of digital payments, mobile-first financial services, embedded finance solutions..."
Embedded finance integrates financial services directly into the products or platforms people use daily, such as online shopping or business software. It allows users to access services like payments, loans, or insurance seamlessly within those platforms, making transactions faster and more convenient. For investors, it represents a way for companies to generate new revenue streams and deepen customer relationships through integrated financial offerings.
GPU-as-a-Service technical
"V Gallant Limited ... provider of AI infrastructure, GPU-as-a-Service, and cybersecurity solutions."
GPU-as-a-Service is a pay-as-you-go model that lets businesses rent powerful graphics processing units (GPUs) over the internet instead of buying the hardware outright. It matters to investors because it lowers upfront costs and speeds time-to-market for companies using AI, data analysis, or 3D rendering—similar to renting a high-performance car for a specific trip rather than owning one—and can make firms more flexible, scalable, and capital-efficient.
compound annual growth rate financial
"reflecting a compound annual growth rate of 25.5% from 2025 to 2033."
The compound annual growth rate (CAGR) shows how much an investment or value has grown, on average, each year over a specific period. It considers the effect of growth that compounds or builds upon itself, similar to how interest accumulates in a savings account. Investors use CAGR to compare different investments’ long-term performance and to understand how steady or consistent their growth has been over time.

AI-generated analysis. Not financial advice.

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Earlier-Quarter Partnership Positions V Gallant to Deploy AI Infrastructure and Automation Capabilities Across Digital Lending Operations

KUALA LUMPUR, Malaysia, June 08, 2026 (GLOBE NEWSWIRE) -- V Gallant Limited (“V Gallant”, or the “Company”), the AI and technology infrastructure arm of VCI Global Limited (NASDAQ: VCIG) (“VCI Global”), today announced that its fintech partner, Credilab Sdn Bhd (“Credilab”) has received approval to operate as a fully online lending platform in Malaysia.

The approval advances the commercialization of V Gallant's AI-powered lending infrastructure through an exclusive fintech AI automation partnership established earlier this quarter. Under the partnership, V Gallant will provide AI infrastructure, intelligent workflow automation, and operating-system capabilities to support Credilab's digital lending operations.

The collaboration includes a revenue-share arrangement that aligns V Gallant's participation with platform activity and utilization, subject to applicable commercial terms, regulatory requirements, and compliance obligations.

Prior to receiving its full online lending approval, Credilab had already established an operating lending business, including a loan portfolio of approximately US$37.1 million (RM150.9 million). Management believes the approval enables Credilab to pursue a more scalable digital-first lending model supported by V Gallant's AI automation infrastructure.

Upon launch, the platform aims to provide eligible borrowers with a streamlined lending experience, with loan approval and disbursement targeted in as little as five minutes, subject to identity verification, underwriting, risk assessment, compliance reviews, banking infrastructure, and applicable regulatory requirements.

The initiative also reflects VCI Global's broader OPC (One Person Company) strategy, which leverages AI agents, workflow automation, and digital infrastructure to help organizations operate more efficiently while maintaining appropriate governance, compliance oversight, and risk controls.

According to Cognitive Market Research, the global Digital Lending Platform market is projected to reach approximately US$12.8 billion by 2033, reflecting a compound annual growth rate of 25.5% from 2025 to 2033. Management believes growing adoption of digital payments, mobile-first financial services, embedded finance solutions and AI-enabled credit technologies continues to drive the evolution of digital lending across Southeast Asia.

"Credilab's full online lending approval is an important milestone that enables the next phase of our collaboration," said Audrey Liu, Chief Executive Officer of V Gallant Limited. "With the regulatory approval now in place, we are positioned to deploy our AI infrastructure and automation capabilities to support key lending functions, including customer onboarding, underwriting support, workflow automation, servicing, and portfolio management."

"This partnership represents a practical application of our AI technology within a regulated financial services environment," management added. "Through the revenue-share structure, we can align our technology participation with platform activity while demonstrating how AI-driven automation can help improve operational efficiency, accelerate processing workflows, and enhance the overall borrower experience."

Following launch in Malaysia, Credilab intends to evaluate additional product offerings and market opportunities, while V Gallant intends to explore broader applications of its AI infrastructure across selected industries and Southeast Asian markets, subject to regulatory requirements, commercial arrangements, and market conditions.

About V Gallant Limited

V Gallant Limited is a subsidiary of VCI Global Limited (NASDAQ: VCIG), is a Malaysian-based provider of AI infrastructure, GPU-as-a-Service, and cybersecurity solutions. As an integrated artificial intelligence (AI) infrastructure and solutions company, V Gallant is dedicated to making advanced AI usable, scalable, and accessible for individuals, startups, and enterprises. At the heart of its mission is lowering technical and cost barriers that hinder broad AI adoption and deployment.

The company's ecosystem combines privacy-first analytics with flexible compute resources and hands-on engineering services. Key offerings include Intelli-X, a scalable analytics and intelligent insights platform; Compute-X, which delivers pre-configured GPU servers with flexible rent-to-own options; and the GPU Lounge, a collaborative workspace providing on-demand access to cutting-edge compute infrastructure. In addition, V Gallant's in-house consultancy team partners with clients to design, develop, and deploy tailored AI solutions backed by local engineering support.

Serving business and community needs across Malaysia and beyond, V Gallant democratises AI adoption through integrated infrastructure, shared resources, and innovative solutions that scale with organisational ambitions.

For more information, kindly visit: https://vgallant.ai/ .

About VCI Global Limited

VCI Global Limited (NASDAQ: VCIG) is an AI-native operating platform designed to scale and optimize businesses through centralized intelligence, data, and capital discipline.

The Company operates a platform-based model in which subsidiaries, affiliates, and portfolio companies plug into VCI Global’s centralized AI, data, governance, and capital allocation systems, enabling faster execution, improved capital efficiency, and scalable growth across multiple industries.

VCI Global’s platform centralizes AI-enabled execution, standardized KPI frameworks, financial and governance controls, and strategic capital allocation, while operating businesses focus on revenue generation, customer relationships, and local execution.

The Company maintains exposure across advisory, AI, and digital infrastructure, digital assets, energy, automotive, and consumer sectors, and continuously evaluates opportunities to scale, spin off, divest, or discontinue businesses based on performance, scalability, and return on capital.

VCI Global’s platform-centric approach is designed to enhance productivity, improve IPO readiness, and unlock long-term value through disciplined growth and selective capital deployment.

For more information on the Company, please log on to https://v-capital.co/.

Cautionary Note Regarding Forward-Looking Statements

This press release contains forward-looking statements that are subject to various risks and uncertainties. Such statements include statements regarding the Company’s ability to grow its business and other statements that are not historical facts, including statements which may be accompanied by the words “intends,” “may,” “will,” “plans,” “expects,” “anticipates,” “projects,” “predicts,” “estimates,” “aims,” “believes,” “hopes,” “potential” or similar words. These forward-looking statements are based only on our current beliefs, expectations, and other future conditions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks, and changes in circumstances that are difficult to predict and many of which are outside of our control. Therefore, you should not rely on any of these forward-looking statements. Actual results could differ materially from those described in these forward-looking statements due to certain factors, including without limitation, the Company’s ability to achieve profitable operations, customer acceptance of new products, the effects of the spread of coronavirus (COVID-19) and future measures taken by authorities in the countries wherein the Company has supply chain partners, the demand for the Company’s products and the Company’s customers’ economic condition, the impact of competitive products and pricing, successfully managing and, general economic conditions and other risk factors detailed in the Company’s filings with the United States Securities and Exchange Commission (“SEC”). The forward-looking statements contained in this press release are made as of the date of this press release, and the Company does not undertake any responsibility to update the forward-looking statements in this release, except in accordance with applicable law.

CONTACT INFORMATION:

For media queries, please contact:

VCI GLOBAL LIMITED
enquiries@v-capital.co


FAQ

What did VCI Global (VCIG) announce about Credilab’s online lending approval in Malaysia?

VCI Global announced that partner Credilab has obtained approval to operate as a fully online lending platform in Malaysia. According to VCI Global, this enables deployment of V Gallant’s AI infrastructure and automation to support digital lending workflows, underwriting support, servicing, and portfolio management.

How does the V Gallant and Credilab revenue-share AI lending platform affect VCIG shareholders?

The partnership uses a revenue-share structure aligning V Gallant’s participation with Credilab platform activity and utilization. According to VCI Global, V Gallant will supply AI infrastructure, workflow automation, and operating-system capabilities, potentially linking AI adoption to transaction volumes, subject to commercial terms and regulatory requirements.

What loan portfolio size does Credilab report before its full online lending launch with VCIG’s V Gallant?

Credilab had an established lending business with a loan portfolio of about US$37.1 million before full online approval. According to VCI Global, this existing base may support a shift toward a scalable, digital-first lending model using V Gallant’s AI automation infrastructure.

How fast could the Credilab–V Gallant AI lending platform process loans for Malaysian borrowers?

The platform aims for loan approval and disbursement in as little as five minutes for eligible borrowers. According to VCI Global, timing remains subject to identity verification, underwriting, risk assessment, compliance reviews, banking infrastructure, and applicable regulatory requirements in Malaysia.

What market opportunity does VCI Global (VCIG) see for its AI lending infrastructure via Credilab?

VCI Global cites research projecting the global digital lending platform market to reach about US$12.8 billion by 2033. According to VCI Global, a 25.5% CAGR from 2025–2033 and adoption of AI-enabled credit technologies support expansion across Southeast Asian digital lending markets.

How does the Credilab partnership fit into VCI Global’s OPC strategy for VCIG?

The initiative is positioned as part of VCI Global’s OPC (One Person Company) strategy focused on AI agents and workflow automation. According to VCI Global, the goal is to help organizations operate more efficiently while maintaining governance, compliance oversight, and risk controls across regulated environments.