Verisk Analytics Stock Price, News & Analysis

Verisk (Nasdaq: VRSK) has launched its Commercial GenAI Underwriting Assistant, a cloud-based solution revolutionizing commercial property underwriting through generative AI and advanced data analytics. The new solution automates workflows, summarizes complex datasets, and provides real-time risk appetite insights to enhance underwriting efficiency.

According to Verisk's 2025 State of the Industry Survey of 264 attendees, 69% believe AI will significantly impact the industry, while 43% prioritize profitability, and 36% face digital transformation challenges. The solution integrates with existing systems via API and employs a "Human-in-the-Loop" approach, combining AI insights with expert judgment.

Verisk (Nasdaq: VRSK) has launched the UK insurance industry's first Carbon Trust Assured Model for property claims - the Verisk Property Claims Carbon Calculator. This innovative tool enables insurers to measure and reduce the carbon footprint of their claims, supporting Scope 3 emissions reporting compliance.

The calculator, developed with the Carbon Trust, is assured against ISO 14064-3:2019, PAS 2050, and GHG Protocol standards. It incorporates over 2,000 construction sector emission factors and Environmental Product Declarations, combined with Verisk's buildings repair pricing data and claims intelligence.

This solution helps insurers track emissions at the claim level, benchmark performance, and identify carbon reduction opportunities in property repairs, addressing the Association of British Insurers' call for Net Zero targets covering Scopes 1, 2, and 3 by 2025.

Verisk (Nasdaq: VRSK) and APCIA reported that the U.S. insurance industry achieved $11.5 billion in underwriting gains for the first half of 2025, improving from $3.8 billion in the same period of 2024. The industry saw premiums written increase to $472 billion, up from $464 billion year-over-year, while the combined ratio improved to 96.4% from 97.6%.

Despite significant first-quarter losses from the Palisades and Eaton wildfires, second-quarter performance stabilized. Policyholders' surplus remained strong at $1.08 trillion, though realized capital gains declined sharply to $6.8 billion from $58.1 billion in the previous year. The industry faces ongoing challenges from extreme weather events, inflation, and line-specific pressures impacting long-term profitability.

Verisk (Nasdaq: VRSK) released its 2025 Global Modeled Catastrophe Losses Report, revealing that global modeled insured average annual property losses from natural catastrophes have reached $152 billion, marking a 25% increase from 2024. The report highlights that frequency perils (severe thunderstorms, winter storms, wildfires, and inland flood) now account for $98 billion, or two-thirds of total potential losses.

Key findings include 7% annual property exposure growth from 2020-2024, with approximately 1% of year-on-year increases attributed to climate effects. The report also reveals significant regional disparities in insurance coverage, with Asia and Latin America showing lower insured loss rates (12% and 32% respectively) compared to North America (48%).

Verisk Analytics (Nasdaq: VRSK) has announced the pricing of a dual-tranche senior notes offering totaling $1.5 billion. The offering consists of $750 million of 4.500% Senior Notes due 2030 and $750 million of 5.125% Senior Notes due 2036.

The company plans to use the proceeds, along with borrowings from a three-year delayed draw term loan facility and cash on hand, to finance the $2.35 billion acquisition of AccuLynx. The notes offering is expected to close on August 21, 2025, and is not conditioned upon the completion of the AccuLynx acquisition.

Verisk (NASDAQ:VRSK) reported strong Q2 2025 financial results with revenue reaching $773 million, up 7.8% year-over-year. The company achieved adjusted EBITDA of $445 million, representing an 11.9% increase, while diluted adjusted EPS grew 8.0% to $1.88.

Verisk made significant strategic moves, including the completed acquisition of SuranceBay for $163 million and a definitive agreement to acquire AccuLynx for $2.35 billion. The company raised its full-year 2025 guidance, projecting total revenue of $3.09-3.13 billion and adjusted EBITDA of $1.70-1.74 billion.

Both key business segments showed strong performance, with Underwriting revenues up 8.3% and Claims revenues growing 6.6% in Q2. The company maintained shareholder returns through a $0.45 quarterly dividend and completed a $100 million Accelerated Share Repurchase program.

Verisk (Nasdaq: VRSK) has announced a definitive agreement to acquire AccuLynx for $2.35 billion in cash. AccuLynx is a leading SaaS platform providing end-to-end business management solutions for residential property contractors, specializing in roofing.

The strategic acquisition aims to enhance Verisk's network capabilities across insurance claims and restoration ecosystem. The deal is expected to be additive to Verisk's revenue growth and adjusted EBITDA margin, becoming accretive to adjusted EPS by year-end 2026. AccuLynx's platform is used by contractors for lead generation, sales, CRM, virtual measurements, and job management, with most customers performing insurance-driven repairs.

The transaction is expected to close by the end of Q3 2025, subject to regulatory approval. Financing will be secured through committed debt financing and cash on hand.

Verisk (NASDAQ:VRSK) has achieved a significant milestone as the first company to complete the California Department of Insurance's (CDI) review of its Wildfire Model for insurance ratemaking purposes. The model, developed by Verisk's Extreme Event Solutions business, successfully passed the Pre-Application Required Information Determination (PRID) process, marking a historic moment in California's insurance landscape.

The approval enables California insurance carriers to utilize a forward-looking wildfire model for risk assessment for the first time, potentially improving market stability and insurer participation in wildfire-prone areas. The model, which incorporates decades of wildfire science, engineering expertise, and climate data, is already approved in Nevada and accounts for both property-level and community-level mitigation efforts.

Verisk (Nasdaq: VRSK) has announced a definitive agreement to acquire SuranceBay, a leading provider of producer licensing and compliance solutions for the life and annuity industry, for $162.5 million in cash. The acquisition will integrate SuranceBay's solutions, including its flagship SureLC™ agency management software, into Verisk's FAST platform.

The strategic combination aims to enhance efficiency in the insurance lifecycle by streamlining operations between carriers, general agencies, insurance agents, and consumers. The integration will become part of Verisk's Life Solutions platform, with SuranceBay's technology complementing FAST's capabilities, which recently earned its fourth consecutive Leader ranking in ISG's Provider Lens™ evaluation.