Verisk Analytics Stock Price, News & Analysis

Verisk Analytics, Inc. (Nasdaq: VRSK) is described in its public disclosures as a strategic data analytics and technology partner to the global insurance industry. The company is classified in the Information sector under data processing, hosting, and related services. Across its communications and regulatory filings, Verisk emphasizes that it empowers insurance clients to strengthen operating efficiency, improve underwriting and claims outcomes, combat fraud, and make informed decisions about global risks, including climate change, extreme or catastrophic events, sustainability, and political issues.

According to Verisk’s descriptions in multiple news releases, the business focuses on advanced data analytics, software, scientific research, and deep industry knowledge to support insurers, reinsurers, brokers, and other participants in the insurance ecosystem. Verisk states that it aims to help build resilience for individuals, communities, and businesses by providing tools and insights that support decision-making across the insurance value chain. The company notes that it has teams across more than 20 countries and that it is consistently certified by Great Place to Work, highlighting an inclusive culture where team members are intended to feel they belong.

Business focus and operating structure

In its financial reporting, Verisk presents its operations under an Insurance segment with two primary business groupings: Underwriting and Claims. Underwriting and claims are reported separately in revenue tables in Verisk’s quarterly financial results, with underwriting revenues associated with forms, rules and loss cost services and extreme event solutions, and claims revenues associated with anti-fraud solutions and casualty solutions. Verisk’s earlier description, provided through Polygon data, also notes that the company operates as both a statistical agent and advisory organization in underwriting, collecting and aggregating industrywide claims and policy data and providing insurers with preapproved forms, rules, and loss costs.

Within underwriting, Verisk’s disclosures reference regulatory and compliance offerings, specialized solutions for property and casualty (P&C) underwriting, and catastrophe risk assessment used in reinsurance and insurance-linked securities. The company’s communications further describe underwriting and rating solutions that help global insurers, reinsurers, and other stakeholders modernize processes, reduce operating costs, and underwrite risks quickly and precisely across multiple lines of business. These lines include personal and commercial property, personal and commercial auto, small commercial, and general liability programming to streamline forms, rules, loss costs, and rating-related information.

Underwriting solutions and product examples

Verisk’s news releases provide concrete examples of its underwriting-related offerings. One example is Verisk Commercial Rebuild, an underwriting solution introduced for the U.K. commercial property insurance market. Verisk describes Commercial Rebuild as a model that helps insurers, brokers, and managing general agents (MGAs) assess the rebuild value of small- to mid-market commercial buildings. The tool is designed to estimate reinstatement costs using property data, with minimal required inputs such as an address or unique property reference number, and can be accessed via real-time API, a web-based mapping portal, or a self-service batch tool. Verisk states that this model uses its property data sets to source information on size, construction, and use of premises where such information is not otherwise available, and that it is regularly updated to align with changing costs of building materials and labor.

Another underwriting example is Verisk’s ISO Pet Insurance Line of Business program in the United States. Verisk describes this as a pet health insurance program within its Core Lines business that offers U.S. insurers policy forms, rating rules, and advisory loss costs for pet insurance. The company notes that this is its first standardized pet insurance program as an advisory organization and that it includes actuarially developed loss costs and territorial rating tools incorporating geography, breed, age, and other factors. Verisk also highlights an accident and illness policy form and endorsements, as well as monitoring and compliance updates via a Pet Legislation Dashboard that provides state-specific legislation comparisons and analysis of the NAIC Pet Insurance Model Law.

Claims, fraud, and extreme event solutions

On the claims side, Verisk’s financial commentary attributes claims revenue growth to anti-fraud solutions and casualty solutions. The company’s communications describe Verisk ClaimSearch as a claims intelligence network and fraud detection platform that serves as a cornerstone of the claims ecosystem. Through a collaboration with Carpe Data, Verisk has enabled insurers using ClaimSearch to access Carpe Data’s injury claim insights, including Online Injury Alerts and Investigative Reports, which are intended to support fraud detection and efficient claims handling.

Verisk also reports on the activities of its Extreme Event Solutions group, which produces estimates of insured losses from major natural catastrophes. For example, in a release regarding Hurricane Melissa, Verisk’s Extreme Event Solutions group provided an estimated range of industry insured losses to onshore property in Jamaica and described the meteorological history of the storm, the nature of damage to different types of buildings, and the interaction between observed damage and building codes. The company’s loss estimates explicitly note what is and is not included, such as the exclusion of losses to uninsured properties and certain lines of business, illustrating how Verisk frames catastrophe modeling outputs for the insurance market.

Technology, AI, and cyber risk capabilities

Verisk’s communications emphasize the use of advanced technology and artificial intelligence in its offerings. The company states that it uses AI to help clients enhance operational efficiency and productivity, particularly in claims. In collaboration with Jopari Solutions, Verisk is bringing generative AI and AI-powered medical record review and severity scoring models into Jopari’s electronic medical billing network. This integration is intended to provide pre-validated, structured data and analytics to support faster, more consistent claims decisions and earlier identification of high-risk claims.

In the cyber domain, Verisk has expanded a strategic collaboration with KYND to integrate KYND’s cyber risk intelligence into Verisk’s Rulebook platform. Verisk describes Rulebook as supporting pricing, underwriting, and distribution services for major classes of business. Embedding KYND’s cyber insights into Rulebook is presented as a way to give insurers and brokers access to cyber risk intelligence for underwriting and risk management decisions, supporting the broader goal of strengthening cyber resilience across the insurance ecosystem.

Strategic focus and capital structure actions

Recent news demonstrates that Verisk is actively shaping its portfolio around its stated focus on the global insurance industry. The company announced the sale of Verisk Marketing Solutions (VMS), a business within its underwriting division that provided marketing solutions for insurance and non-insurance customers, to ActiveProspect. Verisk characterizes this transaction as reinforcing its strategic focus on serving and connecting the global insurance industry and aligning capital allocation with its highest-growth and return-on-invested-capital opportunities.

Verisk’s SEC filings and press releases also describe capital markets and financing activities. The company disclosed a term credit agreement and a third amended and restated revolving credit agreement that provide unsecured credit facilities for working capital, acquisitions, and other corporate purposes. In connection with a planned acquisition of Exactlogix, Inc. (doing business as AccuLynx.com), Verisk issued senior notes under a shelf registration statement and entered into a merger agreement. A later news release states that Verisk terminated its definitive agreement to purchase AccuLynx and that it plans to redeem the senior notes issued for that acquisition under a special mandatory redemption provision. These actions illustrate how Verisk uses debt financing and subsequent redemption mechanisms in connection with potential acquisitions.

Public listing and index membership

Verisk’s common stock is registered on the Nasdaq Global Select Market under the trading symbol VRSK, as indicated in its Form 8-K filings. The company also states in its financial results release that it is a part of the S&P 500 Index and the Nasdaq-100 Index. These index memberships position Verisk among larger, widely followed U.S.-listed companies.

Organizational and cultural attributes

Across multiple news releases, Verisk highlights that it has teams in more than 20 countries and that it consistently earns certification by Great Place to Work. The company emphasizes an inclusive culture where team members are intended to feel they belong. While these statements are qualitative, they provide insight into how Verisk presents its workforce and organizational culture in public communications.

Summary of Verisk’s role in the insurance ecosystem

Overall, based on the company’s own descriptions and regulatory filings, Verisk Analytics, Inc. positions itself as a data-driven partner to the global insurance industry, operating through underwriting and claims activities within its Insurance segment. Its offerings span advisory forms, rules, and loss costs, catastrophe and extreme event modeling, specialized underwriting tools such as Commercial Rebuild and pet insurance programs, anti-fraud and casualty claims solutions, and AI-enabled analytics for medical record review and cyber risk. Through these capabilities, Verisk seeks to support insurers and other market participants in improving operational efficiency, managing risk, and responding to complex global challenges.