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WhiteHorse Finance, Inc. Announces Second Quarter 2026 Earnings Results and Declares Quarterly Distribution of $0.25 Per Share

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WhiteHorse Finance (Nasdaq: WHF) reported second quarter 2026 results with total investment income of $14.4 million, down 9.4% from $15.9 million in the prior quarter. Net investment income was $4.7 million, or $0.217 per share, versus $5.6 million, or $0.253 per share.

Net unrealized appreciation of $5.8 million and significantly lower realized losses drove a $10.4 million net increase in net assets from operations, compared with a $0.7 million decrease in the previous quarter. Net asset value per share rose to $11.77 from $11.47. The investment portfolio at fair value grew to $569.2 million, spanning 131 positions across 67 companies, with a 10.8% weighted average effective yield on income-producing debt.

The board declared a quarterly cash distribution of $0.25 per share, payable on October 5, 2026, to shareholders of record on September 21, 2026. WhiteHorse Advisers also agreed to reduce the incentive fee on net investment income to 17.5% for the fiscal quarter ending September 30, 2026.

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Positive

  • Net assets from operations increased $10.4 million in Q2 2026 versus a $0.7 million decrease in the prior quarter
  • NAV per share rose 2.6% to $11.77 from $11.47 quarter-over-quarter
  • Investment portfolio fair value grew 4.8% quarter-over-quarter to $569.2 million
  • Weighted average effective yield on income-producing debt investments was 10.8% as of June 30, 2026
  • Quarterly cash distribution of $0.25 per share declared, payable October 5, 2026
  • Incentive fee rate on net investment income voluntarily reduced from 20.0% to 17.5% for the quarter ending September 30, 2026

Negative

  • Total investment income declined 9.4% quarter-over-quarter to $14.4 million
  • Net investment income fell 16.5% quarter-over-quarter to $4.7 million
  • Net investment income per share decreased from $0.253 to $0.217 quarter-over-quarter
  • Special distribution per share fell from $0.01 in the prior quarter to zero

News Explained

The quarter combined new-investment deployment with a $5.5 million cash receipt from transferring assets to STRS JV.

The report records completed second-quarter capital activity: WhiteHorse Finance invested $23.1 million in three new portfolio companies, added $2.3 million to existing companies and funded $1.8 million of revolver loans, while sales and repayments totaled $2.2 million.

Separately, the company transferred assets from two existing portfolio companies valued at $7.8 million to STRS JV, receiving a $2.3 million net investment in STRS JV and $5.5 million in cash proceeds.

These disclosed flows show capital being deployed into new and existing investments while a separate asset transfer converted part of the portfolio into cash and a continuing STRS JV interest.

Reported second-quarter net investment income was $0.217 per share, versus a declared distribution of $0.25 per share for the quarter ending September 30, 2026; those figures refer to different quarters.

Market Context

Recent Form 4 data showed Net Buying, including 15,000 shares purchased by CEO Stuart D. Aronson. Ag...
Analysis

Recent Form 4 data showed Net Buying, including 15,000 shares purchased by CEO Stuart D. Aronson. Against that backdrop, Q2 combined NAV growth with lower net investment income; distributions may include return of capital or capital gains.

Key Figures

Quarterly distribution: $0.25 per share Incentive fee: 17.50% Total investment income: $14,369 thousand +5 more
8 metrics
Quarterly distribution $0.25 per share Quarter ended June 30, 2026
Incentive fee 17.50% Next fiscal quarter, reduced from 20.00%
Total investment income $14,369 thousand Three months ended June 30, 2026 vs. $15,862 thousand prior quarter
Net investment income $4,681 thousand Three months ended June 30, 2026 vs. $5,603 thousand prior quarter
Net asset value per share $11.77 As of June 30, 2026 vs. $11.47 as of March 31, 2026
Portfolio fair value $569,202 thousand As of June 30, 2026 vs. $543,040 thousand as of March 31, 2026
Weighted average effective yield 10.8% Income-producing debt investments as of June 30, 2026
Net unrealized appreciation $5,779 thousand Three months ended June 30, 2026

Previous Earnings Reports

5 past events · Latest: May 07 (Neutral)
Same Type Pattern 5 events
Date Event Sentiment 24h Move Catalyst
May 07 First-quarter earnings Neutral -0.3% Results included lower net investment income alongside a maintained quarterly distribution.
Mar 02 Fourth-quarter earnings Positive +6.7% Quarterly and supplemental distributions accompanied fourth-quarter and full-year financial results.
Aug 07 Second-quarter earnings Negative -3.0% Portfolio value, investment income, and new investments declined from prior reported levels.
May 12 First-quarter earnings Negative -0.5% Investment income and net investment income declined while the quarterly distribution remained unchanged.
Mar 07 Fourth-quarter earnings Negative -4.5% Portfolio fair value declined despite new investments and a quarterly distribution declaration.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Tag-specific earnings reactions averaged -0.32%, with four negative reactions and one positive reaction.

Key Terms

net asset value, core net investment income, first lien secured loans, secured overnight financing rate
4 terms
net asset value financial
"Net asset value per share | 11.77 | 11.47"
Net asset value is the total value of an investment fund's assets minus any liabilities, divided by the number of shares or units outstanding. It represents the per-share worth of the fund, similar to how the value of a house is determined by its total worth after debts are subtracted. Investors use it to gauge the true value of their holdings and to compare different investment options.
View in glossary
core net investment income financial
"Net investment income and core net investment income(1)"
Core net investment income is the recurring cash profit a fund or investment vehicle earns from its normal lending, dividend and interest activities after routine expenses, excluding one-time gains or losses and unusual accounting items. Investors use it like a household’s steady paycheck—helping judge how reliably a fund can pay dividends or cover operating costs, because it filters out volatile or nonrecurring swings that can mask underlying performance.
first lien secured loans financial
"approximately 72.7% first lien secured loans"
A first lien secured loan is a loan backed by specific assets where the lender has the top legal claim on those assets if the borrower cannot pay. Think of it like a first mortgage on a house: this lender gets paid before other creditors from the sale of the pledged collateral. Investors care because these loans usually carry lower risk and priority in repayment, which affects expected returns and loss exposure in defaults.
secured overnight financing rate financial
"indexed to the Secured Overnight Financing Rate"
A secured overnight financing rate (SOFR) is a daily benchmark interest rate that reflects the cost of borrowing cash overnight using U.S. Treasury securities as collateral. Think of it as the market price to “rent” cash for a day with a very safe pledge, similar to paying a short-term rental fee for money backed by government bonds. Investors track SOFR because it underpins pricing for loans, bonds and derivatives, so movements change borrowing costs, interest income and the valuation of interest-rate–linked positions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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NEW YORK, Aug. 10, 2026 /PRNewswire/ -- WhiteHorse Finance, Inc. ("WhiteHorse Finance" or the "Company") (Nasdaq: WHF) today announced its financial results for the second quarter ended June 30, 2026. In addition, the Company's board of directors has declared a distribution of $0.25 per share with respect to the quarter ended June 30, 2026. The distribution will be payable on October 5, 2026 to stockholders of record as of September 21, 2026.

Stuart Aronson, WhiteHorse Finance's Chief Executive Officer, commented, "During the second quarter, we continued to execute on the priorities we outlined last quarter, including actively managing previously identified credit situations, maintaining discipline in new originations, and repurchasing shares at a discount to NAV. Our results this quarter reflected a return to net asset value growth, driven by favorable portfolio markups and the accretive impact of our share repurchase program. The majority of our portfolio remained stable, and we selectively deployed capital into new investments while keeping leverage below our target range. We remain focused on preserving liquidity, managing risk, and investing selectively. Our priority continues to be protecting shareholder value while positioning the portfolio for continued improvement over time."

Recent Developments:

On August 10, 2026, WhiteHorse Advisers voluntarily agreed to waive and reduce the incentive fee on net investment income from its stated annual rate of 20.00% to 17.50% for the next fiscal quarter ending September 30, 2026.

Summary Information as of June 30, 2026 and March 31, 2026 (unaudited):




Three Months Ended



Three Months Ended



Change

($ in thousands except per share data)



June 30, 2026



March 31, 2026



$


%

Total investment income


$

14,369


$

15,862



(1,493)


(9.4)

Total expenses, including excise tax



9,688



10,259



(571)


(5.6)

Net investment income and core net investment income(1)



4,681



5,603



(922)


(16.5)

Net investment income and core net investment income(1) per share



0.217



0.253



(0.036)


(14.2)

Distributions per share



0.250



0.250




Special distributions per share





0.010



(0.01)


(100.0)

Net realized gains (losses)



(51)



(4,727)



4,676


98.9

Net unrealized appreciation (depreciation)



5,779



(1,563)



7,342


NM

Net increase (decrease) in net assets resulting from operations



10,409



(687)



11,096


NM













($ in thousands except per share data)



As of June 30, 2026



As of March 31, 2026



$


%

Total investments, at fair value(2)


$

569,202


$

543,040



26,162


4.8

STRS JV total investments, at fair value



340,272



327,061



13,211


4.0

Net asset value per share



11.77



11.47



0.30


2.6

Portfolio and Investment Activity

As of June 30, 2026, the fair value of WhiteHorse Finance's investment portfolio was $569.2 million, compared with $543.0 million as of March 31, 2026. The portfolio as of June 30, 2026 consisted of 131 positions across 67 companies with a weighted average effective yield of 10.8% on income-producing debt investments. The average debt investment size (excluding investments in STRS JV (as defined below)) was $4.9 million with the overall portfolio comprised of approximately 72.7% first lien secured loans, 0.9% second lien secured loans, 0.2% unsecured loans, 7.1% equity and 19.1% in investments in STRS JV. Almost all loans were variable rate investments (primarily indexed to the Secured Overnight Financing Rate) with fixed rate securities representing only 1.4% of loans at fair value. Nearly all performing floating rate investments have interest rate floors.

During the three months ended June 30, 2026, WhiteHorse Finance made investments in three new portfolio companies for a total of $23.1 million, added a total of $2.3 million to existing portfolio companies and net fundings of $1.8 million to revolver loans. Proceeds from sales and repayments totaled approximately $2.2 million with no full realizations for the three months ended June 30, 2026.

In addition to the transactions discussed above, during the three months ended June 30, 2026, WhiteHorse Finance transferred assets comprised of two existing portfolio companies, totaling $7.8 million to STRS JV in exchange for a net investment in STRS JV of $2.3 million as well as cash proceeds of $5.5 million.

Distributions

The Company's board of directors has declared a distribution of $0.25 per share with respect to the quarter ending September 30, 2026. The distribution will be payable on October 5, 2026 to stockholders of record as of September 21, 2026.

On May 7, 2026, the Company declared a distribution of $0.25 per share with respect to the quarter ended June 30, 2026. The distribution was paid on July 6, 2026, to stockholders of record as of May 21, 2026.

Distributions are paid from taxable earnings and may include return of capital and/or capital gains. The specific tax characteristics of the distributions will be reported to stockholders on Form 1099-DIV after the end of the calendar year and in the Company's periodic reports filed with the Securities and Exchange Commission.

Conference Call

WhiteHorse Finance will host a conference call to discuss its second quarter results for the period ended June 30, 2026, at 1:30 p.m. ET on Tuesday, August 11, 2026. To access the teleconference, please dial 800-267-6316 (domestic) or +1 203-518-9783 (international) approximately 10 minutes before the teleconference's scheduled start time and reference ID #WHFQ226. Investors may also access the call on the investor relations portion of the Company's website www.whitehorsefinance.com.

If you are unable to access the live teleconference, a replay will be available beginning approximately two hours after the call's completion through August 18, 2026. The teleconference replay can be accessed by dialing 800-938-1598 or +1 402-220-1545 for international callers. A webcast replay will also be available on the investor relations portion of the Company's website at www.whitehorsefinance.com

About WhiteHorse Finance, Inc.

WhiteHorse Finance is a business development company that originates and invests in loans to privately held, lower middle market companies across a broad range of industries. The Company's investment activities are managed by H.I.G. WhiteHorse Advisers, LLC, an affiliate of H.I.G. Capital, LLC, ("H.I.G. Capital"). H.I.G. Capital is a leading global alternative asset manager with $75 billion of capital under management(3) across a number of funds focused on the small and mid-cap markets. For more information about H.I.G. Capital, please visit http://www.higcapital.com. For more information about the Company, please visit http://www.whitehorsefinance.com

Forward-Looking Statements

This press release may contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Statements other than statements of historical facts included in this press release may constitute forward-looking statements and are not guarantees of future performance or results and involve a number of risks and uncertainties. Actual results may differ materially from those in the forward-looking statements as a result of a number of factors, including those described from time to time in filings with the Securities and Exchange Commission. The Company undertakes no duty to update any forward-looking statement made herein. All forward-looking statements speak only as of the date of this press release.

(1) "Core net investment income" is a non-GAAP financial measure. The Company believes that core net investment income provides useful information to investors and management because it reflects the Company's financial performance excluding (i) the net impact of costs associated with the refinancing of the Company's indebtedness, (ii) the accrual of the capital gains incentive fee attributable to net realized and unrealized gains and losses, and (iii) excise and other income taxes related to such net realized gains and losses (net of incentive fees). The presentation of this additional information is not meant to be considered in isolation or as a substitute for financial results prepared in accordance with GAAP. Additional information on core net investment income and a reconciliation of core net investment income to its most directly comparable GAAP financial measure, net investment income, are set forth in Schedule 1 hereto.
(2) Includes investments in WHF STRS Ohio Senior Loan Fund LLC ("STRS JV"), an unconsolidated joint venture.
(3) As of August 10, 2026, based on total capital raised by H.I.G. Capital and affiliates.

SCHEDULE 1

As a supplement to GAAP financial measures, the Company has provided information relating to core net investment income, which is a non-GAAP measure. This measure is provided in addition to, but not as a substitute for, net investment income determined in accordance with GAAP. The Company's non-GAAP measures may differ from similar measures by other companies, even if similar terms are used to identify such measures. Core net investment income represents net investment income adjusted to exclude the net impact of costs associated with the refinancing of the Company's indebtedness, the accrual of the capital gains incentive fee attributable to net realized and unrealized gains and losses, and excise or other income taxes related to such net realized gains and losses (net of incentive fees). There were no excise or other income taxes related to net realized gains and losses for the quarters ended June 30, 2026, and June 30, 2025.

The following table provides a reconciliation of net investment income to core net investment income for the three months ended June 30, 2026, and June 30, 2025 (in thousands, except per share data):



June 30, 2026



June 30, 2025



Amount



 Per Share



Amount



 Per Share







Amounts







Amounts

Net investment income


$

4,681



$

0.217



$

6,562



$

0.282

Net impact of costs associated with refinancing of indebtedness












Accrual for capital gains incentive fee












Net impact of excise tax expense related to net realized gains and losses












Core net investment income


$

4,681



$

0.217



$

6,562



$

0.282

Contacts

Stuart Aronson
WhiteHorse Finance, Inc.
212-506-0500
saronson@higwhitehorse.com

or

Joyson Thomas
WhiteHorse Finance, Inc.
305-379-2322
jthomas@higwhitehorse.com

or

Robert Brinberg
Rose & Company
212-257-5932
whitehorse@roseandco.com

Cision View original content:https://www.prnewswire.com/news-releases/whitehorse-finance-inc-announces-second-quarter-2026-earnings-results-and-declares-quarterly-distribution-of-0-25-per-share-302847489.html

SOURCE WhiteHorse Finance, Inc.

FAQ

What were WhiteHorse Finance (WHF) key financial results for Q2 2026?

WhiteHorse Finance reported Q2 2026 total investment income of $14.4 million and net investment income of $4.7 million, or $0.217 per share. According to the company, net assets from operations increased $10.4 million, and net asset value per share rose to $11.77.

What quarterly distribution did WhiteHorse Finance (WHF) declare for payment on October 5, 2026?

WhiteHorse Finance declared a quarterly cash distribution of $0.25 per share, payable on October 5, 2026 to shareholders of record as of September 21, 2026. According to the company, distributions are paid from taxable earnings and may include return of capital and/or capital gains.

How did WhiteHorse Finance (WHF) net asset value per share change in Q2 2026?

WhiteHorse Finance’s net asset value per share increased to $11.77 as of June 30, 2026, from $11.47 on March 31, 2026. According to the company, this 2.6% increase was supported by net unrealized appreciation of $5.8 million and reduced realized losses.

What was the size and composition of WhiteHorse Finance (WHF) investment portfolio on June 30, 2026?

WhiteHorse Finance reported an investment portfolio at fair value of $569.2 million as of June 30, 2026, across 131 positions in 67 companies. According to the company, approximately 72.7% were first lien secured loans, with a weighted average effective yield of 10.8% on income-producing debt.

What incentive fee reduction did WhiteHorse Advisers implement for WhiteHorse Finance (WHF)?

WhiteHorse Advisers voluntarily reduced the incentive fee on net investment income from 20.0% to 17.5% for the fiscal quarter ending September 30, 2026. According to the company, this waiver applies only to that next fiscal quarter’s net investment income.

What transaction did WhiteHorse Finance (WHF) complete with STRS JV in Q2 2026?

In Q2 2026, WhiteHorse Finance transferred assets from two existing portfolio companies totaling $7.8 million to STRS JV. According to the company, it received a net investment in STRS JV of $2.3 million plus $5.5 million in cash proceeds.

How much new capital did WhiteHorse Finance (WHF) deploy into investments during Q2 2026?

During Q2 2026, WhiteHorse Finance invested $23.1 million in three new portfolio companies, added $2.3 million to existing companies, and had net fundings of $1.8 million to revolver loans. According to the company, sales and repayments totaled about $2.2 million.