Windtree Therapeutics Announces It Has Signed a Letter of Intent to Acquire CommLoan, Inc. a Revenue Generating Company in the Rapidly Growing Fintech Space

Rhea-AI Summary

Windtree Therapeutics (OTCID: WINT) announced it has signed a letter of intent dated December 3, 2025 to acquire CommLoan, Inc., a revenue-generating fintech focused on commercial real estate loan origination.

CommLoan will become a subsidiary, retain key employees, and has received bridge financing from Windtree during the transition. Management highlighted CommLoan's proprietary database and software/AI tools as strategic assets to accelerate growth and streamline lending processes.

News Market Reaction

+12.17%

1 alert

+12.17% News Effect

On the day this news was published, WINT gained 12.17%, reflecting a significant positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Reality Check

Price: $0.0190 Vol: Volume 69,131 is below th...

low vol

$0.0190 Last Close

Volume Volume 69,131 is below the 20-day average 272,616, suggesting modest participation in the move. low

Technical Price at 0.0551 is trading below the 200-day MA of 0.69, reflecting a longer-term downtrend.

Peers on Argus

WINT gained 8.32% while biotech peers were mixed: moves ranged from -6.36% to +5...

1 Down

WINT gained 8.32% while biotech peers were mixed: moves ranged from -6.36% to +5.44%, indicating the reaction was stock-specific rather than sector-driven.

Historical Context

5 past events · Latest: Dec 03 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 03	Fintech acquisition LOI	Positive	+12.2%	LOI to acquire revenue-generating fintech CommLoan as new subsidiary.
Nov 17	License milestone update	Positive	-7.7%	Potential up to $78.9M in milestones and royalties from licensee.
Nov 14	IP portfolio expansion	Positive	+4.8%	New patents for istaroxime and SERCA2a activators in multiple countries.
Nov 13	Deal termination cash	Neutral	-9.4%	Termination of Titan acquisition with $7.5M cash and TESI securities.
Sep 02	Financing approvals	Negative	-33.1%	Shareholder approval of major share increase and financing structures.

Pattern Detected

News tied to strategic shifts and financing has often produced sharp moves, with generally aligned price reactions, but one notable divergence when potential milestone inflows were announced.

Recent Company History

This announcement continues Windtree’s push toward revenue-generating businesses. In June 2025, it agreed to acquire Titan Environmental Services, a revenue-generating waste management company, which saw a +43.58% move. By August 28, 2025, shareholders approved proposals to expand authorized shares to 1 billion and support financing tools for this pivot, followed by a $7.5 million cash-and-securities inflow in November 2025 from terminating the Titan deal. The current CommLoan LOI adds another non-biotech, revenue-oriented business line to this diversification strategy.

Market Pulse Summary

The stock surged +12.2% in the session following this news. A strong positive reaction aligns with h...

Analysis

The stock surged +12.2% in the session following this news. A strong positive reaction aligns with how WINT previously traded on acquisition news, such as the environmental services deal that moved shares +43.58%. The CommLoan LOI adds another revenue-focused business alongside existing diversification efforts. However, prior filings highlighted substantial losses and going‑concern language, and shareholders have already approved large-scale share issuance. These factors suggest that financing needs and execution risks around multiple new divisions could influence how durable any upside proved to be.

Key Terms

letter of intent, bridge financing, subsidiary, fintech, +2 more

6 terms

letter of intent financial

"announced that it has signed a letter of intent to acquire CommLoan"

A letter of intent is a document that shows an agreement in principle between parties to work towards a future deal or transaction. It outlines their intentions and key terms, acting like a roadmap before a formal contract is signed. For investors, it signals serious interest and helps clarify expectations early in the process.

bridge financing financial

"Windtree has provided bridge financing to CommLoan during this transition period"

Bridge financing is short-term funding a company uses to cover expenses until longer-term financing or a sale comes through. Think of it as a temporary loan or financial “bridge” that keeps operations running—similar to borrowing to cover a gap between paychecks. Investors watch bridge financing because it can signal cash pressure, potential dilution, or higher costs to raise capital, which affect a company’s risk and value.

subsidiary financial

"CommLoan will retain key employees and become a subsidiary of Windtree"

A subsidiary is a company that is controlled or owned by a larger company, known as the parent company. Think of it like a branch or division of a bigger organization; it operates separately but is ultimately guided by the parent. For investors, understanding subsidiaries helps clarify how a larger company is structured and where its resources and risks are concentrated.

fintech technical

"add a revenue generating fintech business as our subsidiary"

FinTech, short for financial technology, refers to new tools and software that make managing money easier and more convenient, like mobile payment apps or online banking. It matters because it helps people and businesses access financial services faster, often at lower costs, changing how we handle money in everyday life.

commercial real estate financing financial

"streamlined the process of obtaining commercial real estate financing"

Loans, mortgages, or credit lines used to buy, build, refinance, or renovate properties intended for business use—such as offices, retail centers, warehouses, and apartment buildings. For investors, this matters because the cost, terms and availability of that financing affect property owners’ cash flow, value and risk in the same way a car loan affects a household’s budget; tighter or pricier financing can lower profits, raise default risk and reduce property values across a portfolio.

ai technical

"growing trend in using software and AI to streamline the lending process"

Artificial intelligence (AI) is technology that enables machines to mimic human thinking and learning, allowing them to analyze information, recognize patterns, and make decisions. For investors, AI matters because it can improve how businesses operate, create new products, or identify opportunities faster and more accurately than humans alone, potentially impacting company success and market trends.

AI-generated analysis. Not financial advice.

Windtree is executing its corporate strategy to diversify its business with revenue and profit generating divisions

CommLoan, Inc. is a tech company focused on transforming the way middle market loans are originated

CommLoan has streamlined the process of obtaining commercial real estate financing

WARRINGTON, Pa., Dec. 03, 2025 (GLOBE NEWSWIRE) -- Windtree Therapeutics, Inc. (“Windtree” or “the Company”) (OTCID: WINT), a diversified company with several divisions and focused on becoming a revenue generating company, announced that it has signed a letter of intent to acquire CommLoan, Inc., a commercial tech finance company.

CommLoan will retain key employees and become a subsidiary of Windtree. Windtree has provided bridge financing to CommLoan during this transition period.

“Windtree is pleased to add a revenue generating fintech business as our subsidiary,” said Jed Latkin, Chief Executive Officer of Windtree. “We have spent several quarters trying to find the right business to spearhead our growth initiatives and we are very enthusiastic that CommLoan provides us with a unique advantage to seize on the growing trend in using software and AI to streamline the lending process. CommLoan has put together a massive proprietary database that would take years to replicate and creates a massive moat between them and the other companies trying to compete in this space.”

"We’ve spent years developing technology that revolutionizes how commercial real estate loans are originated. Joining forces with Windtree positions us to accelerate that mission while maintaining control of our long-term direction. This marks an exciting new chapter for CommLoan as we prepare for rapid expansion and the path ahead," said Mitch Ginsberg, CEO and Founder of CommLoan.

About Windtree Therapeutics, Inc.
Windtree Therapeutics, Inc. is a diversified company with several divisions and focused on becoming a revenue generating company with future profitability.

About CommLoan, Inc.
CommLoan is a commercial real estate lending technology company operating the first true commercial mortgage lending marketplace. Through its proprietary platform, CUPID™, CommLoan connects borrowers and originators with hundreds of active lenders nationwide, allowing users to efficiently compare rates, terms, and loan structures across property types, including multifamily, retail, office, industrial, healthcare, and SBA financing. Established in 2014 and headquartered in Scottsdale, Arizona, CommLoan is redefining commercial mortgage lending through technology, transparency, and data-driven efficiency. For more information, visit www.commloan.com.

Forward Looking Statements
The Company may, in some cases, use terms such as “predicts,” “believes,” “potential,” “proposed,” “continue,” “estimates,” “anticipates,” “expects,” “plans,” “intends,” “may,” “could,” “might,” “will,” “should,” or other words that convey uncertainty of future events or outcomes to identify these forward-looking statements. Such statements are based on information available to the Company as of the date of this press release and are subject to numerous important factors, risks, and uncertainties that may cause actual events or results to differ materially from the Company’s current expectations. Examples of such risks and uncertainties include, among other things: risks related to the Company’s ability to begin its environmental services business and manage costs and execute on its operational and budget plans. These and other risks are described in the Company’s periodic reports, including its Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K, filed with or furnished to the Securities and Exchange Commission and available at www.sec.gov. Any forward-looking statements that the Company makes in this press release speak only as of the date of this press release. The Company assumes no obligation to update forward-looking statements whether as a result of new information, future events, or otherwise, after the date of this press release.

Contact Information:
Eric Curtis
ecurtis@windtreetx.com

FAQ

What did Windtree (WINT) announce on December 3, 2025 about CommLoan?

Windtree announced it signed a letter of intent to acquire CommLoan and has provided bridge financing during the transition.

Will CommLoan become part of Windtree (WINT) if the deal completes?

Yes; CommLoan is expected to become a subsidiary of Windtree and retain key employees.

How does Windtree say CommLoan will affect WINT's business strategy?

Windtree says CommLoan adds a revenue-generating fintech division and proprietary data/AI tools to diversify and drive growth.

Did Windtree provide financing to support the CommLoan acquisition for WINT?

Yes; Windtree provided bridge financing to CommLoan during the transition period.

What technology advantage does CommLoan bring to Windtree (WINT)?

CommLoan brings a proprietary database and software/AI designed to streamline commercial real estate loan origination.

Is the CommLoan acquisition by Windtree (WINT) finalized?

No; the announcement states a letter of intent was signed, which is not a finalized purchase agreement.