Welcome to our dedicated page for Winchester Bancorp news (Ticker: WSBK), a resource for investors and traders seeking the latest updates and insights on Winchester Bancorp stock.
Winchester Bancorp, Inc. (WSBK) is the mid-tier holding company for Winchester Savings Bank, a community-focused regional bank serving individuals and small businesses in eastern Massachusetts. This news page aggregates company press releases and other coverage so readers can follow developments affecting the bank and its holding company.
Recent company news has highlighted financial results, balance sheet trends and strategic actions. Winchester Bancorp, Inc. has issued press releases discussing quarterly and annual results, including changes in net income, net interest income, loan and deposit growth, and asset quality metrics. These updates describe how loan portfolios such as construction, commercial real estate, multi-family and residential real estate have evolved, and how deposit categories like money market, certificates of deposit, savings and demand accounts have changed over time.
News items also cover the company’s mutual holding company reorganization and initial public offering, including the completion of the stock offering and the start of trading of WSBK on the Nasdaq Capital Market. The company has reported on the formation and funding of the Winchester Savings Bank Charitable Foundation, which received a one-time cash and stock contribution in connection with the reorganization.
Investors and community members can use this page to review updates on earnings, changes in net interest margin, provision for credit losses, and non-interest income and expense. Announcements filed on Form 8-K, such as those reporting results of operations and the scheduling of the annual meeting of stockholders, provide additional context on governance and corporate events. For anyone tracking a regional community bank with a long operating history and a focus on local customers, this page offers a centralized view of Winchester Bancorp, Inc. news over time.
Winchester Bancorp (NASDAQ:WSBK) reported strong Q2 2026 results with net income $1.1M (up 187.9% YoY) and YTD net income $2.0M versus a loss a year earlier. Total assets reached $1.02B, loans $800.2M, and deposits $746.3M.
Net interest income rose to $6.1M and net interest margin expanded to 2.51% (+59 bps). Asset quality stayed solid with allowance at 0.55% and non-performing assets of $3.6M (0.36%).
Winchester Bancorp (NASDAQ:WSBK) reported results for the quarter ended September 30, 2025. Net income was $962,000 (earnings per share $0.11) versus a loss of $920,000 in the prior quarter, driven by a $2.3 million prior-quarter charitable contribution. Total assets reached $1.05 billion. Net loans rose $42.0 million and deposits increased $37.2 million, including a $38.9 million increase in municipal deposits. Net interest income was $5.7 million (NIM 2.49%, +65 bps YoY). Provision for credit losses declined and asset quality remained strong with ACL at $4.4 million (0.55%).
Winchester Bancorp (NASDAQ:WSBK) reported its financial results for the year ended June 30, 2025, marking a significant transition with its recent IPO. The company recorded a net loss of $874,000, compared to a net income of $786,000 in 2024, primarily due to a one-time charitable foundation donation.
Key financial metrics include: Total assets increased 11.3% to $949.4 million, net loans grew 10.2% to $751.2 million, and deposits rose 6.9% to $679.2 million. The company's net interest income improved by 21.9% to $17.5 million, with net interest margin expanding to 2.05%. Shareholders' equity increased 43.7% to $115.4 million, boosted by $37.8 million in net stock offering proceeds.
Winchester Bancorp has successfully completed its initial public offering (IPO) as part of its mutual holding company reorganization. The company sold 3,997,012 shares of common stock, including 334,633 shares to the Employee Stock Ownership Plan. Trading will begin on Nasdaq Capital Market under the symbol "WSBK" on May 2, 2025.
The transaction resulted in a total of 9,295,376 shares outstanding, with 5,112,457 shares issued to Winchester Bancorp MHC and 185,907 shares to Winchester Savings Bank Charitable Foundation. All valid stock orders from subscription and community offerings were fulfilled according to purchase limitations outlined in the February 11, 2025 Prospectus.
Raymond James & Associates served as marketing agent, while Luse Gorman acted as legal counsel. DRS Book-Entry statements and interest checks will be mailed by Continental Stock Transfer & Trust Company around May 2, 2025.