Waton Financial Limited Expands Partnership with Panda AI, Exploring Joint Venture to Advance AI Agent Applications in Financial Services

Rhea-AI Summary

Waton Financial (NASDAQ: WTF) announced an expanded strategic partnership with Panda AI on November 24, 2025, to explore formation of a joint venture, subject to further negotiations.

The collaboration will integrate Panda AI’s agent development capabilities into Waton’s DePearl™ core AI and regulated trading infrastructure to accelerate commercialization of AI-powered trading services for institutional and retail clients and pursue platform monetization and expanded institutional engagement.

Positive

• Exploring joint venture with Panda AI to scale AI trading
• Integration of Panda AI into DePearl™ core AI technology
• Focus on commercialization of AI-powered trading services
• Targeting institutional expansion and platform monetization

Negative

• No binding agreement; joint venture subject to further negotiations
• No financial terms or timeline disclosed for the potential joint venture
• Commercialization timing uncertain despite stated ambitions

Insights

Strategic Partnerships Analyst

Expanded partnership and exploratory joint venture with Panda AI is a strategic step but lacks financial details and binding terms.

Waton Financial's move to deepen cooperation with Panda AI links its proprietary DePearl™ technology to an external AI‑agent development platform, creating a clear pathway to productize AI agents for trading and to offer infrastructure services to institutional clients. The mechanism at work is technology integration plus potential platform monetization, where Waton supplies regulated execution and distribution while Panda AI supplies agent design and technical capability.

Key dependencies include final JV terms, regulatory approvals for deploying AI agents in trading, and measurable product commercialization milestones; none of these items are disclosed, so material impact remains contingent and uncertain. The announcement contains no financial commitments, timeline, or performance metrics, so near‑term revenue or cost implications cannot be confirmed.

Watch for a signed joint‑venture agreement, any disclosed revenue sharing or capital contribution figures, regulatory clearances for AI trading agents, and concrete commercialization milestones within the next 6–12 months. Those items will convert a descriptive strategic intent into verifiable, investor‑relevant outcomes.

HONG KONG, Nov. 24, 2025 (GLOBE NEWSWIRE) -- Waton Financial Limited (NASDAQ: WTF), a securities brokerage and financial technology group (“Waton” or the “Company”), today announced an expanded strategic partnership with Chongqing Liangyun Zhijing Information Technology Limited (“Panda AI”), an AI agent development platform, to explore the formation of a joint venture, subject to further negotiations and discussions by both parties. Such expanded partnership builds on Waton’s and Panda AI’s collaboration to co-organize the Global Competition for AI Agents in Securities Trading, as previously announced in Waton’s press release on November 20, 2025. Waton will leverage Panda AI’s AI capabilities to enhance its proprietary DePearl™ core AI technology and AI agents for trading, seeking to drive adoption of automated trading strategies across institutional and retail segments globally.

The partnership expansion is expected to accelerate Waton’s AI-driven securities trading initiatives, and the development and commercialization of upcoming AI-powered services and products. By integrating Panda AI’s technical expertise into Waton’s regulated financial infrastructure and trading execution capabilities, the collaboration is expected to strengthen the Company’s ability to deliver AI solutions to institutional clients. The Company hopes this strategic synergy will position Waton as the enabling infrastructure layer connecting traditional finance with the AI trading economy, creating revenue opportunities through platform monetization and expanded institutional client engagement.

“Exploring a joint venture with Panda AI reflects Waton’s unwavering commitment to leading the transformation of traditional finance through artificial intelligence,” said Kai Zhou, Chairman of Waton Financial Limited. “By combining Panda AI’s expertise in AI agent development with Waton’s regulated financial infrastructure, we aim to drive adoption of AI trading at an institutional scale. This deepened partnership is expected to establish Waton as an infrastructure provider enabling AI-native trading across its AI roadmap and offerings and create sustainable, long-term shareholder value.”

The collaboration demonstrates both companies’ commitment to establishing industry standards for AI agent development and deployment in securities trading. As the partnership evolves toward potential joint venture formation, both parties aim to accelerate global adoption of AI trading solutions while capturing significant market opportunities in the rapidly growing AI-powered fintech sector. A potential joint venture may also extend the collaboration to Waton’s broader AI product roadmap, including its InfoMan investor relations agent. This strategic expansion is expected to reinforce Waton’s competitive edge and reshape how financial institutions engage with autonomous trading innovation.

About Waton Financial Limited

Waton Financial Limited is a holding company registered in the British Virgin Islands, conducting business primarily through its wholly-owned subsidiaries in Hong Kong. Waton offers comprehensive financial services, including securities brokerage, asset management, and software licensing to retail and institutional investors. Driven by technology and a customer-centric philosophy, Waton is committed to delivering innovative and reliable financial solutions.

Forward-Looking Statements

Certain statements in this press release constitute "forward-looking statements" within the meaning of federal securities laws, including, but not limited to statements regarding plans, objectives, strategies, future events, performance, and underlying assumptions and other statements that are not historical facts. These forward-looking statements involve known and unknown risks and uncertainties and are based on the Company's current expectations and projections about future events, which may affect the Company's financial condition, operating results, business strategy, and capital needs. Investors can identify these forward-looking statements by words such as "believe," "plan," "expect," "intend," "should," "seek," "estimate," "will," "target," "anticipate," or similar expressions. Except as required by law, the Company does not undertake any obligation to publicly update or revise any forward-looking statements to reflect subsequent events or circumstances or changes in its expectations. While the Company believes the expectations reflected in these forward-looking statements are reasonable, it cannot guarantee these expectations will prove correct and cautions investors that actual results may differ materially from anticipated results, and encourages investors to review the Company’s registration statements and other filings with the U.S. Securities and Exchange Commission for additional factors that could affect its future performance.

CONTACTS
Media Inquiries
pr@waton.com

Investor Relations
ir@waton.com
Waton Financial Limited

FAQ

What did Waton (WTF) announce on November 24, 2025 about Panda AI?

Waton announced an expanded strategic partnership with Panda AI and said both parties will explore forming a joint venture, subject to further negotiations.

How will the Panda AI partnership affect Waton’s DePearl™ AI roadmap (WTF)?

Waton plans to integrate Panda AI’s agent development capabilities into its DePearl™ core AI to accelerate AI trading services and commercialization.

Does the Waton–Panda AI joint venture (WTF) include financial terms or a timeline?

No; the announcement states the joint venture is subject to further negotiations and does not disclose financial terms or a timeline.

What client segments does Waton expect the Panda AI collaboration (WTF) to target?

The company expects to drive adoption of automated trading strategies across institutional and retail segments globally, with a focus on institutional engagement.

Will Waton (WTF) commercialize new AI-powered products as part of this partnership?

Yes; Waton expects the expanded partnership to accelerate development and commercialization of upcoming AI-powered services and products.