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Wintrust Fincl Stock Price, News & Analysis

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Welcome to our dedicated page for Wintrust Fincl news (Ticker: WTFC), a resource for investors and traders seeking the latest updates and insights on Wintrust Fincl stock.

Wintrust Financial Corp (WTFC) is a financial holding company whose common stock trades on the Nasdaq Global Select Market. The company operates more than 200 retail banking locations through 16 community bank subsidiaries and is active in community banking, specialty finance, and wealth management. The Wintrust news stream on this page captures company announcements, earnings releases, capital actions, and other material developments that affect shareholders and stakeholders.

Investors following WTFC news will see detailed quarterly and year-to-date earnings reports, including information on net income, net interest income, loan and deposit growth, non-interest income from wealth management and mortgage banking, and credit quality metrics. Wintrust regularly announces schedules for its earnings releases and related conference calls, along with access details for webcasts and slide presentations that accompany its financial disclosures.

News items also cover decisions by the board of directors, such as the approval of quarterly cash dividends on common stock and preferred stock series, as well as the appointment of new independent directors to key board committees. Capital structure updates, including the issuance or redemption of preferred stock and related depositary shares, are disclosed through press releases and SEC-referenced announcements.

In addition, rating agency reports and other external analyses may appear in the news feed when they address Wintrust’s credit ratings, funding profile, and risk management approach. Together, these updates provide a running view of how the company reports its performance, manages its balance sheet, and oversees governance. Readers can use this page to monitor WTFC’s latest earnings communications, dividend declarations, board changes, and other significant corporate events over time.

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Wintrust Financial Corporation (Nasdaq: WTFC) reported record quarterly net income of $195.5 million, or $2.78 per diluted share, for Q2 2025, up from $189.0 million in Q1 2025. The company achieved record first-half net income of $384.6 million.

Key Q2 2025 highlights include: Total loans increased by $2.3 billion (19% annualized), total deposits grew by $2.2 billion (17% annualized), and net interest income rose to $546.7 million. The net interest margin remained stable at 3.54% (fully taxable-equivalent basis). The company completed a $425 million Series F Preferred Stock issuance in May 2025.

Credit quality remained strong with net charge-offs at 11 basis points of average total loans, and the allowance for credit losses increased to $457.5 million. Non-performing assets comprised just 0.31% of total assets.

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Wintrust Financial Corporation (NASDAQ: WTFC), a financial holding company with $66 billion in assets, has scheduled its second quarter and year-to-date 2025 earnings release for July 21, 2025, after market close. The company will host a conference call to discuss the results on July 22, 2025, at 10:00 a.m. CDT. Operating over 200 retail banking locations across Chicago, Wisconsin, Michigan, Indiana, and Florida through 16 community bank subsidiaries, Wintrust offers comprehensive banking services combining large bank capabilities with community banking experience. The company also provides various non-bank services including mortgage origination, wealth management, insurance premium financing, and accounts receivable financing.
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Wintrust Financial Corporation (WTFC) announced the redemption of all outstanding shares of two preferred stock series on July 15, 2025. The company will redeem 5 million shares of Series D Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock at $25.00 per share and 11,500 shares of Series E 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock (with related depositary shares) at $25,000 per share ($25.00 per depositary share). The redemption will be funded using proceeds from Wintrust's recent Series F preferred stock offering completed on May 22, 2025. Regular quarterly dividends will be paid separately on July 15, 2025, to holders of record on July 1, 2025. After the redemption date, trading of Series D and Series E shares on NASDAQ will cease, and no dividends will accrue.
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KBRA has assigned strong credit ratings to Wintrust Financial Corporation (NASDAQ: WTFC) and its 16 bank subsidiaries, with a Stable outlook. The company received an A- senior unsecured debt rating, BBB+ subordinated debt rating, BBB preferred stock rating, and K2 short-term debt rating. All bank subsidiaries received A ratings for deposits and senior unsecured debt. The ratings reflect WTFC's consistent earnings performance, conservative risk management, and strategic execution. Notable strengths include a diversified loan portfolio with one-third comprising low-loss insurance premium finance loans, strong credit performance with a 25-year average NCO ratio of just 0.26%, and NPLs below 0.40%. The company maintains a CET1 ratio above 10% and benefits from stable core deposit funding through its unique MaxSafe product offering.

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Wintrust Financial Corporation (NASDAQ: WTFC) has announced the pricing of a $425 million preferred stock offering through 17 million depositary shares at $25.00 per share. Each depositary share represents a 1/1,000th interest in Wintrust's 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F.

The offering is expected to close on May 22, 2025. The company plans to list the depositary shares on The Nasdaq Global Select Market under the symbol "WTFCN". The proceeds will be used for general corporate purposes, including potential redemption of outstanding Series D and/or Series E preferred stock, subject to Federal Reserve approval.

RBC Capital Markets is serving as the sole book-running manager, with Keefe, Bruyette & Woods, Piper Sandler, and US Bancorp acting as co-managers for the offering.

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Wintrust Financial (WTFC) reported record Q1 2025 net income of $189.0 million, or $2.69 per diluted share, up from $185.4 million in Q4 2024. The company achieved record pre-tax, pre-provision income of $277.0 million.

Key Q1 2025 metrics include:

  • Net interest margin increased to 3.56%
  • Total loans grew by $653 million (6% annualized)
  • Deposits increased by $1.1 billion (8% annualized)
  • Net interest income rose to $526.5 million
  • Non-interest bearing deposits totaled $11.2 billion (21% of total deposits)

Credit quality remained strong with net charge-offs at 11 basis points of average total loans, down from 13 basis points in Q4 2024. The loans-to-deposits ratio ended at 90.9%, with core loan allowance for credit losses at 1.37%.

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Wintrust Financial (WTFC) has announced its latest dividend distributions. The company's Board of Directors has approved a quarterly cash dividend of $0.50 per share of common stock, scheduled for payment on May 22, 2025, to shareholders of record as of May 8, 2025.

Additionally, the Board has approved quarterly cash dividends for two preferred stock series: the 6.50% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series D and the 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E. Both preferred stock dividends will be paid on July 15, 2025, to shareholders of record as of July 1, 2025.

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Wintrust Financial (NASDAQ: WTFC) announced that Edward J. Wehmer and Scott K. Heitmann will conclude their Board of Directors service at the May 22, 2025 Annual Meeting. Wehmer, who founded Wintrust in 1991 and served as President and CEO until May 2023, will be appointed Chairman Emeritus while maintaining his role as Founder and Senior Advisor. He previously transitioned from Executive Chairman in May 2024 following Tim Crane's appointment as President and CEO.

Heitmann, who joined the board in 2008, brought extensive banking experience from LaSalle Bank Corp., Standard Federal Bank, and Federal Home Loan Bank of Chicago. The company, now a $65 billion financial services enterprise, will have 13 remaining Board members seeking re-election according to the 2025 Proxy Statement.

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Wintrust Financial (WTFC) has announced its schedule for first quarter 2025 earnings release. The financial holding company, with approximately $65 billion in assets, will release its Q1 2025 results after market close on Monday, April 21, 2025.

A conference call is scheduled for Tuesday, April 22, 2025, at 9:00 a.m. (CDT). The company will provide an audio-only webcast and an accompanying slide presentation through their website. Wintrust operates more than 200 retail banking locations through 16 community bank subsidiaries across Chicago, southern Wisconsin, west Michigan, northwest Indiana, and southwest Florida markets.

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Wintrust Financial (Nasdaq: WTFC) has appointed Amy Yuhn as Executive Vice President for Brand, Engagement, and Impact, a newly created position. In this role, Yuhn will oversee marketing, corporate communications, and community impact initiatives.

Yuhn joins Wintrust from CIBC, where she served as Chief Marketing Officer and Head of Corporate Communications for CIBC U.S., and most recently led their U.S. Personal and Community Development Banking Group. Her career includes journalism experience with The Associated Press and Reuters, followed by corporate communications roles at Harris Bank and The PrivateBank.

Tim Crane, President and CEO of Wintrust, emphasized that under Yuhn's leadership, the company will continue to strengthen its brand, enhance engagement, and support community outreach efforts.

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FAQ

What is the current stock price of Wintrust Fincl (WTFC)?

The current stock price of Wintrust Fincl (WTFC) is $145.35 as of March 4, 2026.

What is the market cap of Wintrust Fincl (WTFC)?

The market cap of Wintrust Fincl (WTFC) is approximately 9.7B.

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WTFC Stock Data

9.73B
65.34M
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