Welcome to our dedicated page for Wintrust Fincl news (Ticker: WTFC), a resource for investors and traders seeking the latest updates and insights on Wintrust Fincl stock.
Wintrust Financial Corp (WTFC) is a financial holding company whose common stock trades on the Nasdaq Global Select Market. The company operates more than 200 retail banking locations through 16 community bank subsidiaries and is active in community banking, specialty finance, and wealth management. The Wintrust news stream on this page captures company announcements, earnings releases, capital actions, and other material developments that affect shareholders and stakeholders.
Investors following WTFC news will see detailed quarterly and year-to-date earnings reports, including information on net income, net interest income, loan and deposit growth, non-interest income from wealth management and mortgage banking, and credit quality metrics. Wintrust regularly announces schedules for its earnings releases and related conference calls, along with access details for webcasts and slide presentations that accompany its financial disclosures.
News items also cover decisions by the board of directors, such as the approval of quarterly cash dividends on common stock and preferred stock series, as well as the appointment of new independent directors to key board committees. Capital structure updates, including the issuance or redemption of preferred stock and related depositary shares, are disclosed through press releases and SEC-referenced announcements.
In addition, rating agency reports and other external analyses may appear in the news feed when they address Wintrust’s credit ratings, funding profile, and risk management approach. Together, these updates provide a running view of how the company reports its performance, manages its balance sheet, and oversees governance. Readers can use this page to monitor WTFC’s latest earnings communications, dividend declarations, board changes, and other significant corporate events over time.
Wintrust Financial (Nasdaq: WTFC) reported record net income of $600.8M for the first nine months of 2025 and record Q3 net income of $216.3M (Q3 EPS $2.78; YTD EPS $8.25). Net interest income was a record $567.0M in Q3 and net interest margin was 3.48% (3.50% FTE).
Q3 growth: loans +$1.0B, deposits +$894.6M, assets +$646.3M, loans-to-deposits ratio 91.8%. Credit metrics: allowance for credit losses $454.6M, provision Q3 $21.8M, net charge-offs Q3 $24.6M (19 bps), non-performing loans $162.6M (0.31%). EPS was reduced by one-time preferred stock costs totaling $18.9M (~$0.28/share).
Wintrust Financial (NASDAQ: WTFC) announced the appointment of two new board members effective October 1, 2025: Laura Kohl, Chief Information Officer at Morningstar, and David Richter, Managing Director at GCM Grosvenor.
Kohl will contribute global business and technology leadership, having led Morningstar's global technology strategy. Richter will bring experience in private credit, hedge fund management, and serves as Investment Committee Chair for Grosvenor’s Absolute Return Strategies. The appointments increase Wintrust's board size to 14 members. Company leadership said the additions will add perspective to board oversight and support the firm’s customer and shareholder focus.
Wintrust Financial Corporation (Nasdaq: WTFC), a financial holding company with $69 billion in assets, has scheduled its third quarter and year-to-date 2025 earnings release for October 20, 2025, after market close. The company will host a conference call to discuss results on October 21, 2025 at 10:00 a.m. CDT.
Wintrust operates over 200 retail banking locations through 16 community bank subsidiaries across Chicago, Wisconsin, Michigan, Indiana, and Florida. The company provides various services including residential mortgage origination, wealth management, insurance premium financing, and accounts receivable financing.
Wintrust Financial Corporation (Nasdaq: WTFC) has announced two dividend payments. The company declared a quarterly cash dividend of $0.50 per share on its common stock, payable on August 21, 2025, to shareholders of record as of August 7, 2025.
Additionally, Wintrust approved a cash dividend on its 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F, which will be paid on October 15, 2025, to shareholders of record as of October 1, 2025.
Wintrust Financial Corporation (Nasdaq: WTFC) reported record quarterly net income of $195.5 million, or $2.78 per diluted share, for Q2 2025, up from $189.0 million in Q1 2025. The company achieved record first-half net income of $384.6 million.
Key Q2 2025 highlights include: Total loans increased by $2.3 billion (19% annualized), total deposits grew by $2.2 billion (17% annualized), and net interest income rose to $546.7 million. The net interest margin remained stable at 3.54% (fully taxable-equivalent basis). The company completed a $425 million Series F Preferred Stock issuance in May 2025.
Credit quality remained strong with net charge-offs at 11 basis points of average total loans, and the allowance for credit losses increased to $457.5 million. Non-performing assets comprised just 0.31% of total assets.
Wintrust Financial Corporation (NASDAQ: WTFC) has announced the pricing of a $425 million preferred stock offering through 17 million depositary shares at $25.00 per share. Each depositary share represents a 1/1,000th interest in Wintrust's 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F.
The offering is expected to close on May 22, 2025. The company plans to list the depositary shares on The Nasdaq Global Select Market under the symbol "WTFCN". The proceeds will be used for general corporate purposes, including potential redemption of outstanding Series D and/or Series E preferred stock, subject to Federal Reserve approval.
RBC Capital Markets is serving as the sole book-running manager, with Keefe, Bruyette & Woods, Piper Sandler, and US Bancorp acting as co-managers for the offering.
Wintrust Financial (WTFC) reported record Q1 2025 net income of $189.0 million, or $2.69 per diluted share, up from $185.4 million in Q4 2024. The company achieved record pre-tax, pre-provision income of $277.0 million.
Key Q1 2025 metrics include:
- Net interest margin increased to 3.56%
- Total loans grew by $653 million (6% annualized)
- Deposits increased by $1.1 billion (8% annualized)
- Net interest income rose to $526.5 million
- Non-interest bearing deposits totaled $11.2 billion (21% of total deposits)
Credit quality remained strong with net charge-offs at 11 basis points of average total loans, down from 13 basis points in Q4 2024. The loans-to-deposits ratio ended at 90.9%, with core loan allowance for credit losses at 1.37%.