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X Financial (XYF) Stock News

XYF NYSE

Welcome to our dedicated page for X Financial news (Ticker: XYF), a resource for investors and traders seeking the latest updates and insights on X Financial stock.

X Financial (NYSE: XYF) operates an online personal finance platform in China that connects borrowers with institutional funding partners. Company announcements commonly address loan facilitation and origination activity, active borrower trends, outstanding loan balances, delinquency measures, credit standards, and the regulatory environment for internet-based lending in the People's Republic of China.

Recurring updates also include quarterly and annual financial results, Form 20-F annual reporting, earnings calls, share repurchase activity involving ADSs and ordinary shares, and annual general meeting materials for holders of Class A ordinary shares, Class B ordinary shares, and ADSs.

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X Financial (NYSE: XYF) reported its unaudited financial results for Q4 and fiscal year 2022, showcasing significant growth in loan facilitation. In Q4, total loan facilitation reached RMB21.7 billion, up 65.9% YoY, contributing to an annual total of RMB73.7 billion, a 42.0% increase. However, total net revenue for 2022 was RMB3.56 billion, a decline of 1.8% from 2021, with net income slightly decreasing by 1.6%. Despite these challenges, Q4 net income surged 88.7% to RMB274.6 million. The company anticipates a strong outlook for 2023 with projected loan facilitation between RMB23.8 billion and RMB24.8 billion.

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X Financial (NYSE: XYF), a top online personal finance company in China, will announce its unaudited financial results for Q4 and fiscal year 2022 on March 31, 2023. The earnings conference call is set for 7:00 AM U.S. Eastern Time on the same day. Interested parties can join the call using various phone numbers specific to their location. X Financial is focused on connecting borrowers with institutional funding through advanced technology and strategic partnerships, enhancing its ability to manage risks effectively in loan facilitation.

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X Financial (NYSE: XYF) reported its financial results for Q3 2022 with total net revenue of RMB894.6 million (US$125.8 million), a 7.2% decline year-over-year. Income from operations was RMB300.4 million (US$42.2 million), down from RMB410.6 million in Q3 2021. Net income also decreased to RMB211.7 million (US$29.8 million) from RMB267.2 million. The total loan amount facilitated surged by 31.4% to RMB19.8 billion. The company announced an increase in its share repurchase program to US$30 million, reflecting confidence in long-term growth.

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FAQ

What is the current stock price of X Financial (XYF)?

The current stock price of X Financial (XYF) is $4.81 as of May 29, 2026.

What is the market cap of X Financial (XYF)?

The market cap of X Financial (XYF) is approximately 182.2M.