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X Financial Files Annual Report on Form 20-F for Fiscal Year 2022

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SHENZHEN, China, April 27, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F for the fiscal year ended December 31, 2022 with the Securities and Exchange Commission ("SEC") on April 27, 2023. The annual report can be accessed on the Company's investor relations website at https://ir.xiaoyinggroup.com as well as the SEC's website at https://www.sec.gov.

The Company will provide a hard copy of its annual report containing the audited consolidated financial statements, free of charge, to its shareholders upon request. Requests should be directed to the Company's IR Department at ir@xiaoying.com.

About X Financial

X Financial (NYSE: XYF) (the "Company") is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology, the Company has established strategic partnerships with financial institutions across multiple areas of its business operations, enabling it to facilitate and originate loans to prime borrowers under a risk assessment and control system.

For more information, please visit: https://ir.xiaoyinggroup.com.

For more information, please contact:

X Financial
Mr. Frank Fuya Zheng
E-mail: ir@xiaoying.com
Christensen IR

In China
Mr. Eric Yuan
Phone: +86-10-5900-1548
E-mail: eric.yuan@christensencomms.com

In US
Ms. Linda Bergkamp
Phone: +1-480-614-3004
Email: linda.bergkamp@christensencomms.com

Cision View original content:https://www.prnewswire.com/news-releases/x-financial-files-annual-report-on-form-20-f-for-fiscal-year-2022-301810294.html

SOURCE X Financial

X Financial American Depositary Shares, each representing six

NYSE:XYF

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About XYF

x financial provides personal finance services in the people's republic of china. the company offers services as an online marketplace connecting borrowers and investors. its loan product is xiaoying credit loan, which consists of xiaoying card loan catering to the credit card holders and xiaoying preferred loan to small business owners. the company also offers xiaoying housing loan, a home equity loan product for property owners; investment products through xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. x financial was founded in 2014 and is headquartered in shenzhen, the people's republic of china.