X Financial to Report First Quarter 2026 Financial Results on May 28, 2026

Rhea-AI Summary

X Financial (NYSE: XYF) will release its unaudited Q1 2026 financial results before the U.S. market opens on May 28, 2026.

Management will host an earnings conference call at 7:30 AM U.S. Eastern Time (7:30 PM Beijing/Hong Kong) with global dial-in and webcast access.

News Market Reaction – XYF

+5.47% 2.2x vol

8 alerts

+5.47% Session close to close

-5.0% Trough in 8 hr 24 min

$192.97M Market Cap

2.2x Rel. Volume

In the May 21 session, XYF gained 5.47%, reflecting a notable positive market reaction. Argus tracked a trough of -5.0% from its starting point during tracking. Our momentum scanner triggered 8 alerts that day, indicating moderate trading interest and price volatility. Trading volume was elevated at 2.2x the daily average, suggesting notable buying interest.

Data tracked by StockTitan Argus on the day of publication.

Market Context

The stock moved +5.5% in the session following this news. A strong positive reaction aligns with inv...

Analysis

The stock moved +5.5% in the session following this news. A strong positive reaction aligns with investors positioning ahead of key catalysts such as Q1 2026 results. Prior earnings date notices around XYF saw average moves of about -4.53%, so a large upside move would have contrasted with historical caution. Investors could later reassess based on actual credit quality, revenue trends, and regulatory commentary disclosed in the earnings release and call.

Key Figures

Earnings release date: May 28, 2026 Quarter end date: March 31, 2026 Earnings call time (ET): 7:30 AM U.S. Eastern Time +5 more

8 metrics

Earnings release date May 28, 2026 Q1 2026 unaudited financial results before U.S. market open

Quarter end date March 31, 2026 Quarter covered by upcoming Q1 2026 results

Earnings call time (ET) 7:30 AM U.S. Eastern Time Q1 2026 earnings conference call on May 28, 2026

Earnings call time (Beijing/HK) 7:30 PM Beijing / Hong Kong Time Same-day call time for local investors on May 28, 2026

U.S. dial-in 1-888-346-8982 Primary U.S. access number for live earnings call

China dial-in 4001-201203 Mainland China access number for live earnings call

Replay end date June 4, 2026 Telephone replay availability for earnings conference call

Replay passcode 1485675 Passcode for accessing recorded earnings call by phone

Previous Earnings date Reports

2 past events · Latest: Mar 19 (Neutral)

Same Type Pattern 2 events

Date	Event	Sentiment	24h Move	Catalyst
Mar 19	Earnings date notice	Neutral	-8.1%	Announced timing and details for Q4 and FY 2025 earnings release.
Nov 11	Earnings date notice	Neutral	-1.0%	Scheduled Q3 2025 earnings release and conference call logistics.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Past earnings date announcements for XYF have been followed by modest negative price moves despite being routine scheduling news.

Recent Company History

Recent disclosures show X Financial steadily communicating key milestones to the market. A prior earnings date notice on Mar 19, 2026 preceded Q4/FY 2025 results and saw a -8.09% move. An earlier earnings date release on Nov 11, 2025 for Q3 2025 coincided with a smaller -0.97% move. Alongside these, the company has continued filing detailed annual reports and regulatory updates, underscoring ongoing transparency while investors reassess growth and credit risk dynamics.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SHENZHEN, China, May 21, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the first quarter ended March 31, 2026, before the open of U.S. markets on Thursday, May 28 2026.

X Financial's management team will host an earnings conference call at 7:30 AM U.S. Eastern Time on Thursday, May 28, 2026 (7:30 PM Beijing / Hong Kong Time on the same day).

Dial-in details for the earnings conference call are as follows:

United States:	1-888-346-8982
Hong Kong:	800-905945
Mainland China:	4001-201203
International:	1-412-902-4272
Passcode:	X Financial

Please dial in ten minutes before the call is scheduled to begin and provide the passcode to join the call.

A replay of the conference call may be accessed by phone at the following numbers until June 4, 2026:

United States:	1-855-669-9658
International:	1-412-317-0088
Passcode:	1485675

Additionally, a live and archived webcast of the conference call will be available at https://ir.xiaoyinggroup.com.

About X Financial

X Financial is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology, the Company has established strategic partnerships with financial institutions across multiple areas of its business operations, enabling it to facilitate loans to prime borrowers under a robust risk assessment and control system.

For more information, please visit: https://ir.xiaoyinggroup.com.

For more information, please contact:

X Financial
Mr. Frank Fuya Zheng
Mr. Noah Kauffman
E-mail: ir@xiaoying.com 

View original content:https://www.prnewswire.com/news-releases/x-financial-to-report-first-quarter-2026-financial-results-on-may-28-2026-302778491.html

SOURCE X Financial

FAQ

When will X Financial (NYSE: XYF) report its Q1 2026 financial results?

X Financial plans to report its unaudited Q1 2026 financial results on May 28, 2026, before U.S. markets open. According to the company, the release will be followed by an earnings conference call the same day.

What time is X Financial's Q1 2026 earnings call on May 28, 2026?

X Financial's Q1 2026 earnings call is scheduled for 7:30 AM U.S. Eastern Time on May 28, 2026. According to the company, this equals 7:30 PM Beijing and Hong Kong time on the same day for regional investors.

How can U.S. investors join the X Financial (XYF) Q1 2026 earnings call?

U.S. investors can join the X Financial Q1 2026 earnings call by dialing 1-888-346-8982 and providing the passcode “X Financial.” According to the company, participants should dial in ten minutes before the scheduled start time.

What are the international dial-in numbers for the X Financial Q1 2026 earnings conference?

International investors can access the X Financial Q1 2026 earnings call by dialing 1-412-902-4272. According to the company, Hong Kong participants may call 800-905945 and mainland China participants may dial 4001-201203, using the passcode “X Financial.”

Will there be a replay of the X Financial (XYF) Q1 2026 earnings call?

Yes, a replay of X Financial’s Q1 2026 earnings call will be available by phone until June 4, 2026. According to the company, U.S. callers dial 1-855-669-9658 and international callers dial 1-412-317-0088 with passcode 1485675.

How can investors access the X Financial Q1 2026 earnings webcast?

Investors can access a live and archived webcast of X Financial’s Q1 2026 earnings call at https://ir.xiaoyinggroup.com. According to the company, the webcast offers an alternative for those unable to join via the telephone dial-in numbers.