X Financial to Report Fourth Quarter and Fiscal Year 2025 Financial Results on March 26, 2026

Rhea-AI Summary

X Financial (NYSE: XYF) will release its unaudited fourth quarter and fiscal year 2025 results before U.S. market open on Thursday, March 26, 2026. Management will host an earnings call at 8:30 AM ET (8:30 PM Beijing/Hong Kong) the same day.

Dial-in numbers, passcodes, replay details through April 2, 2026, and a live/archived webcast at https://ir.xiaoyinggroup.com are provided for investors and analysts.

News Market Reaction – XYF

-8.09% 1.5x vol

11 alerts

-8.09% Session close to close

-5.7% Trough in 1 hr 38 min

$176.21M Market Cap

1.5x Rel. Volume

In the Mar 19 session, XYF declined 8.09%, reflecting a notable negative market reaction. Argus tracked a trough of -5.7% from its starting point during tracking. Our momentum scanner triggered 11 alerts that day, indicating notable trading interest and price volatility. Trading volume was above average at 1.5x the daily average, suggesting increased trading activity.

Data tracked by StockTitan Argus on the day of publication.

Market Context

The stock moved -8.1% in the session following this news. A negative reaction despite this being onl...

Analysis

The stock moved -8.1% in the session following this news. A negative reaction despite this being only an earnings date notice fits prior patterns of mild downside around such events, though larger moves could exceed the historical -0.97% average. The decline would reflect caution ahead of full Q4 and FY 2025 details, with risk that prior credit cost and delinquency trends resurface when the unaudited results are released on March 26, 2026.

Key Figures

Earnings release date: March 26, 2026 Earnings call time (ET): 8:30 AM U.S. Eastern Time Beijing/HK time: 8:30 PM Beijing / Hong Kong Time +5 more

8 metrics

Earnings release date March 26, 2026 Q4 and FY 2025 unaudited financial results

Earnings call time (ET) 8:30 AM U.S. Eastern Time Q4 and FY 2025 conference call

Beijing/HK time 8:30 PM Beijing / Hong Kong Time Corresponding local time for earnings call

U.S. dial-in 1-888-346-8982 Live earnings conference call access

China dial-in 4001-201203 Mainland China access number for call

International dial-in 1-412-902-4272 International access number for call

Replay end date April 2, 2026 Telephone replay availability for call

Replay passcode 7562117 Code required to access recorded call

Previous Earnings date Reports

1 past event · Latest: Nov 11 (Neutral)

Same Type Pattern 1 events

Date	Event	Sentiment	24h Move	Catalyst
Nov 11	Earnings date notice	Neutral	-1.0%	Announcement of Q3 2025 results date and conference call logistics.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Prior earnings date scheduling news saw a small negative reaction (~-0.97%), suggesting mild downside bias around such announcements.

Recent Company History

Recent news shows XYF alternating between operational updates and formal disclosures. An earlier earnings date notice on Nov 11, 2025 preceded Q3 results and coincided with a modest -0.97% move. Subsequent Q3 earnings on Nov 20, 2025 featured solid year-over-year growth but a sharp -15.7% reaction, while the AGM announcement drew a smaller decline. Today’s FY 2025 earnings date fits the pattern of procedural communications ahead of detailed results.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SHENZHEN, China, March 19, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2025, before the open of U.S. markets on Thursday, March 26, 2026.

X Financial's management team will host an earnings conference call at 8:30 AM U.S. Eastern Time on Thursday, March 26, 2026 (8:30 PM Beijing / Hong Kong Time on the same day).

Dial-in details for the earnings conference call are as follows:

United States:	1-888-346-8982
Hong Kong:	800-905945
Mainland China:	4001-201203
International:	1-412-902-4272
Passcode:	X Financial

Please dial in ten minutes before the call is scheduled to begin and provide the passcode to join the call.

A replay of the conference call may be accessed by phone at the following numbers until April 2, 2026:

United States:	1-855-669-9658
International:	1-412-317-0088
Passcode:	7562117

Additionally, a live and archived webcast of the conference call will be available at https://ir.xiaoyinggroup.com.

About X Financial

X Financial is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology, the Company has established strategic partnerships with financial institutions across multiple areas of its business operations, enabling it to facilitate loans to prime borrowers under a robust risk assessment and control system.

For more information, please visit: https://ir.xiaoyinggroup.com.

For more information, please contact:

X Financial
Mr. Frank Fuya Zheng
Mr. Noah Kauffman
E-mail: ir@xiaoying.com

 

View original content:https://www.prnewswire.com/news-releases/x-financial-to-report-fourth-quarter-and-fiscal-year-2025-financial-results-on-march-26-2026-302718545.html

SOURCE X Financial

FAQ

When will X Financial (XYF) report Q4 and fiscal 2025 results?

X Financial will publish unaudited Q4 and fiscal 2025 results before U.S. market open on March 26, 2026. According to the company, the release precedes an earnings conference call scheduled the same day at 8:30 AM U.S. Eastern Time.

What time is the X Financial (XYF) earnings call on March 26, 2026?

The earnings call is scheduled for 8:30 AM U.S. Eastern Time on March 26, 2026. According to the company, that corresponds to 8:30 PM Beijing/Hong Kong Time and dial-in details are provided for several regions.

How can investors join the X Financial (XYF) conference call on March 26, 2026?

Investors can join by dialing regional numbers and using the passcode “X Financial”. According to the company, U.S., Hong Kong, Mainland China and international dial-in numbers are listed for the March 26, 2026 call.

Will there be a replay and webcast for X Financial (XYF) earnings call?

Yes. A phone replay is available through April 2, 2026, and a live and archived webcast will be at https://ir.xiaoyinggroup.com. According to the company, replay dial-in numbers and passcode are provided.

What are the replay dial-in details for X Financial (XYF) earnings call replay?

The phone replay numbers include U.S. and international lines with passcode 7562117. According to the company, the replay will be accessible by phone until April 2, 2026 for listeners who miss the live call.

Where can analysts find the X Financial (XYF) webcast and archived presentation?

The live webcast and archived recording will be available at https://ir.xiaoyinggroup.com. According to the company, the investor relations site will host the webcast and archive following the March 26, 2026 earnings call.