Yiren Digital Gains Increasing Momentum with Internet Insurance Business, Driving Strategic Second Growth Curve
Yiren Digital (NYSE: YRD), an AI-powered financial services platform in Asia, reported significant growth in its internet insurance business. The company has reached 4.3 million registered users as of September 25, 2025, driven by its AI-powered insurance discovery and delivery platform.
The company's platform leverages advanced AI technology with a 98% approval probability from insurance carriers for customer identification. Through OCR and speech recognition technologies, Yiren Digital has achieved a 30% reduction in customer dropout rates. The platform offers comprehensive insurance solutions including health, critical illness, accident, property and casualty, and travel insurance products through partnerships with leading carriers.
Yiren Digital (NYSE: YRD), una piattaforma di servizi finanziari alimentata dall'IA in Asia, ha riportato una crescita significativa nel suo business di assicurazioni online. L'azienda ha raggiunto 4,3 milioni di utenti registrati al 25 settembre 2025, trainata dalla sua piattaforma di scoperta e consegna di assicurazioni alimentata dall'IA.
La piattaforma dell'azienda sfrutta una tecnologia avanzata di IA con una probabilità di approvazione del 98% da parte degli assicuratori per l'identificazione dei clienti. Grazie a tecnologie OCR e riconoscimento vocale, Yiren Digital ha ottenuto una riduzione del 30% dei tassi di abbandono dei clienti. La piattaforma offre soluzioni assicurative complete tra cui salute, malattie gravi, incidenti, danni e responsabilità civile, e assicurazioni di viaggio, mediante partnership con i principali assicuratori.
Yiren Digital (NYSE: YRD), una plataforma de servicios financieros impulsada por IA en Asia, anunció un crecimiento significativo en su negocio de seguros por Internet. La empresa ha alcanzado 4,3 millones de usuarios registrados al 25 de septiembre de 2025, impulsada por su plataforma de descubrimiento y entrega de seguros impulsada por IA.
La plataforma de la empresa aprovecha la tecnología de IA avanzada con una probabilidad de aprobación del 98% por parte de las aseguradoras para la identificación de clientes. A través de tecnologías OCR y reconocimiento de voz, Yiren Digital ha logrado una reducción del 30% en las tasas de abandono de clientes. La plataforma ofrece soluciones integrales de seguros que incluyen productos de salud, enfermedades críticas, accidentes, propiedad y responsabilidad civil, y seguros de viaje, mediante asociaciones con aseguradoras líderes.
Yiren Digital (NYSE: YRD), AI 기반의 금융 서비스 플랫폼이 아시아에서 인터넷 보험 사업의 상당한 성장을 보고했습니다. 회사는 2025년 9월 25일 기준으로 430만 명의 등록 사용자를 달성했으며, 이는 AI 기반의 보험 탐색 및 전달 플랫폼에 의해 촉진되었습니다.
회사의 플랫폼은 고객 식별을 위한 보험사들의 98% 승인 확률을 가진 첨단 AI 기술을 활용합니다. OCR 및 음성 인식 기술을 통해 Yiren Digital은 고객 이탈률을 30% 감소시키는 데 성공했습니다. 이 플랫폼은 건강, 중증 질환, 사고, 재산 및 책임보험, 여행자 보험 등 포괄적인 보험 솔루션을 주요 보험사와의 파트너십을 통해 제공합니다.
Yiren Digital (NYSE: YRD), une plateforme de services financiers alimentée par l'IA en Asie, a enregistré une croissance significative de son activité d'assurance en ligne. L'entreprise a atteint 4,3 millions d'utilisateurs inscrits au 25 septembre 2025, portée par sa plateforme de découverte et de distribution d'assurances alimentée par l'IA.
La plateforme de l'entreprise exploite une technologie IA avancée avec une probabilité d'approbation de 98% de la part des assureurs pour l'identification des clients. Grâce à des technologies OCR et de reconnaissance vocale, Yiren Digital a réalisé une réduction de 30% des taux de désabonnement des clients. La plateforme offre des solutions d'assurance complètes incluant des produits de santé, d'assurance grave, d'accidents, de biens et responsabilité civile, ainsi que des assurances voyage, par le biais de partenariats avec des assureurs de premier plan.
Yiren Digital (NYSE: YRD), eine KI-gestützte Finanzdienstleistungsplattform in Asien, meldete ein deutliches Wachstum im Internet-Versicherungs-Geschäft. Das Unternehmen hat bis zum 25. September 2025 4,3 Millionen registrierte Nutzer erreicht, angetrieben von seiner KI-gestützten Plattform zur Versicherungssuche und -bereitstellung.
Die Plattform des Unternehmens nutzt fortgeschrittene KI-Technologie mit einer 98%-igen Genehmigungswahrscheinlichkeit von Versicherern für die Kundenerkennung. Durch OCR- und Spracherkennungstechnologien hat Yiren Digital eine 30%-ige Reduktion der Kundenabgänge erreicht. Die Plattform bietet umfassende Versicherungslösungen einschließlich Gesundheit, schwere Erkrankungen, Unfälle, Sach- und Haftpflichtversicherung sowie Reiseversicherung, in Partnerschaften mit führenden Versicherern.
Yiren Digital (NYSE: YRD)، منصة خدمات مالية مدعومة بالذكاء الاصطناعي في آسيا، أبلغت عن نمو ملحوظ في أعمالها للتأمين عبر الإنترنت. وصلت الشركة إلى 4.3 مليون مستخدم مسجل حتى 25 سبتمبر 2025، مدفوعةً بمنصة اكتشاف وتقديم التأمين المدعومة بالذكاء الاصطناعي.
تستخدم منصة الشركة تكنولوجيا ذكاء اصطناعي متقدمة بمعدل قبول 98% من شركات التأمين لتحديد هوية العملاء. ومن خلال تقنيات OCR والتعرف على الصوت، حققت Yiren Digital تخفيضاً بمقدار 30% في معدلات فقدان العملاء. تقدم المنصة حلول تأمينية شاملة تتضمن الصحة، والأمراض الخطيرة، والحوادث، والمسؤولية عن الممتلكات، والتأمين على السفر، من خلال شراكات مع الجهات الرائدة في التأمين.
Yiren Digital (NYSE: YRD)，一个在亚洲以AI驱动的金融服务平台，在其互联网保险业务上报告了显著增长。截至2025年9月25日，公司已实现430万注册用户，由其AI驱动的保险发现与投放平台推动。
该平台利用先进的AI技术，保险公司在客户识别方面的批准概率为98%。通过OCR与语音识别技术，Yiren Digital实现了客户流失率的30%下降。该平台通过与领先保险公司合作，提供包括健康、重大疾病、意外事故、财产与责任险以及旅游保险在内的综合保险解决方案。
- Achieved 4.3 million registered users in insurance business
- 98% approval probability from insurance carriers through AI-powered customer identification
- 30% reduction in customer dropout rates through technology implementation
- Diversified insurance portfolio through partnerships with leading carriers
- Reduced marketing costs through AI-driven customer acquisition from existing ecosystem
- Heavy reliance on AI technology for business operations
- Significant ongoing investment required for AI development and technology upgrades
Insights
Yiren Digital's AI-powered insurance platform shows strong traction with 4.3M users, creating a promising new revenue stream alongside core services.
Yiren Digital is successfully developing a second growth driver through its internet insurance business, which has accumulated 4.3 million registered users since scaling began in Q1 2025. This represents a strategic evolution beyond their primary financial services offerings, with insurance now emerging as a complementary revenue stream.
The company's approach is technologically sophisticated, leveraging AI algorithms to identify qualified insurance prospects within their existing customer ecosystem. Their system reportedly achieves 98% approval probability from insurance carriers, indicating highly effective targeting capabilities. This technology-first approach allows them to reduce traditional marketing costs while maintaining customer acquisition efficiency.
The implementation of OCR and speech recognition for customer onboarding has reduced dropout rates by more than 30%, demonstrating tangible operational improvements from their AI investments. Their platform now offers diverse insurance products including health, critical illness, accident, property and casualty, and travel coverage through partnerships with leading carriers.
What's particularly noteworthy is how Yiren Digital is embedding insurance offerings within existing customer journeys rather than treating insurance as a standalone product push. This contextual, needs-based approach typically yields higher conversion rates and customer satisfaction than traditional insurance distribution models.
Yiren Digital appears to be building an increasingly diverse financial services ecosystem powered by AI capabilities. This diversification reduces dependence on any single revenue stream while allowing cross-selling opportunities across their customer base.
Accelerating AI Innovation toFind New Growth Driver
Accelerated Growth with Expanding User Base
Yiren Digital's internet insurance business has demonstrated strong growth momentum since it began scaling in the first quarter of 2025. As of September 25, 2025, the cumulative number of registered users reached 4.3 million. The growth was driven by accelerated customer adoption and the proven scalability of Yiren Digital's AI-powered insurance discovery and delivery platform. The Company expects this positive trajectory to persist through the second half of 2025.
"Our AI-powered approach is transforming how customers access insurance coverage and driving growth," stated Mr. Ning Tang, Chairman and CEO of Yiren Digital. "By continuously integrating insurance solutions into various use case scenarios where customers are already engaged, we're building a seamless insurance experience that makes coverage more accessible and intuitive."
"We are strategically positioned to expand the potential of AI-driven demand discovery," added Mr. Ning Tang. "Our continued investment in technological advancement enables us to identify and develop new market opportunities as they emerge, building a sustainable foundation for long-term growth in this high-value business segment."
Building a High-Value Business Model with Strong Unit Economics
Currently, the platform has established strategic partnerships with a range of leading insurance carriers to offer comprehensive coverage solutions encompassing health, critical illness, accident, property and casualty, and travel insurance products. This diversified portfolio addresses the full spectrum of customer insurance needs through an innovative digital platform.
This scalable business model is powered by advanced AI technology that effectively identifies qualified prospects within the Company's existing customer ecosystem, significantly reducing dependence on conventional marketing channels while driving operational efficiency.
Strategic AI Development Enhances Customer Demand Discovery
Yiren Digital continues to enhance its proprietary AI-driven platform that analyzes customer behavior patterns to identify insurance needs through user interaction data. The Company's multi-modal technology demonstrates exceptional precision, successfully identifying potential customers with a
Yiren Digital's integrated sales and marketing platform connects with carrier insurance systems, utilizing customer digital engagement analytics to optimize the user experience. Through the implementation of OCR and speech recognition technologies, the platform delivers a streamlined onboarding process that reduces customer dropout rates by more than
Ongoing Innovation and Strategic Development
Yiren Digital remains focused on enhancing its AI capabilities to uncover additional product demand opportunities. By applying advanced machine learning and predictive analytics, Yiren Digital aims to uncover subtle patterns in customer behavior, anticipate emerging insurance needs, and translate these insights into innovative product solutions.
To support this, the Company continues to invest in self-developed technologies to handle increasingly complex and dynamic data sets. These upgrades will allow Yiren Digital to deliver more personalized and efficient solutions. Additionally, the Company is enhancing its AI-driven customer interaction models — from natural language processing to image and voice recognition — to create seamless, user-friendly experiences across channels.
About Yiren Digital
Yiren Digital Ltd. is a leading, AI-powered platform providing a comprehensive suite of financial services in
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SOURCE Yiren Digital
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