Byline Bancorp Stock Price, News & Analysis

Byline Bancorp, Inc. (NYSE: BY) is a financial holding company headquartered in Chicago, Illinois. It is the parent company of Byline Bank, a full-service commercial bank that focuses on serving small- and medium-sized businesses, financial sponsors, and consumers. According to company disclosures, Byline Bank operates a network of branch locations in the Chicago and Milwaukee metropolitan areas and manages assets of approximately $9.6–$9.8 billion, as reported in its 2025 communications.

Byline Bancorp’s core business is commercial and community banking. The bank offers a broad range of banking products and services to small and medium-sized businesses and commercial real estate customers, as well as online account opening options for both consumer and business customers, as described in its public profile. The company also provides trust and wealth management services to its customers.

An important part of Byline’s business model is its focus on small business lending. The company states that Byline Bank is one of the top U.S. Small Business Administration (SBA) lenders based on national SBA rankings by volume. In addition to traditional commercial banking, Byline offers small-ticket equipment leasing solutions through Byline Financial Group, a wholly owned subsidiary of Byline Bank, and highlights these leasing solutions as part of its commercial and community banking offerings.

Byline Bancorp’s footprint is centered on the Chicago and Milwaukee metropolitan areas, where it operates approximately 45–46 branch locations, according to multiple 2025 press releases. This regional branch network supports its strategy of serving local businesses, financial sponsors, and retail customers in its core markets.

The company’s public filings and press releases emphasize its role as a commercial bank with a focus on relationship-based lending and deposit services for business clients, complemented by consumer banking. Its SBA lending activity and equipment leasing operations add specialized capabilities within the commercial banking sector.

Byline Bancorp is a public company listed on the New York Stock Exchange under the ticker "BY". It periodically reports financial results and other material events through press releases and filings with the U.S. Securities and Exchange Commission (SEC), including Form 10-K annual reports, Form 10-Q quarterly reports, and Form 8-K current reports describing earnings releases, capital actions, and other corporate developments.

In its 2025 communications, the company reports total assets of approximately $9.7–$9.8 billion, total deposits of roughly $7.8 billion, and a loan and lease portfolio of more than $7.3 billion, illustrating its scale as a regional commercial bank. These figures are drawn from its second and third quarter 2025 financial results press releases and related Form 8-K filings.

Byline Bancorp also engages in capital management activities. In 2025, the company disclosed a share repurchase program and subsequent authorization of a new stock repurchase program that permits the repurchase of up to 2.25 million shares of its common stock over a defined period, representing approximately 4.9% of its outstanding common shares at the time of authorization. The company has also participated in a secondary public offering of common stock by selling stockholders, and executed a concurrent share repurchase from the underwriter as part of its existing repurchase program.

On the funding side, Byline Bancorp has issued subordinated notes that qualify as Tier 2 capital for regulatory purposes. In 2025, it completed a private placement of fixed-to-floating rate subordinated notes due 2035 and indicated its intention to use the proceeds to redeem outstanding fixed-to-floating rate subordinated notes due 2030. A subsequent Form 8-K reported the redemption of the 2030 subordinated notes in full, consistent with the terms of the applicable indenture.

The company’s SEC filings also document changes in its external auditors. In mid-2025, Byline reported that its former independent registered public accounting firm had merged into another firm, and that the successor firm, operating under a new name, had been appointed as Byline’s independent registered public accounting firm. The filing notes that the prior auditor’s reports on the company’s financial statements and internal control over financial reporting did not contain adverse opinions or disclaimers of opinion and were not qualified or modified as to uncertainty, audit scope, or accounting principles.

Byline Bancorp regularly communicates its financial performance through quarterly earnings releases. For example, in its second and third quarter 2025 press releases, the company highlighted metrics such as net interest income, non-interest income, total revenue, efficiency ratio, return on average assets, and capital ratios, along with commentary from its executive leadership discussing strategic execution, acquisitions, and its objective of becoming a leading commercial bank in its core markets. These earnings communications are furnished to the SEC on Form 8-K and accompanied by slide presentations used in public conference calls.

Beyond financial performance, Byline’s banking subsidiary participates in community and sponsorship activities. In 2025, Byline Bank announced a sponsorship of the Chicago Blackhawks for the 2025–26 season, describing this partnership as aligned with its long-standing Chicago roots and its commitment to local businesses and community institutions. The bank also referenced other local sponsorships, such as support for a Chicago Transit Authority bus route, as part of its broader engagement with the Chicagoland community.

Overall, Byline Bancorp, Inc. represents a regional commercial banking organization with a focus on small- and medium-sized businesses, SBA lending, equipment leasing, and community banking services in the Chicago and Milwaukee areas, supported by a public-company capital structure and ongoing SEC reporting obligations.