Moody'S Stock Price, News & Analysis

Moody’s Corporation (NYSE: MCO) is a global provider of data, insights, and technologies that help organizations understand and manage risk. According to the company’s own description in recent press releases, Moody’s operates in a world of increasingly interconnected risks and focuses on giving customers a holistic view of their environment so they can act with confidence and identify opportunities. The company is associated with the credit bureaus industry and its securities are listed on the New York Stock Exchange.

Moody’s highlights a rich history of experience in global markets and a diverse workforce of approximately 16,000 people across more than 40 countries. This global footprint supports its role in supplying information and analytics used in financial and other decision-making. The company emphasizes that its data, insights, and technologies are designed to help customers decode risk and unlock opportunity across a wide range of use cases.

Business segments and activities

Based on the Polygon description, Moody’s operates through two primary segments. The Moody’s Investors Service (MIS) segment focuses on credit ratings for fixed-income securities, including corporates, structured finance, financial institutions, and public finance. These activities are tied to bond issuance levels and have historically represented a majority of the firm’s profit and often a majority of its revenue.

The Moody’s Analytics segment is described as consisting of decision solutions, research and insights, and data and information. Across recent company communications, Moody’s repeatedly underscores the importance of its data and analytics estate and its software and technology offerings in risk and compliance contexts. The firm’s capabilities are referenced in areas such as credit, securitization, insurance, client and entity analytics, regulatory reporting, commercial real estate, lending operations, asset and liability management, and cyber risk.

Risk and compliance technology focus

Moody’s has been recognized in the Chartis RiskTech100® report, where it was named the #1 company in the 2026 ranking, marking its fourth consecutive year at the top of that list. In that context, Moody’s is described as having a blend of data, analytics, and software platforms across a broad range of risk categories. Chartis notes that Moody’s strength in analytics includes credit, securitization, insurance, client and entity analytics, regulatory reporting, commercial real estate, lending operations, and asset and liability management.

The company’s solutions have been recognized across multiple RiskTech100® categories, including overall strategy, overall market presence, overall functionality, overall banking, overall insurance, current expected credit losses (CECL), several credit data categories, credit portfolio management, credit risk for the banking book, financial crime data, and natural catastrophe risk solutions and tools. These distinctions underscore the breadth of Moody’s activities in risk and compliance technology as described by third-party research cited in company news.

AI and advanced analytics

Moody’s communications emphasize the role of AI-powered offerings in its product set. The company has announced Agentic Solutions, described as a set of AI-powered offerings designed to transform how organizations make decisions in complex, high-stakes environments. According to Moody’s, these solutions are built on a data estate covering more than 590 million global entities and use coordinated AI agents to automate and optimize knowledge-intensive workflows across finance, risk, and strategy.

Moody’s states that these AI agents can enhance productivity by transforming manual processes, provide reliable and transparent outputs backed by data governance, and improve workflow efficiency across high-value areas such as credit assessment, portfolio monitoring, sales intelligence, and know-your-customer screening. The company also notes that these deployments are intended to meet the demands of regulated industries such as financial services, real estate, and insurance, where accuracy, transparency, and compliance are essential.

Collaborations and integrated data

Moody’s data and analytics are also integrated into other market participants’ platforms. For example, Entegra LLC has announced that it will integrate Moody’s cash flow analytics into its Trading as a Service (TaaS) platform to enhance visibility, transparency, and efficiency in structured-credit trading. This collaboration is described as combining Moody’s structured finance capabilities with Entegra’s technology-driven market-making framework.

In the cyber risk domain, Bitsight has reported that its cyber risk intelligence data, including specific analytics, has been incorporated into Moody’s cyber solutions. This integration is described as helping Moody’s deliver offerings that span underwriting, portfolio optimization, and systemic exposure management for cyber risk, particularly in the insurance market. Bitsight is also identified as a founding member of Moody’s Cyber Industry Steering Group, a forum led by Moody’s that brings together insurers, brokers, and model vendors to develop the industry’s understanding of cyber risk.

Corporate governance and stock information

Moody’s Corporation is incorporated in Delaware and files reports with the U.S. Securities and Exchange Commission. Its common stock, with a par value of $0.01 per share, trades on the New York Stock Exchange under the symbol MCO. Certain senior notes of Moody’s, including 1.75% Senior Notes due 2027 and 0.950% Senior Notes due 2030, are also listed on the New York Stock Exchange, as reflected in recent Form 8-K filings.

The company’s board of directors and governance framework are periodically updated through formal actions disclosed in SEC filings. For example, Moody’s has reported amendments to its Amended and Restated By-Laws to update procedural and disclosure requirements for director nominations and stockholder proposals, as well as changes to its key employees’ stock incentive plan to address definitions, vesting flexibility, and treatment upon death or disability. The company has also disclosed director resignations and the election of new directors, such as the election of Lisa P. Sawicki to the board and to its Audit and Governance & Nominating Committees.

Headquarters and global presence

Moody’s identifies itself as having a long-standing connection to New York City, with its global headquarters in Lower Manhattan. The company has announced plans to relocate its global headquarters to Brookfield Place in Lower Manhattan, describing this move as part of a global office enhancement program that includes new facilities in London, Sydney, Tokyo, Milan, and Washington, D.C. Across its communications, Moody’s notes that it has a workforce across more than 40 countries, reflecting a broad international presence.

Position in credit ratings and analytics

According to the Polygon description, Moody’s, along with S&P Ratings, is a major provider of credit ratings on fixed-income securities. The Moody’s Investors Service segment covers corporates, structured finance, financial institutions, and public finance ratings. This ratings activity is closely tied to bond issuance and has historically contributed significantly to the company’s profit and revenue.

Moody’s Analytics, as described in the same source, focuses on decision solutions, research and insights, and data and information. In combination with the company’s own statements about its data, insights, and technologies, this indicates that Moody’s business model centers on providing information and analytical tools that support decision-making in finance, risk, and related areas.

Use cases and sectors served

While Moody’s communications do not list every end market in detail, they reference multiple sectors where its solutions are applied. These include banking and insurance, as reflected in the RiskTech100® category awards and Chartis commentary; cyber insurance and broader cyber risk management, as seen in the Bitsight collaboration; and structured-credit markets, as illustrated by the Entegra integration. Moody’s also notes that its AI-powered Agentic Solutions are designed for regulated industries such as financial services, real estate, and insurance.

Across these areas, Moody’s presents itself as enabling organizations to better understand credit risk, market risk, cyber risk, and other forms of interconnected risk, and to incorporate that understanding into underwriting, portfolio management, regulatory reporting, and other workflows.

Investor communications

Moody’s regularly communicates with investors through earnings releases, conference presentations, and SEC filings. For example, the company has announced quarterly financial results and outlook updates via Form 8-K, and it has disclosed participation in investor conferences such as the J.P. Morgan Ultimate Services Investor Conference. These communications are conducted in compliance with Regulation FD, as noted in the company’s announcements.

Through these channels, Moody’s provides information about its performance, strategic priorities, governance changes, and developments in its product and technology offerings, including AI-powered solutions and enhancements to its global office footprint.