MoneyHero Stock Price, News & Analysis

MoneyHero Limited (NASDAQ: MNY) is a tech- and AI-powered personal finance aggregation and comparison platform and a digital insurance brokerage provider focused on Greater Southeast Asia. The company operates online platforms that help consumers discover, compare, and choose financial products with greater confidence by bringing data intelligence and digital access across insurance and banking solutions.

MoneyHero is classified in the Internet Content & Information industry within the Communication Services sector. According to company disclosures, it operates in Singapore, Hong Kong, Taiwan and the Philippines, with a user base that includes millions of registered members and monthly unique users across these markets. The group positions itself as a personal finance technology and data platform, using its comparison tools and content to connect financial institutions with consumers who are ready to transact.

Business model and revenue mix

MoneyHero states that it operates online financial comparison platforms and related services for products such as credit cards, personal loans, mortgages, insurance and wealth offerings. The company connects providers of these products with well-matched consumers and generates revenue directly from product providers for placing their offerings on its platforms. It also reports revenue from insurance brokerage activities, marketing and events-related services, and a B2B platform called Creatory.

Across its disclosures, MoneyHero highlights several key revenue verticals: credit cards, personal loans and mortgages, wealth products, insurance products and other financial categories. The company has emphasized a strategic shift toward higher-margin verticals, noting that insurance and wealth products have grown to represent a larger share of group revenue compared with prior periods. Management commentary in recent results describes this mix shift as central to improving margins and enhancing revenue quality.

Geographic footprint and brands

MoneyHero operates multi-brand platforms tailored to different markets in Greater Southeast Asia. Its brand portfolio, as described in company communications, includes B2C platforms MoneyHero, SingSaver, Money101, Moneymax and Seedly, as well as the B2B platform Creatory. The company has also disclosed that it retains an equity stake in Malaysian fintech company Jirnexu Pte. Ltd., parent of Jirnexu Sdn. Bhd., the operator of RinggitPlus, which is described as Malaysia’s largest operating B2C personal finance platform.

Revenue is reported across several markets, with Singapore and Hong Kong described as major contributors, alongside Taiwan and the Philippines. Company metrics show millions of monthly unique users and group members across these territories, and management commentary notes that the Philippines is a particularly large market by membership share within the group.

Technology, AI and Project Odyssey

MoneyHero describes itself as a tech- and AI-powered platform and has announced a group-wide AI transformation program known as Project Odyssey. According to company press releases, Project Odyssey is intended to embed artificial intelligence into core customer journeys and internal workflows, with a focus on intelligent automation and conversational product experiences.

Examples disclosed by the company include an AI-powered Car Insurance SaverBot Beta deployed on WhatsApp in Singapore. This conversational agent is designed to help users compare car insurance policies, understand key policy benefits and proceed to purchase through links to insurers. MoneyHero reports that this tool is aimed at reducing friction in the quote process and supporting higher conversion rates in its insurance vertical. The company has also referenced AI-assisted service and automation in customer support and internal operations as contributors to efficiency gains.

Digital insurance brokerage and regulatory context

Alongside its comparison platforms, MoneyHero operates as a digital insurance brokerage provider in its core markets. In its communications, the company notes that certain AI-powered insurance journeys, such as the Car Insurance SaverBot in Singapore, are designed and operated in accordance with applicable guidelines for digital insurance brokerages and data protection requirements in that jurisdiction. The company highlights the role of licensed advisors and human oversight in handling more complex cases.

MoneyHero also reports collaborations with licensed financial institutions, including digital asset platforms regulated in Hong Kong. These collaborations expand the range of digital asset wealth product offerings available to users through MoneyHero’s wealth vertical, alongside more traditional insurance, stock and personal loan products.

Partners, ecosystem and user base

Across multiple disclosures, MoneyHero emphasizes the breadth of its commercial relationships. The company reports having over 260–270 commercial partner relationships as of various dates in 2025, spanning banks, insurers and other financial institutions across its markets. These partners list their products on MoneyHero’s platforms and participate in campaigns, awards programs and other initiatives.

MoneyHero also reports millions of MoneyHero Group Members, defined as users to whom the company provides more tailored product information and recommendations. Management commentary links membership growth and engagement to improvements in revenue mix, cross-sell potential and the ability to deliver more personalized offers across verticals such as insurance, wealth and personal loans.

Capital markets profile and backing

MoneyHero Limited’s ordinary shares trade on the Nasdaq under the ticker symbol MNY. The company files as a foreign private issuer with the U.S. Securities and Exchange Commission, using Form 20-F for annual reporting and Form 6-K for current reports. In a 2025 press release, MoneyHero disclosed that it had received and subsequently regained compliance with Nasdaq’s minimum bid price requirement under Listing Rule 5450(a)(1).

Company communications note that MoneyHero’s backers include Peter Thiel, described as co-founder of PayPal, Palantir Technologies and Founders Fund, and Richard Li, described as the founder and chairman of Pacific Century Group. These references are presented by the company as part of its capital markets and shareholder background.

Financial reporting and key metrics

MoneyHero regularly reports financial and operational metrics in its quarterly results. These include revenue by geography, revenue by vertical, cost of revenue, operating costs and expenses, net income or loss, and Adjusted EBITDA as a non-IFRS measure. Operational metrics disclosed by the company include Monthly Unique Users, total traffic, number of applications sourced for financial products and the number of approved applications.

Management commentary in 2025 results emphasizes a strategic pivot initiated in the second half of 2024 toward higher-margin verticals, improved revenue quality and disciplined cost management. The company highlights reductions in cost of revenue and operating expenses, growth in insurance and wealth revenue contributions, and the role of AI-enabled automation in marketing, technology and employee-related costs.

Position within Greater Southeast Asia personal finance

According to its own descriptions, MoneyHero operates as a personal finance aggregation and comparison platform in Greater Southeast Asia, with a presence in multiple markets and a portfolio of consumer-facing brands. The company’s platforms aim to help users compare financial products such as credit cards, loans, insurance and wealth offerings, while providing financial institutions with access to a large and engaged audience.

MoneyHero’s disclosures also reference its role in digital asset wealth products in Hong Kong, in collaboration with licensed digital asset exchanges and other regulated institutions. The company presents this as part of a broader personal finance ecosystem that spans traditional banking, insurance and next-generation digital finance solutions.

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