New Peoples Bank Stock Price, News & Analysis
Company Description
New Peoples Bankshares, Inc. (NWPP) is a corporation organized in the U.S. state of Virginia. According to its SEC filings, the company files reports with the Securities and Exchange Commission under Commission File Number 000-33411 and is identified for tax purposes by IRS Employer Identification Number 31-1804543. The company’s common stock is associated with the symbol NWPP for purposes of market tracking and research.
In its public disclosures, New Peoples Bankshares, Inc. refers to itself as the “Company” and reports on its financial condition and results of operations through periodic and current reports filed with the SEC. These filings provide structured information about the Company’s performance, financial position and material events that affect shareholders and other stakeholders.
The Company has indicated in its filings that it is not an emerging growth company as defined under the Securities Act of 1933 and the Securities Exchange Act of 1934. This status affects the reporting and disclosure framework that applies to New Peoples Bankshares, Inc., including how it complies with new or revised financial accounting standards.
New Peoples Bankshares, Inc. has stated in a Form 8-K that it issues press releases to announce its earnings for specific reporting periods, and that such press releases may be furnished as exhibits to its SEC reports. This practice allows investors and analysts to review both the formal SEC report and the accompanying press release for additional narrative context on the Company’s financial results.
The Company’s securities registered pursuant to Section 12(b) of the Securities Exchange Act are listed in its filings as “None.” This means that, based on the cited filing, New Peoples Bankshares, Inc. did not have a class of securities registered on a national securities exchange under Section 12(b) at the time of that report, and instead reports under a different registration basis.
New Peoples Bankshares, Inc. uses the Form 8-K current report to disclose material events, including the announcement of earnings for a completed quarter or year. These filings help provide timely information to the market about the Company’s financial condition and results of operations, supplementing its periodic reports such as annual and quarterly filings.
Regulatory reporting and disclosures
Through its SEC filings, New Peoples Bankshares, Inc. provides information on its jurisdiction of incorporation, registration status, and the legal framework under which it reports. The Company’s disclosures reference the Securities Act of 1933 and the Securities Exchange Act of 1934, as well as specific SEC rules related to written communications, proxy solicitation, and pre-commencement communications. In the cited Form 8-K, the Company indicates that the report is not being used to satisfy obligations under those specific communication rules, as the corresponding check boxes are not selected.
The Company’s filings also clarify whether it has elected to use any extended transition periods for complying with new or revised financial accounting standards. In the referenced 8-K, the checkbox related to this extended transition period is not marked, which indicates that the Company did not report such an election in that filing.
Use of earnings press releases
New Peoples Bankshares, Inc. has reported that it issues a press release announcing its earnings for particular quarters and years, and that this press release may be attached as an exhibit to a Form 8-K. By furnishing the press release as Exhibit 99.1, the Company provides an additional narrative explanation of its results of operations and financial condition for the period covered, beyond the numerical disclosures that appear in its financial statements and related SEC reports.
For investors and researchers, these earnings-related 8-K filings and attached exhibits serve as a primary source of information on how the Company describes its performance for a given reporting period. They also indicate the Company’s approach to communicating material financial information to the market.
Trading and registration status
In the referenced Form 8-K, New Peoples Bankshares, Inc. lists its securities registered pursuant to Section 12(b) of the Exchange Act as “None.” This disclosure is relevant for understanding how the Company’s securities are registered and where they may trade. While the filing confirms the absence of Section 12(b)-registered securities, it does not provide additional detail on any other trading venues or registration categories in that specific document.
The Company’s use of the NWPP symbol in market data platforms allows investors to identify and track information related to New Peoples Bankshares, Inc., including its SEC filings and any earnings announcements that are furnished through Form 8-K.
Corporate and reporting framework
As a Virginia corporation subject to SEC reporting requirements, New Peoples Bankshares, Inc. operates within a defined regulatory framework that governs how it discloses material information. The Company’s filings reference rules under the Securities Act and Exchange Act concerning written communications, proxy-related materials, and pre-commencement communications, even when those rules are not being used for the particular filing. This standardized disclosure format helps readers understand which regulatory provisions are relevant to each report.
By regularly furnishing earnings announcements via Form 8-K, New Peoples Bankshares, Inc. provides a recurring view of its financial condition and results of operations. These disclosures, combined with its status and registration information, give a structured picture of the Company as an SEC-reporting issuer incorporated in Virginia.
Key facts about New Peoples Bankshares, Inc.
- Legal name: New Peoples Bankshares, Inc.
- State of incorporation: Virginia
- SEC Commission File Number: 000-33411
- IRS Employer Identification Number: 31-1804543
- Reporting status: Not identified as an emerging growth company in the cited filing
- Section 12(b) securities: None, as disclosed in the referenced Form 8-K
- Symbol used for research: NWPP
Frequently asked questions about NWPP
Stock Performance
New Peoples Bank (NWPP) stock last traded at $4.01. Over the past 12 months, the stock has gained 38.3%. At a market capitalization of $94.6M, NWPP is classified as a micro-cap stock with approximately 23.6M shares outstanding.
Latest News
SEC Filings
New Peoples Bank has filed 5 recent SEC filings, including 2 Form 4, 2 Form 8-K, 1 Form 10-K. The most recent filing was submitted on March 31, 2026. SEC filings provide transparency into a company's financial condition, material events, and regulatory compliance. View all NWPP SEC filings →
Insider Radar
Insider buying activity at New Peoples Bank over the past 90 days may reflect management confidence in the company's direction. Institutional investors and analysts often monitor insider purchases as a potential bullish indicator for the stock.
Financial Highlights
New Peoples Bank generated $3.6M in revenue over the trailing twelve months, and net income was $10.1M, reflecting a 278.9% net profit margin. Diluted earnings per share stood at $0.43. The company generated $12.3M in operating cash flow.
Upcoming Events
Short Interest History
Short interest in New Peoples Bank (NWPP) currently stands at 30 shares, representing 0.0% of the float. Over the past 12 months, short interest has increased by 11.1%. This relatively low short interest suggests limited bearish sentiment.
Days to Cover History
Days to cover for New Peoples Bank (NWPP) currently stands at 1.0 days. This low days-to-cover ratio indicates high liquidity, allowing short sellers to quickly exit positions if needed.
NWPP Company Profile & Sector Positioning
New Peoples Bank (NWPP) operates in the Banks - Regional industry within the broader Financial Services sector and is listed on the OTC Link.