What is NEW PEOPLES BNKSHS INC's earnings per share (EPS)?

NEW PEOPLES BNKSHS INC (NWPP) reported diluted earnings per share of $0.43 for fiscal year 2025. This represents a 22.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

NEW PEOPLES BNKSHS INC (NWPP) Financials

NWPP

FY2025 annual

Revenue $57.3M +6.3% YoY

Net Income $10.1M +23.1% YoY

EPS (Diluted) $0.43 +22.9% YoY

Free Cash Flow $11.5M +75.4% YoY

Market Cap $112.6M as of Sep 9, 2026

Price / Sales 1.9x on $60.2M revenue, trailing 12 months to June 30, 2026

Price / Earnings 9.3x on $12.2M net income, trailing 12 months to June 30, 2026

Price / Book 1.3x on $86.3M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 9, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 12, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 12, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the NWPP SEC filings page.

NEW PEOPLES BNKSHS INC (NWPP) reported $57.3M in revenue for fiscal year 2025, up 6.3% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI NWPP FY2025 2026-09-05

Balance-sheet expansion is paired with improving earnings quality and lower leverage, strengthening capital as the bank grows rather than stretching it.

In FY2025, operating cash flow of $12.3M exceeded net income of $10.1M, indicating that reported earnings converted into cash rather than depending solely on accruals. Free cash flow also stayed close to operating cash flow, so the earnings improvement was not largely consumed by reported reinvestment.

In FY2025, assets grew 6.4% while equity grew 17.1%; capital grew faster than assets, giving expansion a stronger equity cushion. That shift coincided with lower reported leverage: debt-to-equity moved from 11.7x in FY2023 to 10.0x in FY2025.

Net margin recovered from 15.2% to 17.6% in FY2025, reversing the prior year's compression. Interest expense fell from $2.0M to $1.2M, making lower funding cost a plausible contributor to the rebound, while revenue growth alone does not explain the margin change.

Financial Health Signals

Financial health score not available

NEW PEOPLES BNKSHS INC does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

NEW PEOPLES BNKSHS INC passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.22x

For every $1 of reported earnings, NEW PEOPLES BNKSHS INC generates $1.22 in operating cash flow ($12.3M OCF vs $10.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$15.5M

YoY+9.6%

QoQ+3.2%

5Y CAGR+11.4%

10Y CAGR+8.0%

NEW PEOPLES BNKSHS INC generated $15.5M in revenue in Q2 2026. This represents an increase of 9.6% from the same quarter a year earlier. Against the prior quarter it is up 3.2%.

Net Income

$3.5M

YoY+36.3%

QoQ+12.7%

5Y CAGR+15.7%

10Y CAGR+14.6%

NEW PEOPLES BNKSHS INC reported $3.5M in net income in Q2 2026. This represents an increase of 36.3% from the same quarter a year earlier. Against the prior quarter it is up 12.7%.

EPS (Diluted)

$0.15

YoY+36.4%

QoQ+15.4%

NEW PEOPLES BNKSHS INC earned $0.15 per diluted share (EPS) in Q2 2026. This represents an increase of 36.4% from the same quarter a year earlier. Against the prior quarter it is up 15.4%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$84.3M

YoY+16.8%

QoQ-9.2%

5Y CAGR+3.9%

10Y CAGR+10.1%

NEW PEOPLES BNKSHS INC held $84.3M in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

24M

YoY-0.3%

QoQ-0.1%

5Y CAGR-0.3%

10Y CAGR+0.1%

NEW PEOPLES BNKSHS INC had 24M shares outstanding in Q2 2026. This represents a decrease of 0.3% from the same quarter a year earlier. Against the prior quarter it is down 0.1%.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

22.3%

YoY+4.4pp

QoQ+1.9pp

5Y change+3.9pp

10Y change+10.0pp

NEW PEOPLES BNKSHS INC's net profit margin was 22.3% in Q2 2026, showing the share of revenue converted to profit. This is up 4.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.9 percentage points.

Return on Equity

4.0%

YoY+0.6pp

QoQ+0.3pp

5Y change+1.3pp

10Y change+2.2pp

NEW PEOPLES BNKSHS INC's ROE was 4.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$57K

YoY+50.0%

QoQ+39.0%

NEW PEOPLES BNKSHS INC spent $57K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 50.0% from the same quarter a year earlier. Against the prior quarter it is up 39.0%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

NWPP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

NWPP quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$60.2M	$57.3M+6.3%	$53.9M+42.0%	$38.0M+1.2%	$37.5M+0.9%	$37.2M+11.7%	$33.3M-1.0%	$33.6M+5.7%	$31.8M-2.5%	$32.6M+12.4%	$29.0M0.0%	$29.0M+0.6%	$28.8M-6.6%	$30.9M-6.1%	$32.9M-12.8%	$37.7M
SG&A Expenses	$15.5M	$15.1M+4.4%	$14.5M+1.8%	$14.3M+6.7%	$13.4M+5.6%	$12.7M-4.3%	$13.2M-6.2%	$14.1M-0.7%	$14.2M+5.1%	$13.5M+3.0%	$13.1M+11.0%	$11.8M-7.1%	$12.7M-5.2%	$13.4M-3.7%	$13.9M-11.4%	$15.7M
Interest Expense	$1.1M	$1.2M-41.1%	$2.0M-78.4%	$9.1M+193.6%	$3.1M+15.0%	$2.7M-44.8%	$4.9M-18.2%	$6.0M+40.2%	$4.3M+32.7%	$3.2M+22.6%	$2.6M-14.2%	$3.1M-24.7%	$4.1M-14.5%	$4.7M-26.6%	$6.5M-32.8%	$9.6M
Income Tax	$3.6M	$3.0M+41.8%	$2.1M+0.1%	$2.1M-6.6%	$2.3M+18.4%	$1.9M+76.1%	$1.1M+111.3%	$522K+250.3%	$149K+3.5%	$144K+1700.0%	-$9K-147.4%	$19K+480.0%	-$5K+93.0%	-$71K-103.0%	$2.4M+406.8%	-$784K
Net Income	$12.2M	$10.1M+23.1%	$8.2M+14.2%	$7.2M-11.1%	$8.1M+15.3%	$7.0M+142.6%	$2.9M+40.4%	$2.1M+124.0%	$919K-70.3%	$3.1M+223.0%	$958K-64.0%	$2.7M+1009.2%	$240K-83.8%	$1.5M+123.5%	-$6.3M+29.0%	-$8.9M
EPS (Basic)	N/A	$0.43+22.9%	$0.35+16.7%	$0.30	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-$0.89
EPS (Diluted)	$0.53	$0.43+22.9%	$0.35+16.7%	$0.30	N/A	N/A	N/A	N/A	N/A	$0.13+225.0%	$0.04	N/A	N/A	N/A	N/A	-$0.89
Diluted Shares (Avg)	N/A	24M-0.4%	24M-0.5%	24M-99.9%	23.90B+99508.6%	24M0.0%	24M0.0%	24M0.0%	24M+2.2%	23M+0.5%	23M+1.7%	23M	22M	22M+95.6%	11M	10M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q/A	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q/A
Revenue	$15.5M+9.6%	$15.0M+11.2%	$15.0M-17.9%	$14.8M+10.2%	$14.1M+8.4%	$13.5M+45.6%	$18.2M+89.4%	$13.4M+41.8%
SG&A Expenses	$3.9M+6.4%	$3.9M+2.3%	$4.0M+5.9%	$3.7M+5.9%	$3.7M+1.6%	$3.8M+4.1%	$3.7M+7.3%	$3.5M-1.1%
Interest Expense	$249K-15.3%	$246K-15.8%	$275K+109.9%	$298K-44.2%	$294K-44.8%	$292K-92.1%	-$2.8M-189.8%	$534K-79.0%
Income Tax	$1.0M+35.8%	$912K+56.2%	$900K+84.0%	$812K+30.8%	$751K+47.8%	$584K+10.0%	$489K-6.9%	$621K+13.1%
Net Income	$3.5M+36.3%	$3.1M+60.5%	$2.9M+10.4%	$2.8M+30.8%	$2.5M+50.4%	$1.9M+6.8%	$2.6M+69.4%	$2.1M+11.5%
EPS (Basic)	$0.15+36.4%	$0.13+62.5%	$0.13+18.2%	$0.12+33.3%	$0.11+57.1%	$0.080.0%	$0.11+83.3%	$0.09+12.5%
EPS (Diluted)	$0.15+36.4%	$0.13+62.5%	$0.13+18.2%	$0.12+33.3%	$0.11+57.1%	$0.080.0%	$0.11+83.3%	$0.09+12.5%
Diluted Shares (Avg)	24M-0.2%	24M-0.3%	N/A	24M-0.3%	24M-0.4%	24M-0.5%	N/A	24M-0.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

NWPP Balance Sheet

NWPP quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$909.7M+6.4%	$854.9M+3.5%	$826.3M+6.6%	$775.4M-2.4%	$794.6M+5.1%	$756.3M+7.1%	$706.4M+3.6%	$682.1M+2.3%	$666.7M+5.1%	$634.3M+1.3%	$625.9M-3.9%	$651.1M-4.9%	$684.7M-4.8%	$719.0M-7.9%	$780.4M
Cash & Equivalents	$77.2M+14.1%	$67.7M+4.1%	$65.0M+5.3%	$61.7M+1.2%	$60.9M-34.0%	$92.3M+84.2%	$50.1M+78.0%	$28.2M-13.9%	$32.7M-7.7%	$35.4M+34.6%	$26.3M-25.9%	$35.6M-35.0%	$54.7M-41.9%	$94.1M+3.9%	$90.6M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$826.8M+5.4%	$784.2M+3.0%	$761.5M+6.0%	$718.1M-1.8%	$731.0M+4.7%	$698.1M+7.1%	$651.8M+3.3%	$630.9M+2.5%	$615.7M+4.8%	$587.4M+1.3%	$579.8M-4.7%	$608.2M-5.7%	$644.8M-5.1%	$679.1M-9.6%	$751.5M
Total Equity	$82.9M+17.1%	$70.7M+9.1%	$64.8M+13.3%	$57.2M-10.1%	$63.6M+9.4%	$58.2M+6.5%	$54.6M+6.5%	$51.3M+0.5%	$51.0M+8.6%	$46.9M+1.8%	$46.1M+7.6%	$42.9M+7.2%	$40.0M+0.2%	$39.9M+38.1%	$28.9M
Retained Earnings	$29.2M+39.1%	$21.0M+45.3%	$14.5M+62.1%	$8.9M+339.0%	$2.0M+140.8%	-$5.0M+36.7%	-$7.9M+20.7%	-$9.9M+8.5%	-$10.8M+22.9%	-$14.1M+6.4%	-$15.0M+15.1%	-$17.7M+1.3%	-$17.9M+7.6%	-$19.4M-48.3%	-$13.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q/A	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q/A
Total Assets	$942.1M+5.5%	$939.6M+6.7%	$909.7M+6.4%	$910.7M+3.5%	$892.9M+4.5%	$880.7M+3.6%	$854.9M+3.5%	$880.3M+10.0%
Cash & Equivalents	$84.3M+16.8%	$92.9M+11.5%	$77.2M+14.1%	$80.7M-22.2%	$72.2M-18.7%	$83.3M-6.3%	$67.7M+4.1%	$103.7M+96.2%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$855.8M+4.6%	$856.5M+6.0%	$826.8M+5.4%	$831.2M+2.7%	$818.1M+3.8%	$808.2M+2.8%	$784.2M+3.0%	$809.2M+9.4%
Total Equity	$86.3M+15.4%	$83.1M+14.5%	$82.9M+17.1%	$79.5M+11.9%	$74.8M+13.0%	$72.6M+13.4%	$70.7M+9.1%	$71.1M+18.5%
Retained Earnings	$33.6M+42.7%	$30.2M+43.4%	$29.2M+39.1%	$26.3M+43.2%	$23.6M+44.8%	$21.0M+44.1%	$21.0M+45.3%	$18.4M+42.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

NWPP Cash Flow Statement

NWPP quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$15.3M	$12.3M+47.5%	$8.3M+12.7%	$7.4M-46.5%	$13.8M+0.2%	$13.8M+61.0%	$8.6M-25.8%	$11.5M+162.4%	$4.4M-23.2%	$5.7M+66.3%	$3.4M-47.5%	$6.6M+105.5%	$3.2M-55.4%	$7.2M-19.8%	$8.9M-26.5%	$12.1M
Depreciation & Amortization	N/A	$1.5M-5.7%	$1.6M-2.6%	$1.6M-7.3%	$1.7M-17.0%	$2.1M-4.2%	$2.2M-5.3%	$2.3M-12.0%	$2.6M+3.1%	$2.5M+6.2%	$2.4M+14.6%	$2.1M-5.9%	$2.2M-6.7%	$2.4M-7.3%	$2.6M-3.5%	$2.7M
Capital Expenditures	N/A	$815K-54.5%	$1.8M+21.5%	$1.5M+169.2%	$548K-86.6%	$4.1M+91.2%	$2.1M+38.1%	$1.6M-5.9%	$1.6M-23.9%	$2.2M-54.8%	$4.8M+97.7%	$2.4M+38.2%	$1.8M+13.0%	$1.6M+16.4%	$1.3M-30.6%	$1.9M
Free Cash Flow	N/A	$11.5M+75.4%	$6.6M+10.6%	$5.9M-55.4%	$13.3M+36.9%	$9.7M+50.9%	$6.4M-35.7%	$10.0M+263.0%	$2.8M-22.9%	$3.6M+365.8%	-$1.3M-132.5%	$4.1M+187.5%	$1.4M-74.3%	$5.6M-26.1%	$7.6M-25.7%	$10.2M
Investing Cash Flow	-$38.4M	-$42.9M-65.0%	-$26.0M+43.3%	-$45.9M-1589.0%	$3.1M+103.9%	-$79.7M-517.6%	-$12.9M-36.9%	-$9.4M+63.0%	-$25.5M+19.2%	-$31.5M-1922.9%	-$1.6M	N/A	$10.9M+195.0%	-$11.5M-123.0%	$50.1M-15.9%	$59.6M
Financing Cash Flow	$35.2M	$40.2M+97.2%	$20.4M-51.2%	$41.8M+358.3%	-$16.2M-146.9%	$34.5M-25.9%	$46.5M+134.4%	$19.9M+20.2%	$16.5M-28.2%	$23.0M+218.8%	$7.2M+126.2%	-$27.5M+17.2%	-$33.2M+5.2%	-$35.1M+36.7%	-$55.5M+12.9%	-$63.7M
Dividends Paid	$2.1M	$1.9M+13.7%	$1.7M+16.1%	$1.4M+19.6%	$1.2M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$204K	$212K-24.8%	$282K+19.0%	$237K+38.6%	$171K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q/A	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q/A
Operating Cash Flow	$4.0M+42.3%	$3.8M+87.3%	$2.8M+91.4%	$4.7M+58.7%	$2.8M+72.8%	$2.0M-12.3%	$1.4M+35.7%	$3.0M-10.1%
Depreciation & Amortization	$312K-15.9%	$309K-17.4%	$359K-4.0%	$378K+1.9%	$371K-7.9%	$374K-11.8%	$374K-9.0%	$371K-9.5%
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	$268K-10.4%	$105K-66.8%	$199K-42.5%
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	$1.8M-12.6%	$1.3M+78.8%	$2.8M-6.3%
Investing Cash Flow	-$12.4M+48.4%	-$15.3M-84.3%	-$2.1M+83.2%	-$8.5M-2.7%	-$24.0M-494.0%	-$8.3M-726.3%	-$12.7M-24.2%	-$8.3M+43.9%
Financing Cash Flow	-$232K-103.3%	$27.2M+9.3%	-$4.1M+83.3%	$12.4M-38.9%	$7.0M+197.6%	$24.9M+10.4%	-$24.8M-216.9%	$20.3M+714.1%
Dividends Paid	$0	$2.1M+12.2%	$0	$0	$0	$1.9M+13.7%	$0	N/A
Share Buybacks	$57K+50.0%	$41K-39.7%	$32K-25.6%	$74K+15.6%	$38K-57.8%	$68K-20.0%	$43K-52.2%	$64K+39.1%

Not reported in any period shown, so not listed: Stock-Based Compensation.

NWPP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

NWPP quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	17.6%+2.4pp	15.2%-3.7pp	18.9%-2.6pp	21.5%+2.7pp	18.9%+10.2pp	8.7%+2.6pp	6.1%+3.2pp	2.9%-6.6pp	9.5%+6.2pp	3.3%-5.9pp	9.2%+8.3pp	0.8%-4.0pp	4.8%+24.1pp	-19.2%+4.4pp	-23.6%
Return on Equity	12.2%+0.6pp	11.6%+0.5pp	11.1%-3.0pp	14.1%+3.1pp	11.0%+6.1pp	5.0%+1.2pp	3.8%+2.0pp	1.8%-4.3pp	6.1%+4.0pp	2.0%-3.7pp	5.8%+5.2pp	0.6%-3.1pp	3.7%+19.6pp	-15.9%+15.0pp	-30.9%
Return on Assets	1.1%+0.2pp	1.0%+0.1pp	0.9%-0.2pp	1.0%+0.2pp	0.9%+0.5pp	0.4%+0.1pp	0.3%+0.2pp	0.1%-0.3pp	0.5%+0.3pp	0.1%-0.3pp	0.4%+0.4pp	0.0%-0.2pp	0.2%+1.1pp	-0.9%+0.3pp	-1.1%
Debt-to-Equity	9.98-1.1x	11.09-0.7x	11.75-0.8x	12.55+1.1x	11.49-0.5x	12.00+0.1x	11.94-0.4x	12.31+0.2x	12.08-0.4x	12.52-0.1x	12.58-1.6x	14.19-1.9x	16.13-0.9x	17.04-9.0x	26.03
Asset Turnover	0.060.0x	0.060.0x	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.050.0x	0.05
FCF Margin	20.0%+7.9pp	12.2%-3.5pp	15.6%-19.8pp	35.4%+9.3pp	26.1%+6.8pp	19.3%-10.4pp	29.7%+21.1pp	8.7%-2.3pp	10.9%+15.6pp	-4.6%-18.9pp	14.3%+9.3pp	5.0%-13.2pp	18.1%-4.9pp	23.1%-4.0pp	27.1%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q/A	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q/A
Net Margin	22.3%+4.4pp	20.4%+6.3pp	19.4%+5.0pp	18.6%+2.9pp	18.0%+5.0pp	14.2%-5.1pp	14.4%-1.7pp	15.7%-4.2pp
Return on Equity	4.0%+0.6pp	3.7%+1.0pp	3.5%-0.2pp	3.5%+0.5pp	3.4%+0.8pp	2.6%-0.2pp	3.7%+1.3pp	3.0%-0.2pp
Return on Assets	0.4%+0.1pp	0.3%+0.1pp	0.3%0.0pp	0.3%+0.1pp	0.3%+0.1pp	0.2%0.0pp	0.3%+0.1pp	0.2%0.0pp
Debt-to-Equity	9.91-1.0x	10.30-0.8x	9.98-1.1x	10.45-0.9x	10.93-1.0x	11.14-1.1x	11.09-0.7x	11.39-1.0x
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x
FCF Margin	N/A	N/A	N/A	N/A	N/A	13.1%-8.7pp	7.4%-0.4pp	20.5%-10.5pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where NEW PEOPLES BNKSHS INC Ranks

Frequently Asked Questions

What is NEW PEOPLES BNKSHS INC's annual revenue?

NEW PEOPLES BNKSHS INC (NWPP) reported $57.3M in total revenue for fiscal year 2025. This represents a 6.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is NEW PEOPLES BNKSHS INC's revenue growing?

NEW PEOPLES BNKSHS INC (NWPP) revenue grew by 6.3% year-over-year, from $53.9M to $57.3M in fiscal year 2025.

Is NEW PEOPLES BNKSHS INC profitable?

Yes, NEW PEOPLES BNKSHS INC (NWPP) reported a net income of $10.1M in fiscal year 2025, with a net profit margin of 17.6%.

What is NEW PEOPLES BNKSHS INC's net profit margin?

NEW PEOPLES BNKSHS INC (NWPP) had a net profit margin of 17.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does NEW PEOPLES BNKSHS INC pay dividends?

Yes, NEW PEOPLES BNKSHS INC (NWPP) paid $0.08 per share in dividends during fiscal year 2025.

What is NEW PEOPLES BNKSHS INC's return on equity (ROE)?

NEW PEOPLES BNKSHS INC (NWPP) has a return on equity of 12.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is NEW PEOPLES BNKSHS INC's free cash flow?

NEW PEOPLES BNKSHS INC (NWPP) generated $11.5M in free cash flow during fiscal year 2025. This represents a 75.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is NEW PEOPLES BNKSHS INC's operating cash flow?

NEW PEOPLES BNKSHS INC (NWPP) generated $12.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are NEW PEOPLES BNKSHS INC's total assets?

NEW PEOPLES BNKSHS INC (NWPP) had $909.7M in total assets as of fiscal year 2025, including both current and long-term assets.

What are NEW PEOPLES BNKSHS INC's capital expenditures?

NEW PEOPLES BNKSHS INC (NWPP) invested $815K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does NEW PEOPLES BNKSHS INC buy back shares?

Yes, NEW PEOPLES BNKSHS INC (NWPP) spent $212K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does NEW PEOPLES BNKSHS INC have outstanding?

NEW PEOPLES BNKSHS INC (NWPP) had 24M shares outstanding as of fiscal year 2025.

What is NEW PEOPLES BNKSHS INC's debt-to-equity ratio?

NEW PEOPLES BNKSHS INC (NWPP) had a debt-to-equity ratio of 9.98 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is NEW PEOPLES BNKSHS INC's return on assets (ROA)?

NEW PEOPLES BNKSHS INC (NWPP) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is NEW PEOPLES BNKSHS INC's P/E ratio?

NEW PEOPLES BNKSHS INC (NWPP) trades at 9.3x earnings, its market capitalization divided by net income of $12.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $112.6M as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is NEW PEOPLES BNKSHS INC's price-to-sales ratio?

NEW PEOPLES BNKSHS INC (NWPP) trades at 1.9x sales, its market capitalization divided by revenue of $60.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $112.6M as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is NEW PEOPLES BNKSHS INC's Piotroski F-Score?

NEW PEOPLES BNKSHS INC (NWPP) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are NEW PEOPLES BNKSHS INC's earnings high quality?

NEW PEOPLES BNKSHS INC (NWPP) has an earnings quality ratio of 1.22x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.