New Peoples Bnkshs (NWPP) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Nov 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 12, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the NWPP SEC filings page.
New Peoples Bnkshs Inc (NWPP) reported $57.3M in revenue for fiscal year 2025, up 6.3% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
The bank is expanding earnings and capital while lower interest costs and lighter reinvestment are improving cash generation.
Cash conversion strengthened: FY2025 operating cash flow was$12.3M against net income of$10.1M , and the supplied conversion ratio reached121.8% versus101.7% in FY2024. That means accounting earnings translated into more operating cash than in the prior year, not merely that profit increased.
Capital intensity fell sharply in FY2025: capital expenditures declined
The balance sheet became less equity-thin: total equity grew
Financial Health Signals
We do not publish a peer-relative financial health score for New Peoples Bnkshs Inc, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The signals and metrics below are current.
New Peoples Bnkshs Inc passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) does not pass.
Key Financial Metrics
Earnings & Revenue
New Peoples Bnkshs Inc generated $15.5M in revenue in Q2 2026. This represents an increase of 9.6% from the same quarter a year earlier. Against the prior quarter it is up 3.2%.
New Peoples Bnkshs Inc reported $3.5M in net income in Q2 2026. This represents an increase of 36.3% from the same quarter a year earlier. Against the prior quarter it is up 12.7%.
New Peoples Bnkshs Inc earned $0.15 per diluted share (EPS) in Q2 2026. This represents an increase of 36.4% from the same quarter a year earlier. Against the prior quarter it is up 15.4%.
Not reported for Q2 2026.
Cash & Balance Sheet
New Peoples Bnkshs Inc held $84.3M in cash as of Q2 2026; no long-term debt figure is on record for that period.
Not reported for Q2 2026.
Not reported for Q2 2026.
Margins & Returns
New Peoples Bnkshs Inc's net profit margin was 22.3% in Q2 2026, showing the share of revenue converted to profit. This is up 4.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.9 percentage points.
New Peoples Bnkshs Inc's quarterly ROE was 4.0% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
New Peoples Bnkshs Inc spent $57K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 50.0% from the same quarter a year earlier. Against the prior quarter it is up 39.0%.
Not reported for Q2 2026.
Not reported for Q2 2026.
NWPP Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q/A | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q/A |
|---|---|---|---|---|---|---|---|---|
| Revenue | $15.5M+9.6% | $15.0M+11.2% | $15.0M-17.9% | $14.8M+10.2% | $14.1M+8.4% | $13.5M+45.6% | $18.2M+89.4% | $13.4M+41.8% |
| Interest Expense | $249K-15.3% | $246K-15.8% | $275K-25.1% | $298K-44.2% | $294K-44.8% | $292K-45.2% | $367K-12.4% | $534K+23.0% |
| Income Tax | $1.0M+35.8% | $912K+56.2% | $900K+84.0% | $812K+30.8% | $751K+47.8% | $584K+10.0% | $489K-6.9% | $621K+13.1% |
| Net Income | $3.5M+36.3% | $3.1M+60.5% | $2.9M+10.4% | $2.8M+30.8% | $2.5M+50.4% | $1.9M+6.8% | $2.6M+69.4% | $2.1M+11.5% |
| EPS (Basic) | $0.15+36.4% | $0.13+62.5% | $0.13+18.2% | $0.12+33.3% | $0.11+57.1% | $0.080.0% | $0.11+83.3% | $0.09+12.5% |
| EPS (Diluted) | $0.15+36.4% | $0.13+62.5% | $0.13+18.2% | $0.12+33.3% | $0.11+57.1% | $0.080.0% | $0.11+83.3% | $0.09+12.5% |
| Diluted Shares (Avg) | 24M-0.2% | 24M-0.3% | N/A | 24M-0.3% | 24M-0.4% | 24M-0.5% | N/A | 24M-0.6% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.
NWPP Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q/A | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q/A |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $942.1M+5.5% | $939.6M+6.7% | $909.7M+6.4% | $910.7M+3.5% | $892.9M+4.5% | $880.7M+3.6% | $854.9M+3.5% | $880.3M+10.0% |
| Cash & Equivalents | $84.3M+16.8% | $92.9M+11.5% | $77.2M+14.1% | $80.7M-22.2% | $72.2M-18.7% | $83.3M-6.3% | $67.7M+4.1% | $103.7M+96.2% |
| Total Liabilities | $855.8M+4.6% | $856.5M+6.0% | $826.8M+5.4% | $831.2M+2.7% | $818.1M+3.8% | $808.2M+2.8% | $784.2M+3.0% | $809.2M+9.4% |
| Total Equity | $86.3M+15.4% | $83.1M+14.5% | $82.9M+17.1% | $79.5M+11.9% | $74.8M+13.0% | $72.6M+13.4% | $70.7M+9.1% | $71.1M+18.5% |
| Retained Earnings | $33.6M+42.7% | $30.2M+43.4% | $29.2M+39.1% | $26.3M+43.2% | $23.6M+44.8% | $21.0M+44.1% | $21.0M+45.3% | $18.4M+42.3% |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
NWPP Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q/A | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q/A |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.0M+42.3% | $3.8M+87.3% | $2.8M+91.4% | $4.7M+58.7% | $2.8M+72.8% | $2.0M-12.3% | $1.4M+35.7% | $3.0M-10.1% |
| Depreciation & Amortization | $312K-15.9% | $309K-17.4% | $359K-4.0% | $378K+1.9% | $371K-7.9% | $374K-11.8% | $374K-9.0% | $371K-9.5% |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | $268K-10.4% | $105K-66.8% | $199K-42.5% |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | $1.8M-12.6% | $1.3M+78.8% | $2.8M-6.3% |
| Investing Cash Flow | -$12.4Mn/m | -$15.3Mn/m | -$2.1Mn/m | -$8.5Mn/m | -$24.0Mn/m | -$8.3Mn/m | -$12.7Mn/m | -$8.3Mn/m |
| Financing Cash Flow | -$232K-103.3% | $27.2M+9.3% | -$4.1Mn/m | $12.4M-38.9% | $7.0M+197.6% | $24.9M+10.4% | -$24.8M-216.9% | $20.3Mn/m |
| Dividends Paid | $0n/m | $2.1M+12.2% | $0n/m | $0 | $0 | $1.9M+13.7% | $0n/m | N/A |
| Share Buybacks | $57K+50.0% | $41K-39.7% | $32K-25.6% | $74K+15.6% | $38K-57.8% | $68K-20.0% | $43K-52.2% | $64K+39.1% |
Not reported in any period shown, so not listed: Stock-Based Compensation.
NWPP Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q/A | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q/A |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 22.3%+4.4pp | 20.4%+6.3pp | 19.4%+5.0pp | 18.6%+2.9pp | 18.0%+5.0pp | 14.2%-5.1pp | 14.4%-1.7pp | 15.7%-4.2pp |
| Return on Equity | 4.0%+0.6pp | 3.7%+1.0pp | 3.5%-0.2pp | 3.5%+0.5pp | 3.4%+0.8pp | 2.6%-0.2pp | 3.7%+1.3pp | 3.0%-0.2pp |
| Return on Assets | 0.4%+0.1pp | 0.3%+0.1pp | 0.3%0.0pp | 0.3%+0.1pp | 0.3%+0.1pp | 0.2%0.0pp | 0.3%+0.1pp | 0.2%0.0pp |
| Liabilities-to-Equity | 9.91-1.0x | 10.30-0.8x | 9.98-1.1x | 10.45-0.9x | 10.93-1.0x | 11.14-1.1x | 11.09-0.7x | 11.39-1.0x |
| Asset Turnover | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | 13.1%-8.7pp | 7.4%-0.4pp | 20.5%-10.5pp |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| New Peoples Bnkshs Inc NWPP | FY2025 | $57.3M | $10.1M | 17.6% | $116.0M | — |
| Consumers Bancorp Inc CBKM | FY2026 | $45.8M | $11.2M | 24.3% | $99.6M | — |
| First Keystone Corp FKYS | FY2025 | $45.0M | $6.2M | 13.7% | $121.0M | — |
| Peoples Fincl Corp Miss PFBX | FY2025 | $27.5M | $3.9M | 14.2% | $109.5M | — |
Where New Peoples Bnkshs Inc Ranks
Frequently Asked Questions
New Peoples Bnkshs Inc (NWPP) reported $57.3M in total revenue for fiscal year 2025. This represents a 6.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
New Peoples Bnkshs Inc (NWPP) revenue grew by 6.3% year-over-year, from $53.9M to $57.3M in fiscal year 2025.
Yes, New Peoples Bnkshs Inc (NWPP) reported a net income of $10.1M in fiscal year 2025, with a net profit margin of 17.6%.
New Peoples Bnkshs Inc (NWPP) had a net profit margin of 17.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Yes, New Peoples Bnkshs Inc (NWPP) paid $0.08 per share in dividends during fiscal year 2025.
New Peoples Bnkshs Inc (NWPP) has a return on equity of 12.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
New Peoples Bnkshs Inc (NWPP) generated $11.5M in free cash flow during fiscal year 2025. This represents a 75.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
New Peoples Bnkshs Inc (NWPP) generated $12.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
New Peoples Bnkshs Inc (NWPP) had $909.7M in total assets as of fiscal year 2025, including both current and long-term assets.
New Peoples Bnkshs Inc (NWPP) invested $815K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
New Peoples Bnkshs Inc (NWPP) had a liabilities-to-equity ratio of 9.98 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.
New Peoples Bnkshs Inc (NWPP) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
New Peoples Bnkshs Inc (NWPP) trades at 9.5x earnings, its market capitalization divided by $12.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $116.0M as of Nov 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
New Peoples Bnkshs Inc (NWPP) trades at 1.9x sales, its market capitalization divided by $60.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $116.0M as of Nov 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
New Peoples Bnkshs Inc (NWPP) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.